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Top 10 Least Expensive Colleges to Earn Your Degree

Feb 6, 2015

by Suada Kolovic

It seems as though students are willing to do just about anything to save money while in college, from working multiple low-paying jobs to sticking to an Ramen-noodle-only diet to applying early and often for college scholarships. But what if there was a more direct route to affordable education...like selecting a school that won't cost you $200,000 to attend.

According to USA Today, your best bet is Berea College in Kentucky. With the average annual price tag clocking in at $2,382, students pay $10,257 total for four years. We should mention that 100 percent of the student population receives financial aid and that students also participate in a labor program in order to keep costs low. In order to determine the figures, they multiplied the average net cost most students pay (including average amounts of financial aid) by the average length of time to graduate. The resulting number is the average price most students will end up paying. Interested in other affordable higher education options? Check out USA Today's top 10 least expensive colleges to earn your degree below:

Did any of your top choices make the list? If not, would you consider a college based on its affordability? Let us know in the comments section. And don’t forget that even affordable college tuition can still be expensive! Try and fund your education with as much free money as possible – a great place to start is by visiting Scholarships.com and conducting a free college scholarship search where you'll get match with scholarships, grants and other financial aid opportunities that are unique to you!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Obama Hears Our Plea, Drops Proposal to Raise Taxes on 529 Savings Plans

Feb 3, 2015

by Suada Kolovic

After widespread criticism from both parties, the Obama administration decided to scrap its proposal to raise taxes on college savings accounts. Just last week, we blogged about President Obama's proposal to "roll back" tax benefits of 529 college savings plans and "repeal tax incentives going forward" for Coverdell Education Savings Accounts. Luckily, that's no longer the case.

According to The New York Times, the decision came just hours after Speaker John A. Boehner of Ohio demanded the proposal be withdrawn from the president's budget, "for the sake of middle-class families." Interestingly enough, top Democrats, including Representative Nancy Pelosi of California, the minority leader, pressed for the repeal. Administration officials initially defended the plan as an attempt to redirect tax benefits that they said largely benefit wealthy families toward tax credits that help poorer families. The administration will keep its plan to expand other higher education tax breaks, a White House official told The Times. (For more on this story, click here.)

What are your thoughts on the administration scrapping its proposal? Are you relieved? Share your thoughts in the comments section. And don’t forget to try and fund your education with as much free money as possible – a great place to start is by creating a free profile on Scholarships.com, where you’ll get matched with financial aid that is unique to you!

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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The Young Naturalist Awards Scholarships

This SOTW is Accepting Entries Through March 1st

Feb 2, 2015

by Suada Kolovic

The Young Naturalist Awards Program hosted by the American Museum of Natural History, invites students in grades 7 through 12 to conduct original research in the areas of biology, earth science or astronomy. Students work independently to make observations, record data and illustrate findings before documenting their research in a written essay. The 12 finalists (two per grade) receive scholarships ranging from $500 to $2,500 and are flown to New York City to meet museum scientists, take a behind-the-scenes tour of the Museum and attend an awards ceremony.

Winners are further distinguished by having their essays published on the Museum's website. The program is conducted by the American Museum of Natural History and supported by Alcoa Foundation. Entrants must be United States or Canadian citizens or legal residents living within the United States, Canada or U.S. Territories. Submissions are reviewed by a panel of science teachers and by museum scientists.

For more information on finding money for college and how to properly fund your college education, check out Scholarships.com Financial Aid section and conduct a free scholarship search today!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Don’t Tax My 529 College Savings Plan, President Obama!

Jan 27, 2015

by Suada Kolovic

Saving for your college education early is essential in the quest to actually affording it. And if you're lucky enough to have your guardians and relatives willing to help with college costs, the 529 tuition savings plan was the surest route to take. If you aren't familiar, the 529 tuition savings plan was designed to help parents begin saving for college by providing an investment option that allows them to withdraw funds for qualified educational expenses tax-free...or at least that was the case.

According to the Wall Street Journal, President Obama has proposed "rolling back" tax benefits of 529 college savings plans and "repeal tax incentives going forward" for Coverdell Education Savings Accounts. For now, both plans allow parents, grandparents or anyone looking to help fund a kid's education to contribute after-tax dollars into accounts that grow tax-free; when money is withdrawn for educational expenses, there’d be no tax either. President Obama has suggested changing the law so that withdrawals would be taxed as ordinary income. Yikes. Why the change? The administration has labeled the plans “inefficient” and complained that the benefit accrues too heavily toward higher-income Americans. (For more on this story, click here.)

With the plans as popular as they are – more than 12 million children from 7 million households are currently benefitting – what negative affects could the proposed changes have? Would they affect you personally? Share your thoughts in the comments section.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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SOTW: The Paul Revere Society’s “What Does It Mean To Be An American” Essay Contest

This SOTW is Accepting Entries Through March 31st

Jan 26, 2015

by Suada Kolovic

The Savage Paul Revere Society's "What Does It Mean to Be an American" Contest is designed to encourage college students enrolled in two or four-year accredited college institutions to study and promote traditional American conservative values. The essay must be approximately 500 words and express respect and love for America.

The contest is open to United States citizens who are 17 years of age or older and have been accepted to a two or four-year accredited college institution within the United States. Each Entrant must submit his or her essay electronically. To submit an essay electronically, please include the essay as a .doc attachment in an email to SavageScholarship@gmail.com with the following subject line: "Entry for Savage Paul Revere Society Essay Contest."

For more information, including complete contest rules, please click here. And if you're interested in finding additional money for college, conduct a free scholarship search today!

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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What Colleges Can Expect from Congress in 2015

Jan 21, 2015

by Suada Kolovic

With a new year comes a new Congress under new-ish management. Republicans will control the Senate for the first time in eight years, while the House of Representative will have its largest Republican majority in since 1928. But what does any of that have to do with higher education? Here are five predictions, courtesy of The Chronicle of Higher Education:

  1. Gridlock will continue. The gridlock and partisan warfare that we've seen in recent years will continue...and is likely to worsen as the 2016 election approaches. By the fall, the prospects for compromise on major legislation – education or otherwise – will be dim.
  2. Funding will remain tight. Budgets won’t change much, especially once the latest round of across-the-board spending cuts (known as the sequester) is applied. In that context, the most colleges will be able to hope for are modest increases for research and student aid; most programs will have to fight just to keep level funding. The Perkins student loan program, which is set to expire in September, will be particularly vulnerable. If government accountants conclude that continuing the program would cost taxpayers, lawmakers may abolish it.
  3. Colleges will have to compete for attention. Republicans have laid out several priorities for 2015, including overhauling President Obama's new healthcare system and approving the long-stalled Keystone XL pipeline. Renewal of the Higher Education Act – the main law governing federal student aid – is not among those priorities.
  4. Simplification will rule the day. In the Senate, Lamar Alexander of Tennessee has drafted legislation to shrink the FAFSA to the size of a postcard and to reduce the number of grant and loan programs. Meanwhile, House Republicans have offered a road map for reauthorization that calls for "one grant, one loan, and one work-study program" and just two loan-repayment programs.
  5. For-profit colleges will breathe a little easier. Republicans aren’t likely to single out the sector in the way Democrats have. Rather, they will seek to apply any accountability regimes to all colleges.

For more on their predictions, click here. Any you'd like to add? Share your thoughts in the comments section. And don't forget to create a free Scholarships.com profile for a list of scholarships that are personalized to you!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Obamas Free College Proposal Raises Questions

Jan 20, 2015

by Ben Archer

Sure, anything Obama proposes is going to have detractors across the aisle politically. Perhaps due in part to his recent and seemingly more and more frequent use of executive action or just plain old typical partisanship, our president can scarcely do anything these days without intense scrutiny. Naturally, among the chief concerns of Obama’s opponents on the matter is the increase in taxes that would be necessitated by such action. But let’s discuss the other aspect of offering "free" college for all first.

Some people (perhaps none more than those who had to work before, during and/or after attending college to pay for the education and experience they received) may feel as though it would be beneficial for anybody who attends college, community or otherwise, to have some "skin in the game". Certainly, there is a certain psychological aspect to consider; the potential subconscious assignment of value to things that are "free" vs. the ones for which one has worked and saved to attain, isn’t there? Definitely a point worth discussing and possible consideration when discussing the cost of college. Naturally, not all prospective beneficiaries of the "free college" plan would respond in the same way. Certainly, there are many who would take full advantage of such a program and benefit greatly from the opportunity, but would they comprise a large enough portion of the qualifying applicants to the program for it to be viable and sustainable?

Of course, there is also the debate about funding of such a plan. We all know that there is no "free" college or anything else in this world, so who ends up paying for the college education that the students in question would receive through such a plan? Should the taxpayers at large, whether they have kids or not, have already paid for their children to attend college, etc. be required to pay for other people and their children to attend college? Is this the only or, more importantly, the best solution to the problem of the rising cost of post-secondary education? Does anybody have a better idea?

Of course, at first glance, the idea of providing everyone with the opportunity for a free post-secondary education is very appealing to those who can't afford college. This would be, at the very least, a "leg-up" for those who don't have the money to pay for college; a chance to prove to themselves and perhaps to a school to which they might later transfer, that they possess the dedication and aptitude to earn a degree. But with the country still in tremendous debt and many college grads being forced to take jobs that don't require a college degree at all, is this a practical solution? Would students who were not paying take the opportunity for granted due to the lack of having invested any of their own money in the endeavor? Is this a solution that will actually accomplish the goal of providing education to those who need but cannot afford it? There are still many questions yet to be answered and, as always, we would love to offer our comments section for you to annotate and contribute to this debate.

So, what do you think? Should community college be free? Do you think students will do as well in such a situation as they would if they were required to pay tuition? How would you propose supporting such a program? C'mon, speak up and tell us your thoughts!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

Comments (17)

Register and Win $500 from Scholarships.com

New Winner Selected Every Month!

Jan 19, 2015

by Suada Kolovic

Looking for a way to pay for your college education that includes free money? Well, you’re in luck! Here at Scholarships.com, we provide users with the most relevant scholarships and educational information out there.

By registering at Scholarships.com, you’ll have access to more than 2.7 million local, state and national college scholarships and grants worth $1.9 billion...and did we mention that you’ll be eligible to win $500 automatically just for registering? That’s right: Filling out a complete profile will enter you into our monthly drawing for $500. No lengthy essay or massive application packet required – it doesn't get any easier than that. Complete your profile, get entered to win $500 and start exploring additional scholarship options today!

For the complete rules, click here.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

Comments (1)

President Obama Proposes Free Community College

Jan 13, 2015

by Suada Kolovic

When considering the true cost of a college education, students must remember to factor in not only tuition but mandatory fees, room and board, books, supplies and living expenses. Unless, of course, you’re considering a community college: President Obama recently proposed free community college for all high school graduates for two years! Score!

The concept, according to administration officials, is not to target low-income students explicitly: Anyone will be provided the option of two years of tuition as long as they maintain a 2.5 GPA and attend school at least half-time. In effect, community college would be universal the way high school is. "Two years of college should be free and should be universal and should be of high quality for responsible students, just like high school is today," said Ted Mitchell, under secretary of education, the third-highest ranking official at the U.S. Department of Education. If the initiative is adopted nationally, officials estimate nine million people across the county could each save about $3,800 in college costs.

It's important to note that the President's proposal would involve the federal government and states combining to pay the entire cost of tuition for two years at a community college for any American who wanted it. And relying on taxpayers is where the program is likely to run into objections from Republicans in Congress: The administration estimates the program would cost about $6 billion a year. (For more on this story, click here.)

With the cost of a college education still on the rise, what do you think of President Obama’s proposal? Share your thoughts in the comments section. For more on the pros and cons of community college, head over to our College Prep section. And while you’re there, don’t forget to create a free Scholarships.com profile to help you fund your education.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

Comments (11)

SOTW: AFA Teens for Alzheimer's Awareness College Scholarship

This SOTW is Accepting Entries Through February 15th

Jan 12, 2015

by Suada Kolovic

As more and more families across America are affected by Alzheimer's disease, many teenagers as well are becoming aware of this heartbreaking brain disease - from personal experiences in their own families, watching friends and neighbors or involvement in community service.

Recognizing this, the Alzheimer's Foundation of America (AFA), a national nonprofit organization, has created a division specifically for teens, AFA Teens. Its goals include raising awareness among teenagers and the general public about Alzheimer's disease and related dementias; providing education, counseling and support to young family members; enabling teens to share feelings with other teens and experts; and referring teens and their family members to supportive services.

In a further effort to provide an outlet for teenagers to think creatively about Alzheimer's disease and to engage the younger generation in this cause, AFA offers the AFA Teens for Alzheimer’s Awareness College Scholarship. AFA will award $5,000 to the grand prize winner and $2,500 to the first runner-up, a $1,000 scholarship to the second runner-up and seven $500 scholarships for Honorable Mention. For more information on this scholarship and other scholarship opportunities, conduct a free scholarship search today!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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