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Don’t Tax My 529 College Savings Plan, President Obama!

Jan 27, 2015

by Suada Kolovic

Saving for your college education early is essential in the quest to actually affording it. And if you're lucky enough to have your guardians and relatives willing to help with college costs, the 529 tuition savings plan was the surest route to take. If you aren't familiar, the 529 tuition savings plan was designed to help parents begin saving for college by providing an investment option that allows them to withdraw funds for qualified educational expenses tax-free...or at least that was the case.

According to the Wall Street Journal, President Obama has proposed "rolling back" tax benefits of 529 college savings plans and "repeal tax incentives going forward" for Coverdell Education Savings Accounts. For now, both plans allow parents, grandparents or anyone looking to help fund a kid's education to contribute after-tax dollars into accounts that grow tax-free; when money is withdrawn for educational expenses, there’d be no tax either. President Obama has suggested changing the law so that withdrawals would be taxed as ordinary income. Yikes. Why the change? The administration has labeled the plans “inefficient” and complained that the benefit accrues too heavily toward higher-income Americans. (For more on this story, click here.)

With the plans as popular as they are – more than 12 million children from 7 million households are currently benefitting – what negative affects could the proposed changes have? Would they affect you personally? Share your thoughts in the comments section.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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SOTW: The Paul Revere Society’s “What Does It Mean To Be An American” Essay Contest

This SOTW is Accepting Entries Through March 31st

Jan 26, 2015

by Suada Kolovic

The Savage Paul Revere Society's "What Does It Mean to Be an American" Contest is designed to encourage college students enrolled in two or four-year accredited college institutions to study and promote traditional American conservative values. The essay must be approximately 500 words and express respect and love for America.

The contest is open to United States citizens who are 17 years of age or older and have been accepted to a two or four-year accredited college institution within the United States. Each Entrant must submit his or her essay electronically. To submit an essay electronically, please include the essay as a .doc attachment in an email to SavageScholarship@gmail.com with the following subject line: "Entry for Savage Paul Revere Society Essay Contest."

For more information, including complete contest rules, please click here. And if you're interested in finding additional money for college, conduct a free scholarship search today!

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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What Colleges Can Expect from Congress in 2015

Jan 21, 2015

by Suada Kolovic

With a new year comes a new Congress under new-ish management. Republicans will control the Senate for the first time in eight years, while the House of Representative will have its largest Republican majority in since 1928. But what does any of that have to do with higher education? Here are five predictions, courtesy of The Chronicle of Higher Education:

  1. Gridlock will continue. The gridlock and partisan warfare that we've seen in recent years will continue...and is likely to worsen as the 2016 election approaches. By the fall, the prospects for compromise on major legislation – education or otherwise – will be dim.
  2. Funding will remain tight. Budgets won’t change much, especially once the latest round of across-the-board spending cuts (known as the sequester) is applied. In that context, the most colleges will be able to hope for are modest increases for research and student aid; most programs will have to fight just to keep level funding. The Perkins student loan program, which is set to expire in September, will be particularly vulnerable. If government accountants conclude that continuing the program would cost taxpayers, lawmakers may abolish it.
  3. Colleges will have to compete for attention. Republicans have laid out several priorities for 2015, including overhauling President Obama's new healthcare system and approving the long-stalled Keystone XL pipeline. Renewal of the Higher Education Act – the main law governing federal student aid – is not among those priorities.
  4. Simplification will rule the day. In the Senate, Lamar Alexander of Tennessee has drafted legislation to shrink the FAFSA to the size of a postcard and to reduce the number of grant and loan programs. Meanwhile, House Republicans have offered a road map for reauthorization that calls for "one grant, one loan, and one work-study program" and just two loan-repayment programs.
  5. For-profit colleges will breathe a little easier. Republicans aren’t likely to single out the sector in the way Democrats have. Rather, they will seek to apply any accountability regimes to all colleges.

For more on their predictions, click here. Any you'd like to add? Share your thoughts in the comments section. And don't forget to create a free Scholarships.com profile for a list of scholarships that are personalized to you!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Register and Win $500 from Scholarships.com

New Winner Selected Every Month!

Jan 19, 2015

by Suada Kolovic

Looking for a way to pay for your college education that includes free money? Well, you’re in luck! Here at Scholarships.com, we provide users with the most relevant scholarships and educational information out there.

By registering at Scholarships.com, you’ll have access to more than 2.7 million local, state and national college scholarships and grants worth $1.9 billion...and did we mention that you’ll be eligible to win $500 automatically just for registering? That’s right: Filling out a complete profile will enter you into our monthly drawing for $500. No lengthy essay or massive application packet required – it doesn't get any easier than that. Complete your profile, get entered to win $500 and start exploring additional scholarship options today!

For the complete rules, click here.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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President Obama Proposes Free Community College

Jan 13, 2015

by Suada Kolovic

When considering the true cost of a college education, students must remember to factor in not only tuition but mandatory fees, room and board, books, supplies and living expenses. Unless, of course, you’re considering a community college: President Obama recently proposed free community college for all high school graduates for two years! Score!

The concept, according to administration officials, is not to target low-income students explicitly: Anyone will be provided the option of two years of tuition as long as they maintain a 2.5 GPA and attend school at least half-time. In effect, community college would be universal the way high school is. "Two years of college should be free and should be universal and should be of high quality for responsible students, just like high school is today," said Ted Mitchell, under secretary of education, the third-highest ranking official at the U.S. Department of Education. If the initiative is adopted nationally, officials estimate nine million people across the county could each save about $3,800 in college costs.

It's important to note that the President's proposal would involve the federal government and states combining to pay the entire cost of tuition for two years at a community college for any American who wanted it. And relying on taxpayers is where the program is likely to run into objections from Republicans in Congress: The administration estimates the program would cost about $6 billion a year. (For more on this story, click here.)

With the cost of a college education still on the rise, what do you think of President Obama’s proposal? Share your thoughts in the comments section. For more on the pros and cons of community college, head over to our College Prep section. And while you’re there, don’t forget to create a free Scholarships.com profile to help you fund your education.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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SOTW: AFA Teens for Alzheimer's Awareness College Scholarship

This SOTW is Accepting Entries Through February 15th

Jan 12, 2015

by Suada Kolovic

As more and more families across America are affected by Alzheimer's disease, many teenagers as well are becoming aware of this heartbreaking brain disease - from personal experiences in their own families, watching friends and neighbors or involvement in community service.

Recognizing this, the Alzheimer's Foundation of America (AFA), a national nonprofit organization, has created a division specifically for teens, AFA Teens. Its goals include raising awareness among teenagers and the general public about Alzheimer's disease and related dementias; providing education, counseling and support to young family members; enabling teens to share feelings with other teens and experts; and referring teens and their family members to supportive services.

In a further effort to provide an outlet for teenagers to think creatively about Alzheimer's disease and to engage the younger generation in this cause, AFA offers the AFA Teens for Alzheimer’s Awareness College Scholarship. AFA will award $5,000 to the grand prize winner and $2,500 to the first runner-up, a $1,000 scholarship to the second runner-up and seven $500 scholarships for Honorable Mention. For more information on this scholarship and other scholarship opportunities, conduct a free scholarship search today!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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SOTW: Chegg's $1,000 New Year's Resolution Scholarship

Deadline Quickly Approaching

Jan 5, 2015

by Suada Kolovic

2015 is nearly upon us and Chegg wants to know what your resolution is to making 2015 the best year yet! They're awarding a $1,000 scholarship to the student with their favorite answer! But hurry, the deadline January 31st!

The Contest is open to legal residents of the 50 United States and the District of Columbia, who are: (1) at least 15 years of age, and (2) currently enrolled in high school. Scholarships are not paid to schools outside the United States. Participants must register with Chegg and agree to the Chegg.com terms of use. For more information on finding money for college and how to properly fund your college education, check out Scholarships.com Financial Aid section and conduct a free scholarship search today!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Like Scholarships.com? Tell a Friend to Win $1,000 in This SOTW!

Dec 30, 2014

by Suada Kolovic

As a Scholarships.com member, you have free access to a customized scholarship search, detailed financial aid information, an organized college search, standardized test study guides and much more. Like what you see? Spread the word about Scholarships.com to your friends through our “Tell A Friend” Scholarship and you'll have a chance to win money for college - $1,000 for you and $500 for one of your buddies.

To enter, simply copy your personalized TAF referral link and blog it, tweet it, email it, IM it or Facebook it. For every one of your friends who creates a profile on our site by clicking your link, you will be entered to win a $1,000 award; there’s no limit as to how many people you can send your link to and if you win, one of your friends who created a Scholarships.com profile using your link will be chosen at random to win $500.

For more information, visit our Tell a Friend Scholarship page and for additional scholarship opportunities, conduct a free scholarship search today! By creating a Scholarships.com profile, you'll be matched with funding opportunities that are unique to you.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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10 Gifts College Students Will Love

Dec 23, 2014

by Suada Kolovic

Newsflash: Christmas is just two days away and if you haven't found the perfect gift for that special college student in your life yet, the pressure is definitely on. And if you're looking to spread some Christmas cheer – yes, even "mature" students love presents! – check out our top picks for gifts they might actually enjoy.

  • Cash
  • GoPro
  • Wireless Bluetooth speakers
  • USB rechargeable battery
  • Fitness tracker
  • Cards Against Humanity
  • Stainless steel water bottle
  • Amazon Kindle
  • Netflix membership
  • Single-serve coffee maker

Any gifts you'd like to add? Share your thoughts in the comments section. And for information on finding money for college and how to properly fund you college education, check out Scholarships.com’s Financial Aid section and conduct a free scholarship search today!

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

Comments (1)

SOTW: Anne Frank Outstanding Scholarship Award

Dec 22, 2014

by Suada Kolovic

The Spirit of Anne Frank Awards are given out each year to students, teachers and citizens who have proven themselves exceptional leaders in their communities. This leadership is exhibited in their desire and drive to combat intolerance, prejudice and injustice.

The work and dedication shown by these applicants should be at such a level to enact lasting change, such as: helping to change legislation, starting or running a non-profit, and writing books or creating documentaries to bring awareness to issues in their communities. We offer these awards to those who carry on Anne Frank’s message and legacy of hope, courage, peace, justice and equality.

Students can apply for the Spirit of Anne Frank Scholarship Awards, which are available to high school seniors who will be attending a four year college in the Fall. One winner will receive The Leah and Edward Frankel $10,000 scholarship, to be evenly divided throughout the four years of their college education. A second winner will receive a one-time $5,000 scholarship from ING. Additional runners up will receive a one-time stipend towards their college education. Applications must be post-marked by February 27th.

To learn more about this scholarship, visit the Anne Frank Center USA's website; additional scholarship opportunities can be found by conducting a free Scholarships.com scholarship search.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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10 Universities Where Most Classes Are Small

Dec 16, 2014

by Suada Kolovic

The transition from high school to college is most evident to students when they realize they’ll no longer be coddled in cozy classes of 20 students or fewer. Lecture halls with 300-plus students are the norm at most major universities, where classes tend to be impersonal, relationships with professors are typically nonexistent and students feel more like numbers than people. So for those who prefer a learning environment that provides back-and-forth discussion amongst students and professors, U.S. News and World Report has compiled a list of universities with the highest percentage of small classes.

According to the data, several universities with undergraduate enrollments below 3,000, as well as a few top ranked universities with larger undergraduate populations, reported that a vast majority of their classes have fewer than 20 students. Check out the top 10 universities with the smallest class sizes below. (For more information on this survey, click here.)

How important is class size to you? Are large lectures deal breakers in your book? Share your thoughts in the comments section. And don't forget to create a free Scholarships.com profile for a list of scholarships that are personalized to you! Whether you’re studying at a university or community college, we’ll help you find the financial aid you need to pay for school. Start your search today!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

Comments (0)

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