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Most Expensive Public Schools for Out-of-State Students

July 3, 2014

by Suada Kolovic

For the budget-conscious high school senior, it seems like a no-brainer to apply to the local state school for the best shot at affordable tuition. But with the economy in a slump and funding cuts becoming the norm, public universities across the country are more interested in recruiting out-of-state students. Why? It’s pretty simple: On average, tuition and fees for students crossing state lines is more than double that of their in-state peers. So if you have your sights set on schools beyond your state’s boundaries, check out the 10 most expensive public schools for out-of-state students (figures do not including room and board, books and other miscellaneous costs):

Did your prospective college make the list and does this information alter your interest in the school? Is it fair for colleges facing financial woes to place the burden on the shoulders of incoming out-of-state students? Share your thoughts in the comment section and for more info on how to fund your college education, head over to Scholarships.com.

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Sleep-Deprived College Students: College to Open Nap Rooms

July 1, 2014

by Suada Kolovic

We've all been there: Going about our day without a care in the world when it dawns on us that (go figure) our term paper on the pros and cons of procrastination in the creative process is due tomorrow. Panicked, we consider emailing our professor an excuse about a death in the family but given we killed off Nana (who's actually alive and well back home) last semester during finals week, we decide it's best to pull an all-nighter. The next day, we're irritable, unmotivated and just plain sluggish and while the simple solution is to overcome procrastination and not leave an assignment until the last minute, the Art Center College of Design has suggested a different approach: a nap room on campus.

The Pasadena, Calif.-based college opened its first nap room last year in an effort to combat exhaustion among its mostly commuter students. "Our Nap Room is available for students four weeks during each 14-week term. We are a year-round program with three terms a year," said spokesperson Teri Bond. "The room is available 24 hours on Mondays, Thursdays, Fridays, Saturdays and Sundays during those four weeks each term." And while there isn’t a determined space just yet, Art Center students are hoping to follow in the footsteps of the University of Colorado-Boulder and the University of Michigan in instituting a permanent nap room on campus. (For more on this story, click here.)

If you’re a fan of napping between classes, do you think it’s your university’s responsibility to provide nap rooms for students? Let us know what you think in the comments section. And for a more detailed look into the Art Center College of Design or hundreds of other universities, check out our College Search.

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10 Med Schools That Receive the Most Applications

June 30, 2014

by Suada Kolovic

If you're actively considering a career as a physician, you're well aware of the long, rigorous and demanding road ahead. With challenging coursework and fierce competition in the forecast, not everyone is up for the challenge...but that hasn't necessarily translated into fewer students applying to medical school. According to U.S. News & World Report, medical school experts have predicted a shortage of doctors throughout the next decade but no shortage of prospective students. In 2013, total applications increased by 6.1 percent with the average number of applications at the top 10 medical schools totaling approximately 10,645. Check out the top 10 medical schools that receive the most applications for the most recent school year below:

Did your top-choice medical school make the list? If so, would you consider other schools with less competition? For more information on applying to medical school and figuring out how you're going to pay for it, head over to Scholarships.com.

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Community College Students: Avoid These Student Loan Challenges!

June 27, 2014

by Suada Kolovic

Figuring out how you're going to pay for your college education can be intimidating. No one wants to pay off student loans for the rest of their lives, full-tuition scholarships are rare and federal student aid seldom covers all college costs, so considering a community college to curb the financial strains is smart! But attending a community college doesn't necessarily dismiss the likelihood of defaulting on your student loans: According to the most recent cumulative default rates, the percentage of two-year public school students who default is 18.7 percent and 13.2 percent for students at two-year private and nonprofit institutions – that's more than double their four-year counterparts! If you're a community college student, check out U.S. News and World Report's three tips you can follow to avoid defaulting on your student loans.

  • Think before you borrow. Just like your other obligations, a student loan is a commitment. You are responsible for repaying it whether you complete your education or not. By thinking before you borrow, you can help ensure the former comes true.
  • Maximize your federal financial aid. Contrary to popular belief, financial aid is available for community college students. And while you should think before you borrow, you can be less reluctant if you go with federal loans.
  • Stay in school. Maximizing federal financial aid can help community college students in an additional way: It can keep them in school if they run out money. Taking out student loans without going on to complete your program of study can lead to big repayment problems. So whether your goal is a formal credential from a community college or to eventually transfer to a four-year institution, it’s important to stay on target so you don’t end up with debt but no diploma.

Can you think of any tips to add to this list? If so, please share them in our comments section. For more information on the pros and cons of attending a community college, head over to Scholarships.com College Prep section.

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Newsflash: University Offers Athletic Scholarship to Gamers

June 24, 2014

by Suada Kolovic

An Illinois university is redefining the traditional notion of what it means to be a college athlete: This fall, Robert Morris University will be the first school in the country to offer athletic scholarships to students who play the video game League of Legends. Gamers rejoice!

Citing the "large surge in popularity" of video game competitions, the university announced that it "recognizes the value and legitimacy of eSports and is excited to add eSports to its already rich athletic curriculum." Since news of the scholarships broke last week, the school has received hundreds of inquiries from prospective e-athletes. Interested in the details? Robert Morris will fund about 30 renewable scholarships, some of which will be valued at $19,000! Robert Morris’ team will join the Collegiate Star League, made up of 103 universities, including Arizona State, George Washington and Harvard. Kurt Melcher, Robert Morris University’s associate athletic director, said he's happy to see online athletes included in the school's sports program. "League of Legends is a competitive, challenging game which requires a significant amount of teamwork to be successful," he said in a statement. "Robert Morris has always been at the forefront of providing opportunities for a diverse student population with different interests and skills." (For more on this story, click here.)

Is Robert Morris’ inclusion of eSports the wave of the future? Should other schools begin offering athletic scholarships to gamers? Let us know your thought in the comments section. For additional information on more traditional athletic scholarships, head over to Scholarships.com’s Sports Scholarships section. Be sure to check out our examples of school-based and sports scholarships from outside organizations and don't rule out academic scholarships when applying for funding either!

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Asking Your Student Loan Servicer the Right Questions

June 23, 2014

by Suada Kolovic

If you're a recent high school graduate, chances are you're looking forward to the independence that comes with becoming a college freshman. And while anticipating all the excitement that comes with entering college – meeting new people, establishing a home away from home, etc. – establishing how you're going to pay for it is an entirely different story. Here at Scholarships.com, we encourage students to apply for scholarships early and often but taking out student loans might be inevitable. With that being said, knowing what questions you should ask your student loan servicer might ease the transition so check out the list of helpful questions that financial aid officers, student loan counselors and former lenders recommend you ask:

  • When exactly will my payments begin?
  • Do you have my current contact information on file?
  • What is my interest rate?
  • Is my interest rate competitive?
  • Is there any way to get an interest rate reduction?
  • Is consolidating my loans a good option for me?
  • How do I qualify for Interest-Based Repayment or Income-Contingent Repayment?
  • Do I qualify for an economic hardship deferment?
  • What happens if I lose my job?
  • If I go back to graduate school, what are my loan options?

Can you think of any other questions you’d like answered? If so, feel free to add them in the comments section. And for more information on the ins and outs of student loans, head over to Scholarships.com’s Financial Aid section.

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Michelle Obama Tells Students “My College Story Can Be Yours”

June 17, 2014

by Suada Kolovic

First Lady Michele Obama has always been a champion of higher education. Whether she's petitioning for more low-income students to attend college or drawing parallels on her own college experience in order to encourage students, promoting a college education has always been among her top priorities. In fact, she recently expanded on her personal college story with a piece in Education Week, where she promoted her latest Reach Higher campaign.

The Reach Higher Initiative is an effort to inspire every student in America to take charge of their future by completing their education past high school, whether in a professional training program, community college or four-year college or university. "My message to these young people is that while all of us adults – teachers, administrators and policymakers – have to do a better job of giving them the best schools and opportunities for their future, at the end of the day, they also need to step up and take responsibility for their education themselves," said the first lady on the need for young people to take the future of their education into their own hands. “That means going to class every day, setting their goals high and working like crazy to achieve them. That's been the story of my life and my husband's life, so when I talk to these young people, my hope is that they see that our story can be their story, too – as long as they're willing to dedicate themselves to their education,” she added. To read her full commentary on the importance of completing a college education, head over to edweek.org.

Do you find encouragement in sharing similar struggles with someone so successful? Share your thoughts on Michele Obama's Reach Higher Initiative in the comments section. And for more info on adjusting to college life, check out Scholarships.com: We've come up with some resources to ease you into that transition with information on everything from choosing the right school to deciding whether or not a state university is right for you. Browse through our College Prep section for more info!

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Starbucks Offers Employees Free College Tuition

June 16, 2014

by Suada Kolovic

Have you heard the one about the English major that was so unemployable that their only viable option was becoming a barista at the local Starbucks? Well, the joke's on you because starting this fall, Starbucks employees will be eligible for a free college education: According to reports, Starbucks is rolling out a program that would allow its workers to earn online college degrees at Arizona State University at a steeply discounted rate. Thanks a latte!

The new initiative will offer Starbucks' 135,000 U.S. employees who work at least 20 hours a week the option to graduate debt free from ASU with no requirement to repay tuition costs or stay with the company. Under this freshly-brewed program, employees will receive full tuition reimbursement if they enroll in ASU's online program as juniors or seniors; they can also pick from a wide range of educational programs that aren't related to their Starbucks work. And while it’s unclear how many employees with choose to participate in the new program or how much it will cost Starbucks Corp., the company isn't disclosing the financial terms of its agreement with ASU. In a news release, Starbucks CEO Howard Schultz talked about “the fracturing of the American Dream”, saying: “There's no doubt, the inequality within the country has created a situation where many Americans are being left behind. The question for all of us is, should we accept that, or should we try and do something about it?" (For more on this story, click here.)

Do you think this partnership between Starbucks and ASU is a step in the right direction? Would you consider working for Starbucks given the promising initiative? Share your thoughts in the comment section and for more info on how to fund your college education, head over to Scholarships.com.

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Attention High School Seniors: Free College in Tulsa, Oklahoma!

June 13, 2014

by Suada Kolovic

Understanding the true cost of college is essential when finalizing the decision on where you’ll pursue your post-secondary education. Remember that amid all the literature schools send out, take more than a gander at the teeny-tiny font listing “sticker price” because that number probably doesn’t include room and board, books and myriad other fees you’ll be have to pony up while attending. And while the majority of students won’t pay anywhere near the sticker price, the average cost of college has steadily increased to $20,000 at public colleges and topped $50,000 at private colleges, which has left many families wondering how they’ll afford these astronomical amounts. Unless, of course, you’re a resident of Tulsa, Oklahoma: Eligible students there get the first two years of college for FREE!

Tulsa Achieves is a gap-funding program that provides up to 100-percent tuition and fees to Tulsa County high school graduating seniors who enroll at Tulsa Community College the fall after they graduate. Who’s eligible? Every high school graduate living in Tulsa County, including public, private or home-schooled students with a 2.0 or higher grade point average. The program pays for up to 63 college credit hours or up to three years of college, whichever comes first; students are also required to complete 40 hours of volunteer service each academic year. The total cost is $3,400 per student per year and is mostly paid for with local property taxes. "We established Tulsa Achieves seven years ago because we no longer believed that a high school diploma was sufficient in terms of the jobs of the future," said Tom McKeon, Tulsa Community College’s president. "I think we're seeing kids that never, ever dreamed that college was a possibility for them because parents didn't think it was within their realm," he added. (For more on this story, click here.)

Let us know your thoughts on Tulsa Achieves program in the comments section. And if your state doesn't offer a deal as sweet, head over to Scholarships.com to find financial aid that’s tailored to you – create a profile and conduct a free scholarship search today!

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Obama's Student Loan Plan: What's in it for you?

June 10, 2014

by Suada Kolovic

The financial aid process can be a daunting one but if you're planning on attending college any time soon, you should know that there are tons of federal student aid options available. From Pell Grants to Perkins Loans to FAFSA, the funding is out there but your eligibility to receive aid depends on your level of need and, subsequently, how much aid you are eligible to receive. Translation: For the majority of students, loans are inevitable. But don't fret just yet because President Obama announced an executive order capping loan payments: In an attempt to ease heavy college debt, millions of student loan borrowers will soon be able to cap their payments at 10 percent of their monthly income.

According to the administration, this action will help up to 5 million more borrowers but will not be implemented until December 2015 at the earliest. And while some students taking out loans can already cap their loan payments at 10 percent of their incomes, the president's order will extend this ability to students who took out loans before October 2007. (It’s important to note, however, that President Obama's executive order would cover only those loans from the federal government, not private financial institutions.) "The past couple of years, we've done future students, we've done current students, and now we're trying to take a step back," Education Secretary Arne Duncan told reporters Monday. Duncan went on to explain that the expansion of the payment caps would be "fantastic for the economy" by allowing young people to spend or invest that money elsewhere. (For more on this story, click here.)

What do you think of the president's attempt to ease the financial burden associated with student loans? Let us know your thoughts in the comments section. And for more information on federal funding, visit our Financial Aid section.

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