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College Board, KDCP Settle SAT Lawsuit

May 14, 2008

by Scholarships.com Staff

For two months, College Board and Karen Dillard's College Prep LP (KDCP), a college test-prep company, have been embroiled in a heated battle over allegations of copyright infringement. The two have now settled, with KDCP agreeing to give College Board $1 million--$400,000 in the form of free tutoring services to low-income high schools.

The problem began when College Board, the administrator of the SAT and AP exams, found through a previous KDCP staff member that KDCP had obtained and used unpublished copies of the SAT. Though President Karen Dillard did admit that her company had obtained the copies without permission, she denied selling the exams or using unpublished materials to tutor students. She instead accused College Board of attempting to monopolize the standardized test-prep business and of obtaining its evidence illegally (grounds for her countersuit).

Eventually, both sides dropped their lawsuit and a compromise between the $300,000 settlement first proposed by Ms. Dillard and the $1.25 million suggested by College Board was reached. College Board also agreed that students tutored by KDCP would not have their SAT exam scores canceled, a measure College Board threatened to take in the wake of the lawsuit. 

The New York Times quoted College Board Senior Vice President of Operations Laurence Bunin saying, “We believe that the settlement shows that KDCP acted improperly in copying and distributing a secure SAT test form and other college materials…We have demonstrated that we cannot and will not tolerate such conduct, and that we will take all appropriate steps to protect our tests.”

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Scholarship Essay Etiquette

May 13, 2008

by Scholarships.com Staff

When reviewing your application, scholarship judges knows only what you tell them. Abiding by scholarship etiquette is an important but frequently overlooked way of letting scholarship judges know that your are serious about your future and appreciative of their donations. To maximize your scholarship potential, remember the following scholarship guidelines:

Professional Presentation Most applicants are dedicated to their education, but they often forgot to show it. Presentation is a great way to let the judging panel know that you have considered each part of the application process. Save email addresses such as dancincutie@yahoo.com or coolestgangsta@hotmail.com for your friends. When applying for scholarships, stick with the more serious name and number versions.

The Magic Words Don’t retire the “please” and “thank yous”. Scholarship providers don't have to offer financial aid, but they do. A simple, “thank you for this opportunity,” makes you stand out, and it lets the judges know that you appreciate  their efforts.

Spelling Spelling and etiquette may not appear correlated, but they are. Students who take the time to polish their scholarship essays are showing the judging panel that their application is important enough to revise thoroughly. Most word processors are equipped with spelling tools, and applicants should take advantage of them. A few grammar mishaps may be overlooked—not everyone is an expert grammarian—but spelling is vital.

Keep Some Things to Yourself Many students take finances into account when selecting a career. It’s only natural that individuals search for jobs that ensure financial security and a comfortable lifestyle. That being said, keep some things to yourself. You can mention wanting to provide for your family or to wanting to break a cycle of financial struggles, but skip the part about bossing people around, wearing fancy suits or wanting to make millions.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Scholarships.com Culinary Arts Scholarship

May 12, 2008

by Scholarships.com Staff

As a means of promoting diversity and developing talent, Scholarships.com has created a new set of scholarships for high school students and undergraduate students. The “Fund Your Future” area of study scholarship consists of thirteen $1,000 awards to be granted to students who pursue a postsecondary education in one of thirteen designated fields and 185 related majors. Included is the Scholarships.com Culinary Arts Scholarship, an award for students who plan to or are already majoring in the culinary arts.

The way to someone’s heart may be through their stomach, but that's not the reason so many students pursue a culinary arts degree. Whether you dream of opening your own restaurant or joining the future cast of the Food Network, culinary arts classes can help you accomplish your goals. If you have the drive, Scholarships.com will help you buy the gas. By applying for the Scholarships.com Culinary Arts Scholarship, you may find yourself $1,000 closer to becoming a chef.

If you’re interested in applying for this essay scholarship, respond to the following question in 250 to 350 words (entries that fall outside of this word range will be disqualified):"What has influenced your decision to pursue a career in the culinary arts?"

Prize: $1,000

Eligibility: 1. Applicant must be a registered Scholarships.com user. Creating an account is simple and free of charge. 2. Applicant must be a U.S. citizen 3. Applicant must be undergraduate student or a high school senior who plans to enroll in a college or university in the coming fall 4. Applicant must have indicated an interest in one of the following majors: Culinary Arts or Food Science/Food Industry

Deadline: June 30, 2008

Required Material: A 250 to 350 word response to the following question: “What has influenced your decision to pursue a career in the culinary arts?”

Further details about the application process can be found by conducting a free college scholarship search. Once the search is completed, students eligible for the award will find it in their scholarship list.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Veteran Aid Proves Insufficient for College Education

May 9, 2008

by Scholarships.com Staff

Young adults often join the army hoping that their contributions will serve the nation's good and aid them in affording a quality education. Army.com admits that, “Ninety percent of servicemembers enter the armed forces for the educational benefits.” Unfortunately, an increasing number of veterans are finding their promised aid insufficient in paying for tuition and other costs.

In an interview with MTV, veteran Evan Aanerud expressed his surprise upon finding that, even with financial assistance, he would have to work full time to cover college expenses. When Evan returned from Iraq and enrolled in the California Polytechnic State University, he received only $430 each month. “That’s about the cost of one-quarter of the books, and that’s about all that I got,” he said.

Even servicemen who receive the maximum $1,100 per month as determined by the GI Bill—a law made to cover each veteran’s college expenses---often find the assistance lacking. With College Board estimating the four-year cost of a public, four-year, in-state university at $54,356 and the private one at $129,228, the maximum $39,636 veteran budget just doesn’t cut it.

But there is hope. If a revised version of the current Montgomery GI Bill is passed, veteran students may soon receive a federal student aid boost. According to the proposal, the new GI Bill would pay the full cost of in-state tuition (up to the cost of the most expensive in-state public university) in addition to a housing and book stipend. With bipartisan support, the bill has a chance at passage if opposing congressmen can be convinced that costs are manageable. Having put their lives on the line to serve the nation, many veterans feel that it's the least they deserve.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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President Signs Student Loan Access Bill

May 8, 2008

by Scholarships.com Staff

As expected, President Bush signed into law the Ensuring Continued Access to Student Loans Act of 2008. After receiving bipartisan support from the House and the Senate, the bill aimed at ensuring student loan availability was approved by the president.

Worried that the departure of student lenders from the FFEL Program could make student loans more difficult to obtain, legislators hurried to secure a backup plan. According to House Representative George Miller, “The bill carries no new cost for taxpayers.”

The Ensuring Continued Access to Student Loans Act of 2008 indicates that:

o The limit on federal loans will soon increase. Students will be able to borrow $2,000 more to cover tuition and other costs.

o Parents will have more time to save for PLUS Loans. Rather than having to pay as soon as money is disbursed, they will have until six months after the child graduates before initial payments are due.

o Families slightly behind on their mortgages or medical bills may still be eligible for PLUS Loans.

o The Secretary of Education has the authority to advance federal funds to student lenders and guaranty agencies acting as lenders of last resort if the lenders run out of capital.

o Shall a lender of last resort plan be put into practice, guaranty agencies acting as lenders will have to abide by rules and restrictions similar to those governing FFEL lenders.

o Congress may call on the Federal Financing Bank to consider injecting money into the student loan market at no cost to the taxpayers.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Subsidized vs. Unsubsidized Student Loans

May 7, 2008

by Scholarships.com Staff

Complicated student loan legal jargon is an unfortunate component of the borrowing process. Two words  all students should be familiar with before borrowing are "subsidized” and “unsubsidized”. Let's break these down:

Subsidized Loans Students who borrow subsidized loans through the Federal Direct or the Federal Family Education Loan (FFEL) programs will receive government-backed college money. Because the government agrees to compensate FFEL lenders for loan defaults, student lenders agree to offer low-interest loans. They do not charge students for the interest that accumulates during the college years and post-graduation six-month grace period as the government takes care of these costs. Unfortunately, not all students are eligible for federal subsidized loans because finances are among the eligibility criteria. Students whose FAFSA results suggest financial need and those whose parents applied for but were denied a PLUS Loan may take out subsidized loans.

Unsubsidized Loans While federally unsubsidized loans boast fewer benefits than subsidized ones, their interest rates still tend to be lower than those offered by private lenders.  Students are responsible for all interest that accrues during their years in school, deferment, and grace periods. As long as students don’t exceed their annual loan borrowing limits, they may take out both subsidized and unsubsidized loans. Because unsubsidized loans are not based on financial need, students who are not deemed needy by the government may still take out these loans. The borrowing limit on these loans will vary based on year in school and dependency status, but the sum may not exceed the estimated cost of attendance for each school minus other financial aid a student receives. Students may borrow both subsidized and unsubsidized loans during the same period as long as the limits for each are not surpassed.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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College Cafeteria Costs on the Rise

May 6, 2008

by Scholarships.com Staff

The rising cost of college rates has been a headache for families across the nation. However, college tuition is not the only expense expected to increase. Due in part to the high costs of gas, the price of food transportation—and therefore food—has been on the rise. Like consumers, campuses have to deal with the effects that food costs have had on meal plans.

If you're one of the many dorm-residing students subscribing to an on-campus cafeteria plan, especially one with a buffet-style layout,  you can imagine how quickly prices could escalate. Numerous students make it a habit to fill their trays with one of everything…just in case. The quantity of wasted, expensive food has college representatives worried that a  hike in cafeteria prices is inevitable.

Colleges are doing what they can to minimize expected charges, but pricing continues to be a problem. According to The Chronicle of Higher Education, some schools have taken to skimping on the amount of ingredients used in each dish while others have managed to save by eliminated cafeteria trays. In an interview with Mr. Simon of Western Washington University, it was reported that, “Western Washington dining halls observed a 34-percent reduction in waste during one week last month when the institution went trayless.”

For students who aren’t fond of dorm food as is, the idea of having to save money to afford it is extremely frustrating. Unfortunately, many students see few alternatives. Unless they can stuff all groceries into a portable, shared fridge, it’s just one more pain to deal with.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Scholarships.com Business Scholarship

May 5, 2008

by Scholarships.com Staff

As a means of promoting diversity and developing talent, Scholarships.com has created a new set of scholarships for high school and undergraduate students. The “Fund Your Future” area of study scholarship consists of thirteen $1,000 awards to be granted to students who pursue a postsecondary education in one of thirteen designated fields and 185 related majors. Included is the Scholarships.com Business Scholarship, an award for students who plan to or are already majoring in business and related studies.

Scholarships.com understands that writing a 2,000 word paper on trickle-down economics can be a turnoff to students who lack both money and time. That’s why we’ve simplified things, and cut the requirements down to a 250 to 350 word scholarship essay. Students interested in applying for the award will have to submit an online response to the following question: "What has influenced your decision to pursue a career in business?"

Prize:

$1,000

Eligibility:

1. Applicant must be a registered Scholarships.com user. Creating an account is simple and free of charge. 2. Applicant must be a US citizen 3. Applicant must be undergraduate student or a high school senior who plans to enroll in a college or university in the coming fall 4. Applicant must have indicated an interest in one of the following majors:

Business, Accounting, Actuarial Science, Business Administration, Advertising, Economics, Finance, International Business, Management, Marketing/Distribution, Hotel/Restaurant Management, Human Resources, International Affairs, Real Estate/Development, Sports Administration, Manufacturing, Engineering Management, Retail

Deadline:

May 31, 2008

Required Material:

A 250 to 350 word response to the following question: “What has influenced your decision to pursue a career in business?"

Further details about the application process and about contacting the scholarship provider can be found by conducting a free college scholarship search. Once the search is completed, students eligible for the award will find it in their scholarship list.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Congress Approves Aid to Student Lenders

May 2, 2008

by Scholarships.com Staff

After passing the Senate and the House in varying formats, a compromise was reached on legislation that would help lenders stay afloat in a troublesome student loan market. The Ensuring Continued Access to Student Loans Act of 2008 was sent to the President yesterday, and rapid approval is expected.

If signed into law, the bill would give the Secretary of Education the right to buy loans from struggling lenders, thus providing them the capital needed to offer new student loans. Worried that lenders may continue to depart from the Federal Family Education Loan (FFEL) program—as fifty have already done—legislators have been scurrying to provide financial assistance before the school year begins. Though the law would only serve as a backup plan, the hope is that knowledge of a federal cushion would make both lenders and students more willing to engage in business.

To decrease student dependence on private lenders, ones generally offering loans options that are more expensive and less flexible than those offered by FFEL lenders, the maximum sum a student could borrow from the government was also increased. According to The Christian Science Monitor, the caps on unsubsidized loans available to students of any income level would increase by $2,000 for each school year. Dependent students would now be able to borrow up to $31,000 for their undergraduate education.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Free For All: New Medical School to Pay for Incoming Class

May 1, 2008

by Scholarships.com Staff

When doors to the new University of Central Florida College of Medicine open in 2009, they will open with a bang. In the hope of attracting the best and the brightest, medical practitioners and college representatives from the University of Central Florida have raised enough money to reimburse the first class for all four years of medical school. They will cover not only the tuition but also the fees and living expenses. With the Association of American Medical Colleges estimating the average debt of medical school graduates to be at about $139,000, the deal is sweet enough to cause a toothache.

“I think setting the bar high for the quality of the first class will set the stage for the caliber of every class that follows,” said Tavistock Group director and donor Rasesh Thakkar. Fundraisers have been in place since 2007 to make that happen. After tapping all possible resources, the school is expecting to admit a class of about 120 students which, based on a four-year plan, will receive a grant worth approximately $160,000.

Students interested in attending the school may begin applying in June of 2008. If accepted, they will automatically receive the award---no lengthy essay competitions, no laborious commitments, just money. “UCF stands for opportunity,” states the university website. When studies and internships leave little time for outside work, a full tuition scholarship is the epitome of such opportunity.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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