September 12, 2013
As a college student, it can sometimes feel like your pockets are riddled with holes. Most expenses are necessary but cutting the ones that aren’t isn’t as difficult as it may seem. Like most big projects, it's all about knowing how to use your resources to your advantage.
If you haven’t done so already, create a budget. Thankfully, you don’t have to do any of this manually – there are websites that do it for you. I use Mint.com, which is helpful because it links right to your checking account, sends weekly updates by email and, best of all, it’s FREE. There are options for adding budget and saving goals and the site breaks down your spending so you can see what’s going to entertainment, food, school and the like. Once you have your budget squared away, half the battle’s already won!
Despite your best efforts to prune expenses, perhaps you still feel like your university always has its hands in your pockets. The price of textbooks can be a shock once you get your syllabi and if your professors direct you to the university bookstore, you’ll almost certainly be spending more money than you need to. Amazon Student is always a useful option for textbooks and free shipping but there are also some great sites where you can get books used: I use BetterWorldBooks.com and HalfPriceBooks.com a lot. Think about renting books as well, perhaps for the core classes you would never use again. Half.com is a good resource because it links up to your university – sometimes even right down to your class – to help you find what you need for less.
Check around your college town to find out if any business offer deals for students who present their IDs. Restaurants, grocery stores and even locally-owned businesses often participate in such deals – it’s good PR, after all – and if you truly can’t curb your shopping urges, try visiting thrift shops and consignment stores.
Saving money won’t happen overnight – it’s an ongoing process. Starting tweaking in increments and you’ll have those pocket holes mended in no time!
Mary Steffenhagen is a junior at Concordia University of Wisconsin who is majoring in English with a minor in business. She hopes to break into the publishing field after graduation, writing and editing to promote the spread of reliable information and quality literature; she is driven to use her skills to make a positive impact wherever she is placed. Mary spends much of her time making and drinking coffee, biking and reading dusty old books. In an alternate universe, she would be a glassblower.
September 5, 2013
Living on campus is almost a necessary rite of passage for the college freshman. “Don’t miss out on the full college experience!” you’re warned, enticed with stories of spacious dorms, fantastic parties and few rules. Sure, living in the dorms can be fun, exciting and new but it also has it downsides: expensive room and board fees, a mandatory meal plan with food usually not worth the cost, lack of privacy or the risk of a bad roommate. Being a commuter student, on the other hand, isn’t as difficult as it seems: Your school probably has commuter lockers if you have a lot of books, packing a lunch is cheap and quick and carpooling is an efficient way to travel with friends.
I lived on campus for my first two years of school and experienced all the downsides listed above to varying degrees so this year, I am living at home and commuting. In some cases, the pros and cons were obvious. Did I want to pay thousands for a meal plan rather than eat with my family for free? No. Would I rather share a small space with three girls instead of having my own familiar bedroom? No. But would I like to be closer to campus than have the 40-minute commute I now have each day? Yes. I was reluctant to commute at first but I found that the time spent would be made up for and then some by the money I would save. If living at home for a year or two is an option for you, consider it! You’ll save money that you can put toward paying off any student loan debt or – who are we kidding – buying stuff you actually want when you want it.
If a long commute doesn’t interest you but you’re still looking to live off campus, it’s not too late to begin the apartment search. It is possible to find a nice place with affordable rent: College towns often have complexes with student budgets in mind. Splitting rent is an easy way to keep costs down and this time you get to choose your own housemate!
When you live off campus and commute, your time feels more like your own and it doesn’t have to revolve around what’s going on at school. If you’re feeling the itch to leave campus, check out your options and see what’s best for you!
July 31, 2013
Hey there, Scholarships.com readers! I’m Mary, a junior English major/business minor student at Concordia University of Wisconsin.
I’ll admit, I didn’t give my college search as much time or thought as I should have. I chose to attend Concordia for two main reasons: I was offered a substantial academic scholarship (and rather a lot of financial aid) and was able to take a free trip to London, Normandy and Paris through the honors program during my freshman year. However, my time at Concordia has been well spent as I have been able to take a number of fascinating classes with some exceptional professors, make a few lifelong friends, travel and even get some decent sleep.
I love having a busy schedule so this year I plan to intern in Milwaukee and hopefully (fingers crossed!) head to New York City in the winter. I've indulged myself a little with my English major – reading and being impacted by what I read has always been one of the best parts of my life – and I am looking forward to a career that not only allows but requires me to do just that.
The opportunity to be a virtual intern with Scholarships.com is one I couldn’t pass up: Not only is this the sort of writing experience necessary for my resume, but it’s a bit out of my comfort zone. I hope to challenge myself to be a resource to you readers and help bring some insight into the ordeals of life as a college student.
I’ll sign off with the most important thing college has helped me realize (so far): Challenge yourself and you’ll be pleasantly surprised at what you can accomplish. Thanks for reading!
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