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Full Tuition Scholarships

Apr 15, 2008

by Scholarships.com Staff

Applying for a number of small scholarships is a great way to accumulate financial aid for college, but some students prefer to go straight for the big fish. Rather than follow the, “a penny saved is a penny earned” mantra, they prefer to abide by the, "go for the gold" one. 

Whether you are the former or the latter, plenty of scholarship opportunities are available to you. But be advised, the bigger the award, the bigger the competition. Students who find information about a big-ticket scholarship frequently opt for that rather than spend time on one which, in comparison, looks like a conciliatory prize.

If you’re looking for top awards, check out the full ride scholarships listed below. For more information about college scholarships and grants you may be eligible to receive, try conducting a free college scholarship search.  If you are looking for full tuition scholarships granted  by your current or future college or university---most award a handful of them--- try visiting  their financial aid office websites. You may conduct a free college search to find these websites along with estimated costs of attendance.

The Tom Joyner Foundation Full Ride Scholarship

The Tom Joyner Foundation Full Ride Scholarship will be awarded to a freshman entering a Historically Black College or University (HBCU) in the United States. A full tuition waiver as well as a stipend covering room, board and books will be offered.

Microsoft College Career Scholarship 

A one-year, full tuition scholarship will be awarded to winners of the annual Microsoft College Career Scholarship. Financial aid will be offered to students who major in computer science, computer engineering, or a related technical discipline such as electrical engineering, math, or physics. Applicants must be undergraduate students who maintain a minimum 3.0 GPA.

Posse Scholarship

The Posse Foundation awards full tuition merit scholarships to students who plan to attend one of its partner schools. Winning high school students are trained in multicultural teams called “Posses” to successfully complete programs at top-tier colleges and universities.

Hertz Fellowship

The Hertz Foundation awards students a full tuition renewable grant plus a stipend of up to $31,000. The award is merit-based and offered to students pursuing a Ph.D. in the applied physical and engineering sciences or modern biology with physical science applications.

The USDA/1890 National Scholars Program

The United States Department of Agriculture (USDA) and 1890 Historically Black Land-Grant Universities are collaborating on a scholarship program for students who attend one of the 1890 Historically Black Land-Grant Universities. Full tuition, room and board, employment with the USDA during the summer and after graduation, fees and books will be covered.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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College Fellowships

Apr 14, 2008

by Scholarships.com Staff

Because graduate and professional school students are no longer eligible for Pell Grants, they must search elsewhere for financial assistance. A common option is the fellowship--a financial aid opportunity created to help graduate students obtain their degree.

Master, doctoral and professional school candidates who demonstrate both merit and dedication are the most common recipients of fellowships. When searching for this type of aid, students are unlikely to come across awards that mirror the goofy, unusual duck tape outfit or left-handed student scholarships. More often than not, fellowships are geared towards students who are serious about their work—ones who display resolve and passion in their respective fields. They are commonly awarded to individuals who plan to conduct research in a certain field or to ones who plan to begin a career in a subject designated by the fellowship provider.

Below are a few examples of fellowship opportunities you may be eligible to receive. Many awards are conferred annually, so check back for updated deadlines. For additional information about financial aid options, try conducting a free college scholarship search.

AACC International Fellowship

The foundation previously known as the American Association of Cereal Chemists (AACC) is awarding fellowships in the amounts of $2,000, $2,500 and $3,000 to students who conduct research directly related to grain-based food science or technology. Students must be pursuing an MS or Ph.D. degree to be eligible.

Department of Homeland Security Fellowship

Tuition, fees and a stipend of $2,300 per month for 12 months will be awarded to graduate students whose thesis deals with science, technology, engineering or math as they relate to homeland security. Applicants must be US citizens and must have a minimum 3.3 GPA on a 4.0 scale.

Richard Morris Hunt Fellowship

Architects pursuing a career in historic preservation may be eligible to win $25,000 in stipend money. Winners from France and the US will practice preservation technologies in each other’s countries over a six month span.

Fellowship for Minority Doctoral Students

The American Institute of Certified Public Accountants (AICPA) will award fellowships to minority doctoral students who display potential for becoming accounting educators. Renewable fellowships of up to $12,000 will be given away each year. 

American Graduate Fellowships

Students working towards a doctoral degree in the humanities and attending one of the 23 leading independent research universities in the U.S., Great Britain or Ireland may be eligible to receive a fellowship of up to $50,000. History, philosophy, literature, languages and the fine arts are among eligible fields

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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The National Science & Mathematics Access to Retain Talent Grant (SMART Grant)

Apr 11, 2008

by Scholarships.com Staff

Among the many complaints voiced by students in need of federal aid are those concerning insufficient Pell Grant awards and a lack of consideration for students who are smart, but not exactly the braniac kind of smart. These are valid worries, and while they have not been tended to fully, the SMART Grant is a start.

Approved by the Senate in late December of 2005, the relatively new SMART Grant allows students who have demonstrated financial need to receive over and above their annual Pell Grant limit.  Eligible students may receive up to $4,000 in SMART Grant money just by filling out a FAFSA.

Because the SMART Grant has been largely overshadowed by the more common and better-known Pell Grant, many students are unfamiliar with the  award. The SMART Grant can more than double a student's grant money, but there are a number of stipulations that considerably narrow the eligibility pool.

To be eligible for the SMART Grant, students must have already demonstrated sufficient financial need and must have been eligible for the Pell Grant. But that in itself is not enough. Students must also be majoring in the physical, life, or computer sciences, mathematics, technology, engineering or in a foreign language determined critical to national security. To show that they are dedicated to graduating with a degree in one of the aforementioned fields, students must have already completed the first two years of their undergraduate program—while maintaining at minimum 3.0 GPA. Additionally, students must be enrolled full time and must be taking at least one course required for the completion of their major during the term the grant is received.

Assuming the student meets all of the above criteria, the SMART Grant can make a big difference in an individual's ability to cover college costs. A Pell Grant award may not exceed $3,410 for the 2007-2008 schools year, an amount unlikely to cover annual college tuition, let alone fees and living expenses. An extra $4,000 would certainly make a difference.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Federal Direct Loans

Apr 10, 2008

by Scholarships.com Staff

With a growing number of lenders leaving the FFEL Program, the Direct Loan Program has been receiving additional attention from schools and from the media. Unlike the Federal Family Education Loan (FFEL) Program, the William D. Ford Federal Direct Loan Program, more commonly known as the Direct Loan Program, allows students to borrow money directly from the government.

Each program has its advantages, but schools have more frequently opted for the FFEL. About eighty percent of colleges and universities process their loans through the FFEL Program, one which involves working with lenders who are subsidized by the government. With the student loan market quickly souring, numerous schools are rethinking their decisions and scrambling to find a new plan, the Direct Loan one.

Students whose schools process loans through the Direct Loan Program are less likely to receive financial perks often provided by FFEL lenders, but then again, FFEL lenders staying with the program are cutting back on these anyway. The lack of administrative assistance offered to schools participating in the Direct Loan Program may make it less appealing to financial aid officials, but to those taking out PLUS loans, the program is promising. 

Although the government has capped Perkins and Stafford loans at 5 and 6.8 percent respectively, caps on PLUS loans are lower under the Direct Loan program than they are under the FFEL one. If they borrow from the government, graduate students and parents eligible for PLUS loans may pay no more than 7.9 percent in interest. If they borrow from FFEL lenders, they may pay as much as 8.5 percent.  The actual interest paid will depend on the chosen FFEL lender, but don't hold your breath for a good deal.

To eliminate or lessen the burden felt by students who borrow from the government or from outside lenders, families should consider applying for scholarships and grants. For information about scholarship and grant opportunities you may be eligible to receive, try conducting a free college scholarship search.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Funding College with Sweepstakes

Apr 9, 2008

by Scholarships.com Staff

You’ve seen them before, the shiny cars standing in the mall, the slot boxes covered in pictures of dollar bills and palm trees. That’s right, they’re sweepstakes—easy money. Unlike most scholarship essays, sweepstakes involve little to no effort. Requirements may be as minute as an email or a postal address.

Sweepstakes are definitely a breeze, but they are a competitive breeze. Just about everything that entails little work and big money is. The young and old love sweepstakes like a kid loves cake. Some become addicted, spending hours on end rummaging through sites in search of contest opportunities.

While students should by no means rely solely on their luck to fund college, legitimate contests may be worth a shot. Someone will win the prize, and you just may be that lucky someone. For college sweepstakes that may help you afford an education, check out the links below. To find college scholarships and grants that are a bit more reliable, try conducting a free college scholarship search

Scholarships.com "Tell A Friend" $1,000 Sweepstakes (New Winners Announced Every Three Months!)

Coca-Cola & Chuck E. Cheese’s $25,000 College Scholarship Sweepstakes

Academic Finance Corporation (AFC) $50K Giveaway Scholarship Sweepstakes

SuntTrust Off to College Scholarship Sweepstakes

Wells Fargo CollegeSTEPS Program & Scholarship Sweepstakes

$100,000 Oxy Cash for College Sweepstakes

TI-84 Plus Silver Edition Prep for College Sweepstakes

What’s Your Freedom Quotient Sweepstakes

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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FAFSA Submissions: The Deadlines are Coming! The Deadlines are Coming!

Apr 8, 2008

by Scholarships.com Staff

The Free Application for Federal Student Aid (FAFSA) is an excellent opportunity for students in need of college funding. It may be tedious to fill out, but those who receive financial aid will be glad they did. Before submitting, students should review their applications for completeness, accuracy and, of course, deadlines. The June 30th federal cutoff may be months away, but often overlooked state and college deadlines are not.

In addition to federal aid such as Pell Grants, Federal Work Study and loans, students may receive state and college aid based on the information provided in their FAFSA. To be eligible for assistance from one's state and school, students must meet federal, state and college deadlines.

Many states set closing dates between the months of March and May, so students should act quickly. The FAFSA deadlines for individual states are listed below, and college ones can be found by contacting the financial aid office at one's college or university of choice.

State Deadlines

Alabama  Check with your financial aid administrator Alaska  April 15, 2008 American Samoa  Check with your financial aid administrator Arizona  June 30, 2009 Arkansas For Academic Challenge - June 1, 2008; For Workforce Grant, check with your financial aid  administrator;For Higher Education Opportunity Grant - June 1, 2008 (fall term); November 1, 2008 (spring term) California For initial awards - March 2, 2008; For additional community college awards - September 2, 2008 - date postmarked Colorado  Check with your financial aid administrator Connecticut  February 15, 2008 Delaware  April 15, 2008 District of Columbia  June 30, 2008 Federated States of Micronesia  Check with your financial aid administrator Florida  May 15, 2008 Georgia  Check with your financial aid administrator Guam  Check with your financial aid administrator Hawaii  Check with you financial aid administrator Idaho  March 1, 2008  Illinois  First-time applicants - September 30, 2008 Continuing applicants - August 15, 2008 Indiana  March 10, 2008 Iowa  July 1, 2008 Kansas  April 1, 2008 Kentucky  March 15, 2008 Louisiana  July 1, 2008 Maine  May 1, 2008 Marshall Islands  Check with your financial aid administrator Maryland  March 1, 2008 Massachusetts  May 1, 2008 Michigan  March 1, 2008 Minnesota  30 days after term starts Mississippi  MTAG and MESG Grants - September 15, 2008 HELP Scholarship - March 31, 2008 Missouri  April 1, 2008 Montana  March 1, 2008 Nebraska  Check with your financial aid administrator Nevada  Check with your financial aid administrator New Hampshire  May 1, 2008 New Jersey  June 1, 2008 if you received a Tuition Aid Grant in 2007-2008 All other applications - October 1, 2008, for fall and spring terms; March 1, 2009, for spring term only New Mexico  Check with your financial aid administrator New York  May 1, 2009 North Carolina  March 15, 2008  North Dakota  March 15, 2008 Northern Mariana Islands  Check with your financial aid administrator Ohio  October 1, 2008 Oklahoma  April 15, 2008 for best consideration Oregon  Check with your financial aid administrator Palau  Check with your financial aid administrator Pennsylvania  All 2007-2008 State Grant and non State Grant recipients in degree programs- May 1, 2008; All other applicants - August 1, 2008 Puerto Rico  Check with your financial aid administrator Rhode Island  March 1, 2008 South Carolina  Tuition Grants - June 30, 2008 South Dakota  Check with your financial aid administrator Tennessee  For State Grant - March 1, 2008; For State Lottery - September 1, 2008 Texas  Check with your financial aid administrator U.S. Virgin Islands  Check with your financial aid administrator Utah  Check with your financial aid administrator Vermont  Check with your financial aid administrator Virginia  Check with your financial aid administrator Washington  Check with your financial aid administrator West Virginia  March 1, 2008 Wisconsin  Check with your financial aid administrator Wyoming  Check with your financial aid administrator

(State deadlines provided by the Department of Education)

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Coca-Cola, NCAA, Chuck E. Cheese College-Bound Scholarship

Apr 7, 2008

by Scholarships.com Staff

Are you in the mood for easy money? Well you came to the right place. Coca-Cola, NCAA and Chuck. E Cheese have recently teamed up to give away scholarship money, and they're making it really easy to apply. Because this is more of a college sweepstakes than it is a college scholarship, registration from an eligible applicant is the only requirement.

By applying, students (or parents applying on behalf of students) will be entered into two contests, the College Bound Scholarship and the Instant Win Game. The winner of the College Bound contest will be randomly selected to win $25,000 in scholarship money. Those who win the Instant Win Game will receive one of numerous sponsor-brand prizes.

For more information about this and other college scholarships and grants, you may conduct a free college scholarship search. If you are eligible to receive this scholarship, you will find the application and contact details in the “My Scholarships” section.

Prize:

1. One $25,000 scholarship 2. One hundred POWERade Sweatshirts 3. One hundred Wilson NCAA basketballs 4. One hundred fold-out chairs 5. One hundred Coke Zero t-shirts 6. Two hundred POWERade sports bags

Eligibility:

1. Applicant must be 18 years old or older 2. Applicant must be a resident of the 50 United States, District of Columbia or Canada 3. Applicant may not be an employee, child or immediate sibling of employees of Coca-Cola, NCAA or Chuck E. Cheese. 4. Each applicant may only enter 1 time per day

Deadline:

May 1, 2008 at 11:59 p.m. ET

Required Material:

1. Online registration

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Federal Family Education Loan (FFEL)

Apr 4, 2008

by Scholarships.com Staff

Deciphering the rewards one receives after filling out a FAFSA may be just as difficult as filling out the form itself. Students who plan to take advantage of government loans must pay particular attention to Award Letters detailing their financial aid options.

One of the difficulties associated with taking out government Stafford or PLUS Loans is understanding the differences between the two programs that administer them, the Direct Student Loan Program and the Federal Family Education Loan (FFEL) Program. Students should be aware that although federal Stafford and PLUS Loans may be taken out through either program, the interest rates and conditions may differ based on which is used.

If the college or university participates in the Direct Loan Program, students will borrow money directly from the government at rates that, if the loan is a PLUS Loan, may be slightly lower than those offered through the FFEL program. If the school participates in the FFEL Program, students will be borrowing from a lender they have chosen to work with. 

While certain schools participate in both of these programs, about 80 percent of the time, a student will be borrowing through the FFEL program. If a student is taking out only Stafford Loans, the differences are slim. Because lenders participating in the FFEL Program are subsidized by the government, they have to abide by a rule that states all Stafford Loans taken out on or after July 1, 2006 will have interest rates fixed at 6.8 percent.

However, students who also take out a PLUS Loan (a loan offered to parents and graduate students), the interest rates and repayment plans may differ based on program and lender. Students whose parents have borrowed through the Direct Loan Program on or after July 1, 2006 will have their PLUS Loan interest rates fixed at 7.9 percent. If the PLUS Loan is borrowed through the FFEL program, the interest rate may be no greater than 8.5 percent. Individual lenders will choose whether they will set their interest rates at this or a lower number.

It is important that students who borrow through the FFEL Program take more than interest rates into consideration when choosing a lender. Details such as the length or repayment and the penalties for late payments should be considered. Some lenders also offer financial perks to students who have good payment histories, and these should also be taken into account. Usually, schools will provide students with a list of preferred lenders to help them sift through their options, but students should also take other lenders into consideration. While students can trust most financial aid offices to provide them with the most affordable and best-rated lender suggestions, incidences of financial relationships between schools and lenders  suggest that students should also conduct some research of their own. 

For more information about federal aid, students can take a look at the Scholarships.com Resources section. To find information about scholarships opportunities, students can complete a free college scholarship search.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Perkins Loan Availability Fading

Apr 3, 2008

by Scholarships.com Staff

The credit crunch and its negative impact on student borrowers is no longer news.   Both FFEL and private lenders have been responsible for financial tensions, and now there’s more to gripe about. Numerous colleges have been complaining that they are not receiving sufficient funding to cover their students' Perkins Loan needs.

Perkins Loans are awarded to students by colleges and universities, but the government provides much of the funding. Because these loans are restricted to students who show particular financial need, shortages will affect students whose families have the lowest incomes most.  Perkins Loans have the cheapest interest rates and the most lenient payment options as far as government loans go, as far as most student loans go. Students are asked to pay a 5 percent interest rate on Perkins Loans as opposed to 6.8-7.22 percent on federal Stafford Loans and 7.9-8.5 percent on federal PLUS Loans. Those who turn to private lenders can expect even higher rates.

Due to a poor loan market and a lack of government subsidies, many schools have been forced to cut back on both the number and the size of their Perkins Loans. According to U.S. News & World Report estimates, about 50,000 students who would have qualified for Perkins Loans last year will not qualify for them this year.  Those who do qualify may still see their loan limits diminish. Technically, students can borrow up to $4,000 in Perkins Loans (though the number may be lower for those deemed less needy), but certain colleges will be decreasing the maximum funds available to students. 

This has left families worried that they may be forced to rely on private student loans after reaching their federal loan limits.  After dealing with increasing default rates, both Federal Family Education Loan (FFEL) lenders and private lenders have been forced to make loans more difficult to receive and less appealing to borrowers. Major lenders are becoming sticklers about eligibility criteria and have been cutting back on the benefits offered to students with good paying records.  

Students who are no longer eligible for Perkins Loans still have financial aid opportunities. By applying for college scholarships and grants, students may find college funding they do not have to repay. Before considering loans, students should conduct a free college scholarship search to find awards they may be eligible to receive. It is also important to fill out a FAFSA each year. Just because an individual is not eligible for Perkins Loans does not mean they will not be awarded free money in the form of Pell, FSEOG, SMART or TEACH grants.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Suburban High School Graduation Rates Low, Urban Ones Lower

Apr 2, 2008

by Scholarships.com Staff

If you’re a suburbanite used to friends graduating left and right, you’re in the minority. A report released today by America’s Promise Alliance has shown that graduation rates for high school students residing in the suburbs are concerning—until one looks at those of urban students.

According to the findings, only 52 percent of  students attending principal high schools in the 50 largest cities receive their diploma before leaving. At 70 percent, the nation’s overall graduation rate is much higher but still in need of improvement.

The largest discrepancy between urban and suburban districts was found in Baltimore, Maryland and Columbus, Ohio. Of the students residing in the suburbs of Baltimore, 81.5 percent were able to graduate. Only 34.6 percent of those living in urban districts of the city were able to do the same. The respective graduation percentages for students living in Columbus were 82.9 and 40.9. As one might expect, New York City was not far behind, ranking fourth on the list of cities with the largest gaps in urban and suburban graduation rates.

The results were based on school data retrieved from the 2003-2004 school year leading some to wonder whether the 2001 No Child Left Behind (NCLB) Act was in part to blame. Many educators feel that the main goals of the NCLB Act---to minimize student achievement gaps and increase overall scholastic performance--- have not been fulfilled. Both the effectiveness and the steps taken to achieve NCLB  aims have been subject to much criticism in past years.

During this year's Scholarships.com scholarship competition, high school seniors from around the country wrote to Scholarships.com to voice their opinions on the NCLB. In doing so, these students were given the opportunity to win $10,000 in scholarship money. 

Check back in a few weeks to read the essays of this year's Resolve to Evolve Scholarship winners. If you missed the deadline, don't despair. You may still be eligible for next year's scholarships. For information about currently available awards, try conducting a free college scholarship search.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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High School , High School News , Scholarships

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