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How (and Why) to Rock the Vote

by Radha Jhatakia

Debt. Destruction. Terrorism. The economy. Social security. Foreclosure. Poverty. Famine. Do any of these words sound familiar? Well, they should because they are all over the news lately. Reality television may be more entertaining but by limiting yourself to watching only these kinds of shows, you’re missing out on what’s really going in the world. You’re also losing valuable time in learning more about the candidates running for office in upcoming elections.

Voting isn’t simply limited to presidential elections – there are also state and county elections where you select senators, congressmen and city council members. I truly can’t stress how important it is to vote, and that who you vote for affects many issues. Don’t vote randomly, either: That’s worse than not voting because now you could be voting for things you don’t believe in. Be educated in your choices by researching the parties and representatives, their policies and proposed plans. Read the pamphlets you receive in the mail, as well as the voting books that have information about the candidates and their platforms.

Don’t feel as though you must vote along party lines; instead, vote for the principles you believe in. It’s ok to like certain policies proposed by one candidate and some supported by another. If you’re facing that conundrum, research the minor policies that might affect you. Students at public schools are especially affected by this as they tend to vote for candidates who claim they will help education. Just be aware that no single candidate can fix the education system, it also depends on the people they're surrounded by, people who you should be voting for. If you believe in an issue before you vote and know the benefits and consequences of that decision, your vote will truly count.

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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What Are My Career Options?

by Radha Jhatakia

When we begin college, we all have ideal jobs we want after graduating. We explore the majors which will allow us to go into these fields and choose schools based on which ones have the best programs for our intended futures. Then we graduate, ready to achieve those goals, but how many of us actually get our dream jobs right away?

While some students are offered jobs in their fields quickly, others aren’t as fortunate. Many recent grads spend months interviewing before settling on something – anything – to pay the bills or realize they can’t do what they wanted with their degree and must gain additional certification or experience. Nothing can guarantee you will be able to do what you’ve always dreamed right out of school but there are ways to prepare yourself for either situation.

Use your college resources from the beginning. All colleges have career centers and counselors who can assist you with internships, jobs and post-college options. Meet with them and create a career plan first semester freshman year instead of last semester senior year. By doing so, you could obtain a job freshman year to help you gain some work experience, serve as a TA during your sophomore year and gain an excellent recommendation letter, score an internship in your field of study during your junior year and continue it in your senior year, then either get a job offer from that internship or at least have a resume or portfolio to present to potential employers who will be amazed with your dedication. Not bad!

If you haven’t found your dream job after you graduate, don’t give up your hope. Everyone has to start somewhere and for most people, it isn’t what they would consider ideal. If you are persistent, work efficiently without complaint and show that you are capable of doing much more, your employers won’t waste your potential.

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Repaying Student Loans

July 28, 2011

Repaying Student Loans

by Radha Jhatakia

Even before college applications are due, many students are worried about how they will afford their postsecondary educations. Once the enrollment deposit is in and the initial stress of finding funding has passed, however, it’s easy to forget about how some forms of financial aid – namely, student loans – require repayment starting about six months after graduation. Here are a few tips to follow so you’re prepared when this time comes.

When applying for loans, there are three standard loans you can receive. There is the Direct Subsidized Stafford loan (which doesn’t charge interest while you are in school), the Direct Unsubsidized Stafford loan (which does charges interest while you are in school) and the PLUS loan (which requires a parent or co-signer. Repayments for both Stafford loans begin six months after graduation but PLUS loan repayments begin as soon as the last disbursement is made unless you submit a deferment form.

The next step is choosing a repayment plan. There are quite a few plans to choose from and, depending on how much you borrowed, they differ in the amount you will have to pay per month and how many years you will be paying it off. Choose a plan that best suits your needs, and remember you can always change the plan if your financial situation changes.

The most important tip of all, in my opinion is to create an account with a site like myfedloan.org. This is the website used by the loan service for repayments. Sign up for it while you are still in school so you can keep track of your balance and interest. Pay off part of the interest whenever you can to avoid capitalizing on it and sign up for quarterly statements to stay informed.

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Dealt the Roommate from Hell? Here’s How to Deal

by Radha Jhatakia

There’s one thing about living on campus that everyone always worries about and that is the roommate situation. Unfortunately, unless you have a friend that you plan on living with, you will have very little control over who your roommate will be. Sorry!

When it comes time to sign up for housing for the first time, most colleges will have incoming freshmen fill out a survey of roommate preferences. You’ll answer questions including sleeping habits and visitor preferences and be matched with someone who has similar answers so honesty is the best policy here. You could get lucky and have a fantastic roommate who you’ll become best friends with...or be unlucky and get stuck with someone who’s a nightmare. If you’re faced with the latter, you have limited options but one trick I’ve found is to make friends with your resident advisor early – he or she will help you get any issues resolved quickly and efficiently or act as a mediator to help negotiate differences.

Setting ground rules on the first day is also a must. It sounds strict and uncool but important to plan out study times, lights out, clean up schedules, etc. so you won’t step on each other’s toes later down the line. If your roommate still makes sharing a room difficult, you can try to switch rooms by contacting the housing office to file a formal complaint. Most schools will only let you change rooms if your roommate is hostile (think: stealing your things, displaying abnormal/aggressive behavior, drinking or doing drugs). If you are fortunate enough to get a new room assignment, remember to set those guidelines from the get-go...and pray to the housing gods that your new roommate is better than your old one!

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Proper Planning Breeds College Success

by Radha Jhatakia

In life, keeping things in order, having a set schedule and planning ahead will truly save you time and keep you on track. In college, staying organized is even more important.

When making your shopping list for college, put a planner at the top. I have been using one since I was in elementary school and it has always helped me stay on top of my stuff. It came in handy most in college, though, and helped me to stay organized from the very beginning. The best kind to buy is one that has slots for individual days as well as a monthly calendar. This will allow you to keep track of all your classes, assignments, meetings, work schedules, extracurriculars and will prevent you from forgetting about something important. As soon as you get an assignment, write it down and remember to check your planner every day. You will have far fewer scheduling conflicts and will become adept at managing your time and keeping a healthy balance between work and play. You can also incorporate Post-its to keep track of tentative times and dates while keeping your schedule looking neat.

There are also other tools you can use like Microsoft Outlook or Google Calendar, which help sync media from different sources to keep track of all appointments. If you have a cell phone – and these days, who doesn’t? – use its alarm feature and tack a calendar up on your bulletin board as a backup (maybe even share it with your roommate and color coordinate your to-dos). Whatever your choice, make sure it’s something you are comfortable using and will remember to continuously check so that you don’t forget anything.

By staying organized all throughout college, you’ll be well-prepared to enter graduate school or the job market. College professors and potential employers appreciate organization: You will be a perfect TA candidate or employee if your superiors know they can depend on you. Be smart, be organized, be successful. It’s as simple as that!

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Staying Safe and Having Fun Are Not Mutually Exclusive

by Radha Jhatakia

Your school needn’t be a known party school for there to be one...or many. Just remember, whether you are throwing a party or attending one, safety should be your first priority.

For party attendees:

  • Keep your beverages in hand. If you put your drink down, get a new one; it’s one of the best defenses against being slipped a “roofie” (aka the date rape drug).
  • Employ the buddy system. Guest lists grow by word of mouth so if you don’t personally know the host, take some friends with you. This will ensure you all arrive at the party and return home safely.
  • Practice safe sex. When some people drink at parties, they have indiscriminate sex. To avoid unwanted pregnancies and STDs, use the above tips or take protection with you whenever you go to a party just in case.
  • Don't give in to peer pressure. Have fun the way you want to have fun. If you're uncomfortable with something going on, remove yourself from the situation.

For party hosts:

  • Card hard. It doesn’t matter if the person is your best friend or if you don’t want to seem lame: If you are caught with someone under 21 at your party, you will be charged with serving alcohol to minors.
  • Be aware. Minors and people in possession of drugs and other illegal items can enter your place of residence if you’re not paying attention. If they are caught, you will pay the price.
  • Manage damage. If something breaks or someone spills, make sure the mess is dealt with or you’ll most likely lose your security deposit.
  • Eliminate alcohol completely. You don't need to get drunk to have a good time. Game nights and movie marathons are just as entertaining!

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Confused in College? Contact a Counselor!

by Radha Jhatakia

You enter college with a major in mind and a plan to get a degree in it. You don’t let the fine print surrounding general education classes, major classes and GPA get in your way but you still may hit a snag or two. If this happens, seek out a counselor.

There is a difference between a general education (G.E.) counselor and a major counselor. A G.E. counselor is there to make sure you get your G.E.s done, have enough credits to graduate and have successfully completed all classes. A major counselor, on the other hand, will make sure you take all the classes you need to get your intended degree. Getting a degree and graduating are two very different things balancing on a fine line.

The assistance you get really depends on the counselor so meet with a few and select the one who “gets” you best. If you have a counselor who isn’t 100-percent sure of the university’s curriculum or graduation/degree requirements, switch as soon as you can; you don’t want to be filing your graduation petition only to realize you are missing a requirement! A good counselor will make it mandatory for you to meet with them a few times each semester to make sure you are on track. He or she will also help you with an education plan so that you know what is necessary to graduate. A great counselor will even recommend that you get a second opinion on his or her advice so don’t be afraid to do so.

You may have known what you wanted to major in forever but don’t let your pride get in the way of accepting some assistance. You’ll be better off for it even after you graduate...which you will, thanks to your counselor’s expertise!

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Cheating in College: Don't Do It!

by Radha Jhatakia

It’s 6 a.m. and you just can’t conquer the writer’s block for your 20-page term paper. You didn’t procrastinate on purpose – that party was too good to pass up or the homework for all your other classes was overwhelming – but no matter what the reason, it is never acceptable to cheat. Cheating undermines the effort of your hard-working classmates who complete their work honestly and on time. Cheating also strips the cheater of his or her integrity and whether others can put their trust in said person again.

Unfortunately, there are many people who cheat in the world but you should not be one of them. You should want to get by on your own merit, not that of others. That is why there are such harsh penalties for cheaters: When a person plagiarizes in college or is caught cheating, punishments can include being given a GPA-tanking “F” in the class, being stripped of high honors, losing scholarships or even being expelled from the university. These are minor punishments compared to what happens in the real world for cheating, which could include multi-million dollar lawsuits and jail time.

I think I’ve been pretty clear here but I haven’t, just heed these two words: NEVER CHEAT. It’s not ethical and is looked down upon by almost everyone. Hold your head high and remember that doing your best and failing is better than cheating and passing. A professor would have more respect in you if you are honest and ask for help rather than if they catch you cheating. Professors were once college students, too; if you need an extension or are truly struggling, they will most likely remember their own college days and show you some compassion if you are truthful.

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Credit Cards Are Not Magic and Other Money Management Tips

by Radha Jhatakia

Managing money is difficult for many people, not just college students! I’ve been taught to save every penny and paying for school myself has been the biggest reason but friends of mine who haven’t struggled as much don’t have the same outlook. For them, credit cards are magic and their parents are instant money taps.

My best friend is the reason I’m writing this article. She struggles with money but I don’t understand why. She’s been working since she was 16, her parents pay for school and bought her a car yet she doesn’t have a single dime saved! Ever hear the phrase “A penny saved is a penny earned?” I’m guessing she hasn’t but it’s true. Gaining a dollar doesn’t mean you have to spend it because in the future, you may not have that dollar. Here are a few more tips:

Having bad credit now may not matter to you but it will affect you in the future when you apply for home loans and car insurance. Be wise, spend wise and look up the rule of 72.

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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College: The Ultimate Life Lesson

by Radha Jhatakia

There are many things I wish I knew before I started college...or even a year or two in! Tips about what professors are difficult, what dining halls serve the best food and where to find the dorms with the most square footage are quite often available but the biggest tip – which you won’t realize until you’re done with school – is that college itself teaches you how to get by in life.

The process begins before college with the prep work you do. You take six classes a semester in high school when during college you take three to five classes depending on the semester or quarter system. You take the SAT or ACT, which test your ability to take a test itself, not your intellectual abilities. You participate in every extracurricular possible to make your transcripts appealing, only to realize that those activities won’t really matter on campus. All of these tasks are tests: In college, you’ll spread yourself thin between a job, challenging classes, clubs and your social life but thanks to your prep work, you’ll know how to balance it all.

Once you’re on campus, college prepares you for the obstacles and struggles that await everyone after graduation. You’ll take engineering courses, biology labs and communications lectures and complete projects and papers to gauge how well you can apply the material you’ve learned and tight deadlines to help you to think on your feet. Whether you’re finding a way to pay off student loans or trying to secure a job in your field, those seemingly small assignments you completed in college will have prepared you to deal with the real world.

You’ll gain a lot from your college experience – friends, memories, knowledge – but most importantly is your degree, a testimony that you will be able to make it in life beyond those hallowed halls.

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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