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Meet Scholarships.com's Virtual Interns: Carly Gerber

by Carly Gerber

Hello readers! My name is Carly Gerber and I’m the newest member of Scholarships.com's virtual intern team!

I was born and raised in Highland Park, Ill., which is a suburb 30 minutes north of Chicago. I knew I wanted to find my future employment in Chicago and that is why I picked the University of Illinois in Urbana-Champaign for my undergrad education; I am, however, in the middle of transferring universities so I’ll keep you all posted on where this adventure takes me and why I picked my new school!

I am currently studying elementary education at U of I but my new goal is to pursue journalism because I love learning and sharing new information. In my spare time, I enjoy being with my family and friends, watching anything on HBO or Showtime and blogging about fashion. I joined the Scholarships.com virtual intern team so that I could help make life less stressful for college students because, let’s be honest, college is a stressful time! My goal as a virtual intern is to help someone in some way and to be honest – be sure to let me know how I’m doing in the comments section!


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Changes to 529 Savings Plans

February 5, 2013

Changes to 529 Savings Plans

by Suada Kolovic

Figuring out how you’re going to pay for your college education can be intimidating. No one wants to pay off student loans for the rest of their lives, full-tuition scholarships are rare and federal student aid seldom covers all college costs but if you’re lucky enough to have a parent or relative willing to help curb the financial strains, it’s important to note that college savings plans are becoming increasingly flexible and affordable. Here are some of the changes to the 529 savings plans for 2013:

  • Increase gift tax exemptions: Grandparents can gift $14,000 annually before they’re charged a gift tax. Since five years of the exempted amount can be gifted at one time, that’s a five-year donation of $70,000 per grandchild while a married couple could potentially gift $140,000, provided they don’t give additional funds to the same grandchild in the five-year span.
  • Expanded qualified expenses: Last year, families couldn’t use 529 plan funds for laptops, iPads, internet service and software but the IRS is going high tech and realizes these are necessary items for higher education. Parents of a student who receives a full or partial scholarship can now use the funds to enhance their child’s educational experience.
  • Declining plan prices: Competitive bidding among plan management companies to run 529 plans on behalf of states is contributing to the trend of downward pricing. (For more information about 529 plans, click here.)

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