December 27, 2007
The National Association of Negro Business and Professional Women’s Clubs (NANBPWC) sponsors two African American female scholarships each year. This non-profit organization’s mission is to promote and protect the interests of African American women professionals and entrepreneurs. One of the ways the organization meets its mission is by providing college scholarships for African American women.
The National Scholarship:
This African American scholarship is awarded to graduating high school seniors who have a cumulative grade point overage of 3.0 or better (4.0 scale). Applicant packages must include official high school transcripts, two letters of recommendation written on school letterhead, and an essay.
One letter of recommendation must be written by a school counselor or the principal. The other letter must be written from one of the student’s English, math, or science teachers. The essay must address the topic; “Why is Education Important to Me?”
To learn more about these scholarships, just conduct a free, college scholarship search at www.scholarships.com."
Julianne Malveaux Scholarship:
Scholarships are awarded on a competitive basis. Candidates must submit the official application form, along with two letters of recommendation, an essay, and an official college transcript.
The essay must explain how the applicant’s career plans are relevant to the scholarship program’s theme, which is “Black Women’s Hands Can Rock the World.” One letter of recommendation must be from one of the student’s professors or academic advisor. The other letter must be from an NANBPWC member.
December 24, 2007
The Development Fund for Black Students in Science and Technology (DFBSST) provides African American scholarships to undergraduate students enrolled in a participating Historically Black Colleges and University (HBCU) who are pursuing degrees in scientific or technical fields such as engineering, science and math.The DFBSST minority scholarships program was initiated by a group of black technical professionals who recognized the need to provide scholarships for African American students pursuing high-demand scientific or technical careers at the nation’s HBCUs.
Scholarships are awarded on a competitive basis, and are valued at up to $2,000 per year for up to four years. Applicants are nominated by deans and faculty members at participating schools and the DFBSST volunteer Board of Directors makes the final award determination. Criteria include outstanding academic achievement, essays, letters of recommendation and demonstrated financial need.
To learn more about these scholarships, just conduct a free, college scholarship search at www.scholarships.com
December 21, 2007
Are you a talented artist who wants to major in art in college? There are many opportunities to earn art scholarships. Talk with your art teacher about your goals and ask for advice and suggestions. Art teachers frequently receive notices about art competitions and scholarship programs, so if he or she knows that you are interested you are likely to be among the first students to find out about new opportunities. You should also let your guidance counselor know that you plan to major in art in college. He or she can be a rich source of information and also receives scholarship program notices on a regular basis.
While your art teacher and guidance counselor are excellent resources, don’t depend solely on them to help you find art scholarships. There are many programs that they may never find out about. You need to be proactive in seeking out scholarship opportunities. The first thing you need to do is contact the school that you are interested in attending to find out if they offer art scholarships.
Many organizations and associations throughout the country offer art scholarships to help support talented young artists. Some offer awards to local students, but many are national scholarship programs. For example, the McMillen Foundation funds full tuition art scholarships for students in Washington and Alaska each year and the Namta Foundation, awards eight $1,000 scholarships to art students from any state.
Wind, rain or shine, college tuition bills always safely make it to your mailbox, or the inbox. Even if you’re struggling financially, there’s no need to give up. Whether you’re having trouble keeping your spending in check or are hindered by college bills, things can be better. The new year is coming up, and you deserve a new chance, a minty fresh start. Students looking for a way to save should follow this advice to get things right in '08.
1. Look for scholarships. Applying for scholarships is a great way to save for college. It doesn’t cost to apply—don’t listen to anyone who suggests you should pay—and the rewards tend to be large. Try conducting a free scholarship search to find scholarships and grants you may be eligible to receive.
2. Avoid magazines and websites with appealing products. Oftentimes students will be unaware they’re in need of something until they see it in a magazine. If it’s out of sight, it’s out of mind. Marketers have a way of making whatever it is that catches your eye look more amazing and necessary than it really is. The best way to avoid their evil traps is to stay out of their way.
3. Skip the details at restaurants. I can’t tell you to skip the restaurant thing. Going out for dinner is just part of the student culture, and if you can’t eliminate it, be smart about it. If you skip the appetizers, lose the dessert and trade in water for a soft drink, you can cut your bill in half. Those that go out to eat for the company more than the food can also go straight for the appetizer and stop there. They tend to be oversized anyway.
4. Watch your phone plans. For some reason, students always seem shocked when an insane phone bill comes in the mail. If you know you’re a chatterbox, you should plan accordingly. Get the same plan as the people you chat with most, start a family plan and watch the texting.
December 19, 2007
The whole “college graduates earn $1 million more than non graduates over their lifetime” stat is getting a bit trite. I’ll give you a few more if you’re not convinced that college is a worthwhile investment.
College graduates enjoy greater career security
College graduates can offer their children a more secure financial future
College graduates are healthier
College graduates are more likely to contribute to society
Anyway, you get the picture. The problem isn’t that the whole “follow your dreams” thing makes no sense. The problem is affording those dreams and affording the time and preparation it takes to follow them. Most of us don’t make enough money to loll around devoting our days to perfecting our sculpting skills and sharpening our 3 point shots. Even those with less risky dreams can’t always afford to test the waters, especially if the schooling required to get those jobs is too expensive and time consuming. That’s why so many students find themselves having to compromise their initial career goals after realizing their dream jobs won’t allow them to pay off student loans. Let’s just say that the need for qualified teachers isn’t caused by a disinterested public.
Sorry, I didn’t mean to be gloomy. I swear there’s a silver lining. Financial aid in the form of government grants and outside scholarships is readily available to students in difficult situations. Without a cloud of college debt hanging over your head, “The Road Not Taken” may suddenly become an option. The financial aid information found at Scholarships.com will help you familiarize yourself with the FAFSA, government grants, corporate scholarships, private scholarships, the ins and outs of student loans and myriad other financial aid opportunities. Whether you’re interested in preliminary information or ready to get down to business by finding scholarships, we can help you do it.
If you’re not convinced, you can take a tour of our site. Visit our homepage, and take a sort of “Tour de Scholarships.com” if you will. We can help you see how conducting a free college scholarship search will help you find scholarships and grants that, based on the information you provide, you're eligible to receive. Find New York scholarships, scholarships for graduate students, scholarships for minorities, poetry scholarships, music scholarships—you name it, we’ve got it. With information about more than 2.7 million scholarships and grants, Scholarships.com offers more than you’ll know what to do with. If you’re not convinced yet, just take the tour. Like the search, it’s free. You’ve got nothing to lose, and a world of financial aid opportunities to gain.
December 18, 2007
December 17, 2007
The American Foreign Service Association (AFSA), an association representing U.S. Foreign Service, Foreign Agricultural Service, U.S. & Foreign Commercial Service and the International Broadcasting Bureau employees, is awarding a scholarship to students who are willing to do some thinking. This annual contest is a bit more advanced than your typical “Why was George Washington a great leader” essay, and it will probably take some research. Not everyone will be up for that, all the better for those who are. The topic for this year’s competition is “The challenges facing the American Foreign Service in the 21st Century,” and, based on the award description, Condoleezza Rice wants to know what you think. Before answering, you may want to read up on the Foreign Service, a group of employees who work at U.S. embassies around the world. Once you’ve done that, let Condoleezza know what it is that you think. For further information about the registration form (there is no application form), please conduct a free scholarship search.
1. A $2,500 college scholarship for the winner and a $500 award for the winner's school 2. A paid trip to Washington D.C. for the winner and his/her parents
1. Applicant must be a student in grades 9 through 12 attending a public, private, parochial or home school OR must participate in a high school correspondence program in the U.S., its territories or overseas as a U.S. citizen. 2. Students whose parents belong to the U.S. Service or who have served on the Advisory Committee are not eligible for the award.
April 15, 2008
1. A completed student registration form signed by the student and their teacher. 2. Four copies of an essay on the topic, including four copies of sources used. The essay must be double-spaced, written in 12 point Times New Roman font, have one-inch margins.
Further details, including information about applying, can be found by conducting a free scholarship search. Once a student has completed the search, this scholarship will appear in their scholarship list, provided the student is eligible to apply.
December 14, 2007
In a move that’s both impressive and grossly irritating to poor students across the nation, Harvard University announced on Tuesday its intent to improve the financial aid packages of well-off students. Of course that’s not how they announced it. According to the Harvard Crimson (the university newspaper), the Dean of Admissions William Fitzsimmons proudly declared that the aid would allow students to pursue careers in public service without fear of outstanding debt--as if that's the ultimate goal of most Harvard graduates.
In 2006, Harvard eliminated contribution requirements for students whose families made less than $60,000 per year. It has taken things one step further this year by increasing the amount of financial aid offered to students whose household income was greater than that. Mr. Fitzsimmons stated that families making between $60,000 and $200,000 were in a state of “crisis” when it came to finding money for college.
Hmmm…Crisis eh? That’s quite a hyperbole, especially when one considers the rising number of students who leave school with debt that exceeds $100,000. I somehow don’t feel bad for people making $200,000 each year, and I definitely don’t subscribe to the fact that they are going through a crisis. According to the 2006 U.S. Census Bureau, the median (not average) income in the U.S. is $48,201 and only 19 percent of households make over $100,000. Double that and the word crisis does not apply.
Under Harvard's new plan, families with incomes between $60,000 and $120,000 per year will soon be expected to pay 0-10 percent of their income for an education. Those making between $120,000 and $180,000 will be expected to pay 10 percent of that amount. To put things in perspective, the sticker price for the Harvard package is $45,620, and a family making $180,000 will pay 39 percent of that.
After reading the article, Harvard graduate Andrew Kalloch offered his thoughts on the news in a letter to the editors, “I wear old T-shirts, and they suit me just fine. Others wear designer clothing and there is nothing wrong with that. What is wrong is asking alumni to contribute to the embarrassment of riches already bestowed upon the American upper class.”
I'm not saying we should begrudge any students their financial aid, popped collars or not. After all, low or nonexistent tuition would be a deserved dream come true for most hard working students. It's just a bit disconcerting that myriad students with incomes far below those acknowledged by Harvard are burdened by student loans, and no one is giving them a reasonable piece of the pie.
December 13, 2007
Hey high school seniors (and superstar juniors), how would you like to have your school pay for your AP exams? I’m assuming there are no jeers in the crowd, at least not from students who know that College Board, the administrator of AP tests, charges students $84 for each exam.
Students lucky enough to belong to the numerous high schools in major North Virginia districts no longer have to worry about these rates. Since 1998, numerous counties in the state have been adopting the idea of helping students get an inexpensive head start on a college education. By paying for the students’ tests, these schools have been able to save students hundreds.
Those who take an AP class don’t always stop with one. Many students are taking on increasingly large loads, enrolling in two, three, four, even five college-level classes per year. There are students who begin earlier than that, building up their resume during their junior year. The money they dish out for these tests adds up. Some students take advantage of the discount prices offered to low-income students, but most can't count on them.
Many North Virginia schools take care of this problem by entirely covering the cost of the exam. The testing fee policies do vary by school, and not all students can expect the same assistance. In return for the coverage, some schools require that all students take the exams. Others do not. Some cover the whole cost, and others only pay a portion of the fee. Regardless, these schools deserve props for helping students meet their financial needs. It would be nice if the word spread to other states.
December 12, 2007
Yesterday New York Attorney General Andrew Cuomo announced his settlement with student loan consolidation company Student Financial Services Inc. (SFS) over offers of kickbacks to athletic departments. The lender had given money to school athletic departments in exchange for the right to use their official symbols on forms and advertisements. The school contracts allowed for the use of school and team names, colors, mascots and logos, thereby creating the impression that SFS was the official lender of the school. According to the settlement, SFS agreed to break ties with these colleges and universities, most of which were Division 1 NCAA schools.
“Student loan companies incorporate school insignia and colors into advertisements because they know students are more likely to trust a lender if its loan appears to be approved by their college,” stated Cuomo. “We cannot allow lenders to exploit this trust with deceptive, co-branded marketing.”
Under the new code, SFS agreed to end its loan-related contracts with 63 schools, including Georgetown University, Florida State University and the University of Kansas, as well as with five sports marketers, including ESPN Regional Television, Inc. The lender also agreed to tout the importance of informed loan decision making by organizing campaigns to be featured in the schools’ leading newspapers. The lender would no longer be able to pay for student referrals nor could it organize contests with financial prizes for students.
Cuomo’s settlement is part of an ongoing investigation aimed at ridding financial aid offices of illegal and immoral lender marketing tactics. So far, the attorney general has settled with twelve student lenders for such relations and collected $13.7 million in lender money to go to the National Education Fund, a fund dedicated to educating students about their financial aid options.
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