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Is College Right for You?

Apr 30, 2012

by Lisa Lowdermilk

If you had to guess, what percentage of students start college and actually finish it? According to a study conducted by the Organization for Economic Cooperation and Development, only 46 percent of students who started college earned degrees in 2010. Hefty student loans and interest rates, stress and being academically unprepared are amongst the many reasons college drop-outs cite; some students report being as much as $50,000 in debt before graduation with no viable means of paying it off.

Given this info, it’s really important that you consider if college is right for you before applying, especially if the field you’re thinking about going into doesn’t require a degree. There are still plenty of great job opportunities for people who think college may not be for them, including air traffic control and locomotive engineering. That’s not to say, however, that a college degree is overrated. According to a study conducted by Georgetown’s Center on Education and the Workforce, bachelor’s degree holders earn 84 percent more than high school graduates during their lifetimes. And while there are still plenty of jobs that don’t require a degree, virtually every employer will prefer a college graduate over a high school graduate.

My goal here is not to discourage anyone from attending college; instead, I want to present both sides of the argument so that you can commit 100 percent to furthering your education or, alternatively, seek out a job that doesn’t require a degree. It’s better to recognize now that you won’t be able to commit to college than be forced to drop out and pay back $50,000 in student loans later. No matter which path you choose, one thing’s for sure: You’ll have to work hard if you want to succeed!

Lisa Lowdermilk is a published poet, avid video gamer and artist. Her poems have appeared in Celebrate Young Poets: West (Fall 2006) edition and Widener University's The Blue Route. She enjoys watching thrillers, trying different restaurants and attempting to breakdance. Lisa is now majoring in professional writing at the University of Colorado Denver.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Five Things to Do Before You Graduate

Apr 26, 2012

by Kayla Herrera

As a soon-to-be college graduate, you are probably stoked to get the heck out of school but also a little scared to enter the sneering, looming workforce that will launch you into the rest of your life. This is it - the final draw before your life is dictated by 40-hour work weeks and mortgage payments - and there are some things I highly recommend you do before leaving your campus life behind:

What are some other experiences you think you should have before you graduate from college?

In addition to being a Scholarships.com virtual intern, Michigan Tech student Kayla Herrera is a media coordinator for the Michigan Tech Youth Programs and is a writer for The Daily News in Iron Mountain, Mich., Examiner.com and WHOA Magazine. She love a tantalizing, action-packed video game and can't get enough of horror movies (Stephen King's books always have her in their grip, though she prefers the old over the new). Writing is what she has always done and that is what she is here to do.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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"First Generation" Trains Its Lens on College Access

Apr 24, 2012

by Alexis Mattera

Many students think they know what it takes to get into the college of their choice but with record-low admissions rates, insufficient financial aid and increasing student loan debt, the path to higher education is not as clear-cut as it once was. Good grades and high standardized test scores aren’t enough anymore – the incoming freshman class at Berkeley, for example, includes an expert Ping-Pong player, an Irish dancer and a figure skater, as well as a TV star and a champion roller skater – but what if you don’t have the access to even that kind of basic information? The filmmakers behind "First Generation" hope to explain just that.

Adam and Jaye Fenderson's first feature film follows four students – an inner city athlete, a small town waitress, a Samoan warrior dancer and the daughter of migrant field workers – through as they apply to college and attempt to be the first members of their families to attend college. "First Generation" explores how, despite these students all possessing valuable attributes inside and outside of the classroom, the absence of college graduates in a family can result in a lack of financial support and a shortage of knowledge about the college admissions process as a whole.

Check out the trailer here when you have a minute and let us know what you think. If you are or will be a first generation college student, could you relate to the individuals featured? Do you think "First Generation" should be viewed by all students applying to college? Weigh in in the comments section!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Get Stuck on This Scholarship of the Week

Duck Brand Stuck at Prom Scholarship Contest Deadline Approaching

Apr 23, 2012

by Alexis Mattera

Bubble gum in your hair. “Kick me” signs. He said, she said. These are all sticky situations we try to avoid in life – and for good reason! – but here’s one that could pay off big for your college education: The Duck Brand Stuck at Prom Scholarship Contest.

The Henkal Corporation's Duck Brand Stuck at Prom Scholarship Contest is open to legal residents of the United States and Canada, including the District of Columbia but excluding Puerto Rico and the Province of Quebec. This scholarship contest rewards individuals for creating prom attire made completely out of – you guessed it – Duck brand duct tape. To be eligible for the $5,000, $3,000, $2,000 and $500 scholarship awards, each couple must submit:

  • One color photograph (professional or amateur) of the couple together in prom attire
  • Each individual's full name, address, telephone number, email address (if applicable) and age/grade level, and the name of the closest major city to the individual's hometown
  • A release form signed by each individual and, if any entrant is a minor (under 18 years of age), that individual's parent or guardian
  • The name, address, and telephone number of the high school or home school association which is hosting the prom and the date the prom was held

The deadline to submit your adhesive attire is June 13th so there’s still plenty of time to get creative. For a registration form and official contest rules, interested students should visit the Duck brand website or conduct a free Scholarships.com scholarship search today!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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As Enrollment Deadlines Approach, Students Face Tough Choices

Apr 20, 2012

by Alexis Mattera

Enrollment deposits are due at many colleges around the country in 11 days and while some students committed to colleges within hours of receiving their acceptance letters, others are still weighing their higher ed options. As the deadline draws closer, don’t choose a college by tossing a dart at a map or playing eeny meeny with your admissions offers – consider these tips from U.S. News:

Plan another visit. Sure you went on the traditional tour last time you visited Big State U or Fancy Private College but this time, skip the campus-sponsored activities to get the true experience of what it’s like to attend that particular school.

Contact former classmates. If you know a few students who matriculated to the school you’re considering, get in touch with them. It’s never been easier to do via the myriad social networking sites out there and they’ll provide insight you won’t find in the brochures!

Don’t forget costs. You may have been accepted to your first-choice school but you didn’t receive the grants, scholarships and merit-based aid you were hoping for. Minimize the amount of debt you’ll accrue from taking out hefty student loans by reconsidering your second- or third-choice school...and its more-than-generous financial aid package.

You can read the rest of U.S. News' tips here but we’re curious as to how our readers made their college decisions. Did you employ any of the strategies listed above? Are you still trying to choose your school? Let us know what worked for you!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Non-Resident Admission Doubles at UC

Apr 18, 2012

by Alexis Mattera

When I moved into my freshman dorm at UConn, I was one of the few out-of-state students on my floor. It wasn’t a bad thing by any means – I made a lot of friends through conversations that began with someone asking "Hey, can you say [any word ending in R]?" because they wanted to hear my thick Boston accent in action – but it was certainly foreshadowing for today’s abundance of non-residents at state schools.

According to an article in today’s San Francisco Chronicle, the number of non-Californians accepted as freshmen to the UC system has nearly doubled in just two years. Twenty-three percent of all students admitted for this fall hail from other states or nations, partly because non-residents pay nearly three times the tuition and fees of in-state students – a huge boon for UC, which has had its budget cut by about $1 billion during the last few years. In-state students’ college costs are heavily subsidized with public funds and the nine undergraduate campuses simply don’t have the money to cover the cost of educating them, though UC officials insist that no eligible Californian is denied admission because of non-resident students.) In addition to funding woes, applicants also had to contend with increasing selectivity: UC admitted just 64 percent of the students who applied...and just 21 percent at Berkeley and UCLA.

There were some positive aspects to UC’s announcement (the Merced campus accepted 75 percent of applicants, more students of color were admitted systemwide and an additional 2,100 California graduates gained admission over last year) but what do you think of the influx of non-residents at state colleges and universities?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Prepare to Attack This Scholarship of the Week

Paul Frank Art Attack Scholarship Deadline is May 15th

Apr 16, 2012

by Alexis Mattera

Even if you don’t know Julius, Clancy or Worry Bear by name, you’ve likely seen these characters in one of Paul Frank’s whimsical designs at one point or another. If you think you can create something just as funky, enter the second annual Paul Frank Art Attack Scholarship for a chance to earn $2,500 to put toward your amazing artistic future!

Art Attack participation requires an upload of one piece of original art including some element of the Paul Frank characters/brand, an explanation of how and why the artist incorporated the Paul Frank brand, a description of what kind of art education program the applicant will be supported by the prize money and brief background info about the applicant. The Paul Frank online community will vote on submissions to narrow to the top 10 in each age group (14 – 17 and 18+) on PaulFrank.com and a panel of expert judges will select the first and second place winners in each category. One first prize of $2,500, two second prizes of $1,000, and three third prizes of $500 to be allocated to art supplies or classes will be awarded; in addition to the monetary scholarship, the winning adult artist will also receive a full page ad in Juxtapoz magazine and funding for travel to visit the Paul Frank studios and attend the Academy of Awesome launch party with a feature on PaulFrank.com.

The Art Attack deadline is May 15th so applicants have just about one month left to submit their creations. For more information about this and other scholarship opportunities, conduct a free scholarship search today!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Investment Strategies for College Students

Apr 13, 2012

by Radha Jhatakia

Most students begin to make decisions about what sort of financial investments they need to make after they graduate while they are still attending college. It’s not an easy decision – rather, it’s one that takes time and some level of research – but this short guide will help you get started.

You may have "made" a lot of money through economics projects where you "invested" in stocks but playing the stock market in real life is much different. With great risk, you can have a great payoff or a great loss and unlike your econ projects, investing requires real funding to make an initial investment, as a single share can be quite expensive depending on the stock. Research the stocks you are interested in and watch the market daily before investing any money. It sounds silly but the best starting point would be reading a book like "Stock Investing for Dummies."

If you’re wary about the stock market, a safer investment would be in a bank or credit union. Many banks do not have annual fees for college accounts but in the current economy, some financial institutions do not offer high interest rates for savings accounts, money markets or certificates of deposits (CDs). Credit unions often have higher interest rates and may charge annual fees but it depends on the institutions' individual policies. Here are the differences between these accounts:

  • Savings accounts: Savings accounts don’t require large balances and offer students the freedom of withdrawing money whenever needed. The downfall is low interest rates.
  • Money markets: Money markets require higher balances since banks use the accounts to make investments but the interest rate is higher since you make money off their investments. The caveat here is not having the money readily available and being charged fees for falling below the minimum balance.
  • CDs: CDs are great for long term use, as they require investments for a certain length of time. This account has a high interest rate and is insured by the FDIC but the drawback is breaking the CD to withdraw money means paying a hefty fee.

Are you currently investing your money? If so, how?

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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The Five-Year Plan: Why It’s Okay To Be a Super Senior

Apr 12, 2012

by Kayla Herrera

Everything is blooming and trees are awakening with widening leaves stretching up toward the sky. The birds are chirping and don’t forget the sound of graduation gowns sweeping across the floor! I should be graduating this year but like so many other college students my age, I have been thrown more than a few curveballs in my time in school and I have another year to go before I can enter into the workforce full-time. I want to assure you that this is okay and completely normal!

Here at Michigan Tech, we have a five-year plan. In order to graduate from Michigan Tech in four years, one must take 18 credits every semester, not including summer semesters. Not a fan of killing yourself with books, papers, exams, labs and a part-time job and would prefer to enjoy your time in college? That mentality is adopted by most students at Michigan Tech, making those who graduate in four years or fewer the minority.

Let’s face it – things happen: You change your major and have some serious catching up to do in prerequisite classes, you have a death in the family, you become seriously ill and take a semester off, or you just want to study abroad for a while. And that’s all more than fine, people! Yes, money is a huge issue (you can combat this by finding as many scholarships and grants as possible!) but at least we didn’t develop serious illnesses because of stress in an overworked educational environment!

My advice? Take it easy and give yourself time to soak in all of the new information you are learning. Remember, don’t let anyone make you feel inferior for needing to stay in school for an extra year or two. There are colleges out there, just like mine, where the majority of students are on five-year plans – you just have to find them.

In addition to being a Scholarships.com virtual intern, Michigan Tech student Kayla Herrera is a media coordinator for the Michigan Tech Youth Programs and is a writer for The Daily News in Iron Mountain, Mich., Examiner.com and WHOA Magazine. She love a tantalizing, action-packed video game and can't get enough of horror movies (Stephen King's books always have her in their grip, though she prefers the old over the new). Writing is what she has always done, and that is what she is here to do.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Schools with Rolling or Late Admissions Deadlines

Apr 6, 2012

by Alexis Mattera

So you’ve applied to a number of schools and received your admissions decisions but found that the colleges you once thought were perfect are anything but. Is it too late in the admissions cycle to find the right school for you? Not when countless colleges offer rolling and/or late admissions! Here are a few schools that do just that:

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Traveling While Abroad

Apr 5, 2012

by Darci Miller

My backpack is packed, my tickets are printed, my passport is at the ready and my camera is fully charged. My train to Paris leaves in exactly three hours and one minute and from there, a few friends and I begin a three-week backpacking tour across Europe. Our stops include a city I’ve wanted to visit since the fourth grade (Copenhagen), the world center of the Olympic movement (Lausanne), one of my favorite cities in the world (Venice) and two cities in which I was considering studying abroad (Munich and Berlin). Am I excited? You could say so.

Studying abroad is the perfect opportunity to achieve any travel dreams you may have. Money is, of course, an obstacle but there are ways to travel on the cheap, especially in the European Union. For an extended trip like mine, the Eurail pass is a great option, letting you choose your number of travel days and countries. There are also Megabus deals between countries starting at next to nothing, plus discount airlines.

Airlines can charge an arm and a leg for checked baggage so it’s smart to fit everything you need into a carry-on or backpack. Invest in a sturdy one and remember to pack light! Bring clothes that can easily be mixed and matched (and ladies, a great space-saving option that gives you tons of outfit choices while traveling is bringing shorts and tights instead of pants if it’s warm enough!).

It’s also important to remember to book travel as early as you can to save on transportation and hostel costs. When it comes to hostels, try to stay in places that your friends have stayed in before you; personal recommendations are always a plus. Don’t be too worried about sharing rooms with strangers, either: Most places have lockers where you can keep your stuff safe and most people staying in hostels are in the exact same boat as you.

As for an itinerary, my friends and I don’t have one. We know when we have to be at the train station and we have a list of things to do in each city but that’s it. We’ve discovered that part of the fun is wandering around and seeing what we stumble across – don’t be afraid to leave some things to chance!

Darci Miller is a New Yorker studying journalism and sport administration at the University of Miami. When she’s not writing for the school newspaper, you can find her at the gym, either working or working out. She loves all ‘80s pop culture (the cheesier, the better!) and glues herself to her TV when the Olympics are on. She dreams big and believes the sky’s the limit. This semester, Darci is studying abroad in London and will share her international experiences here.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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