July 15, 2008
All entries have been cast, all information verified, and yes, a winner has been chosen. Matt D. of Newport, KY has been randomly selected as latest winner of the Scholarships.com $1,000 Tell A Friend Sweepstakes. By referring his friends to Scholarships.com, Matt was able to secure $1,000 towards a college education.
"Winning the sweepstakes was really exciting! It was the first scholarship I applied for and … I won,” he told us. Once again proving that financial aid is available to those who search, Matt was able to join the growing list of Scholarships.com Success Stories. By giving them free access to our scholarship search, providing them with valuable college-funding resources and personally sponsoring numerous sweepstakes and scholarships, Scholarships.com has assisted myriad students in affording a postsecondary education.
Every three months a new Scholarships.com user is selected as the Scholarships.com Tell A Friend Sweepstakes winner. Applying couldn’t be easier—no essays and no recommendations required. For the chance to win $1,000, just visit our Tell A Friend Sweepstakes page. You can enter the names and email addresses of up to ten friends, and, if they join the site, you will both be eligible to win $1,000. The more friends you refer, the more entries you’ll receive. Submit now for the chance to win!
July 14, 2008
The Voice of Democracy Scholarship is an annual competition administered by the Veterans of Foreign Wars’ (VFW’s). Since 1947, the organization has been helping students pay for school, giving away more than 2.5 million in prizes each year. To compete, students will have to write and record a broadcast script that addresses the following theme: “Service and Sacrifice by America’s Veterans Benefit Today’s Youth by...”The applications will be judged on originality, content and delivery.
Prize: 1. Up to $30,000 in scholarship money 2. An expense-paid trip to Washington, D.C.
Eligibility: 1. Applicant must be a student in grades 9-12 2. Applicant must be enrolled in a public, private or parochial high school or home school in the U.S., its territories and possessions, or in an overseas U.S. military/civilian dependent school. 3. Foreign exchange students, those over 20 and previous first place Voice of Democracy winners are not eligible to compete.
Deadline:November 1, 2008
Required Material: 1. A 3-5 minute essay recorded on a neatly labeled cassette tape or CD. The reading must address this year’s theme and must be recorded in the student’s voice. 2. A typed version of the essay. 3. A completed entry form.
Further details about the application process can be found by conducting a free college scholarship search. Once the search is completed, students eligible for the award will find it in their scholarship search results.
July 11, 2008
The morose state of the lending industry, recent cuts in federal loan subsidies and a loss of interest in loan securities investing have caused chaos within the student loan market over past months. According to Forbes, Student Loan Corp., a previous division of Citibank, has become the latest victim in the student loan credit crunch, announcing plans to lay off 146 of its 523 employees.
On Wednesday, the company announced that the 146 Student Loan Corp. jobs, plus an additional 28 Citibank N.A positions, would be eliminated sometime in August. The affected employees will be offered counseling, assistance in finding new work, severance packages and, for some, the chance to take advantage of job openings in other parts of the country. Business has been so poor for the company that their stock has dropped by 48% over the past 52 weeks, reported Forbes.
Student Loan Corp. is just one of many companies who have been forced to either cut jobs or to exit the student loan industry altogether. Other major lenders who have either stopped or suspended offering certain student loans include Bank of America, NextStudent, Brazos, and American Education Services. Even Sallie Mae, the largest student lender in the business has been struggling to stay afloat, suspending select loan services.
July 10, 2008
Each year, thousands fall victim to scholarship scam artists. With the costs of a college education rising annually, it should come as no surprise that certain individuals choose to take advantage of the situation by establishing fraudulent financial aid organizations and competitions.
Students who visit our site can rest assured knowing that the information provided to them at Scholarships.com is completely free of charge. We will never ask visitors to pay for the college scholarship search, and our financial aid information is completely cost free. Before posting award details on our site, we screen scholarship providers carefully; any scholarships deemed suspicious are immediately removed from the Scholarships.com database.
The federal government is also working to crack down on scholarship crime, regularly monitoring scholarship abuse. The Scholarship Fraud Prevention Act of 2000 has made more severe the punishments for scammers, and it has called for a mandatory report of scholarship scams to be prepared annually by the Federal Trade Commission (FTC) and the Secretary of Education. This report, including the names of current defendants in scholarship scam allegations, may be found on the FTC website.
Be on the lookout for the signs of scholarship scams listed below and report any suspicious behavior to the provided contacts.
Scholarship Scam Warning Signs
o Organizations promise scholarships for an upfront fee.
o Organizations ask students for a scholarship application fee.
o Organizations promise to complete applications and obtain scholarships for the student.
o Organizations say their scholarship information cannot be found anywhere else (most reputable awards are listed publicly; providers want you to apply!)
Report Suspicious Scholarship Behavior to: US Department of Education Office of the Inspector General 1-800-MIS-USED; Better Business Bureau (BBB) 1-703-525-8277; Federal Trade Commission (FTC) 1-202-FTC-HELP
July 9, 2008
Dorms are filled to the brim with students your age, and therein lies their charm. But after finding a group of people you enjoy spending time with, their appeal slowly fades. Dorms are cramped, noisy, and, eventually, old news. But before you can hug your RA goodbye, you need to find an apartment, and that takes some planning. The following tips can help you find the best-suited home at a reasonable price.
Determine Boundaries. Before the apartment hop begins, establish a general search boundary. Off-campus apartments may be cheaper, but, depending on location, the class hike may be substantial. Decide which is the bigger priority, finance or location, and be realistic about how far you are willing to walk—in boots on a rainy, snowy day—to your perfect residence.
Get a Head Start. If you attend a large state school, chances are, you have options. But you can only be as picky as the time allows. Begin your apartment search early, around December or January. If you wait until the summer months to find an apartment for the upcoming year, you may find your options slim. Stake your claim before someone else can.
Look at Reviews. What you don’t see when you visit an apartment—the unreachable repairman, the stinky, bug-ridden basement—may come back to haunt you. One of the best ways to gauge a potential home is by seeking out feedback from previous tenants. Reviews of landlords and apartments can frequently be found in campus newspapers, both on and offline. You may also want to ask around. Satisfied and disgruntled students alike are often willing to let you know what they think.
Budget. When budgeting, you have to consider paying for school, for residence, for food, for leisure, for holiday gifts, for transportation, for emergencies and so on. If you're an apartment penny pincher, it's best to limit surprises. Ask landlords about any city or tenant fees that may be tacked on to the lease, and find out if if gas, water, parking or an internet/cable package are included. If you don’t plan to stay on campus during the summer months, also ask about a 10-month lease option. The need for apartments drops during the summertime, and many students have a hard time finding individuals willing to sublet at full price. By asking the right questions and budgeting accordingly, you can avoid many such problems down the road.
July 8, 2008
As if the application process was not enough, the ACT, SAT, GRE etc. not sufficiently stressful, some students must also worry about acing a college interview. Those who wish to enroll in certain undergraduate or graduate school programs may find that the interview is simply unavoidable. Because interviews cannot be proofread by an older sibling, students can use the following pointers to prepare themselves for the big day.
Location is Key. Before moving on to the content, finalize the basics. Confirm the address and time of the interview, and plan out the best way to reach your location. If possible, visit the meeting place beforehand. If not, at least arrive early. Realizing that the campus layout is confusing, the buildings ambiguously marked and the office hidden in a building labyrinth is not the optimal start to your interview. You need to arrive (outwardly) calm, (seemingly) confident and obviously on time.
Do Your Homework. Interviewers want to hear the following: you want to attend this school; you have a clear, original reason for wanting to pursue your degree, and you’re mature and ready to benefit their institution (as a current student and accomplished graduate). Be prepared to convince them of the aforementioned. Browse the school website, and be prepared to drop some names, numbers or facts. For example, let the interviewer know how the department’s A to B student teacher ratio was impressive, exactly what you had hoped to find, and how very much you would like to help professors C, D or E with their latest research project—it perfectly aligns with your career interests.
Leave a Lasting Impression. Having worked in an admission’s department and attended a board meeting where professors decided the future of incoming (or not incoming) students, I was surprised to see how seriously the interview process was taken. Yes, the board reviewed and heavily emphasized a student's course experience and GPA—over sub sandwiches—but it also paid attention to a student's presentation. Professors remarked about dress code, about how carefully a student considered his or her career goals and about formality. From this I learned that you should dress to impress; prepare specific, original details about current and future goals, and express how important your interview and goals are to you.
July 7, 2008
The Foundation for Economic Education (FEE), a free-market organization that studies and advances the freedom of philosophy, is administrating the $2,000 Eugene S. Thorpe scholarship essay award for writers of all ages. The award was established in memory of Eugene S. Thorpe, a supporter of FEE and a firm believer in hard work, free trade, small government and self-reliance.
Students, writers, educators and business professionals of all ages and locations are eligible to apply. Interested individuals must submit a 2,000 to 3,000 word-essay addressing Adam Smith’s claim that, “The division of labor is limited by the extent of the market.” The essay must answer the following questions: 1. “What light does this shed on the current movement toward globalization?” 2. “Are the dangers in having government facilitate it in any affirmative way?”
Prize: 1. $2,000 2. Winner’s article will be published in The Freeman.
Eligibility: 1. The competition is open to writers of all ages, including students, freelance writers, educators and business professionals. (Students need not be majoring in journalism or political science to apply.) 2. Applicants cannot be FEE employees or their immediate family members, trustees or editors or columnists of The Freeman.
Deadline: August 15, 2008
Required Material: 1. A 2,000 to 3,000 word essay that is written in English, titled, double spaced and typed in 12-point font. Essays must be nonfiction, and citations should be included within the text. Submissions must be the original work of the writer or writers and may not have been previously published. 2. Essays must be submitted as an email attachment to FEE. The email should include the author’s first and last name, address, and phone number.
July 3, 2008
A college education is an expensive purchase. It’s certainly an investment, but an expensive one nonetheless. Many students are forced to take out thousands in student loans to afford college, but some are so close to paying for school that accumulating college debt on account of minor need would be a shame.
For many such students, tuition installment plans may be a good option. Certain colleges and universities allow students to split up their semester or trimester payments into monthly installments. They pair up with one or more tuition installment plan companies which administer the services, and make the option of enrolling available to those who are interested.
Students and parents who receive steady paychecks and those awaiting college scholarship or grant awards may benefit from the tuition installment plan option. Such plans are interest free, but, unfortunately, they are not cost free. Individuals who use tuition installment plans usually have to pay administering companies annual enrollment fees or finance charges, ones that usually average between $30 and $60. Certain participating colleges may also ask that those enrolled pay a large portion of their college tuition and fees up front.
Students considering a tuition installment plan should contact their college financial aid office to find out if the plan is available and, if so, what fees are involved.
July 2, 2008
On Tuesday, ACT and College Board (the administrators of the ACT and SAT tests) released a conversion table that could be used to compare scores of students who completed either exam. According to The Chronicle of Higher Education, the table was based on a study of more than 300,000 students who had taken both tests between 2004 and 2006.
The two test providers release a similar table every few years, but the latest chart was a necessary update due to a change in the SAT format. In 2005, College Board added a new mandatory writing section to their exam, one that is optional for ACT takers. To better assist college administrators in making their admissions decisions, the new table predicts the SAT scores of students who chose to opt out of the ACT writing section as well as of those who completed all portions of the exam.
Students who did not take the writing section and received a score of 21 (the average composite score on the ACT), could expect a combined critical reading and math score of 990 on the SAT. Those who chose to complete the writing section of the ACT and received a composite English and writing score of 20 could expect to receive a 490 on the writing portion of the SAT.
College Board stressed that the comparisons were estimates and that a student’s results on one test did not necessarily ensure the suggested equivalent. The company stated that, “In general, the scores should not be compared. However, we understand that our constituents, particularly members of the admissions community, have a need to assess the test scores of students, some of whom might have taken the SAT, while others might have taken the ACT.”
July 1, 2008
Despite an initial House split over some of the bill’s provisions—an incident which nearly doomed approval by the House—an agreement on the veteran college aid bill was reached by both Congress and the President. On June 30, President Bush signed into law the bill which would, among other things, provide veterans of the Iraq and Afghanistan wars additional assistance in affording a college education.
The new law—similar in content to the WWII GI Bill—will call for an increase in the college financial aid awarded to troops who have served in either war for a minimum of three years. Sufficient assistance to pay for the most expensive public college or university in their respective states will be available to the veterans. Those who are eligible will also receive a monthly stipend to offset housing costs and other college-related expenditures.
The legislation will more than double the federal funding veterans previously received for a postsecondary education. Even those who are not currently planning for college can benefit as the money may be transferred to a veteran's child or spouse.
Perhaps the more controversial part of the bill was that which allocated $162 billion to the wars in Iraq and Afghanistan. According to ABC News, the new funds would bring the total amount approved for war expenditures to about $850 billion over the last five years. In reference to the bill, President Bush stated that, "Our nation has no greater responsibility than to support our men in women in uniform - especially because we're at war."
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