June 10, 2008
Who wants to waste their senior year analyzing the deeper message behind The Scarlet Letter, differentiating between cations and anions (cations are “paw”sitive), or charting calculus equations? Obviously, few of us want to make high school more difficult than it already is. That being said, the advantages of enrolling oneself—when possible—in challenging Advanced Placement (AP) courses can extend beyond the twelfth grade. Below are just a few reasons why you should consider college-level classes.
Sooner of later, you will have to take them. Unpleasant core subject requirements won’t go away when you get to college. Sure, more classes will be relevant to your major, but some headaches will still exist. Instead of taking the standard versions now and the advanced versions later, knock out two birds with one stone.
Save money. On average, college prices are rising at rates that outpace inflation. If you want to save money, don’t stay in school longer than you have to. Within reason, challenge yourself by completing extra credits, and finish school on time.
Make your college years a bit easier. Many students are taken aback by the increased expectations of college instructors. According to the St. Petersburg Times, about a quarter of first-year college students do not return the following year. By taking AP classes, students can become acquainted with the increasingly difficult college curriculum and nip workload problems before they arise.
Impress College Admissions Officials. Most of us are aware of the advantages, both social and financial, of college graduates. But before you reach for that diploma, you must first be accepted. Advanced Placement classes will show admissions officials that you are taking initiative and working hard. In other words, you are the kind of candidates who deserves the chance (and possibly the scholarship) needed to attend their school.
June 9, 2008
June 6, 2008
June 5, 2008
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June 2, 2008
May 30, 2008
Summer and school didn’t couple well in middle school, but now, well, they may not be the worst choice. With the exception of some lucky individuals, most college students spend at least a part of their summer working. Adding a class or two to one’s schedule won’t ruin what wasn’t paradise in the first place. While summer classes do require additional work, they are a sensible option for many. Here are some reasons why off-season classes may be worth the effort:
May 29, 2008
The Federal Supplemental Educational Opportunity Grant (FSEOG) is a form of federal student aid that does not need to be repaid. It is awarded to students by colleges and universities, and a mixture of federal and school funds is used to pay for the program. As FSEOG awards are based on financial need, students interested in obtaining this form of financial aid will have to complete a FAFSA and have their Expected Family Contribution (EFC) calculated. A standard federal formula will be used to determine a student’s financial need, but schools will have a large degree of leverage over how much each student will receive.
To obtain the FSEOG, a student must attend one of the approximately 4,000 colleges and universities that participate in the federal program. Schools that take part in the FSEOG program receive grant money from the government but must still contribute 25 percent of the funds.
Individual colleges and universities determine how much grant money each student will receives based on fund availability, the time a student submits their FAFSA (earlier is better) and the student’s level of need. The yearly awards may vary from $100 to $4,000 per year, and those who were eligible for Pell Grants will be considered first.
If a student is awarded an FSEOG, the school may pay them directly, credit their school account or both. Depending on the school’s term system, students may be paid each semester, trimester or quarter. Regardless of the institutions set course timeline, the money must be paid in at least two installments.
May 28, 2008
Weighed down by an economic downturn and a cut in federal subsidies, student lenders have been lining up at the FFEL exit sign for months. But if the past two days are a sign of what’s to come, many are reconsidering their departure. On Wednesday, Margaret Spellings sent a letter to numerous student lenders pledging the Department of the Treasury’s support in helping them get back on their feet.
According to The Chronicle of Higher Education, the Department of Education’s plan to purchase loans student lenders have trouble selling had three student lenders declaring their plans to return within two days. Though the funds are meant to be a temporary, one-year solution to the student loan crunch, the decision was enough to convince NorthStar, the Brazos Group and Graduate Leverage to return to the FFEL program.
"Many details still need to be worked out, and we will share those as they become available. But the good news is we’re back in the federal student loan business, and students and families will have more loan options for the upcoming year,” stated NorthStar’s Chief Executive Taige Thornton on the company website.
The security now provided by the federal government may be enough to lure more FFEL student lenders back into the business. It may also prove incentive enough for student lenders to relax the increasingly tight criteria used to judge potential borrowers. While the credit crunch is certainly not over, the current federal aid contributions may prove sufficient in convincing some, if not most, lenders to return to the workforce.
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