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10 Colleges with the Highest ROI

March 6, 2015

by Suada Kolovic

With all the media attention on the student loan debt crisis and how universities continuously hike tuition, we have to ask: Which schools are worth the outrageous sticker price of about $200,000? According to PayScale.com's annual survey of colleges with the highest return on investment (ROI), Harvey Mudd College tops the list with a 20-year net ROI of $985,300.

PayScale.com’s data is pulled from 1.4 million pay reports from persons who obtained bachelor's degrees in the last 20 years. For more on the methodology, click here. Check out who made the cut below:

Did any of your top choices make the list? If not, would you consider a college based on its ROI? Share your thoughts in the comments section. And don’t forget that even affordable college tuition can still be expensive! Try and fund your education with as much free money as possible – a great place to start is by visiting Scholarships.com and conducting a free college scholarship search where you'll get match with scholarships, grants and other financial aid opportunities that are unique to you!

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UC President Apologizes for Calling Student Protests “Crap”

March 20, 2015

by Suada Kolovic

After serious public outcry, University of California President Janet Napolitano publicly apologized Thursday for referring to a UC student protest as "crap" the day before.

Napolitano's gaffe occurred Wednesday when two dozen underwear-clad student protesters interrupted the UC regents meeting to protest next year's widely contested tuition hike. The students began chanting and some stood up on chairs and stripped down to symbolize that the tuition hikes were costing them the shirts off their backs. Napolitano then turned to Board of Regents chairman Bruce Varner and said, "Let's go. We don’t have to listen to this crap." The private remarks were caught on a university video feed. Napolitano and the UC Regents have been subject to protests since they approved a tuition hike in November that would raise tuition 5 percent per year for the next five years; the increase would raise next year’s in-state tuition to $12,804 from $12,192 and ultimately to $15,564 by 2019. (For more on the story, head over to the Los Angeles Times.)

Do you think Napolitano's comment was out of line? What do you think of the efforts made by these students to have their voices heard? Do you agree with their form of protest? Share your thoughts in the comments section. And don’t forget to check out our Financial Aid section for more info on college funding and while you're there, conduct a free college scholarship search where you'll get match with countless scholarships, grants and other financial aid opportunities!

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Understanding President Obama’s Student Aid Bill of Rights Initiative

March 13, 2015

by Suada Kolovic

The financial aid process can be a daunting one but if you're planning on attending college any time soon, you should know that there are tons of federal student aid options available. From Pell Grants to Perkins Loans to the FAFSA, the funding is out there but your eligibility to receive aid depends on your level of need and, subsequently, how much aid you are eligible to receive. Translation: For the majority of students, loans are inevitable. But don't fret just yet because President Obama announced the Student Aid Bill of Rights initiative to help student borrowers with the challenging student loan process.

What it does:

  • Helps borrowers keep track of their student loans. For years, consumer groups and colleges have been warning that borrowers with more than one servicer are losing track of their loans — and winding up in default as a result. The Education Department acknowledged those concerns last fall, when it adjusted some institutions' "cohort default rates," or the share of borrowers who default on their loans within a certain time frame.
  • Make it easier for borrowers to file complaints involving their student aid. Right now, borrowers can file complaints with a variety of agencies, including the Consumer Financial Protection Bureau, the Department of Veterans Affairs, and the Defense Department. But there isn't a centralized website where all borrowers can lodge their grievances against lenders, servicers, debt collectors, and colleges.

What it doesn't do:

  • Prevents students from overborrowing in the first place. Many of the challenges that student-loan borrowers face in loan repayment are the result of unmanageable debt. After all, if borrowers could afford their loan payments, they wouldn't have to turn to income-based repayment or deal with debt collectors.
  • Overhaul student-loan debt collection. They want the government to handle debt collection itself. But the president's plan merely talks of "raising standards" for student-loan debt collectors, and it’s pretty vague about what those higher standards would look like.

For more on the president's Student Aid Bill of Rights, head over to The Chronicle of Higher Education. . What do you think of the president's attempt to ease the financial burden associated with student loans? Share your thoughts in the comments section. And don't forget, going to college doesn't have to break the bank! Check out our Financial Aid section for more info on federal funding and while you're there, conduct a free college scholarship search where you'll get match with countless scholarships, grants and other financial aid opportunities!

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Understanding President Obama’s Student Aid Bill of Rights Initiative

March 13, 2015

by Suada Kolovic

The financial aid process can be a daunting one but if you're planning on attending college any time soon, you should know that there are tons of federal student aid options available. From Pell Grants to Perkins Loans to the FAFSA, the funding is out there but your eligibility to receive aid depends on your level of need and, subsequently, how much aid you are eligible to receive. Translation: For the majority of students, loans are inevitable. But don't fret just yet because President Obama announced the Student Aid Bill of Rights initiative to help student borrowers with the challenging student loan process.

What it does:

  • Helps borrowers keep track of their student loans. For years, consumer groups and colleges have been warning that borrowers with more than one servicer are losing track of their loans — and winding up in default as a result. The Education Department acknowledged those concerns last fall, when it adjusted some institutions' "cohort default rates," or the share of borrowers who default on their loans within a certain time frame.
  • Make it easier for borrowers to file complaints involving their student aid. Right now, borrowers can file complaints with a variety of agencies, including the Consumer Financial Protection Bureau, the Department of Veterans Affairs, and the Defense Department. But there isn't a centralized website where all borrowers can lodge their grievances against lenders, servicers, debt collectors, and colleges.

What it doesn't do:

  • Prevents students from overborrowing in the first place. Many of the challenges that student-loan borrowers face in loan repayment are the result of unmanageable debt. After all, if borrowers could afford their loan payments, they wouldn't have to turn to income-based repayment or deal with debt collectors.
  • Overhaul student-loan debt collection. They want the government to handle debt collection itself. But the president's plan merely talks of "raising standards" for student-loan debt collectors, and it’s pretty vague about what those higher standards would look like.

For more on the president's Student Aid Bill of Rights, head over to The Chronicle of Higher Education. . What do you think of the president's attempt to ease the financial burden associated with student loans? Share your thoughts in the comments section. And don't forget, going to college doesn't have to break the bank! Check out our Financial Aid section for more info on federal funding and while you're there, conduct a free college scholarship search where you'll get match with countless scholarships, grants and other financial aid opportunities!

Comments (6)

Cleveland Law School Offers “Risk-Free” J.D. Program

March 25, 2014

by Suada Kolovic

The decision to pursue a law degree is not one that should not be taken lightly. Analyzing your hopes and needs prior to applying will help you decide whether it’s worth your time, effort and money. It’s also crucial to examine the possible downsides: crippling student debt, high unemployment rates and declining starting salaries. At this point, if you’re still interested in studying law, you might want to consider a law school that’s offering the country’s first “risk-free” juris doctor program.

Following a recent trend among law schools to attract prospective students, the Cleveland-Marshall College of Law at Cleveland State University announced that beginning this spring, a student who decides to not continue law school after successfully completing their first year of studies can graduate with a Master of Legal Studies (M.L.S.) degree without taking any additional courses. And although students with this degree will not be permitted to sit for the bar exam, this approach will provide students with a foundation in law without preparing them to practice. “The new opportunity removes at least some of the financial and personal risk inherent in a large educational undertaking and comes at a time when people appreciate more guarantees,” said Craig M. Boise, Cleveland-Marshall’s dean. He added, “For these students, the first year of law school might have seemed like a waste and a hard-to-explain item on their resumes. Now they can leave with a master’s degree that we believe will be attractive to employers.” (For more on this story, click here.)

Law school hopefuls, does the “risk-free” J.D. program at CSU’s Cleveland-Marshall College of Law help quell your anxieties given the weak legal job market? Do you think this program (which is essentially one-third the cost and time of a traditional law program) would be viable or not? Let us know in the comments section.

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Scholarships for Moms

December 19, 2013

Scholarships for Moms

by Suada Kolovic

In a perfect world, mothers would transition flawlessly from PTA meetings and dance recitals to conferences on synergy and the importance of SEO in one fell swoop. Reality check: We don’t live in a perfect world and for those mothers interested in competing in the corporate world, going back to school is a viable option. And while juggling college-level courses and a fussy baby is a stressful mix, you do have one thing working in your favor: bountiful scholarship opportunities.

Scholarship providers recognize the challenges mothers returning to school face and offer many scholarships and grants specifically for them. Check out some of the scholarship opportunities for mothers below; for more information on these and other awards, conduct a free scholarship search on Scholarships.com today.

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April is National Volunteer Month – Time to Give Back!

April 8, 2014

by Suada Kolovic

From finalizing your college choice and figuring out your major to applying for scholarships and getting your financial aid package in order, the life of the average high school senior is chock-full of to-dos. And while finding the time to volunteer may seem downright impossible, making a positive impact in your community can be easy, fun and could potentially earn you some serious cash for college!

When it comes to scholarship opportunities, community service can help to distinguish you from the competition by showcasing your commitment to making the world a better place. Being philanthropists themselves, scholarship providers appreciate students who show an interest in helping those around them. There’s no better time to get started than during National Volunteer Month so check out some of the scholarship opportunities below – they'll not only have you giving back in no time but could also help fund your college education:

  • $7,500 Fight Hunger in Your Community Scholarship - To qualify for the $7,500 scholarship, collect 10 jars of peanut butter, jam or any other non-perishable and submit a photo of them to DoSomething online. For every ten items donated, you are entered into the lottery once, no limit on the number of entries you can earn.
  • CBC Spouses Education Scholarship - This is the foundation's first educational program. The CBC Spouses Education Scholarship is a national program that awards scholarships to academically talented and highly motivated students who intend to pursue full-time undergraduate, graduate or doctoral degrees that exhibit leadership ability and participate in community service activities.
  • The Salvation Army Linden Scholarship - We are looking for individuals who demonstrate their community spirit through active volunteerism.
  • $10,000 Clothes Recycling Scholarship - Sign up for Comeback Clothes to collect old and worn-out clothes in your school and communities and drop them off at your local H&M store to help save precious resources.
  • Dr. Alma Adams Scholarship - Applicants must provide evidence of service to a community in an economically or socially disadvantaged setting; involvement in volunteer activities such as outreach, peer counseling to prevent the use of tobacco, drugs or alcohol or other efforts of benefit to a local community should be described in a personal statement.
  • Rotary Club of Newark Scholarship - This scholarship will be presented after high school graduation to students who show exceptional character and qualify as judged by grades, class rank, SAT scores, community and school service, extracurricular activities, a written essay and financial need.
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Arizona Sues to Block In-State Tuition Breaks for Undocumented Students

June 28, 2013

Arizona Sues to Block In-State Tuition Breaks for Undocumented Students

by Suada Kolovic

Immigration disputes have long commanded top billing when it comes to our nation’s political agenda but as of late, it’s begun seeping into the educational realm as well: The state of Arizona has filed a lawsuit to block one of the nation’s largest community college systems from providing in-state tuition to young immigrants granted deferred deportation by the Obama administration.

Arizona officials insist that extending reduced tuition to those youths violates state law, which prohibits any immigrant without legal status from receiving public benefits. Meanwhile, college officials argue that lower rates were instated in September after concluding that work permits were already on the state’s list of documents needed to prove legal residency. With potentially thousands of individuals in limbo, the Arizona Board of Regents is looking into ways to lower tuition for these students without violating state law. Board members sent a letter to Arizona Senator John McCain and Senator Jeff Flake that, in part, read, “With Arizona at the forefront of the immigration reform debate, we routinely hear from hard-working, high-achieving undocumented students who have been brought to Arizona at a young age and have advanced through our K-12 system only to have their ability to further their education and contribute positively to our economy and society hindered by state and federal immigration laws." (For more on this story, click here.)

At least 13 states allow students who have lived in the county for many years without legal status to pay in-state tuition so what do you make of Arizona’s legal action to put an end to it? Do you support the decision or oppose it? Let us know in the comments section.

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More Americans Applying to Canadian Universities

December 30, 2008

by Scholarships.com Staff

Recent economic hardships have derailed many families' college plans, prompting some to stop saving and others to start considering less expensive colleges.  For students still determined to attend a prestigious university, another option has been gaining traction.  According to an article in The Boston Globe, applications from American students are up at many of Canada's top universities, indicating a new surge in an already growing trend. 

Since 2001, the number of Americans attending Canadian universities increased by 50 percent, and based on current trends in applications and increased recruiting efforts, growth is expected to continue.  Americans choosing to study abroad in Canada are still eligible for federal student financial aid, even if they attend college abroad for all four years.  And even international tuition in Canada ($14,487 on average) is cheap right now when compared to private college tuition ($19,337 on average) and even out-of-state tuition at some state colleges in the United States.

 Studying in Canada also removes many of the traditional barriers faced by international students.  Many Americans studying in Canada can cheaply and easily return home for holidays.  Students are instructed in English at the majority of Canadian colleges and universities, signs around town will also be in English, and for the most part, accents are not even very pronounced.  Despite their proximity to home, though, students still benefit from being immersed in another culture, and since many of Canada's top schools are situated in urban settings, Canadian universities also present an opportunity to experience life in a big city.

 However, the bargain is dependent on exchange rates.  When the American and Canadian dollars are approximately equal in value, studying in Canada becomes relatively more expensive, as does living in Canada.  Also, while some college scholarships can be applied to tuition at Canadian universities, many stipulate that applicants must be attending college in the United States.  While studying abroad in Canada is an option to consider when looking for ways to get the most educational value for your dollar, be sure to weigh all your alternatives.  Regardless of where you wind up, though, there are scholarship opportunities and other ways to help pay for school.

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More Colleges Increase Scholarships

January 6, 2009

by Scholarships.com Staff

Full-tuition scholarships, half-tuition scholarships, and financial aid packages free of student loans continue to be unveiled at institutions across the country.  While it may be too late for many students to alter their college application plans, if you are still looking for colleges for 2009, or if you happen to have applied to one of these schools, you may find the following information useful.  This week, The Chronicle of Higher Education profiled several significant scholarship programs private, community, and state colleges are launching or expanding for incoming students in 2009.

Northern Illinois University recently announced the Huskie Advantage, a program that will ensure that all incoming freshmen eligible for Federal Pell Grants will receive enough financial aid to meet the full cost of tuition.  Similarly, Montgomery County Community College in Pennsylvania is raising money to provide larger scholarships to students who receive a small Pell Grant or narrowly miss the cutoff for Pell eligibility.

The University of Pennsylvania will be eliminating student loans from the financial aid packages of all students this fall.  It's the latest in a string of well-endowed private colleges to put forward generous institutional aid for its students.  The Sage Colleges of New York are also following suit, promising to offer aid to meet new students' full financial need in the next academic year.

Two private colleges in Georgia and Minnesota aren't eliminating loans, but they are drastically reducing the cost of college for many applicants.  Agnes Scott College in Georgia is offering scholarships and grants to nearly halve the cost of attendance for all recipients of the Georgia Hope Scholarship, as well as an additional $3,000 grant for first-year students.  Saint Mary's University of Minnesota offers students with family incomes of under $100,000 financial aid packages that will reduce the cost of attendance to the average price of a Big Ten school.  For the neediest 25 percent of students, St. Mary's will provide all of this aid institutionally, allowing students to use federal student financial aid to cover much of the rest of their college costs.

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