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President Obama Encourages More Students to Fill Out FAFSA

March 13, 2014

by Suada Kolovic

While the road to a college degree may include countless detours, it’s essential to understand the importance of financial aid and filling out the FAFSA. But don’t just take my word for it – President Obama agrees: Last week, the President announced an initiative that would encourage more students to apply for federal student aid.

Under the FAFSA Completion Initiative, the Department of Education will work with states to identify students who have not completed the form and employ new outreach efforts to help more students through the process. The White House said the effort would build on earlier steps by the Obama administration to simplify the form and make it easier for parents and student to use information from their tax returns to complete the paperwork. "We made it simple. It doesn't cost anything. It does not take a long time to fill out. Once you do, you're putting yourself in the running for all kinds of financial support for college," said President Obama.

For those of you that aren’t familiar, the FAFSA (which stands for Free Application for Federal Student Aid) acts as a gateway between graduating seniors and almost $150 billion in grants, loans and work-study funds that the federal government has available. Funds do run out, though, so we recommend filling out the FAFSA as early as possible. Have you filled out the FAFSA? Let us know how it went in the comments section. If you haven’t done so yet, review our financial aid section for some tips.

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10 Med Schools That Receive the Most Applications

June 30, 2014

by Suada Kolovic

If you're actively considering a career as a physician, you're well aware of the long, rigorous and demanding road ahead. With challenging coursework and fierce competition in the forecast, not everyone is up for the challenge...but that hasn't necessarily translated into fewer students applying to medical school. According to U.S. News & World Report, medical school experts have predicted a shortage of doctors throughout the next decade but no shortage of prospective students. In 2013, total applications increased by 6.1 percent with the average number of applications at the top 10 medical schools totaling approximately 10,645. Check out the top 10 medical schools that receive the most applications for the most recent school year below:

Did your top-choice medical school make the list? If so, would you consider other schools with less competition? For more information on applying to medical school and figuring out how you're going to pay for it, head over to Scholarships.com.

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11 Colleges Where You Can Earn a Degree for Free

July 29, 2014

by Suada Kolovic

Here at Scholarships.com, we make a point to advocate the importance of funding your college education the right way (for free!) and while financing your higher education solely with scholarships is an amazing feat, there is another factor to consider: colleges with no tuition to be begin with. Yup, they totally exist – check out the 11 colleges below where you can earn a degree for free:

We should also mention that elite universities with healthy endowments also tout financial aid programs that pay 100 percent of tuition, room and board and fees for students from families with certain incomes – $75,000 or less at MIT, $65,000 or less at Harvard and Yale, and $60,000 of less at Columbia, Cornell, Stanford, Duke, Brown and Texas A&M. For a more detailed look at any of the schools listed or hundreds of other universities, check out our College Search. And let us know where you’re heading this fall in the comments section!

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11 Colleges Where You Can Earn a Degree for Free

July 29, 2014

by Suada Kolovic

Here at Scholarships.com, we make a point to advocate the importance of funding your college education the right way (for free!) and while financing your higher education solely with scholarships is an amazing feat, there is another factor to consider: colleges with no tuition to be begin with. Yup, they totally exist – check out the 11 colleges below where you can earn a degree for free:

We should also mention that elite universities with healthy endowments also tout financial aid programs that pay 100 percent of tuition, room and board and fees for students from families with certain incomes – $75,000 or less at MIT, $65,000 or less at Harvard and Yale, and $60,000 of less at Columbia, Cornell, Stanford, Duke, Brown and Texas A&M. For a more detailed look at any of the schools listed or hundreds of other universities, check out our College Search. And let us know where you’re heading this fall in the comments section!

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University of Iowa Slashes Law School Tuition

December 10, 2013

University of Iowa Slashes Law School Tuition

by Suada Kolovic

‘Tis the season for discount digging. With the holidays just a mere two weeks away, many people have gift-giving on the brain so it should come as no surprise that everyone’s on the hunt for rock-bottom prices. And whether you’re in the market for a new textured wrap sweater (who isn’t?!), the latest Apple gadget or even a shiny new law degree, you’re in luck! Yup, that’s right future litigators: Law school is officially on sale in Iowa.

The University of Iowa College of Law has approved a 16.4-percent tuition cut for both in-state and out-of-state students. Beginning in the fall of 2014, Iowa residents will pay $21,965 in tuition – a $4,309 reduction – while nonresidents will see tuition fall by $7,750 to $39,500. Why the discount? Turns out that despite being ranked 26th nationally by U.S. News & World Report, enrollment for the law school has steadily declined since 2010. Law Dean Gail Agrawal admits that the tuition reduction is intended, in part, to help the law school compete for applicants and students who are increasingly concerned with cost and debt loads. “We want to take a leading role in the evolving face of legal education and ensure our place as a best value proposition among the top public law schools,” she said. Keep in mind that the University of Iowa isn’t the only law school bargain out there: The University of Arizona’s James E. Rogers College of Law, the University of Akron School of Law, the University of Cincinnati College of Law and Ohio Northern University’s Pettit College of Law have all announced tuition cuts in the past year.

Law school hopefuls, is discounted tuition enough for you to consider a school despite the current weak legal market? Let us know your thoughts in the comments section.

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Scholarship Displacement Explained

December 13, 2013

Scholarship Displacement Explained

by Suada Kolovic

Here at Scholarships.com, we make a point to advocate the importance of funding your college education the right way – for free! – and while financing your higher education solely from scholarships is an amazing feat, there is a factor to consider: scholarship displacement.

If you don’t know what scholarship displacement is, you’re not alone. Believe it or not, winning a scholarship may not be the end-all be-all when it comes to paying for school because they can complicate the financial aid package offered by your intended university. Why? When a student wins a scholarship, the college may reduce the student’s need-based financial aid package to compensate. For example, say a university offers a student a $15,000 grant and an additional $15,000 loan to cover the cost of attending. If the student were then to win a scholarship for $15,000, the college could retract its $15,000 grant. Colleges call this an over-award and the scholarship providers call it displacement.

Although this may seem discouraging, it shouldn’t dissuade you from applying to scholarships altogether. Instead, do your homework, speak with your admissions counselor and know where your intended college stands when it comes to their scholarship policies. If you’re brining a lot of scholarship dollars to the table, you have options. Every college is different and has their own guidelines when it comes to outside scholarships. If one university doesn’t allow you to put those scholarship dollars to other costs – loans, books, room and board, etc. – enroll at one that does. You could also enlist the help of the scholarship sponsor: Some scholarship providers may have a lot of clout with the college, especially if their scholars make up millions of dollars of funding to the college.

If you have any additional questions about scholarship displacement, don’t hesitate to ask us!

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The FAFSA: New Year Means New Application

January 1, 2014

The FAFSA: New Year Means New Application

by Alexis Mattera

Though it’s a day off from school and work, New Year’s Day is also a day to get down to business. While you’re starting in on your New Year’s resolutions, opening up a new calendar, and packing up the holiday decorations, there’s one more thing that college students and college-bound high school students should do each January. The Department of Education starts accepting the Free Application for Federal Student Aid (more commonly known as "FAFSA") on January 1 each year. State application deadlines fall soon after—as early as February in some cases. So while you might not start classes until August or September, you want to start applying for financial aid as soon as the FAFSA is available each year.

In order to complete a FAFSA, you will need the following:

  • your social security number
  • a driver’s license if you have one
  • bank statements and records of investments (if you have any)
  • records of untaxed income (again, if you have any)
  • your most recent tax return and W2s (2012 for the 2013-2014 FAFSA)
  • all of the above for your parents if you are considered a dependent
  • a PIN to sign electronically (go to pin.ed.gov to get one)
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How Much Is The Application Fee?!

Top 25 Highest Application Fees

January 3, 2014

How Much Is The Application Fee?!

by Suada Kolovic

Sure, we’ve discussed the skyrocketing cost of college tuition on a daily basis and considering every other add-on you’ll have to endure when it comes to paying for college – room and board, books and supplies – having to pay an outrageous application fee is downright cruel.

According to the U.S. News & World Report, the average application fee to apply to colleges is $38.39, which is a steal compared to the fees charged by the institutions listed below. At the top 28 schools with the highest application costs, the average application fee is $77! Check out the list below and share your thoughts. Let us know if these hefty fees will ultimately decide where you’ll apply.

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President, FLOTUS Push for More Access to Higher Education for Low-Income Students

January 21, 2014

President, FLOTUS Push for More Access to Higher Education for Low-Income Students

by Suada Kolovic

Higher education has always been a top priority for President Barack Obama. Back in February 2009, he told Congress, “By 2020, America will once again have the highest proportion of college graduates in the world.” Five years later, whether or not we as a nation will achieve that benchmark remains unseen but he believes that reaching out to low-income students may be just the key to getting there.

On Thursday, President Obama and First Lady Michelle Obama met with more than 80 college presidents and dozens of nonprofits committed to raising the number of low-income students who attend college. “We want to restore the essential promise of opportunity and upward mobility that’s at the heart of America,” he told the group. "To that end, young people, low-income students in particular, must have access to a college education." The participating schools have agreed to take action in one of four areas: connecting young people to schools that are right for them; early intervention to ensure a larger pool of students prepare for college; more college advising and test preparation; and more on-campus remedial education. And while President Obama’s various education initiatives are ambitious, it doesn’t appear to be lost on him that there is much more work to be done to get college degrees in the hands of more American students, regardless of their economic class. (For more on this story, click here.)

What do you think of the President’s education push? Let us know in the comments section.

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Stock Market Recovers While Youth Unemployment Rate Remains Stagnant

January 23, 2014

Stock Market Recovers While Youth Unemployment Rate Remains Stagnant

by Suada Kolovic

Six years after the recession began, the stock market is officially recovering. And while that’s great news for investors, it hasn't translated into a thriving work force for recent college graduates. In fact, the unemployment rate for millennials ages 18 to 29 in the U.S. has remained in the double digits and the percentage of young workers without employment is close to double what it was when the recession first hit. But why?

The New York Times reported that with millions still out of work, companies face little pressure to add employees while productivity gains allow them to increase sales. The result: a solidified golden age for corporate profits. So while buoyant earnings are rewarded by investors and make American companies more competitive globally, they are not converting into additional jobs at home. It’s also important to note that the Federal Reserve has played a crucial role in propelling the stock market into record heights, even if that wasn’t the intention. The Federal Reserve has made reducing unemployment a top priority but in practice, its policy of keeping interest rates low and buying up the safest assets to stimulate the economy means that investors are willing to take on more risk in search of better returns. “The Federal Reserve has done a good job stimulating financial conditions and lifting the market,” said Ethan Harris, co-head of global economics at Bank of America Merrill Lynch. “It’s been less successful in stimulating job growth.”

What are you thoughts on the unemployment rate among recent college graduates? What can be done to change the not-so-current trend? Let us know in the comments section.

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