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California Makes Cuts, Students Feel the Pain

Jun 28, 2011

by Jacquelene Bennett

It was recently announced that many state-funded universities in California were eliminating or reducing summer sessions due to budget cutbacks. This news comes on the eve of California lawmakers finally passing a budget plan in the state senate that would help modify the California’s debt problems. While this plan may help with the state's deficit, it puts thousands of students in trouble.

Summer school has traditionally been a time for students to either gain headway with their degrees or to stay on track with their programs because of unforeseen circumstances during the regular academic year. But now due to the budget plan, some schools like West Los Angeles College are not offering summer courses at all while other schools such as Cal Poly Pomona are increasing summer tuition fees and offering fewer classes. It is also being reported that many state universities as well as several California community colleges will offer less for-credit courses while still maintaining and offering specialized training courses and not-for-credit classes for students during the summer.

So what does this mean for students? Not only will they have to pay more per unit for summer courses than if they were taking them during the traditional academic period but the available summer classes will be not-for-credit and the for-credit classes will be extremely difficult and expensive to register for. So with the already overcrowded state schools raising the tuition fees earlier this year, these new cuts will further delay a student's ability to graduate on time.

Jacquelene Bennett is a rising senior at the University of Redlands where her areas of study are creative writing, government and religious studies. When she is not studying or working, you can usually find her eating frozen yogurt or blogging about her day. She has a cactus named Kat and believes that Stephen Colbert is a genius. Jacquelene works hard, laughs hard and knows that one day you’ll see her name in lights.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Travel This Summer...for Cheap!

Jun 23, 2011

by Shari Williams

It's summer break, the perfect time for college students to travel. Sounds good, right? The thing is that although many of us like to travel, we can get discouraged by the costly expenses that come along with it. I actually felt the same way until I learned of several resources during my personal travels.

My favorite way of taking a leisurely (or even last minute) inexpensive trip is through AirTran Airways. They have a program called AirTranU: As long as you are between the ages of 18 and 22, you can ride to any destination that AirTran offers for between $49 and $99. You are allowed to bring a carry-on at no charge but no other baggage is permitted. This is perfect for long weekend trips but if you know that you will be staying at your destination for a while, I suggest packing your items in advance and sending them via UPS or another shipping company so you won’t have to worry about lugging your baggage around or – worse – losing it before it reaches baggage claim.

If you are not too keen on flying, Greyhound also has discounts specifically for college students with its Student Advantage Discount Card. By using the discount card, students can save 20 percent on online fares. If you buy your tickets early with the card, it could result in many inexpensive trips, whether you’re going back to college after visiting family or simply wanting to take a road trip of sorts with some friends.

As a student, there are so many ways to travel without emptying your pockets (Amtrak and Student Universe also have great deals) so make sure to take advantage of them while you can. Happy travels!

Shari Williams is a junior at Towson University with a double major in deaf studies and broadcast journalism and a minor in entertainment, media and film. With experience in public relations, a love for music and a passion for acting, she longs to be a jack of all trades. A Baltimore native, Shari is an avid traveler and opportunity seeker. She hopes to become the next face seen on the morning news or the voice heard over the radio.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Fed Law Requires College Net Price Calculators, Experts Question Accuracy

Jun 23, 2011

by Alexis Mattera

How much will it cost to attend the school of your dreams? The federal government hopes its new law will make that question easier to answer but higher education experts have their doubts where accuracy is concerned.

By this October, the federal government will require all U.S. higher education institutions to offer net price calculators on their websites so prospective college students can easily compare attendance costs earlier in their college searches. Users will be asked questions about their financial and academic backgrounds and their answers – and the calculator’s tallies of tuition, fees, books, housing and food, minus scholarships and grants – will reveal the net price to attend that particular school. Though many experts are glad students will have access to this information, accuracy is a concern. Certain factors won’t be taken into consideration because direct student-to-school contact has been eliminated; for example, Washington University is willing to adjust financial aid packages if a parent loses their job and this might not be reflected in the calculators’ answers.

It’s likely the law will be revised to make side-by-side comparison more accurate before the calculators are implemented - read more about the net price calculators in today’s St. Louis Post-Dispatch - but would you use this new technology or do you think it’s still too early to glean accurate information?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Credit Cards Are Not Magic and Other Money Management Tips

Jun 23, 2011

by Radha Jhatakia

Managing money is difficult for many people, not just college students! I’ve been taught to save every penny and paying for school myself has been the biggest reason but friends of mine who haven’t struggled as much don’t have the same outlook. For them, credit cards are magic and their parents are instant money taps.

My best friend is the reason I’m writing this article. She struggles with money but I don’t understand why. She’s been working since she was 16, her parents pay for school and bought her a car yet she doesn’t have a single dime saved! Ever hear the phrase “A penny saved is a penny earned?” I’m guessing she hasn’t but it’s true. Gaining a dollar doesn’t mean you have to spend it because in the future, you may not have that dollar. Here are a few more tips:

Having bad credit now may not matter to you but it will affect you in the future when you apply for home loans and car insurance. Be wise, spend wise and look up the rule of 72.

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Financial Woes for Students in Tennessee

Jun 21, 2011

by Jessica Seals

Students with hopes of obtaining college degrees in the state of Tennessee now have more issues to worry about other than just getting accustomed to the college lifestyle: Negotiations have been taking place that will place an even bigger burden on the financial status of students.

Currently, students who have been living in Tennessee for at least a year can apply for a lottery scholarship formerly known as the HOPE Scholarship. This scholarship provides $4,000 to students who attend four-year public or private schools and $2,000 for students at two-year schools. A student could receive this award during each fall and spring semester for up to five years; however, legislators are currently working to put a 120-hour cap on the scholarship before the 2011-2012 school year begins. A 120-hour cap means that some students who have chosen to have more than one major will more than likely lose the scholarship before they graduate and have to find alternative ways to pay for school. This cap will reportedly only apply to students who began attending college in 2009 or after but depending on where students go to school, they could also be hit with tuition increases. Schools such as the University of Tennessee in Knoxville are hoping to implement a 12-percent tuition increase for the upcoming academic year.

This increase, along with a cap on lottery scholarships, has caused more students to become stressed out because it will be even tougher to pay for school. These limitations on financial aid could lead to an increase in students who drop out of college, a decrease in the number of students attending college and an increase in the amount of loans that students will have to take out. Will these changes impact your college experience? If so, how do you plan to address them?

Jessica Seals is currently a senior at the University of Memphis majoring in political science and minoring in English. At the University of Memphis, she is the secretary of the Pre-Law Society, the philanthropy chair of the Phi Kappa Phi Student Council and a member of Professional Assertive United Sisters of Excellence (PAUSE), Golden Key Honor Society, Alpha Lambda Delta Honor Society, Sigma Alpha Lambda Honor Society, and Black Scholars Unlimited. She also volunteers to tutor her fellow classmates and hopes to attend law school in the near future.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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To Attend or Not to Attend: That is the ($100,000) Question

Jun 20, 2011

by Angela Andaloro

The decision to attend college is one that everyone arrives at differently. For some, not going to school isn’t an option, be it by their own standards or their parents’; for others, taking the next step in their educational career may have required a little more convincing. I have even heard stories of parents who bribe their kids to go to college with promises of apartments or cars.

While a new ride or a place to call your own might sound tempting, there’s an even more tempting offer out there from PayPal co-founder Peter Thiel – the 20 Under 20 Thiel Fellowship, which, in exchange for a commitment to not attending college for two years and dedicating themselves entirely to their inventions, Thiel offered each fellow $100,000. The response was overwhelming, as are the opinions floating around the controversial award.

One of the lucky 20 fellows, Dale Stephens, wrote an article for CNN discussing his own feelings toward the idea that real world experience could prove to be more beneficial than a formal education. He discusses his disappointment in the values that are promoted by the college system – a disappointment that resounds on college campuses around the country. He goes on to discuss the possibilities out there for our generation beyond a traditional education, which, as Stephens puts it, are beyond the extremes of “Becoming the next Mark Zuckerberg or mastering the phrase ‘Would you like fries with that?’”

Stephens’ call to seek opportunities beyond the formal educational system may be influenced by his experience as a Thiel Fellow but is an idea that is considered by many current and soon-to-be college students. I myself have heard students complain about feeling as though they aren’t really getting anything out of college. The phrase “I’m never going to use this in real life” is one that’s uttered frequently, but how much truth is there to that? Do you feel that there’s something to be learned in college or is it a societal expectation we’ve come to accept?

Angela Andaloro is a rising junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Gaming on a College Budget

Jun 20, 2011

by Kayla Herrera

If you are a gamer in college like me, you know how difficult it is to choose between saving money for school and buying that video game that just came out. You know you have to pay for cable and electricity but that video game is so enticing! But trust me, my gaming friends: It’s possible to game successfully and pay the bills!

As you probably know, there are tons of free games online; naturally, some are low-quality but if you dig, you'll find pretty good free games. For a classic, try Tetris Friends; I have become addicted to this site – it’s a nice way to fill what little free time you may have.

If you are looking for something more adventurous, get Steam. Steam is an online gaming platform that I mentioned briefly in my piece about long-distance dating. It runs smoothly, has a large selection of free games and games for purchase, offers demos of new releases and stores your games for you on your computer. The negative part? It's almost too easy to purchase games. It's thrilling to find a game you've been dying to have, click a button and own it but this can be bad news if you’re trying to watch your spending.

There is always the opportunity to get an emulator, which acts as a console and allows you to play older games from Sega Genesis or Nintendo 64 on your computer for free. All you need to do is download the emulator and start searching for games – easy and entertaining.

College gamers don’t have to break the bank; you just have to know how to wiggle your way through the system. The best part is you'll still have enough for groceries!

In addition to being a Scholarships.com virtual intern, Michigan Tech student Kayla Herrera is a media coordinator for the Michigan Tech Youth Programs, a writer for The Daily News in Iron Mountain, Mich., and a writer for Examiner.com. She love a tantalizing, action-packed video game and can't get enough of horror movies (Stephen King's books always have her in their grip, though she prefers the old over the new). Writing is what she has always done, and that is what she is here to do.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Living on a Budget

Jun 17, 2011

by Anna Meskishvili

Ah, college living. Welcome to the life of Ramen, Groupon deals and at-home-manicures.

Attending school in a city, I have a lot of unforeseen spending like cab fares and impromptu coffee stops. Here are some tips on how to maintain a livable and realistic budget when you start school:

Eat at the dining hall. Dining halls don’t get enough credit. They are the best way to save at least $25 a week on one of the biggest areas of spending for college kids – food. To make a mundane cafeteria meal more fun, plan a dinner with your friends. If and when you do go out, get a doggy bag – great late-night snack or lunch the next day!

Stay in. It’s the seventh Friday of the semester and you and your friends are getting ready to cab your way ($6 each way per person) to the frat house ($5 at the door) to have a mediocre time...like you’ve been doing every week. The whole night will cost you about $20 and a jungle juice stained top, so why not save some cash and stay in? I’m not saying don’t be social but one night in with a movie and a $10 pizza for you and three friends can be a good time for less.

Make trades. Imagine having access to 10 fully-stocked closets. That’s the beauty of living in a dorm: You have the ability to share clothes and make new friends. If you’re nice about it, that cute girl down the hall will let you borrow that expensive top for your hot date. Take advantage but be responsible!

Living on a strict budget is not easy but grinding through it can be fun! Every time I make myself a bowl of Ramen, I am happy to know it only set me back $.19.

Anna Meskishvili is a rising senior at Boston University pursuing a degree in public relations at the College of Communication and hopes to someday work in healthcare administration communication. She is part of Kappa Delta at BU and has loved every second of it. She is also involved in Public Relations Student Society of America and Ed on Campus. Anna was born in the Republic of Georgia and considers herself a citizen of the world because she’s lived in Russia, England, France, Brooklyn and Connecticut. She loves to travel, run and learn.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Quirky Course Offerings

Jun 17, 2011

by Lisa Lowdermilk

Have you ever been sitting through a lecture and been on the verge of falling asleep? Do you find yourself wishing your classes were more interesting? If your answer is yes to either of these questions, grab your course catalog and discover your school’s quirky class offerings.

The Science of Harry Potter” is an honors course offered by Frostburg State University in Maryland. As the name suggests, it involves analyzing topics from J.K. Rowling's best-selling novels from a scientific perspective. For instance, Bertie Bott's Every Flavor Beans help students understand how our taste buds function and flying broomsticks are viewed through the lens of anti-gravity research.

The Unbearable Whiteness of Barbie” is offered at Occidental College in California. Its main topic of study is the concept of race and how Barbie has inadvertently encouraged societal racism; it also offers surprisingly deep insights on gender roles, capitalism and more.

Some people are skeptical about the usefulness of these classes, with the more extreme critics denouncing them as a waste of money. While they are unorthodox, keep in mind these classes still require a significant amount of work. Students taking “The Science of Harry Potter,” for example, must take daily quizzes, complete scientific projects and read textbooks. Speaking of books, “The Science of Harry Potter” only requires two textbooks but the reading list for “The Unbearable Whiteness of Barbie” is surprisingly extensive and includes works by social class analysts Karl Marx and Walter Benjamin.

So, if you're tired of more traditional course offerings like physics or sociology, consider finding out if your college offers any unique classes like the ones mentioned above. Just don't expect to do less homework!

Lisa Lowdermilk is a published poet, avid video gamer and artist. Her poems have appeared in Celebrate Young Poets: West (Fall 2006) edition and Widener University's The Blue Route. She enjoys watching thrillers, trying different restaurants and attempting to breakdance. Lisa is now majoring in professional writing at the University of Colorado Denver.

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Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Helpful Tips on Maximizing Merit Aid

Jun 16, 2011

by Suada Kolovic

Figuring out the bottom line when it comes to the cost of your college education is definitely a stressful part of the process. With everything that goes into determining your financial aid package (your parents’ income, your earnings and your family’s net assets), it’s important to understand that merit aid – aid based on a student’s attributes (academics, athletics, extracurriculars, etc.) – is available to student regardless of their “need.” New federal rules are blurring the distinction between scholarships awarded on merit and grants awarded because of a student’s financial need – for instance, a growing number of colleges now award “need-based” aid to students from families earning six figures! Who would have thunk it?! So, we’ve compiled a few helpful tips to maximize your chances for merit aid and increase your overall financial aid package.

  • Fill out the FAFSA. Federal rules have changed. College aid officials are now allowed to award need-based aid to students whose parents earned decent salaries last year but have recently been laid off, as well as make accommodations for a family’s unique circumstances, such as high medical bills.
  • Apply to schools where you’d rank at the top. While your dream school might be an Ivy League, you should apply to at least a few colleges where your GPA would put you in the top 25 percent of the student body.
  • Apply to schools that offer generous need-based aid. In the 2009-10 academic year, Louisiana College reported that 88 percent of students were receiving non-need based financial aid. Do the schools you’re considering boast the same kind of aid?
  • Do the research. If you’re interested in a college, find out what it has to offer when it comes to merit aid. You might qualify for more awards than you think!
  • Before making a final decision, compare net prices. Consider the cost of attendance in its entirety including tuition and fees, room and board, books and transportation. The school that offers the most in merit aid might not be the best choice; sometimes the college offering the largest merit scholarship might have the highest net price because its tuition is higher.
  • Don’t be afraid to negotiate. Believe it or not, you have negotiating leverage when it comes to your merit aid package. If you have received admission letters from two or more universities and your first choice has a higher net price than your second choice, contact that institution! Some schools might be willing to match the merit aid offered, which would provide you the opportunity to attend your first choice school for less money!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Should You Go Greek?

Jun 16, 2011

by Thomas Lee

When I first arrived at college, joining a fraternity – or getting involved with anything remotely connected with Greek life – was the furthest thing from my mind. Little did I know that by the end of 2007, I would be one of the founding pledge members of the Methodist University chapter of Kappa Sigma. The first members at a new school are known as Founding Fathers, of which I was one, and our training is known as pledging. My new fraternity brothers and I were pledges for a full academic year until our induction in 2008.

If you are considering joining a Greek organization, fraternity or sorority, there are multiple things you must consider. First is how much being involved will affect your schoolwork. I was able to maintain a high GPA while still being scholarship coordinator for the chapter until the summer I lived with some of my brothers.

Second, determine how much Greek life will affect your personal life. I didn’t really start partying until that summer and it negatively impacted my academics and social life. You should determine whether or not joining a Greek society will subject you to peer pressure or negatively influence your values.

Third, price is a major factor and you should not rush if you cannot afford to pay dues. My fees became more expensive with each year and I could only afford them with the money I made doing a paid internship.

Going Greek does have many benefits, such as gaining friends and valuable networking contacts that you might not have encountered otherwise. I spent time with golf students and athletes that I would have otherwise never met. Greek life may also help you overcome personal biases. All in all, while fraternity life was both a blessing and a curse, I do not regret my decision to join and have made some lifelong friends and brothers along the way.

Thomas Lee recently graduated from Methodist University in Fayetteville, North Carolina with a BA in political science and journalism. His father is an ordained Church of God minister and his mother is a private school teacher; he also has two younger sisters. Thomas’ interests include politics, law, debate, global issues and writing fiction and he believes in a personal relationship to Jesus Christ and a strong commitment to biblical morality and ethics. He currently resides in Washington, North Carolina and will be attending law school in the near future.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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