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Prepare to Attack This Scholarship of the Week

Paul Frank Art Attack Scholarship Deadline is May 15th

Apr 16, 2012

by Alexis Mattera

Even if you don’t know Julius, Clancy or Worry Bear by name, you’ve likely seen these characters in one of Paul Frank’s whimsical designs at one point or another. If you think you can create something just as funky, enter the second annual Paul Frank Art Attack Scholarship for a chance to earn $2,500 to put toward your amazing artistic future!

Art Attack participation requires an upload of one piece of original art including some element of the Paul Frank characters/brand, an explanation of how and why the artist incorporated the Paul Frank brand, a description of what kind of art education program the applicant will be supported by the prize money and brief background info about the applicant. The Paul Frank online community will vote on submissions to narrow to the top 10 in each age group (14 – 17 and 18+) on PaulFrank.com and a panel of expert judges will select the first and second place winners in each category. One first prize of $2,500, two second prizes of $1,000, and three third prizes of $500 to be allocated to art supplies or classes will be awarded; in addition to the monetary scholarship, the winning adult artist will also receive a full page ad in Juxtapoz magazine and funding for travel to visit the Paul Frank studios and attend the Academy of Awesome launch party with a feature on PaulFrank.com.

The Art Attack deadline is May 15th so applicants have just about one month left to submit their creations. For more information about this and other scholarship opportunities, conduct a free scholarship search today!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Investment Strategies for College Students

Apr 13, 2012

by Radha Jhatakia

Most students begin to make decisions about what sort of financial investments they need to make after they graduate while they are still attending college. It’s not an easy decision – rather, it’s one that takes time and some level of research – but this short guide will help you get started.

You may have "made" a lot of money through economics projects where you "invested" in stocks but playing the stock market in real life is much different. With great risk, you can have a great payoff or a great loss and unlike your econ projects, investing requires real funding to make an initial investment, as a single share can be quite expensive depending on the stock. Research the stocks you are interested in and watch the market daily before investing any money. It sounds silly but the best starting point would be reading a book like "Stock Investing for Dummies."

If you’re wary about the stock market, a safer investment would be in a bank or credit union. Many banks do not have annual fees for college accounts but in the current economy, some financial institutions do not offer high interest rates for savings accounts, money markets or certificates of deposits (CDs). Credit unions often have higher interest rates and may charge annual fees but it depends on the institutions' individual policies. Here are the differences between these accounts:

  • Savings accounts: Savings accounts don’t require large balances and offer students the freedom of withdrawing money whenever needed. The downfall is low interest rates.
  • Money markets: Money markets require higher balances since banks use the accounts to make investments but the interest rate is higher since you make money off their investments. The caveat here is not having the money readily available and being charged fees for falling below the minimum balance.
  • CDs: CDs are great for long term use, as they require investments for a certain length of time. This account has a high interest rate and is insured by the FDIC but the drawback is breaking the CD to withdraw money means paying a hefty fee.

Are you currently investing your money? If so, how?

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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The Five-Year Plan: Why It’s Okay To Be a Super Senior

Apr 12, 2012

by Kayla Herrera

Everything is blooming and trees are awakening with widening leaves stretching up toward the sky. The birds are chirping and don’t forget the sound of graduation gowns sweeping across the floor! I should be graduating this year but like so many other college students my age, I have been thrown more than a few curveballs in my time in school and I have another year to go before I can enter into the workforce full-time. I want to assure you that this is okay and completely normal!

Here at Michigan Tech, we have a five-year plan. In order to graduate from Michigan Tech in four years, one must take 18 credits every semester, not including summer semesters. Not a fan of killing yourself with books, papers, exams, labs and a part-time job and would prefer to enjoy your time in college? That mentality is adopted by most students at Michigan Tech, making those who graduate in four years or fewer the minority.

Let’s face it – things happen: You change your major and have some serious catching up to do in prerequisite classes, you have a death in the family, you become seriously ill and take a semester off, or you just want to study abroad for a while. And that’s all more than fine, people! Yes, money is a huge issue (you can combat this by finding as many scholarships and grants as possible!) but at least we didn’t develop serious illnesses because of stress in an overworked educational environment!

My advice? Take it easy and give yourself time to soak in all of the new information you are learning. Remember, don’t let anyone make you feel inferior for needing to stay in school for an extra year or two. There are colleges out there, just like mine, where the majority of students are on five-year plans – you just have to find them.

In addition to being a Scholarships.com virtual intern, Michigan Tech student Kayla Herrera is a media coordinator for the Michigan Tech Youth Programs and is a writer for The Daily News in Iron Mountain, Mich., Examiner.com and WHOA Magazine. She love a tantalizing, action-packed video game and can't get enough of horror movies (Stephen King's books always have her in their grip, though she prefers the old over the new). Writing is what she has always done, and that is what she is here to do.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Schools with Rolling or Late Admissions Deadlines

Apr 6, 2012

by Alexis Mattera

So you’ve applied to a number of schools and received your admissions decisions but found that the colleges you once thought were perfect are anything but. Is it too late in the admissions cycle to find the right school for you? Not when countless colleges offer rolling and/or late admissions! Here are a few schools that do just that:

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Traveling While Abroad

Apr 5, 2012

by Darci Miller

My backpack is packed, my tickets are printed, my passport is at the ready and my camera is fully charged. My train to Paris leaves in exactly three hours and one minute and from there, a few friends and I begin a three-week backpacking tour across Europe. Our stops include a city I’ve wanted to visit since the fourth grade (Copenhagen), the world center of the Olympic movement (Lausanne), one of my favorite cities in the world (Venice) and two cities in which I was considering studying abroad (Munich and Berlin). Am I excited? You could say so.

Studying abroad is the perfect opportunity to achieve any travel dreams you may have. Money is, of course, an obstacle but there are ways to travel on the cheap, especially in the European Union. For an extended trip like mine, the Eurail pass is a great option, letting you choose your number of travel days and countries. There are also Megabus deals between countries starting at next to nothing, plus discount airlines.

Airlines can charge an arm and a leg for checked baggage so it’s smart to fit everything you need into a carry-on or backpack. Invest in a sturdy one and remember to pack light! Bring clothes that can easily be mixed and matched (and ladies, a great space-saving option that gives you tons of outfit choices while traveling is bringing shorts and tights instead of pants if it’s warm enough!).

It’s also important to remember to book travel as early as you can to save on transportation and hostel costs. When it comes to hostels, try to stay in places that your friends have stayed in before you; personal recommendations are always a plus. Don’t be too worried about sharing rooms with strangers, either: Most places have lockers where you can keep your stuff safe and most people staying in hostels are in the exact same boat as you.

As for an itinerary, my friends and I don’t have one. We know when we have to be at the train station and we have a list of things to do in each city but that’s it. We’ve discovered that part of the fun is wandering around and seeing what we stumble across – don’t be afraid to leave some things to chance!

Darci Miller is a New Yorker studying journalism and sport administration at the University of Miami. When she’s not writing for the school newspaper, you can find her at the gym, either working or working out. She loves all ‘80s pop culture (the cheesier, the better!) and glues herself to her TV when the Olympics are on. She dreams big and believes the sky’s the limit. This semester, Darci is studying abroad in London and will share her international experiences here.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Tuition Discounts Lack Effectiveness

Apr 5, 2012

by Alexis Mattera

When making your final college choice, would you choose the school touting generous tuition discounts or the institution offering the standard financial aid package? The choice may seem obvious but according to a new study, things aren’t always what they seem.

A survey of 400 private institutions conducted by the National Association of College and University Business Officers revealed tuition discounting could be losing its effectiveness as a way of luring students to colleges. Data show that though the rate of institutional discounts in the form of scholarships, grants and fellowships continues to rise – the average is predicted to hit 42.8 percent this year – 45 percent of the schools surveyed saw overall enrollment remain flat or drop and 53.2 percent saw a decline or no change in the number of freshmen they enrolled.

What do you think of the tuition discounting trend? Is it playing a role in your college decision or are other factors (location, reputation, programs of study, etc.) more important to you?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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March Madness Alternatives

Mar 28, 2012

by Darci Miller

They say that April showers bring May flowers but March brings March Madness. This is the time when college basketball fans feverishly compile brackets and glue themselves to their TVs. I think it’s safe to say that we’ve all lost someone to March Madness, as the afflicted individual shuts themselves away from society for several weeks, but there’s always the chance that your bracketology wasn’t quite up to scratch this season. If your top seeds were eliminated early on, you may find yourself with a March entirely free from basketball obligations.

So what to do with yourself? Now that it’s officially springtime, you could always venture outdoors. Temperatures are rising and flowers are beginning to bloom, so there’s no better time to sit in a local park and take a break.

On the flip side, isn’t it just about time for midterms? I know it gets harder to study the warmer it gets (as I sit here watching interviews with “The Hunger Games” cast instead of writing a paper) but summer is on the horizon and I know you have some gas left in your tank, right? Hey, if I can write 2,000 words about Brutalist British architecture, you can handle your class assignments, too!

The coming of summer also means that the search for the perfect internship is in full swing. Though it’s fairly late in the season to be getting into the internship game, there are still countless positions looking to be filled. Now’s a great time to brush off your resume, hit up the campus career center and start applying.

Bank account looking a little dry? There’s never a wrong time to be applying for scholarships for next semester! (Though, if you’re reading this on the Scholarships.com blog, I’m sure you already know that!) Trust me: As someone who received a $4,500 stipend for a little extra study abroad wiggle room, I can tell you that it’s worth the effort.

See, just because your basketball team is a lost cause doesn’t mean March has to be!

Darci Miller is a New Yorker studying journalism and sport administration at the University of Miami. When she’s not writing for the school newspaper, you can find her at the gym, either working or working out. She loves all ‘80s pop culture (the cheesier, the better!) and glues herself to her TV when the Olympics are on. She dreams big and believes the sky’s the limit. This semester, Darci is studying abroad in London and will share her international experiences here.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Tips & Tricks for a More Affordable Internship Experience

Mar 23, 2012

by Alexis Mattera

Many students don’t have time to take on internships during the traditional academic year, making summer break the perfect time to gain experience in their fields of choice. Unfortunately, students looking to earn college credit for these often unpaid positions must still fork over the cash to cover the credit fees – sometimes thousands of dollars – despite not being enrolled in formal classes.

Is there a way to have a more affordable internship experience? Indeed, according to one of USA Today’s collegiate correspondents...and with 11 internships under her belt, she speaks from experience:

Are you interning this summer? Let us know where in the comments!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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State Financial Aid Runs Dry in Illinois

Mar 22, 2012

by Alexis Mattera

Did you already file your FAFSA this year? If you live in Illinois, your early bird mentality will help you pay for college because state funding has run out earlier than expected.

Officials said the state’s primary source of need-based financial aid, the Monetary Award Program (MAP), received 40,000 more applications this year than last. "It's a sign of incredible demand more than anything else," said John Samuels, spokesman for the Illinois Student Assistance Commission but since these scholarships are awarded on a first-come, first-serve basis, students who applied after March 13th – roughly 140,000 – will have to find alternate funding. Illinois currently provides at least $387 million for the program and Governor Pat Quinn has proposed increasing that amount by $50 million to give financial assistance to 35,000 additional students – though it would take $1 billion to for every eligible student to receive a MAP grant.

Does this news impact your college plans or did you submit your financial aid forms in time?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Commit Now, Pay Later

Public College Tuition Often Still Undecided by Enrollment Deadlines

Mar 21, 2012

by Alexis Mattera

The cost of college is a huge factor for a high school senior about to head off to college for the first time, a transfer student getting ready to continue his or her education at a four-year school and an undergrad preparing to pursue a graduate degree. If the student can’t afford to attend a specific school, an alternate institution that better fits his or her college budget should be selected...but what if tuition is still undetermined before the enrollment deadline?

This scenario is common at public universities across the country, as they cannot announce the next year’s tuition until they know how much funding they will receive from their respective states. Though schools like Towson and UVa offer estimates, banking on those figures is a gamble: For example, VCU raised tuition 24 percent in 2010 and the average public university in California raised expenses 21 percent last year – sizeable increases few college hopefuls could have expected. Colleges in this position have to work out preliminary financial aid packages based on the current year’s costs and adjust the awards after tuition is set. Students weighing their enrollment options at private universities have it much easier: A recent report projected private tuition would rise between 4 and 5 percent for next year but schools including Georgetown, UPenn and Goucher have already set and posted their tuition rates for the upcoming academic year.

Are you still waiting on next year’s tuition rates to make your college choice?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Colleges Worry About End of Federal Aid-Based Ability Benefit

Mar 20, 2012

by Alexis Mattera

It may feel like we’ve skipped winter but federal aid is about to be put on ice for college hopefuls lacking high school diplomas or GEDs.

As of July 1st, newly-enrolled students will no longer be allowed to take an "ability to benefit" test or complete a set amount of credits without aid; instead, college students will be required to have high school diplomas or GEDs in order to receive federal financial aid. How will these students – many of whom are older, seeking training to find a new job, immigrants and students in states like California where the basic adult education budget has been cut – pay for school? College administrators anticipate they will turn to private loans...or give up on their degrees entirely.

David Baime, vice president for government relations at the American Association of Community Colleges, says the change “runs counter to the missions of many of our colleges,” as these schools view enrolling students without high school credentials as a key part of providing access to higher education: There are currently about 836,000 students without high school diplomas or GEDs enrolled at two-year public colleges nationwide and according to a limited 2006-2007 Education Department study, students without high school diplomas and GEDs were ultimately more successful in college and had higher GPAs than their classmates with high school diplomas, even if they failed the "ability to benefit" test. If would-be students have to get a GED before going to college and receive zero financial assistance while they prepare, Baime says many will opt out altogether.

What do you think of the new rule regarding federal aid? Do you think a high school diploma or GED is necessary to succeed in college?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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