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Go Green with This Scholarship of the Week

Castle Ink Paperless Scholarship Deadline is March 31st

March 12, 2012

Go Green with This Scholarship of the Week

by Alexis Mattera

St. Patrick’s Day may only come once a year but going green is important every day! Whether it’s recycling cans, unplugging your computer when it’s not in use, opting for reusable water bottles or reading the online edition of your favorite newspaper, protecting the environment is something everyone should try to do in some way. Want to get started but don’t know how? You’re in luck: The Castle Ink Paperless Scholarship is giving you the opportunity to do just that and earn $1,000 for college at the same time.

The Castle Ink Paperless Scholarship is open to U.S. residents who are college bound (aka high school juniors and seniors who will begin attending college within the next two years) and any students currently enrolled at accredited institutions of higher education. To apply, simply fill out the entry form on Castle Ink’s website then post a YouTube video, tweet or create a Facebook wall post explaining how you reduce, reuse and recycle.

Applicants currently have a little over two weeks left to enter – the deadline has been extended to March 31st – so take this time share what you’re doing to make the environment a little (or a lot!) better. To learn more about this and other scholarship opportunities, conduct a free scholarship search today!

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The Truth About Tuition Rates

March 12, 2012

The Truth About Tuition Rates

by Kara Coleman

Did you know that if you are a business major, you could be paying hundreds or even thousands of dollars more for your college education than a political science major at the same school?

While certainly not a new concept, the number of schools with differential tuition rates has been growing steadily since 1980. At some colleges, juniors and seniors pay a higher tuition rate than do freshmen and sophomores; others charge students more depending on the field of study they are entering. The most common programs to be slammed with higher rates are nursing, business and engineering (the departments that cost the most money to operate) but some schools also charge special rates for students who are majoring in journalism, architecture, fine arts, education and physics. Just how many schools are doing this? A team from the Cornell Higher Research Institute found that 143 public colleges in the U.S. currently had differential tuition rates over the 2010-2011 academic year.

Is this fair? Students should choose their majors depending on their interests and talents but I can easily see where someone who wanted to attend their dream school might select a different field of study if it promised lower tuition rates than their first choice of major. Of course, most colleges still have a one-size-fits-all tuition rate so one must wonder if these schools benefit from other colleges charging more for certain courses of study. If I were considering nursing programs at two different public schools and the tuition rate at one was $250 more per semester than the other, the cost difference is substantial enough to take into consideration.

My university charges a flat, in-state credit hour fee. Could it be the next school to jump on the differential tuition rate bandwagon...or will it be yours?

This summer, Kara Coleman graduated from Gadsden State Community College with an Associate of Arts degree. She is currently studying communications with concentration in print journalism at Jacksonville State University Kara's writing has been featured in Teen Ink magazine and she is a children's author through Big Dif Books.

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Congress Plans to Double Stafford Loan Interest Rates

March 14, 2012

Congress Plans to Double Stafford Loan Interest Rates

by Suada Kolovic

Recent reports suggest that student loan debt has surpassed credit card debt for the first time and will reach $1 trillion this year. The average college student leaves owing $25,000 in loans, putting them at risk of having to significantly delay moving on to different life stages such as buying a house, getting married and even having children. Curious as to how the government has responded in aiding and relieving students of insurmountable debt? By possibly doubling the interest rate of the most popular federally subsidized loans, of course.

On Tuesday, college students delivered more than 130,000 letters to congressional leaders at the Capitol to protest the increase. Unless Congress takes action, the interest rate on subsidized Stafford loans is set to double from 3.4 percent to 6.8 percent on July 1, increasing the average debt by $2,800 for more than 7 million students receiving the loans, according to a spokesman for the Democratic members of the House Committee on Education & the Workforce. Why is Congress considering the increase when so many students are already in debt? In 2007, Congress voted to cut the Stafford interest rate, which in turn cost an estimated $7.2 billion from 2007 to 2012 and, according to the Congressional Budget Office, that burden was shouldered almost entirely by lenders and loan-guarantee agencies. "We all want to promote efforts that will reduce college costs, but the era of empty promises has to end," said John P. Kline Jr., a Republican from Minnesota who is the committee's chairman. "The interest rate hike students face is the result of a ticking time bomb set by Democrats five years ago," Mr. Kline said. "Simply calling for more of the same is a disservice to students and taxpayers." (For more on this story, click here.)

Soon-to-be college graduates, do you fear crippling student loan debt? What steps are you taking to prevent becoming a statistic?

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Stuff College Students Say

March 15, 2012

Stuff College Students Say

by Angela Andaloro

The college student population in the United States prides itself on its diversity. While no two students are alike, we have some similarities that bond us together and the common experiences and feelings related to college are the ones that we’ll never forget. Still, sometimes the stereotypes that come along with being a college student are just that: stereotypes. With that in mind, I bring you “Stuff College Students Say.”

  • “I’m so broke.” I can sympathize when this lament is shared over Ramen noodles late night in the dorms but when it’s tweeted from your iPhone 4S while you’re shopping for a new outfit for tonight’s house party, it’s a little harder to accept.
  • “I’m not going to class. It’s way too early.” I love to sleep in as much as the next person, but “early” is a relative term in college life. Remember high school, where you knew you had to be in class by 8 a.m., no excuses? That 12:30 p.m. lecture doesn’t seem so early anymore.
  • “Are you going to that event later?” I’d bet $5 that you can’t tell me what organization the event is for or what it’s about. You’ll be there though because there’s free food and free food tastes so much better than food you have to pay for.
  • “I’m going to take a nap.” Yes, you are...on the quad, in the student union, in the library, etc. Anywhere but your dorm, though, because you have class in an hour.
  • “I’ve got to register for classes.” After making sure that none of your classes start before noon and that the professors all check out on RateMyProfessors.com, then you might schedule an appointment with your adviser to make sure you graduate on time. Maybe. If you have time after your nap.

The great thing about us college students is that we have awesome senses of humor. We know that we can be a little ridiculous sometimes, but we can laugh at that ridiculousness. What kind of stuff are the students on your campus saying? Let us know in the comments!

Angela Andaloro is a junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.

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Multiple Law Schools Could Face Litigation Over Job Placement Rates

March 15, 2012

Multiple Law Schools Could Face Litigation Over Job Placement Rates

by Suada Kolovic

With the cost of a college education rising relentlessly and our economy still downturned, students are faced with a tragic catch-22: either become saddled with overwhelming debt or forgo a college education and limit your career possibilities. But are those the only options? What if students could prosecute their alma maters because they were misled by high job placement rates? Well if you pursued law school, chances are your college will soon be in the midst of a similar situation.

According to reports, 20 more law schools have found themselves under fire regarding allegedly deceptive job placement rates. The eight firms held a news conference announcing that they were seeking to file class action lawsuits and predicted that “nearly every law school in the country” would soon face litigation. With the team promising to sue 20 to 25 schools every few months, several law schools have already started revising their employment data – data that reflects much lower percentages of students securing full-time positions and reveal that salary statistics were based on a small percentage of students who voluntarily reported their incomes. David Anziska, one of the lead lawyers, said the team hopes that the law schools would eventually enter into a “global settlement” under pressure from the courts, regulators and legislators.

What do you think of the lawsuit? Is it fair to target law schools during these trying economic times when almost all college graduates, regardless of their majors, are struggling to find employment? Let us know in the comments section.

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Slow Down and Apply for This Scholarship of the Week

Project Yellow Light’s Deadline is March 31st

March 19, 2012

Slow Down and Apply for This Scholarship of the Week

by Alexis Mattera

Text messaging can come in handy when you are taking a short study break in a quiet library but when it happens behind the wheel of a moving vehicle, its convenience is replaced by danger. You’ve probably see people texting at traffic signals, on side streets and on the highway at 65 miles per hour but the action is dangerous and on its way to becoming illegal. Want to help bring about change regarding texting and driving? Slow down and take a look at our latest Scholarship of the Week, Project Yellow Light.

As a Project Yellow Light applicant, you have one clear mission in your video application: encourage other teens to develop and embrace safe driving habits – specifically, don’t text and drive. High school seniors who will complete graduation requirements by or before July 31st of this year must submit their 60-second videos via the Project Yellow Light website by March 31st. The first-place winner will receive a scholarship in the amount of $2,000, the second-place winner will receive $500 and the third-place winner will receive $200; in addition to a scholarship, the winning video will be turned into an Ad Council PSA and will be distributed nationally to 1,600 TV stations.

Interested in learning more about this scholarship opportunity? Visit Project Yellow Light’s official website and conduct a free scholarship search today!

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Forget "The Hunger Games" - Try These Study Games!

March 20, 2012

Forget "The Hunger Games" - Try These Study Games!

by Lisa Lowdermilk

So, you've been studying for three hours straight for your chemistry exam and you haven’t even cracked your calculus, history and geography books yet. Besides envisioning that much sought-after 4.0 GPA, how do you stay motivated? You play study games, of course!

While study games aren't quite as addicting as the Nintendo, Sony and Microsoft varieties, they're still much more engaging than reading over your study guide for the hundredth time. Websites like Quizlet – aka "the world's largest flash cards and study games website" – are perfect for helping you memorize vocabulary whether you're studying biology or business and another option, Quia, offers Hangman, Battleship, scavenger hunts and more. If you're looking for resources to help you prepare for standardized tests like the SAT, ACT or GRE, on the other hand, sites like Grockit have got you covered...but access to these games, study plans, written and video study aids can cost $29.99 a month.

In addition to being more fun than your average study session, study games increase your chances of remembering the material for your test. Research has shown that if you try to encode information in as many ways as possible (e.g., via sight and sound), you're more likely to remember that information. And because many study games make use of both visual and auditory features, your odds of doing well on your test increase. If you can't find a game to help you study, consider visiting your textbook's website: Many publishers offer animations, study guides and quizzes.

Regardless of how you study, remember to encode the information in as many ways as possible, take breaks and reward yourself when you're done. Let the games begin!

Lisa Lowdermilk is a published poet, avid video gamer and artist. Her poems have appeared in Celebrate Young Poets: West (Fall 2006) edition and Widener University's The Blue Route. She enjoys watching thrillers, trying different restaurants and attempting to breakdance. Lisa is now majoring in professional writing at the University of Colorado Denver.

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Colleges Worry About End of Federal Aid-Based Ability Benefit

March 20, 2012

Colleges Worry About End of Federal Aid-Based Ability Benefit

by Alexis Mattera

It may feel like we’ve skipped winter but federal aid is about to be put on ice for college hopefuls lacking high school diplomas or GEDs.

As of July 1st, newly-enrolled students will no longer be allowed to take an "ability to benefit" test or complete a set amount of credits without aid; instead, college students will be required to have high school diplomas or GEDs in order to receive federal financial aid. How will these students – many of whom are older, seeking training to find a new job, immigrants and students in states like California where the basic adult education budget has been cut – pay for school? College administrators anticipate they will turn to private loans...or give up on their degrees entirely.

David Baime, vice president for government relations at the American Association of Community Colleges, says the change “runs counter to the missions of many of our colleges,” as these schools view enrolling students without high school credentials as a key part of providing access to higher education: There are currently about 836,000 students without high school diplomas or GEDs enrolled at two-year public colleges nationwide and according to a limited 2006-2007 Education Department study, students without high school diplomas and GEDs were ultimately more successful in college and had higher GPAs than their classmates with high school diplomas, even if they failed the "ability to benefit" test. If would-be students have to get a GED before going to college and receive zero financial assistance while they prepare, Baime says many will opt out altogether.

What do you think of the new rule regarding federal aid? Do you think a high school diploma or GED is necessary to succeed in college?

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Commit Now, Pay Later

Public College Tuition Often Still Undecided by Enrollment Deadlines

March 21, 2012

Commit Now, Pay Later

by Alexis Mattera

The cost of college is a huge factor for a high school senior about to head off to college for the first time, a transfer student getting ready to continue his or her education at a four-year school and an undergrad preparing to pursue a graduate degree. If the student can’t afford to attend a specific school, an alternate institution that better fits his or her college budget should be selected...but what if tuition is still undetermined before the enrollment deadline?

This scenario is common at public universities across the country, as they cannot announce the next year’s tuition until they know how much funding they will receive from their respective states. Though schools like Towson and UVa offer estimates, banking on those figures is a gamble: For example, VCU raised tuition 24 percent in 2010 and the average public university in California raised expenses 21 percent last year – sizeable increases few college hopefuls could have expected. Colleges in this position have to work out preliminary financial aid packages based on the current year’s costs and adjust the awards after tuition is set. Students weighing their enrollment options at private universities have it much easier: A recent report projected private tuition would rise between 4 and 5 percent for next year but schools including Georgetown, UPenn and Goucher have already set and posted their tuition rates for the upcoming academic year.

Are you still waiting on next year’s tuition rates to make your college choice?

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State Financial Aid Runs Dry in Illinois

March 22, 2012

State Financial Aid Runs Dry in Illinois

by Alexis Mattera

Did you already file your FAFSA this year? If you live in Illinois, your early bird mentality will help you pay for college because state funding has run out earlier than expected.

Officials said the state’s primary source of need-based financial aid, the Monetary Award Program (MAP), received 40,000 more applications this year than last. "It's a sign of incredible demand more than anything else," said John Samuels, spokesman for the Illinois Student Assistance Commission but since these scholarships are awarded on a first-come, first-serve basis, students who applied after March 13th – roughly 140,000 – will have to find alternate funding. Illinois currently provides at least $387 million for the program and Governor Pat Quinn has proposed increasing that amount by $50 million to give financial assistance to 35,000 additional students – though it would take $1 billion to for every eligible student to receive a MAP grant.

Does this news impact your college plans or did you submit your financial aid forms in time?

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