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Meet Scholarships.com's Virtual Interns: Radha Jhatakia

May 20, 2011

by Radha Jhatakia

Hi all! My name is Radha and I’m one of Scholarships.com’s newest virtual interns!

In high school, I was a well-rounded student – high GPA, honors classes, extracurricular activities and volunteer work...you name it, I did it – but after getting accepted by both the University of the Pacific and the University of San Francisco, limited finances and financial aid prevented me from attending either school. To save money to put toward transferring, I instead enrolled in De Anza College and Evergreen Valley College to complete my gen eds. It wasn’t easy (De Anza was a distant commute and made it difficult for me to take the classes I needed to transfer) but I amassed enough credits to transfer after two years. I didn’t get into my first choice (UCLA) and my second choice (Berkeley) did not have my intended major so I enrolled at UCSB, where I was accepted into the Honors Program and received plenty of financial aid. Unfortunately, things didn’t work out as planned when my transfer status affected my major so I am back at EVC but transferring to San Jose State University in the fall. Whew!

I’ve always enjoyed writing (I hope to write a book someday) and I believe my interest in working with others – plus my excellent persuasion abilities – will lend itself to a career in public relations. Being a Scholarships.com virtual interns complements my goals perfectly: It’s an excellent opportunity to gain experience in something I enjoy doing and since I’m always looking for scholarships to pay for school, writing for a website that helps students do just that seemed ideal. Hope you’ll all enjoy reading my opinions and advice just as much as I enjoy sharing them!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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How to Move Out Without Getting Stressed Out

May 20, 2011

by Jacquelene Bennett

It’s that time of the year again – summertime...and moving time for many college students. Here are a few simple tips for moving out of your doom or apartment:

  • Donate your stuff rather than throw it away. It’s the end of the year and you are realizing how much stuff you have accumulated over the last nine months. Rather than throwing away those jeans that don’t fit or that lamp you never use, donate them. At the end of every school year, Goodwill sets up a donation center on my campus where they will take everything from used clothing to electronics. See if your school does the same!
  • Utilize your school’s on-campus storage spaces. If your residence hall offers temporary summer storage for students, take advantage of it! Space is usually limited but this is a great option for storing things that you won't need during the summer months (think: mini-fridge and cooking utensils). If your school doesn’t have storage on campus, get some friends to split the cost of renting a storage locker somewhere near campus. Bonus: Many facilities offer discounts to college students.
  • Make sure to clean. It might be a hassle to vacuum the floors and take out the trash but it will cost you less in the long run. Schools often charge fees for unclean rooms (at my school, it’s $25 for every bag they fill with trash from a room) so if you don’t want to be billed, make sure it’s clean!
  • Keep it organized. Don’t just throw items in random boxes and suitcases; take the time to label them and make sure everything is secure. This will help when physically moving all your stuff and when you unpack later on at home.

Jacquelene Bennett is a rising senior at the University of Redlands where her areas of study are creative writing, government and religious studies. When she is not studying or working, you can usually find her eating frozen yogurt or blogging about her day. She has a cactus named Kat and believes that Stephen Colbert is a genius. Jacquelene works hard, laughs hard and knows that one day you’ll see her name in lights.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Seven Tips for Repaying Your Student Loans

May 19, 2011

by Suada Kolovic

If you’re a recent college graduate, chances are you’ll have to start paying off your student loans sooner than you think. And even with the economy in a slump, don’t expect a free pass on not paying your loans. Are you starting to panic? Well, don’t! There’s a ton of advice out there to help students stay on track and courtesy of the U.S. News and World Report, here are seven tips for repaying your student loans.

  • Repay you student loans automatically. Make things easier on yourself by setting up automatic withdrawals from your bank account. This reduces the chance of late or missing payments.
  • Aim for 10 years. The traditional repayment period for student loans is 10 years and ideally you'll be able to pay off all your debt within that time period. If you end up struggling with your monthly payments, however, you could stretch out your loans to 20 or even 30 years. Your monthly payments will become more manageable but you will end up paying a lot more in interest.
  • Stay organized. Having multiple student loans can be a challenge to keep track of but with the government's National Student Loan Data System, you’ll be able to track all your federal student loans in one place.
  • Pay off the loans with the highest interest rates first. A high interest rate costs you every month and compounds that amount you owe every month you aren’t paying off the entire balance.
  • Consider IBR. The IBR is a federal Income-Based Repayment program that allows a borrower to repay his or her federal loans based on what is affordable and not what is owed.
  • Keep abreast of student loan developments. Staying informed is just as important as making your payments. Familiarize yourself with websites that are devoted to college debt issues like Project on Student Debt and the National Consumer Law Center's Student Loan Borrower Assistance Project.
  • Contact the Federal Student Aid Ombudsman. Sometimes your relationship with a lender can go belly-up. If you end up in a dispute, the Federal Student Aid Ombudsman may be able to help resolve the issue.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Scholarships – Are They Really Worth My Time? YES!

May 17, 2011

by Jessica Seals

A typical soon-to-be college student’s priority list probably looks a little something like this:

But wait!!! With all of the excitement of starting college, students can forget to get their finances together to pay for it all! Many students don’t realize that they can eliminate student loan headaches simply by starting the scholarship application process early. By doing so, students have more time to get their application materials together and apply for more scholarships because they are not rushing to submit everything on deadline day.

From my own personal experience, I found it advantageous to apply for scholarships early. I joined websites like Scholarships.com so that I could keep track of deadlines and scholarships that I qualified for. I sent it all of my materials early and when I started receiving letters that began with “Congratulations!” it made the time that I spent applying for scholarships worthwhile.

Another bit of advice that I found helpful was applying for scholarships even if the amount seems small. During my freshman year of college, I applied for the new member scholarship for the Alpha Lambda Delta Honor Society despite the fact that the award amount was $300. Nothing could make my smile turn into a frown that day because winning the scholarship meant that I wouldn’t have to pay out of pocket for books in the upcoming semester.

My final advice: Apply for as many scholarships as possible because you might just be what the scholarship committee is looking for. Even the smallest award can help pay for something!

Jessica Seals is currently a senior at the University of Memphis majoring in political science and minoring in English. At the University of Memphis, she is the secretary of the Pre-Law Society, the philanthropy chair of the Phi Kappa Phi Student Council and a member of Professional Assertive United Sisters of Excellence (PAUSE), Golden Key Honor Society, Alpha Lambda Delta Honor Society, Sigma Alpha Lambda Honor Society, and Black Scholars Unlimited. She also volunteers to tutor her fellow classmates and hopes to attend law school in the near future.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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All Media Are Not Created Equal

Tablet, Smartphone Interest Soars While E-books Fail to Gain Traction

May 13, 2011

by Alexis Mattera

With the popularity of wireless computing devices among college students, it would seem that e-textbooks would be just as attractive for this tech-savvy generation. Not so, according to a new survey: The printed textbook is still the big man on campus.

Student Monitor’s survey of 1,200 full-time students at four-year institutions revealed that although 54 percent of respondents owned smartphones, 87 percent owned laptops and nearly 50 percent reported interest in purchasing a wireless reading device, only 5 percent of respondents purchased access to an e-textbook this spring – and usually only because professors required them to. The proportion of students who rented at least one printed textbook, however, doubled to 24 percent from last spring. With campus bookstores and independent sites like Chegg.com making book rental easier and more available, the trend is only expected to grow: Thirty-six percent of underclassmen said they are either likely or very likely to rent at least one textbook next semester.

The main reason students are renting textbooks instead of buying the electronic versions? The savings, which were reported as about $127. With that kind of money back in the bank, students could splurge on their other "likes" the survey revealed...or maybe get a head start paying off some of those student loans. Which side are you on in the textbook debate – Team E-book or Team Rental – and why?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Meet Scholarships.com’s Virtual Interns: Allison Rowe

May 6, 2011

by Allison Rowe

As a rising senior at Washington State University, I have a lot on my plate – balancing two majors, maintaining honor roll grades and working to realize some serious career aspirations – but I wasn’t always this way. If I can ever convince you of one thing, it is the infinitely transformative power of the college experience.

Lazy. Pessimistic. Socially awkward. These words describe my high school self. Not only did I take the second chance granted to everyone at my WSU freshman orientation, but also realized everyone is free to reinvent themselves as many times as they wish during these four years, so long as they are brave enough to embrace opportunity when it arises.

If you aren’t in a club and don’t have a job, if you haven’t applied for scholarships or attended your professors’ office hours, if you skip class and don’t give back to your community, if you haven’t made a new friend all semester, listen up: You are missing crucial opportunities and wasting money! Though hipsters would like to convince you otherwise, participation in college IS cool and its payouts are unlimited. You can boost your resume, pay off debt and eat free food with friends all at once by taking full advantage of services and activities your fees pay for. This is especially true now with widespread tuition increases (WSU’s has jumped more than 30 percent since I enrolled) and using your time in college efficiently should become a top priority.

Now I do not mean to suggest you must do all those things simultaneously, but the general consensus among seniors is that a busier life is a happier life! During my time as a Scholarship.com virtual intern, I hope to help you all get involved early and build a strong, diverse skill sets to maximize the true potential of your college experiences.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Food-bot Keeps Stomachs and Wallets Full

Carnegie Mellon Grad’s Program a Hit with Budget-Conscious College Students

Apr 29, 2011

by Alexis Mattera

The academic year is winding down at many colleges and so are many students’ meal plans and bank account balances. Instead of reaching for the ramen noodles (AGAIN), grab your computer instead. That’s what Greg Woloschyn did last year and it paid off: He created Food-bot and didn’t pay for food for five months.

The then-senior and computer science major at Carnegie Mellon grew tired of scouring his campus for free dining options so he created an email account that screened messages from every mailing list on campus for food-related terms. Once that method proved successful, Woloschyn spent his winter break writing a more advanced computer program called Food-bot which used the information to populate a food calendar online. His findings weren’t just doughnuts or pizza either: Woloschyn trained the program to rate the food mentioned in event listings (for example, steak earned a 10) and assigned “awkwardness” ratings for no-cost noshies at ethnic or religious-affiliated events.

One year later, Woloschyn’s plate is pretty full: He’s expanded Food-bot beyond Carnegie Mellon to serve empty-pocketed students at Berkeley, the University of Maryland at College Park, Duke, Case Western and MIT and has plans to develop mobile applications for Android phones and iPhones this summer when he’s not at work as a software engineer for Qualcomm. If you’ve tried Food-bot, has it kept your belly and wallet satisfied?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Louisiana Board of Regents Cuts 100+ Programs

Apr 28, 2011

by Alexis Mattera

With the royal wedding set to happen in less than one day’s time, many people’s minds are filled with thoughts of excess, grandeur and all things sparkly. But instead of waking up at an ungodly hour to toast the new bride and groom with sapphire-hued Kate-tinis, the Louisiana Board of Regents has a rather opposite plan: cut more than 100 academic degree programs statewide.

The Regents labeled the programs averaging fewer than eight bachelor’s degree graduates, five master’s degree graduates or three doctoral graduates in the past three years as low-completers and terminated 109 programs directly, while 189 will be consolidated or shaped into new programs. Southern University, LSU, the University of Louisiana and Southeastern Louisiana University recorded the most degrees lost and no public historically black colleges will offer a bachelor’s degree in a foreign language once the programs are phased out; a small sliver of positive news for students is that eliminated programs will remain in place until currently-enrolled upperclassmen graduate.

Though Karen Denby, Regents associate commissioner for academic affairs, said the colleges will be more efficient with class sizes, faculty loads and graduation rates as a result of the cuts, some administrators – like Mike Gargano, LSU System vice president of student and academic support – are still wary about the motivation behind the changes...and we’d assume students are as well. To our Louisiana readers, does this announcement impact your intended major or career path?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Financial Aid Applications Increase for 2011-2012

National Need Mirrored in the Buckeye State

Apr 26, 2011

by Alexis Mattera

If you are attending college, you probably need some form of financial aid to pay for tuition, room and board, books and other living expenses. Next year, it’s likely you’ll need a little bit more.

The Columbus Dispatch recently reported the number of students in the U.S. who have filed forms for federal financial aid for the 2011-2012 academic year has increased by about 1 million from last year. At Ohio State alone, requests are up about 10,600 from two years ago - a 22-percent jump, says financial aid director Diane Stemper. Ohio University’s Sondra Williams reports a similar trend with a 12-percent increase in federal financial aid applications. The reasons for the increased need aren’t surprising. "Many people who used to have the resources to send their children to college have lost their jobs or been downsized," Stemper said, adding lower home and stock values and rising food and gas prices are also culprits.

Though more students are getting the aid they require – OSU has seen an increase in Pell Grant recipients enrolled and OU has more students receiving subsidized loans – the financial relief may be short-lived: Governor John Kasich’s state budget proposal has public universities in Ohio could increasing tuition by up to 3.5 percent. Current undergraduate and graduate students, do you need more financial aid now than you did when you first enrolled? High schoolers and incoming freshman, how do you plan to pay for school?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Duke Faculty Raise Concerns Over Kunshan Campus

Questions of Cost, Academic Freedom Voiced

Apr 25, 2011

by Alexis Mattera

International campuses are becoming somewhat of a trend lately – NYU, Yale and Vanderbilt all have plans in the works – but the faculty at one well-known school is questioning its proposed overseas operation.

Duke University approved the first round of development for a comprehensive campus in Kunshan, China nearly a year and a half ago but educators voiced their concerns to President Richard Brodhead at a recent academic council meeting. Though the school already has an overseas presence (Duke partnered with the National University of Singapore to create a graduate medical program in 2005), faculty members said now that the campus is actually under construction, they feel they’ve been left out of the loop on matters including cost, academic freedom, Internet access and faculty involvement and buy-in. Craig Henriquez, chairman of Duke’s academic council, believes faculty members are just as apprehensive about the Kunshan campus as they would be about anything unfamiliar. “In the beginning I think most people saw it as just simply an idea,” he said. “But now that it’s all coming together, I think you’re starting to see a level of anxiety that comes with any new venture.”

To be clear, there have been some major changes to the initial proposal (check out Inside Higher Ed’s article for specifics) but Provost Peter Lange says that since “nobody has ever launched something like this before,” the school has to be “cautious and careful, but we also have to take some risks in order to learn what is possible." Do you agree with the administration or side with the faculty on this matter? Would you be interested in attending Duke’s Kunshan campus given the controversy?

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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New Kids in Class, This Scholarship of the Week is for You!

Expat Youth Scholarship Deadline Approaching

Apr 25, 2011

by Alexis Mattera

Were you ever the new kid in class? What about the new kid in class in an unfamiliar country or culture? If this sounds like you, apply for our Scholarship of the Week: Clements International’s Expat Youth Scholarship!

This unique contest is for expat students who spend their childhoods moving between different countries and cultures. Simply create a two- to three-minute video explaining your favorite thing about your host country and its culture (if you have lived abroad in more than one country, please only select one), upload your video to YouTube then visit Clements International’s website to submit your entry by the May 13th deadline.

For more information on this and other scholarship opportunities, complete a free scholarship search today!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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