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Report Shows Positive Effects of Study Abroad

Jul 20, 2010

by Scholarships.com Staff

As if you needed more reason to study abroad, a recent study looking at 10 years worth of data shows that students who take educational experiences overseas have higher graduation rates once they’re back on their campuses. Not surprisingly, the study also found that those students also have a greater appreciate of cultures outside of their own once they’re back from their time abroad, and see the world in the a broader context.

The project comes from the Georgia Learning Outcomes of Students Studying Abroad Research Initiative, or GLOSSARI. It looked at data from 35 institutions of higher education and more than 19,000 students across Georgia since 2000. Study abroad students were compared to a “control group” of nearly 18,000 students who matched those students studying abroad when it came to variables like socioeconomic status and where they were in their college careers, among other characteristics. Among the findings:

  • The six-year graduation rate for study abroad students was about 88.7 percent, compared to 83.4 percent for those in the control group.
  • The four-year graduation rate for study abroad students was 49.6 percent, compared to 42.1 percent for those in the control group.
  • Four-year graduation rates for African-American students who studied abroad were 31 percent higher than for those African-American students in the control group. (According to an article in Inside Higher Ed on the study, it is important to note that minorities are still underrepresented in study abroad programs; about 81.8 percent of American students studying abroad are white.)
  • GPAs were higher among those studying abroad as well. Those who went abroad had average cumulative GPAs of 3.30, compared to 3.06 among those in the control group.

This doesn’t mean your grades will automatically improve once you study abroad, or that you’ll get back on track to graduate on time if you head overseas for a while. But it may mean that even those students at risk of dropping out of college may benefit from study abroad.

Study abroad isn’t always painted in a positive light. Some critics say it’s a distraction from academics, and more of a vacation for college students than a learning experience. Sure, living in a foreign country for a semester or even just a summer probably has perks that have nothing to do with your job as a student. But there is value in the experience. You’ll be forced to become more independent and hone new skills, have the opportunity to learn a new language, and even give your resume a boost. Have you studied abroad? What would you say to college students considering going abroad?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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AmeriGlide Achiever Scholarship

Deadline Approaching for this Week's Scholarship of the Week

Jul 19, 2010

by Scholarships.com Staff

One of the more popular scholarship categories is “scholarships by type,” or awards based on specific student characteristics, like a commitment to community service or a passion for poetry. An expanding category has been scholarships for students with disabilities. As access to education in general has improved for students with disabilities over the years, so has the access to resources that can help pay for those educations. This week’s Scholarship of the Week is the AmeriGlide Achiever Scholarship, which targets students who use wheelchairs.

As part of this scholarship, you’ll be asked to write an essay on one of two topics provided by AmeriGlide. The first asks which area of your school you think would benefit from improved accessibility and how you would improve it; the second asks which area of your school already has excellent accessibility and why. If you don’t fit the criteria for this award but feel you’d be eligible for a different disability scholarship, browse through the information we have posted on scholarships of that type or try a scholarship search. There are awards out there based on any and all student characteristics. It’s up to you to put in the work to seek them out and apply!

Prize: $500

Eligibility: Applicants must be enrolled at an accredited two- or four-year college, use a manual or electric wheelchair, have a minimum 3.0 GPA, and be a legal resident of the United States or hold a valid student visa.

Deadline: July 31, 2010

Required Material: Those interested in the scholarship must complete an online application form, which includes an essay of a minimum of 500 words on one of the prompts provided by the scholarship provider. Applicants will also be able to submit two character references once they complete their online applications.

Further details about the application process can be found by conducting a free college scholarship search on Scholarships.com. Once the search is completed, students eligible for this scholarship award will find it in their search results.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Senate Approves Bill to Protect Against Lending Abuses

President Obama Expected to Sign off On Overhaul Legislation

Jul 16, 2010

by Scholarships.com Staff

The financial overhaul bill approved last night by the U.S. Senate won’t only increase government oversight to prevent another economic collapse. Students who use debit and credit cards or who have taken out or plan to take out private student loans will also benefit.

The bill includes the creation of the Consumer Financial Protection Bureau, an independent entity that will exist within the Federal Reserve to protect borrowers. What does this mean for students? The bureau will be there to protect students from abusive lending, and gives students a point of resolution if they feel they have issues with their private lenders, according to an article on the measure in The Chronicle of Higher Education.

The bill also requires that debit and credit card companies lower the fees that colleges must pay when students use the cards. Currently, companies are charging “swipe fees” of 1 to 2 percent of transaction amounts, according to The Chronicle, putting quite a bit of pressure on struggling college bookstores. The legislation next goes to President Obama, who is expected to sign off on it. Also in the bill, the government will get more power to shut down companies that pose a threat to the country’s financial system. As the troubled economy has led to marked changes in higher education, including increases in tuition and fees, the introduction of wait lists at colleges that had never used them before, and, in worst-case scenarios, the shuttering of colleges, the bill could even give struggling schools some sense of hope.

Pell Grants could also see a boost if a spending bill approved by the U.S. House of Representatives’ Appropriations Committee yesterday continues to move through Congress. According to another article in The Chronicle, the bill would raise spending on Pell Grants by $5.7 billion for the 2011 fiscal year, keeping the federal grants at the maximum levels of $5,550 per eligible student. The Federal Pell Grant, which is available to those students with the highest unmet financial need, has increased significantly over the years; students were able to receive $4,050 in the 2006-2007 academic year. The panel also approved an additional $1 billion for the National Institute of Health. According to The Chronicle, legislators hope that funding could go toward “translating basic research results into practical and available cures and treatments.”

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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"Test-Optional" Policy at American University Expanded

Jul 15, 2010

by Scholarships.com Staff

American University has expanded its “test-optional” application policy, giving all students who apply to the school before Nov. 1 the option of choosing whether or not to submit their ACT or SAT scores as part of their applications. The college had up to this point only allowed early-decision candidates to opt out of providing standardized test scores.

Although the early-decision deadline is later—Nov. 15—being accepted by a college early typically means you need to decide right then and there whether you’ll accept admission to that college or go elsewhere. Opening up the policy to even those regular decision students will give more students the power to decide what they’d like to include in their applications to the school. Those students who do take advantage of the policy and submit their applications early won’t necessarily hear back about whether they’ve been accepted to the school early; they’ll be notified by the regular April 1 deadline.

According to an article yesterday in The Chronicle of Higher Education, a good number of even the early-decision candidates chose not to submit their standardized test scores last fall. Of the 538 early-decision applicants the school received, which in itself was an increase of about 33 percent over the previous year, 191 did not submit test scores, according to The Chronicle. While administrators said it takes longer to review applications that don’t include the test scores, giving students who may not do as well on their standardized tests but who excel elsewhere an opportunity for admission is worth it. Admissions officials now pay more attention to the kinds of courses students took, including AP classes and other college-level work.

Standardized testing has been criticized for years, with the National Association for College Admission Counseling going so far as to say the practice should end altogether in favor of a more holistic application process. American University isn’t the only college to go test-optional in recent years, either. Saint Michael’s College in Vermont no longer requires that potential new students submit SAT scores as part of their application process. The school reasons that some students are better test-takers than others, and that there are other ways to evaluate applicants instead. Students there may still choose to submit either their ACT or SAT scores if they feel it will help their applications.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Some States May Have Long Wait Before Economic Recovery

Jul 14, 2010

by Scholarships.com Staff

If you thought the worst was over in terms of budget cuts and rising tuition and fees at colleges and universities across the country, think again. The latest projections from Moody’s Investors Service show that most institutions of higher education shouldn’t assume recoveries and relief from their states until at least 2013 and probably later.

In those states that have suffered the worst cuts, recovery may be even slower to kick in, as those are the same states that have had to cut spending in other areas as well. According to an article yesterday in The Chronicle of Higher Education, those states may first decide to increase spending in pensions, health care, and other services considered more essential than higher education. Only North Dakota, Texas and Alaska were listed by Moody’s as states where employment figures, a good projection of economic recovery, will return to stable levels before 2012.

Colleges may then be on their own for the next few years, leading to more cuts and creative cost cutting. (You may remember that students at Middlebury College make their own granola in the school’s bakery.) The economic picture is especially bleak for those states that have relief on federal stimulus funds to keep from making even deeper cuts. According to the Chronicle and Moody’s data, in 20 states, stimulus funds made up at least 5 percent of state support for public colleges in the 2009 and 2010 fiscal years. Three states have been particular reliant on stimulus funds – Colorado at 18 percent, Massachusetts at 12 percent and Arizona at 10 percent.

So what do these figures mean? For one, colleges need to figure out how to remain financially solvent with less state support. The Moody’s report also criticizes colleges for not doing more to make sure they won’t need to make deep cuts to their programs and faculties or, worse yet, close their doors. The latest school to do so is Wesley College, a small Mississippi college owned by the Congregational Methodist Church that was unable to find a way to cover about $2.7 million in debt. Southern Catholic College closed mid-semester due to a lack of funding, and may not raise those funds in time for fall. Nebraska’s Dana College will also close after the Higher Learning Commission of the North Central Association of Colleges and Schools refused a buy-out of the college by a for-profit entity.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Data Suggests More Default on Loans than Government Reports

Jul 13, 2010

by Scholarships.com Staff

An analysis of long-term data conducted by The Chronicle of Higher Education has found that the number of students who default on their loans is far greater than what the federal government has been reporting. According to the data, about one in every five federal student loans overall has gone into default since 1995; the default rate for student loans covering costs at for-profit colleges is even higher, at 40 percent. The default rate for community college students is about 31 percent.

The federal government’s numbers are much lower. The U.S. Department of Education reported default rates for federally guaranteed student loans at about 6.9 percent for fiscal year 2007’s cohort. Why the disparity? The Chronicle says the government’s numbers only show those students who defaulted on their loans two years after entering repayment. The Chronicle’s analysis looks at 15 years of data. According to their new analysis, default rates only worsened as time went on, increasing years after those borrowers had left college.

For-profit colleges have already been getting some negative attention lately, with legislators concerned about the share of federal financial aid the schools receive compared to their total enrollment numbers. (The for-profit sector accounts for less than 10 percent of total enrollments but about 25 percent of federal financial aid disbursements.) This new data certainly won’t help them. If the federal government moves to pass rules on student loan default rates, a number of those institutions could be at risk for losing federal aid if they cannot improve their numbers. According to the Chronicle, there are a number of for-profit colleges out there that have default rates even higher than 40 percent, including the Tesst College of Technology and Chicago’s College of Office Technology.

No matter how you skeptically you look at the numbers—critics of the data have already said the numbers don’t consider the economy and the demographics and total enrolled at community college and for-profit universities versus four-year institutions—default rates should be taken seriously. Defaulting on your student loan is never a good idea. It hurts your credit, and any wages you do have may be seized by the government that issued you that loan. It’ll then be harder to not only make ends meet, but to get other loans years down the line, including mortgages and new credit cards. You may also be faced with higher interest rates if you are able to land that car loan. You can see now how important it is to borrow responsibly and make sure that if you do need to take out student loans, you’re doing so to pay for the costs of an accredited program that will help you land a decent job after graduation.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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The Resolve to Evolve Scholarship

Deadline for this Scholarship of the Week is July 31. Apply now!

Jul 12, 2010

by Scholarships.com Staff

We’re not only here to match you with outside awards through our free scholarship search. We’re also here to offer you 14 ways of our own to help meet your college costs. In addition to our 13 Area of Study Scholarships, where we award one scholarship per month based on the field of study you mark off in your user profiles, we also award five annual $1,000 scholarships based on how you respond to essay prompts that we provide. This week’s Scholarship of the Week is our Resolve to Evolve Scholarship, and the deadline is fast approaching.

The annual Resolve to Evolve Scholarship is an essay contest that allows applicants to come up with workable solutions and criticisms to questions and issues we put before them. This year, applicants are asked to discuss how we as a country could better meet President Obama’s goals of getting the United States to become the most educated country in the world by 2020, and how technology and the Internet have changed the way institutions of higher education operate.

If you’re picked as a winner, you won’t only have an additional $1,000 to cover your college costs, we’ll forward your essay to officials who may be able to act on your suggestions. Pretty cool, right? Check out our Official Rules for more information on applying if you’re interested, and make sure to follow the directions closely. You won’t be considered otherwise!

Prize: A total of five scholarships in the amount of $1,000 each will be awarded.

Eligibility: Applicants must be 19 or older. You must be a currently enrolled full-time undergraduate or a full- or part-time graduate or non-traditional/returning student who will be enrolled at a U.S. Department of Education accredited college, university or vocational school at the time the prize is awarded. (Prizes will be awarded in November 2010.) Graduate and non-traditional/returning students may be enrolled part-time.

Deadline: July 31, 2010

Required Material: All applicants must choose one of two essays to respond to in 300 to 800 words, in addition to a short answer response on why attending college is important to you, your academic and career goals, and what your biggest obstacle has been in your desire to attend college. Applicants must also submit a letter of reference and a proof of enrollment, such as an official/unofficial transcript, printout of courses, or a letter of enrollment or admittance from your college or university.

Further details about the application process can be found by conducting a free college scholarship search on Scholarships.com. Once the search is completed, students eligible for this scholarship award will find it in their search results.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Report Compares College Spending, Resources Before Recession

Jul 9, 2010

by Scholarships.com Staff

A report released today details where colleges were spending their money in the years leading up to nationwide budget crises in higher education.

The report, “Trends in College Spending,” comes from the Delta Project on Postsecondary Education Costs, Productivity, and Accountability, and includes a database open to the public on exactly what institutions were spending their money on, and where their funding was coming from. As the data available includes spending information through 2008, when many colleges had not yet been feeling the worst of the recession, education analysts suggests it paints a fairly accurate picture of where administrators’ priorities lie when it comes to spending.

An article in Inside Higher Ed on the report today details the bad habits of institutions of higher education that may have contributed to current budget woes. Among those missteps:

  • Colleges spend too much money on administration, including administrative positions and outside accounting and legal positions. Harvard University was the biggest offender, where administrative costs rose by nearly 14 percent from 2007 to 2008.
  • Compared to funds allocated to administrators, colleges spend too little on instruction. While funding support grew by 20 percent for administrative support, funding for instruction grew by only 10 percent. According to the report, even in those years when revenues improved, the share of funding going toward instruction did not increase on levels comparable to that of funding set aside for administrative, non-academic costs.
  • Spending per student varies dramatically by school. Public research colleges spend about $35,000 per student, compared to about $10,000 per student per year at community colleges, which have seen rapid growth over the last few years. That suggests students at those public colleges are disproportionately subsidized, despite the fact that they typically come from more affluent households than those attending community colleges.
  • Colleges rely too much on cost-shifting. Rather than cutting spending in years when budgets were tight, schools raised tuition instead, a move that may not be sustainable in the long run.

As it was around 2008 when colleges began adapting to the worst of new pressures on their budgets, it’s important to consider that the data in this study considers only those years prior to those funding constraints. The following decade will probably look quite different, and priorities may have shifted since. There’s no question that the recession has had a toll on higher education, especially on schools that depend on state funding.

A recent report from the National Conference of State Legislatures described that declining state support for institutions of higher education. Many states have begun to rely on federal stimulus funds to address or prevent major budget cuts across the board, with California hit particularly hard. The report also showed more of a reliance on tuition to cover costs, as state support and school endowments have decreased. Tuition, which increased by about 2 percent between 2008 and 2009, now accounts for about 37 percent of total education revenue. In comparison, about 25 percent of education revenue came from students’ tuition payments in 1984.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Fox News Commentator Starts Online University

Jul 8, 2010

by Scholarships.com Staff

Those interested in what conservative Fox News commentator Glenn Beck has to offer in terms of an academic experience will have a chance to explore that idea for themselves starting this week. The broadcaster has officially launched his own online summer program, Beck University.

The program, which does not give those enrolled college credit, offers online lectures and discussions based on the concepts of faith, hope and charity instead. Those enrolled don’t pay tuition, but must instead subscribe to Insider Extreme, which comes at a cost of $6.26 per month.

Beck isn’t an academic by any means—according to an article in The Chronicle of Higher Education, he dropped out of Yale University after taking one course—but he has given the reigns of the program to outside experts. According to the program’s website, this week’s schedule includes Faith 101 with David Barton, the founder and president of a “pro-family organization.” Courses later this summer include Hope 101 and Charity 101, with the philanthropic course led by James R. Stoner Jr., a professor of political science at Louisiana State University in Baton Rouge.

Beck isn’t the only famous face to have ventured into the world of online education. Donald Trump started the Trump Entrepreneur Initiative, renamed from Trump University after he was told calling the school such violated New York Education Law and the Rules of the Board of Regents in the state. The program, which does not offer college credit, describes itself as a resource for business leaders and those interested in wealth creation. Bassist Bootsy Collins has started the online Funk University, which gives aspiring musicians access to online lectures on music history and funk from “Professor Bootsy” and lessons in advanced bass and rhythm. The program is more a tutorial in bass Bootsy-style, as it doesn’t offer college credit either.

However you feel about such programs, make sure that you know what you’re getting yourself into no matter what you sign up for. If you’re up for a few classes in funk to supplement your coursework elsewhere, that’s perfectly fine, but know that many of these entertainingly-named “schools” don’t offer college credit and certainly won’t be accepted by your home institution as transfer credit. That probably means they won’t exactly give your resume a boost either when you’re out there applying for jobs. Check out the information we’ve come up with on choosing the right school if you’re unsure, including tips on finding an accredited distance learning program if you’re looking for an online college in particular.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Community Colleges Introducing Shortcuts to Two-Year Degrees

Jul 7, 2010

by Scholarships.com Staff

Although many students are able to complete their associate degrees in two years, a number of community colleges are looking to shorten students’ time at their institutions even further. The changes at one school alone have included moving from semesters to trimesters, shortening courses from 16 to 14 weeks, and offering more options for degree completion in the summer, when most schools offer fewer classes than in the fall and spring terms.

An article this week in Inside Higher Ed suggests more community colleges are looking to meet the call from the Obama administration and organizations like the Bill & Melinda Gates Foundation to get students out in the real world with degrees before they drop out. President Obama is placing great weight on the power of community colleges to double the number of graduates in the United States by 2020.

At Southern West Virginia Community and Technical College, for example, all students are able to earn an associate degree in just 14-16 months if they complete one course every two weeks under the school’s trimester system. According to Inside Higher Ed, about a quarter of the students there have been graduating in a shorter amount of time. Lower Columbia College will introduce a program called the “Transfer Express” this fall. Students in the program will be able to earn an associate degree in one year. You may also remember that Ivy Tech Community College will offer a pilot program come fall to students interested in completing degrees in health-care support. Students will be able to earn their degrees in one year if they commit to an 8 a.m. to 5 p.m., five-day-a-week school schedule.

So what’s the incentive to community colleges to move students through faster? Doesn’t it hurt their bottom line? According to Inside Higher Ed, students in accelerated programs are more likely to graduate—and less likely to drop out—than those who may be going to school at a less break-neck pace. Allowing students to finish traditionally two-year programs in a year or a little over also opens up room at community colleges for more students to enroll, a significant advantage when a number of two-year schools are having accommodating an increase in applicants.

Accelerated programs aren’t for everyone, though. Students who have no plans to drop out of school may find the pace too challenging, and consider leaving programs for a more traditional two-year program. Some students will also need additional, remedial instruction in introductory courses that have no place in accelerated programs. If you’re interested though, it could be a decent money-saver for you, as many schools that offer the programs do so with tuition discounts attached.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Head(s) of the Class?

Naming Multiple Valedictorians Becoming More Common

Jul 6, 2010

by Scholarships.com Staff

If you just attended your high school graduation, you probably still remember some of the advice given to you by the valedictorian for your class, the student who received the highest marks and highest GPAs over their four years there.

If you attended graduation at Long Island’s Jericho High School, though, it may not even be that easy to name who was up on stage, no matter their words of wisdom. That’s because seven high school seniors were named valedictorians at the school, according to a recent article in The New York Times. Rather than giving a captive audience seven inspirational speeches, the group came up with a skit about their experiences at Jericho. Each valedictorian also had 30 seconds to devote to their personal well wishes.

Honoring multiple students with the title of valedictorian isn’t unique to Jericho. Many of the best suburban schools across the country are now naming more than one student to the top spot, and administrators say this leaves students less stressed and less focused on competition. According to the Times article, administrators say it is usually mere fractions that separate the top five (or seven) spots at any given school, making it difficult to be fair when it comes to choosing a valedictorian and even salutatorian, traditionally the second-place finisher.

How has this changed the make-up of high schools? Consider this. According to the Times, eight high schools in the St. Vrain Valley district in Colorado crowned 94 valedictorians. Cherry Hill High School East in New Jersey chose a speaker via lottery among its chosen nine valedictorians. Harrison High School in New York City got rid of the title altogether, naming top graduates a part of the “summa cum laude” class instead. Does this mean students are just more serious about academics, and more are doing better in high school? Or does it mean more have access to a traditionally elite group of high school graduates?

Administrators on the college level warn that the practice only contributes to “honor inflation,” according to the article. Competition exists on the college level, and a healthy degree of that in high school serves as preparation for the rigors of keeping up at institutions of higher education, they say. One Harvard University dean quoted in the article described the case of a home-schooled student applying to the Ivy League institution. That student claimed they were at the top of their class—of one student. What do you think? How many valedictorians did you have at your own graduation?

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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