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Find a College (for me)

October 24, 2007

by Paulina Mis

It’s tough being a senior. You have to do homework (at least during the first semester), study for standardized tests, apply to colleges and, oh yes, select them. Counselors do counsel, but let’s get serious; you’re the one stuck with the heavy-duty work. Plus, consulting with them is just one more thing to add to your to-do list.

College information is not that hard to come by if you browse the web like a maniac, but having a source that allows you to compare all data sure makes things easier. The Scholarships.com College Search allows you to do just that. Students searching for college information can visit the site and compare myriad stats on one 17” computer screen. (Adjust size for people who think they're too cool for standard screens---you know who you are.)   Whether you’re interested in a community college, a state university or a private school, we have the information you’re looking for. Start out by searching for a school by area of study, state, name, college type (two or four year) or any combination of the four.

From there, your will be directed to a list of schools that match your criteria. You can sort them by whatever information you’re most interested in: name, location, tuition or school type—from top up or top down. Pick out the ones that are still of interest to you, and find the information you need.

Check out the school’s tuition and fees, its incoming freshman profile, the financial aid offered, graduation rates, contact information and more.  After you’ve narrowed things down a bit, you can conduct a free scholarship search to find financial aid information that can help you pay for your college of choice. 

Your senior-year workload can't be  eliminated completely, but we can do plenty to ease the pain. You could really use the extra time for more important business---like doing nothing at all. Just call us your free personal college finder; we’ll smugly accept the title.

Posted Under:

College Culture , High School


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The Hear Me Project

October 23, 2007

by Scholarships.com Staff

Do you like to write? Do you care about world problems? Then this competition is for you! The Hear Me Project is a writing scholarship about the effects that HIV and AIDS have on the population. Entrants will have to submit a short (up to five pages) fiction or nonfiction story about the vulnerability that accompanies HIV or AIDS. By applying for this award, students will have the chance to win money for college, and, as a bonus, spread awareness about a universal problem. So let your creative juices flow, and apply today!

Prizes:

1. One $2,500 cash prize

Eligibility:

1. Applicants must be between 14 and 22 years of age as of September 1, 2007. 2. Only one entry per person is permitted. 3. Employees of Select Media, Inc. are not eligible to apply.

Deadline:

December 1, 2007

Required Material:

1. Completed entry release form. 2. A neat, double-spaced story about vulnerability to HIV or AIDS. The story may be fiction or nonfiction, and it cannot exceed five pages. If submitted by mail, three copies are required.

For more information on this and other scholarship opportunities, visit Scholarships.com, and conduct a free scholarship search.


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by Paulina Mis

In recently published (previously-known) financial aid news, student lenders were found to have made millions by accepting excess subsidies from the government. By finding loopholes in government regulations, the student lender Nelnet, one of the biggest offenders, was able to collect $278 million in excess payments between 2003 and 2005. Based on calculations released by the Washington Post, other lenders accepted an estimated $300 million in excess subsidies between 2003 and 2006—paid for by taxpayers.

Because students applying for government aid are restricted in how much they can borrow, the government offers subsidies to lenders who borrow to students. In exchange for the money, lenders offer students loans at rates that, although usually higher than those offered by the government, tend to be lower than those offered by unsubsidized lenders.

When average student loan interest rates were higher, the government guaranteed lenders a 9.5 percent interest rate for loans. Once average loan rates fell, many lenders continued to take in large subsidies.

And although the government lowered some subsidy sums after rates fell, they continued to guarantee a 9.5 percent rate on loans previously funded with tax-exempt bonds. To extend the pool of loans still eligible for larger subsidies, Nelnet divided tax-free bonds among various pools. They would then claim that pools of loans at least partially composed of tax-free bonds were eligible for 9.5 percent subsidies.

The government did little to stop them in the past, and it is doing little to punish them now. According to the Washington Post, the Department of Education Secretary Margaret Spellings did admit that the government shouldered some of the responsibility for the “confusion”. However, she indicated no intent to pursue full accounting, nor did she suggest that reimbursement from lenders would be sought.


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by Paulina Mis

Students who applied for financial aid in Louisiana may be worried to find that the company in charge of storing their personal information recently lost a large amount of financial aid data. Actually, a loss is the best-case scenario, the worst being embezzlement. The Louisiana Office of Student Financial Assistance (LOSFA) tried to assuage student fears by stating that the missing information was compressed and that special software was needed to access it—hopefully they’re not exaggerating the advanced technology of zip files.

Thousands of current students and college graduates (going as far back as 1998) could be affected by the loss. Among those at risk are any students who submitted a FAFSA in the state of Louisiana and out-of-state students who sent the form to a college within the state. Those who have a Louisiana College Savings account (START Saving Program) and those who have applied for or received a Tuition Opportunity Program for Students (TOPS) scholarship—a Louisiana-based scholarship—may also be affected.

The information was lost on September 19, 2007, and although search efforts were initiated from the onset, the data has not yet been recovered. Colleges are now informing the public of the incident, and LOSFA has posted additional information on its site. According to LOSFA, the public was not notified earlier to avoid misinformation about data that was misplaced rather than lost. The non-misplacement occurred when the media storage company was loading the backup data into a truck. Social Security numbers and student names were among the missing data.


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by Scholarships.com Staff

For some individuals, a large state university is the best college choice. For others, a smaller school or private college might be the best selection. Before making a final decision to attend the largest university in your state, it is a good idea to consider the pros and cons of state universities.

State University Pros  
     
  • Affordable tuition, particularly for in-state students
  •  
  • Knowledgeable instructors
  •  
  • Large library facilities
  •  
  • Many social opportunities
  •  
  • On-campus employment opportunities
  •  
  • Opportunity to meet and develop relationships with many different types of people
  •  
  • School spirit and student loyalty
  •  
  • State universities often attract distinguished scholars as professors
  •  
  • Varied selection of extracurricular activities
  •  
  • Well-funded athletic programs
  •  
  • Wide variety of majors from which to select
  •  

State University Cons  

     
  • Access to professors may be limited
  •  
  • Classes may fill quickly, so you might not be able to get the schedule you want
  •  
  • Class sizes may be very large
  •  
  • Environment may not be as nurturing as a smaller college
  •  
  • Lack of one-on-one attention from instructors
  •  
  • Some professors may be more focused on conducting research and publishing than teaching
  •  
  • Sometimes there is a tendency to over-emphasize athletics
  •  
  • Students may get lost in the crowd, particularly if they are introverted or not inclined to join student organizations
  •  

For more information on choosing the right college, major,  or even roommate, visit our resources section.

Posted Under:

College Costs , College Culture , Tips


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by Paulina Mis

It’s difficult to read a national newspaper–your choice–for longer than a week without coming across at least one article dealing with the environment. Why should a blog be any different? Jokes and polar bears aside, the environment is in need of some true student TLC, and students have plenty of it to give. Here are some things each of us can do to help.

1. Get educated Change starts with education. When searching for potential colleges, take into consideration the variety of classes offered. The more options schools have, the more you can dabble in various interests, especially the environment. By educating yourself about environmental issues, you can learn about ways to improve the situation, and what’s more, inspire others with your newfound knowledge. When you let people see how the environment affects them personally, you are more likely to convince them that their efforts and time are worth the investment.

2. Turn off the lights Saving money and energy is a click away, or a clap clap. Remember to turn off lights and appliances when you are through with them. Pay extra attention to air conditioners—open windows and running air conditioners make mother earth cry.  

3. Live by the triple R’s Many of us already reduce, reuse and recycle to some extent, but most of us don’t really crack down on bad habits.  By making the three R’s your mantra, you can reduce emissions, save some tree lives and fatten your piggybank.

4. Write to Congress  This one is for the ambitious. Begin a petition in support of the Kyoto Protocol to be sent to Congress; or at least sign the one you make your friend create. So far, 172 countries and governmental entities have signed the pact limiting emissions. Somehow the U.S. is not one of them.

5. Take public transportation  A great benefit to most on-campus travel is the abundance of public transportation. Taking the bus or train to school can reduce carbon dioxide emissions, and it can also free up some time to chat or study. It may not be the most convenient way of getting around, but improvement isn’t always convenient. For those who live close by, riding a bike, rollerblading or walking is also a good option.

6. Bring your own bags and mugs  Try stuffing your groceries into a backpack, and bring mugs to coffee shops. (Or visit ones that offer in-house cups.) Some stores and coffee shops will even give you discounts for doing so. 

7. Be laptop savvy in class  You won’t look like you’re too cool for school by bringing your laptop to lectures—really. Students can save much paper by appending and saving posted online notes on laptops.  By bringing a laptop to class, you can save trees and increase the likelihood of future legibility. Plus, editing is easier on a computer, and most students can type more quickly than they can write. If you’re not one of them, it’s about time you practiced.

There are plenty of things students can do to make a difference, and many are already hard at work. This year, Scholarship.com’s annual Resolve to Evolve scholarship prizes were awarded to students who wrote the best essays on problems dealing with standardized testing and the environment. See what the winners had to say on the topic, and check out Scholarships.com's new Resolve to Evolve $10,000 essay scholarship. You can also search our database for college scholarships and grants; begin finding money for college today!

Posted Under:

College Culture , College News , Tips


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by Scholarships.com Staff

There are many factors to consider when choosing a college. Part of a successful college search process involves thinking about your school preferences and career plans, and identifying colleges that meet your needs.

Questions to ask yourself that can help with choosing the right college include:

  • What do I want to major in?
  • Am I 100% certain about my major, or is there a possibility that I might change majors?
  • Will I be benefit from starting out in a 2-year college?
  • Will I be comfortable at a large university?
  • Is a faith-based college a good choice for me?
  • Is a private college a good choice for me?
  • How much can I afford to spend on college?
  • What are my options for paying for college?
  • Do I plan to work while attending college?
  • What geographic area do I prefer?
  • Will I live on campus, with my parents, or in an off-campus apartment?
  • Will I be happier at a co-ed or a single gender campus?
  • What are my primary reasons for attending college?
  • What type of work would I like to do after college?
  • Is it likely that I will pursue graduate study after completing my undergraduate program?

The Scholarships.com free college search can help you locate colleges that meet your needs. The answers to these questions can help you narrow down your list of potential colleges. For example, if you find the idea of attending a very large university overwhelming, you can narrow your college search to smaller schools. If you want to live with your parents while attending college, you can narrow the list to include only schools within an easy commuting distance of your home.

Posted Under:

College Culture , Tips


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by Paulina Mis

Students aren’t getting enough sleep—nothing new here. According to the National Sleep Foundation, 60 percent of high school students reported extreme daytime sleepiness. And how can you blame them? Anyone with high ambitions knows what it takes to get into a good college. Balancing extracurriculars with school and a social life can seem like a juggling act, but many feel that it’s the only way to reach goals. 

Regardless of what teachers say, many students are certain that staying up to study will get them better test scores than extra zzzs would—myself included. Students are just too busy to study earlier. Okay, okay, maybe putting things off and surfing the net has something to do with it as well. But procrastination makes today’s students no different from those of generations past. Unfortunately, current generations feel that not studying must be followed by intense late-night sessions.  According to an article in New York magazine, kids today sleep one hour less than they did 30 years ago.

As you may imagine, nothing good can come of that. Lack of sleep has been linked to depression, weight gain, an increase in cases of ADHD  and, of course, poor school performance—even if we beg to differ. According to the article, studies of sleep-deprived students have consistently shown they don't perform as well as do student who get sufficient sleep. In a recent trial, a group of sixth-graders intentionally deprived of sleep performed as well on exams as average fourth-graders. That’s a two year decrease in cognitive ability. By one estimate, sleeping problems can hurt a child’s IQ as much as lead exposure! If that doesn't send us back to bed... well, let's just hope it does.

Posted Under:

College Culture , High School


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Choosing a College Major

October 16, 2007

by Scholarships.com Staff

When it’s time to starting making solid decisions about enrolling in college, many people have questions about how to choose a college major. Selecting a college major is a personal decision that involves you to spend time reflecting on your goals, likes, dislikes, skills, and aptitudes.

Selecting a college major is an important decision, and it is not one that should be made lightly. It is important to remember, however, that declaring a major is not an irreversible decision. It is not uncommon for college students to change majors one or more times after they enroll in college.

Some factors to consider when selecting a college major include:

  • What type of career can you see yourself in?
  • What type of work do you enjoy?
  • What are your interests?
  • Which subjects did you enjoy studying the most in high school?
  • If you completed a career assessment in high school, what did the results indicate? (If you have never taken such an assessment, consider taking a college major test before selecting a program of study.)
  • What type of skills do you have?
  • Do you have any hobbies that you would like to pursue as a career?
  • What did you learn about what you like and dislike from your past work experience?
  • Are there in-demand career fields in the geographic areas where you would like to live following graduation?

The answers to these questions can help guide your selection of a college major. For example, if you held part time positions in retail while in high school and you absolutely hated the work, you can immediately scratch retail management off your list. However, if you enjoyed the part of the job that involved setting up product displays, you might seriously want to consider a major in visual merchandising. Of course, once you have all the answers to the "What" to study and "Where" to go to school, you should go to Scholarships.com for the answer to "How" am I going to pay for all of this?!?!

Posted Under:

College Culture , Tips


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Br!ck Scholarship

October 15, 2007

by Administrator

Students making a difference in their community will get the chance to receive something in return. By submitting information about their community contributions, applicants will have the chance to win financial aid for college. Br!ck Scholarship winners (yes, the “!” is supposed to be there.) may receive scholarship money, community grant money and a spot on a TV award ceremony. Past ceremony guests have included Mandy Moore, Wyclef and the Dashboard Confessionals—get to work, you could rub elbows with celebrities!

Prizes:

1. Nine Prizes of at least $10,000. A. Applicants ages 18 and under receive $5,000 in scholarship money and $5,000 in community grant money. B. Applicants ages 19-25 receive $10,000 in community grant money.

2. One $100,000 community grant prize

3. Appearance on televised award show to be seen by over 1 million viewers

Eligibility:

1. Applicants must have been born on or after June 30, 1982

2. Applicants must be permanent residents or citizens of the U.S. or Canada

Deadline:

December 31, 2007

Required Material:

1. Completed online application 2. Recommendations 3. Finalists will also be asked to submit a 1 minute video along with pictures or in-action clips of community work.

For additional scholarship opportunities, visit Scholarships.com, and conduct a free scholarship search.


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