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Why Do I Need a College Degree Again?

Jun 19, 2012

by Jessica Seals

I recently came across several articles published in journals and magazines that all stated that fewer college graduates are working in field related to their college majors; instead, more students are working retail jobs or other jobs that only require them to have high school diplomas. Naturally, these stats may have you wondering why having a college degree so important if you will have the same job that you could get as a high school graduate. I'm with you there: Personally, my current job is completely unrelated to my college major and what I want to establish my career in so this position allows me to see the situation from two different perspectives.

I continue to work at my job because it is allowing me to save up money that will be used to help further my education – I want to attend graduate school and law school in the future, which will burn a huge hole in my pocket! Like many other graduates, I just wanted any job that would allow me to save for the future. I do not plan on keeping this job forever but it is nice to have so that I am not always stressed out over money as I prepare for grad school. On the other hand, there are some students who accept jobs unrelated to their fields because they need the money in order to survive. Having a college degree may make them overqualified for some jobs while they are still underqualified for other jobs because they only have a bachelor’s or associate degree. Accepting an unrelated job is the college graduate’s crutch to rely on until they can find a job that relates to what they want to do.

After reading those articles on the employment statistics of college graduates, I can honestly say that I am not surprised with the findings. The economy is not perfect and sometimes you have to take what you can get so that you can either save up to further your education or until you find your dream job. What do you think and what would you do?

Jessica Seals is recent graduate of the University of Memphis, where she majored in political science and minored in English. She was the secretary of the Pre-Law Society, the philanthropy chair of the Phi Kappa Phi Student Council and a member of Professional Assertive United Sisters of Excellence (PAUSE), Golden Key Honor Society, Alpha Lambda Delta Honor Society, Sigma Alpha Lambda Honor Society and Black Scholars Unlimited. Jessica will be back at Memphis this fall to begin working toward her master’s degree in political science this fall; she ultimately hopes to attend law school.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Recent Grads, Pack Your Bags!

Towns Lure Young Professionals with Debt Repayment, Tax Waivers

Jun 14, 2012

by Alexis Mattera

Armed with degrees in their fields of choice, newly-minted college grads have the world at their fingertips...and, often, student loan payments lurking right around the corner. The job market isn’t what it used to be so what’s a recent grad to do to keep collectors at bay? A change of address may be in order.

Communities across the country are attempting to attract young professionals by offering incentives like paying down college loans and income tax waivers if they become full-time residents of specific cities or counties. Niagara Falls is putting an initial $200,000 behind the idea to, according to director of community development Seth Piccirillo, bring back the talent and brain power the city has lost over the last 50 years. (Here, graduates who have earned a two- or four-year degree or a graduate degree in the past two years can apply for up to $3,500 a year for two years towards repayment of their student loans.) Farther west in Kansas, 50 counties have established Rural Opportunity Zones (ROZs) authorized to offer the following financial incentives to new full-time residents: income tax waivers for up to five years and/or student loan repayments up to $15,000. To date, program manager Chris Harris has received 338 applications – 75 percent of which have qualified for one or both incentives.

Read more about the current incentive plans here - would you relocate to one of these areas in exchange for the incentives listed?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Employment Rates for Law School Graduates Lowest Since 1994

Jun 12, 2012

by Suada Kolovic

The notion that those who are well-educated are safeguarded from bleak employment rates doesn’t seem to hold true anymore: According to the National Association for Law Placement, recent law graduates face employment rates that have fallen to the lowest level since 1994.

Only 85.6 percent of 2011 law school graduates (whose employment status was known) had jobs nine months after leaving school – two percentage points lower than the employment levels of the 2010 graduates. Now that may not be reason to sound the alarm, but only 65.4 percent of 2011 graduates had jobs that required passing the bar exam. Ding! Ding!

"For members of the Class of 2011, caught as they were in the worst of the recession...the entry-level job market can only be described as brutal," the association's executive director James G. Leipold said in a written statement. "When this class took their LSATs and applied for law school, there were no signs that the legal economic boom was showing any signs of slowing and yet by the time they graduated, they faced what was arguably the worst entry-level legal-employment market in more than 30 years."

Future law students in the audience, what do you think of the news? With a law degree no longer translating into instant financial security, are you reconsidering your educational path?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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So You Want To Go To Grad School, Eh? Here’s How to Prepare

Jun 12, 2012

by Kayla Herrera

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Homeless Student Finds Her Place at Harvard

With Hard Work and Help from Her Community, NC Teen is Ivy League-Bound

Jun 8, 2012

by Alexis Mattera

Any current or soon-to-be college student will tell you that gaining acceptance to the school of their choice is not an easy task. What if, however, you had to manage that stress along with AP classes, extracurricular activities, work and the general perils of being a teenager without a roof over your head and the support of your parents? If you’re Dawn Loggins, you study hard, rely on the kindness of others and get accepted to Harvard.

In this great CNN piece, Loggins discusses how her less-than-fairytale upbringing (living in a home with no running water or electricity, having drug-addicted parents who abandoned her and dealing with ridicule from other students in her youth) made her the person she is today: a straight-A student who will attend Harvard University on a full scholarship. She credits her teachers and guidance counselors for sticking by her and providing her everything she needed – from candlelight to study by and clean clothing to a job and a place to call home – to succeed. And succeed she did: Loggins was accepted to all five schools to which she applied (UNC Chapel Hill, North Carolina State University, Davidson College, Warren Wilson College and, the ultimate dream school, Harvard) and is hoping to start a nonprofit organization to help other teens who've had obstacles in their educations.

Read the rest of this inspirational story here and join us in wishing Dawn the best of luck at Harvard and in all of her future endeavors!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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How Will You Fund Your College Education?

Jun 8, 2012

by Jessica Seals

Throughout my undergraduate career, I was lucky enough to be the recipient of scholarships and grants that helped cover my tuition and other fees. Thousands of other college students across the country also rely on this free money to pay for their education and we should all be taking note of the fact that many financial aid options that we have to help pay for college are being eliminated or being heavily restricted. For example, two years ago I was able to take summer classes and receive a Pell Grant because the government allowed students to receive it during the fall, spring and summer semesters. Now, students are only eligible to receive the grant two semesters out of the year which means that a student cannot put the funds toward summer classes if they’ve already applied them to the fall and spring semesters for that academic year.

Many people already decide not to enroll in college because they do not feel like they can afford it. Cutting down on the usage of the Pell Grant can force many students to skip summer classes and send them down a slippery slope, as more students will be forced to stay in school longer and accrue more debt from student loans. Classrooms will become emptier during summer sessions and colleges hard-pressed for funds could raise tuition to compensate. The problem will continue to spiral out of control and lead to more reasons why people opt out of attending college.

We all should become more aware of the decreases that are being made towards higher education spending. The changes affect all of us and if we can all become aware of them, we’ll be able to take (and guide others along) the necessary route to make sure that paying for school is a lot less stressful.

Jessica Seals is recent graduate of the University of Memphis, where she majored in political science and minored in English. She was the secretary of the Pre-Law Society, the philanthropy chair of the Phi Kappa Phi Student Council and a member of Professional Assertive United Sisters of Excellence (PAUSE), Golden Key Honor Society, Alpha Lambda Delta Honor Society, Sigma Alpha Lambda Honor Society and Black Scholars Unlimited. Jessica will be back at Memphis this fall to begin working toward her master’s degree in political science this fall; she ultimately hopes to attend law school.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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UConn Announces Faculty Hiring Spree, Goals for the Future

Jun 7, 2012

by Alexis Mattera

While many colleges and universities – specifically public ones – are cutting back on faculty, the University of Connecticut is putting its shears in storage: President Susan Herbst has announced plans to add 275 new faculty members to the university’s flagship campus in Storrs over the next four years.

According to Gwendolyn Bradley, senior program officer for the American Association of University Professors, UConn’s hiring strategy runs counter to the approach many schools are taking, as they are still reeling from the recession and looking to limit costs wherever possible but to Herbst, expanding the faculty is vital to the university’s future success. "The goal is to improve the quality of education by reducing class sizes and enabling professors to spend more time with our students. We also want to increase the number of courses offered so that our students never have to wait to take a course. We want our students graduating on time," she said. Research is also important to UConn but the focus will be on hiring faculty who both teach and conduct research, depending on the field of study.

The hiring of 65 faculty members – with particular emphasis in the fields of genomics, education, health insurance and finance – will begin this fall, followed by another 90 by the fall of 2013; as a result, the student-to-faculty ratio is expected to decline from the current 18-to-1 to 15-to-1 in four years. You can read the rest of the details here – thoughts from any current or future Huskies?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Want More Financial Aid Info? Help is On the Way!

Ten Schools Commit to More Financial Aid Disclosure

Jun 6, 2012

by Alexis Mattera

With student loan debt now totaling more than $1 trillion, current and would-be college students need access to financial aid information more than ever before. The good news is that universities across the country are doing their best to make the facts as clear and available as possible in the near future.

Ten schools – Arizona State, Miami Dade College, North Carolina A&T State University, Syracuse, UNC Chapel Hill, Vassar and the state university systems in Maryland, Massachusetts, New York and Texas – have committed to providing key funding information to all incoming students as part of their financial aid packages starting in the 2013-14 school year. The details will include the cost of one year of college, financial aid options such as grants and scholarships, estimated monthly payments after graduation on federal student loans and comparative data about graduation and loan repayment rates. According to the White House, this disclosure will play a vital role in making college more affordable for all students: "Too often, students and families face confusion when comparing financial aid packages, some of which do not clearly differentiate loans from grants, nor distinguish private vs. federal loans, making it difficult to compare aid offers side-by-side. Clarity and accessibility of information is necessary so that students and families can make informed decisions about where to attend college, so they can choose a school that is best suited to their financial and educational goals."

What do you think of this plan? Do you think it will help students better understand financial aid or is the effort too little and too late?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Selling/Buying Items for School

Jun 5, 2012

by Radha Jhatakia

It’s the end of the academic year which means summer vacation, summer school and, for many students, moving home until the fall. Moving out is never a simple process but for the items and supplies that you do not want to keep, selling them or giving them away for free are some options. This is also the best time for students to purchase furniture and other household items especially if they are living off campus – they might be second hand but it will save you quite a bit of money!

College students who want to sell items have a variety of outlets to consider. Create a free Craigslist posting – all you need to do is take a picture of the item you’re selling, give a brief description and list a price and some contact information so interested buyers can reach you. Advertising on campus through flyers in the student union and dorms is also an option; student buyers might be more willing to meet with you if they know you are another student. Lastly, if you are moving or graduating and taking items with you isn’t an option or storing them is too inconvenient, you can donate the items or give them away for free – believe me, students trying to furnish their abodes will thank you.

The dorms at SJSU did something innovative this year to help students get rid of things they didn’t need in a convenient manner and for students to find something they might need: We used a spare lounge in the dorms to pile up items including mini-fridges, TVs, game consoles, bookshelves, clothing, books and so much more. Many students found it useful and were able to take whatever they wanted for free; everything that was left at the end was donated. Success all around!

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Like Scholarships.com? Tell a Friend to Win This Scholarship!

Share Your Referral Link by June 30th to Earn $1,000 for You and $500 for a Friend in this Scholarship of the Week

May 21, 2012

by Alexis Mattera

They say the best things in life are free...and though we don’t know who exactly "they" are, we couldn’t agree more: As a Scholarships.com member, you have access to a customized scholarship search, detailed financial aid information, an organized college search, standardized test study guides and more all at no cost to you. Think your friends might like these gratis goodies as well? Spread the word about Scholarships.com through our Tell A Friend Scholarship and you'll have a chance to win money for college – $1,000 for you and $500 for one of your buddies!

To enter, simply copy your personalized TAF referral link (you can get it here) and blog it, tweet it, email it, IM it or Facebook it. For every one of your friends who creates a profile on our site by clicking your link, you will be entered to win a $1,000 award; there’s no limit as to how many people you can send your link to and if you win, one of your friends who created a Scholarships.com profile using your link will be chosen at random to win $500. That’s WAY better than a friendship bracelet!

Remember, the more friends you refer, the more entries you’ll get until the June 30th deadline. For more information, visit our Tell A Friend Scholarship page and for additional scholarship opportunities, conduct a free scholarship search today. Good luck!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Easy Ways to Get the Job You Want

May 15, 2012

by Liz Coffin-Karlin

Students around the country are finishing up finals, breathing the sweet scent of fresh summer air...and figuring out ways to pay for food and “Avengers” tickets this summer. Whether it’s a high-powered investment banking internship or making coffee at your favorite hipster hangout, finding a summer job is incredibly competitive but here are a few simple (though easy to overlook) tips that make you a stronger candidate.

First, do your research before making contact with a potential employer. Know what the company does, what your potential job entails and the names of most major staff members (including everyone you would potentially be working with/under). Now don’t be creepy – just because you recognize someone doesn’t mean you should shout out their high school GPA and prom date’s name (you’d be horrified what people can find on Google) – but use the info to tailor in-person and written responses to be relevant to what they’re interested in adding to the company. I recommend Glassdoor.com for good insider information on popular companies.

Second, take what you learned about Google and search yourself! I guarantee you that many potential employers are doing just that, as well as looking at your Facebook, Twitter and Google+ accounts. (You can probably leave your unupdated-since-2005 MySpace alone – even employers don’t care about that anymore.) I know I sound like a parent but I cannot stress enough that you should improve your privacy settings on everything. Worst case scenario, your employer doesn’t use search engines and you’ve frustrated that dude from freshman year algebra who still looks at your pictures. Best case scenario, potential employers won’t see that “awesome” happy hour/prank/streaking incident.

Finally, remember the benefits of networking. I know I’ve always felt embarrassed about using a friend or acquaintance to find a position – it feels like my achievement is less real – but a job is what you put into it, not how you get it. Talk to as many people as possible about your goals, set up informational interviews and even shadow someone for a day. Take friends or family members up on every opportunity – it feels like nepotism but they might be seeing something in you that would be an asset to their company. Don’t turn anything down just because you didn’t apply on Monster.

What’s that? You followed these tips and got the job? Great! Just don’t forget to take a minute to enjoy that feeling of success and achievement before you actually start working.

Liz Coffin-Karlin grew up in Sarasota, Florida, where the sun is always shining and it’s unbearably hot outside. She went to college at Northwestern University and after studying Spanish and history, she decided to study abroad in Buenos Aires. In college, she worked on the student newspaper (The Daily Northwestern), met people from all over the world at the Global Engagement Summit and, by her senior year, earned the title of 120-hour dancer at NU’s annual Dance Marathon. She just moved to San Francisco and is currently working on a political campaign on ocean pollution but will be teaching middle school or high school Spanish this upcoming fall and working on her teaching certificate.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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