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by Scholarships.com Staff

The Department of Education Advisory Committee on Student Financial Assistance recently released a report entitled Early and Often showing the financial aid community what can be done to help students and families better prepare to pay for school.  The report provided recommendations on what information students needed to know before deciding whether to attend college, when the students needed to know it, and how it could best be disseminated to students and their families, stressing four categories of knowledge that students need to make informed decisions about attending college

Students need to understand:

  1. The benefits of higher education: Why go to college?
  2. The costs of college: What can you expect?
  3. How to pay for college: What's involved in funding your education?
  4. How to navigate the forms and processes involved: What exactly is a FAFSA?

The Early and Oftenreport states that this process needs to begin as early as the sixth grade to ensure that students and families have enough time to devise a strategy for getting into and paying for college. 

According to the National Association of Student Financial Aid Administrators, "Possessing timely and accurate information at each juncture of a student's college preparation timeline can dispel the hyperbole in the media and alleviate complexity, inform students of financing options, and ensure they make sound decisions." 

The report asserts that "early information on the availability, eligibility, and variety of financial aid is essential to promote access and persistence. Every student should learn that funding an education requires a reliance on many sources: federal and state governments, institutions, private resources, and personal financial resources. Each of these sources can provide financial aid in the form of grants and scholarships, loans, and work-study opportunities.

Delivering information on the differences between need-based aid and merit-based aid will help students better predict which aid options will be available for them. Understanding the intricacies among such options is vital to successfully financing higher education."

Working with the strategies suggested by the Department of Education, websites such as Scholarships.com already provide the public with a wealth of free resources regarding a variety of financial aid

By browsing our website's Resources section, students can find information in all four of the Department of Education's vital categories, especially paying for college and applying for financial aid.  Additionally, our scholarship search can fill an important role, even early in the college planning process.  Students can fill out a profile and conduct a free search, gaining valuable information on which scholarships may be available to them.  This will help students get a better idea of how they will be able to afford college.

The full Early and Often report is available on the Department of Education website.


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by Scholarships.com Staff

The National Peace Essay Contest, a scholarship sponsored by the United States Institute of Peace, gives students the chance to voice their opinions on matters regarding international peace and conflict. By administering this award, the institute hopes to promote thoughtful discussion between youth, educators and national leaders alike.

Students interested in this year’s scholarships will have to write a 1500-word essay discussing the steps international entities such as the UN, governments and government or non-government organizations can take to protect individuals from crimes against humanity during times of warfare. An example of two foreign conflicts and possible measures that could be taken to promote their peace will have to be identified.

Applicants should also designate a coordinator such as a teacher, parent or youth leader to act as a contact between them and the US Institute of Peace. Coordinators will be responsible for reviewing the entries and ensuring that scholarship essays are the original work of the applicant.

Prize: 1. National first place award $10,000 (includes state awards) 2. National second place award $5,000 3. National third place award $2,500 4. Fifty-three state awards $1,000

Eligibility: 1. Students must be in grades nine through twelve in any of the fifty states, the District of Columbia or, if they are U.S. citizens, abroad. 2. Applicants may not have been previous first-place state winners or immediate family members of the institute. 3. Students may participate with the sponsorship of an essay coordinator.

Deadline: February 1, 2009

Required Material: 1. Two registration forms, one filled out by the student and one by the teacher 2. A 1500-word essay addressing this year’s topic

Further details about the application process can be found by conducting a free college scholarship search. Once the search is completed, students eligible for the award will find it in their scholarship search results.


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by Scholarships.com Staff

During a conference held by the Department of Education this week, department commissioners, educators and business leaders alike expressed their disappointment with Education Secretary Margaret Spelling’s inability to improve the current state of postsecondary education. According to The Chronicle of Higher Education, the Commission on the Future of Higher Education created by the secretary herself complained that, after three years of work, students were still unsure about which colleges best fit their needs, and employers were still dissatisfied with graduates’ lack of preparation for the workforce.

Furthermore, while steps to alleviate the burden of school expenses have been taken—most prominent of which was perhaps the increase in Pell Grant caps—the rising costs of a college education have made paying for school a struggle. During the 2005-2006 school year, more than 40 percent of first-time college students were forced to take out student loans. These factors, combined with the  declining value of a college degree, have made securing a sufficiently lucrative job difficult for those with debt, especially when searching for positions within the nonprofit sector.  

With only six months left in office, the secretary has little time to apply the suggestions of her peers. Complaining that colleges are not doing enough to prepare students for the business world, previous advertising executive Richard Holland stated, “We just talk about this all the time, and we don’t do anything about it.”  Added Education Department’s senior adviser Vickie Schray, “There’s still a lot that needs to be done.”


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by Scholarships.com Staff

According to West Virginia’s The State Journal, a recent poll indicates that Americans are prioritizing the affordability of a college education over other factors. Though criteria such as scholastic quality, distance and diversity were also critical, the cost of a school topped the list as most important.

With college costs continuing to outpace inflation and graduates finishing school with growing debt, families are beginning to realize that attending schools within their means may be more important than attending ones of greater prestige. A recent report from the National Center for Education Studies (NCES) stated that during the 2005-2006 school year, 46 percent of first-time, full-time students who sought a degree took out student loans, a few graduating more than $100,000 in debt.

The Chronicle of  Higher Education Gallop Poll indicated that, though there were conflicting views over whether the government or the public should be responsible for much of the cost, most agreed that colleges should contribute to the solution by spending a larger percentage of their endowment funds.

As the media focuses on problems of national debt, controversy has grown over the use of annually increasing endowment funds acquired through donations to colleges. Though endowment contributors frequently create stipulations about who may or may not receive their scholarship money, the public has pointed to the questionable nature of storing funds and increasing tuition, especially during a time when debt has become a growing problem for students.


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by Scholarships.com Staff

The Bill and Melinda Gates Foundation granted nearly $900,000 for work on four issues of The Future of Children , a biannually-released journal about effective policies and programs for children. Since its inception in 2000, the Bill and Melinda Gates Foundation has granted nearly $16.5 billion to provide for the health and education of people living in the US and abroad. In addition to sponsoring numerous education-related initiatives, the foundation created one of the biggest, most lucrative scholarship programs in the country, the Gates Millennium Scholars.

Their latest donation will be used by the Brookings Institute and the Princeton Woodrow Wilson School of Public and International Affairs—co-publishers of The Future of Children —to conduct research, disseminate information, host conferences and pay for additional efforts related to the four issues.  According to a Woodrow Wilson School news release, the proposed journal topics will include Children in Fragile Families, Children and Youth in Immigrant Families, Work and Family Balance and Postsecondary Education.

The Future of Children is aimed at identifying the research and policies that could assist families in raising their income and paying for school. To this end, researches will study the problems affecting individuals between the ages of 16 and 26, as well as those of their children. Their findings will be disseminated at no charge, and, once available, the results will be posted on www.futureofchildren.org. To encourage legislators to concentrate their efforts on bettering the circumstances of America's youth, journal contributors will also host numerous public awareness events.


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by Scholarships.com Staff

All entries have been cast, all information verified, and yes, a winner has been chosen. Matt D. of Newport, KY has been randomly selected as latest winner of the Scholarships.com $1,000 Tell A Friend Sweepstakes. By referring his friends to Scholarships.com, Matt was able to secure $1,000 towards a college education.

"Winning the sweepstakes was really exciting! It was the first scholarship I applied for and … I won,” he told us. Once again proving that financial aid is available to those who search, Matt was able to join the growing list of Scholarships.com Success Stories.  By giving them free access to our scholarship search, providing them with valuable college-funding resources and personally sponsoring numerous sweepstakes and scholarships, Scholarships.com has assisted myriad students in affording a postsecondary education.

Every three months a new Scholarships.com user is selected as the Scholarships.com Tell A Friend Sweepstakes winner. Applying couldn’t be easier—no essays and no recommendations required. For the chance to win $1,000, just visit our Tell A Friend Sweepstakes page. You can enter the names and email addresses of up to ten friends, and, if they join the site, you will both be eligible to win $1,000. The more friends you refer, the more entries you’ll receive. Submit now for the chance to win!


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by Scholarships.com Staff

The Voice of Democracy Scholarship is an annual competition administered by the Veterans of Foreign Wars’ (VFW’s). Since 1947, the organization has been helping students pay for school, giving away more than 2.5 million in prizes each year. To compete, students will have to write and record a broadcast script that addresses the following theme: “Service and Sacrifice by America’s Veterans Benefit Today’s Youth by...”The applications will be judged on originality, content and delivery.

Prize: 1. Up to $30,000 in scholarship money 2. An expense-paid trip to Washington, D.C.

Eligibility: 1. Applicant must be a student in grades 9-12 2. Applicant must be enrolled in a public, private or parochial high school or home school in the U.S., its territories and possessions, or in an overseas U.S. military/civilian dependent school. 3. Foreign exchange students, those over 20 and previous first place Voice of Democracy winners are not eligible to compete.

Deadline:November 1, 2008

Required Material: 1. A 3-5 minute essay recorded on a neatly labeled cassette tape or CD. The reading must address this year’s theme and must be recorded in the student’s voice. 2. A typed version of the essay. 3. A completed entry form.

Further details about the application process can be found by conducting a free college scholarship search. Once the search is completed, students eligible for the award will find it in their scholarship search results.


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by Scholarships.com Staff

The morose state of the lending industry, recent cuts in federal loan subsidies and a loss of interest in loan securities investing have caused chaos within the student loan market over past months. According to Forbes, Student Loan Corp., a previous division of Citibank, has become the latest victim in the student loan credit crunch, announcing plans to lay off 146 of its 523 employees.

On Wednesday, the company announced that the 146 Student Loan Corp. jobs, plus an additional 28 Citibank N.A positions, would be eliminated sometime in August. The affected employees will be offered counseling, assistance in finding new work, severance packages and, for some, the chance to take advantage of job openings in other parts of the country. Business has been so poor for the company that their stock has dropped by 48% over the past 52 weeks, reported Forbes

Student Loan Corp. is just one of many companies who have been forced to either cut jobs or to exit the student loan industry altogether. Other major lenders who have either stopped or suspended offering certain student loans include Bank of America, NextStudent, Brazos, and American Education Services. Even Sallie Mae, the largest student lender in the business has been struggling to stay afloat, suspending select loan services.


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by Scholarships.com Staff

Each year, thousands fall victim to scholarship scam artists. With the costs of a college education rising annually, it should come as no surprise that certain individuals choose to take advantage of the situation by establishing fraudulent financial aid organizations and competitions.

Students who visit our site can rest assured knowing that the information provided to them at Scholarships.com is completely free of charge. We will never ask visitors to pay for the college scholarship search, and our financial aid information is completely cost free. Before posting award details on our site, we screen scholarship providers carefully; any scholarships deemed suspicious are immediately removed from the Scholarships.com database.

The federal government is also working to crack down on scholarship crime, regularly monitoring scholarship abuse. The Scholarship Fraud Prevention Act of 2000 has made more severe the punishments for scammers, and it has called for a mandatory report of scholarship scams to be prepared annually by the Federal Trade Commission (FTC) and the Secretary of Education. This report, including the names of current defendants in scholarship scam allegations, may be found on the FTC website.

Be on the lookout for the signs of scholarship scams listed below and report any suspicious behavior to the provided contacts.

Scholarship Scam Warning Signs

o Organizations promise scholarships for an upfront fee.

o Organizations ask students for a scholarship application fee.

o Organizations promise to complete applications and obtain scholarships for the student.

o Organizations say their scholarship information cannot be found anywhere else (most reputable awards are listed publicly; providers want you to apply!)

Report Suspicious Scholarship Behavior to: US Department of Education Office of the Inspector General 1-800-MIS-USED; Better Business Bureau (BBB) 1-703-525-8277; Federal Trade Commission (FTC) 1-202-FTC-HELP

Posted Under:

Financial Aid , Scholarships , Tips


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by Scholarships.com Staff

Dorms are filled to the brim with students your age, and therein lies their charm. But after finding a group of people you enjoy spending time with, their appeal slowly fades. Dorms are cramped, noisy, and, eventually, old news. But before you can hug your RA goodbye, you need to find an apartment, and that takes some planning. The following tips can help you find the best-suited home at a reasonable price.

Determine Boundaries. Before the apartment hop begins, establish a general search boundary. Off-campus apartments may be cheaper, but, depending on location, the class hike may be substantial. Decide which is the bigger priority, finance or location, and be realistic about how far you are willing to walk—in boots on a rainy, snowy day—to your perfect residence.

Get a Head Start. If you attend a large state school, chances are, you have options. But you can only be as picky as the time allows. Begin your apartment search early, around December or January. If you wait until the summer months to find an apartment for the upcoming year, you may find your options slim. Stake your claim before someone else can.

Look at Reviews. What you don’t see when you visit an apartment—the unreachable repairman, the stinky, bug-ridden basement—may come back to haunt you. One of the best ways to gauge a potential home is by seeking out feedback from previous tenants. Reviews of landlords and apartments can frequently be found in campus newspapers, both on and offline. You may also want to ask around. Satisfied and disgruntled students alike are often willing to let you know what they think.

Budget. When budgeting, you have to consider paying for school, for residence, for food, for leisure, for holiday gifts, for transportation, for emergencies and so on. If you're an apartment penny pincher, it's best to limit surprises. Ask landlords about any city or tenant fees that may be tacked on to the lease, and find out if if gas, water, parking or an internet/cable package are included. If you don’t plan to stay on campus during the summer months, also ask about a 10-month lease option. The need for apartments drops during the summertime, and many students have a hard time finding individuals willing to sublet at full price. By asking the right questions and budgeting accordingly, you can avoid many such problems down the road.


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