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How to Save When Buying Textbooks

January 19, 2011

How to Save When Buying Textbooks

by Suada Kolovic

The start of every new semester calls for a new set of textbooks – very expensive textbooks. Students can’t really think about the cost of college today without factoring in the skyrocketing cost of textbooks. With the individual book prices well over $100 in many cases, textbook costs can easily add up and, depending on your major, you could easily be spending $500 or more on textbooks a semester. For years students have improvised on ways to dodge buying a new copy and it’s important to know that there are options available, so here are some tips put together by the Huffington Post that can save students some cash.

  • Buy Used: Definitely not a new concept, but still a great way to save almost half the cost of a textbook. Most college bookstores have used options on campus but quantities are limited. Other reliable resources that sell used textbooks are Amazon, half.com and abebooks.com.
  • Book Renting: This option is becoming increasingly popular. It allows students to rent a gently-used textbook for a semester for about half the price of a new edition. But if your campus bookstore doesn't rent books, check out chegg.com, bookrenter.com or collegebookrenter.com.
  • Try the Library: Believe it or not there are FREE options out there, like campus and local libraries. And if you’re one of the lucky ones to actually find a copy of what you’re looking for, check it out fast before one of your classmates beats you to the punch.
  • Buy Older Editions: In some cases, professors will permit students to buy a previous edition of a book that is just as good as the more expensive current edition. Therefore, it’s a great idea to ask your professor what their policy is before purchasing your textbooks.
  • Get International Editions: According to the New York Times, international editions of your textbooks are often identical to U.S. editions and cost 50 to 70 percent less than their American counterparts.
  • Go Digital: It seems like the end of traditional textbooks are near and increasingly more students have the option to purchase e-books directly from book publishers from sites like cousesmart.com and cafescribe.com.
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Grace Period for Student Loans Coming to an End

Simple Tips to Managing Your Loans

November 11, 2010

Grace Period for Student Loans Coming to an End

by Suada Kolovic

With the typical six-month grace period on student loans right around the corner, recent college graduates across the country will start making monthly payments whether they’re ready to or not . If you’re one of those students, or just starting your college career, here are a few suggestions from the Project on Student Debt, an initiative of the Institute for College Access & Success, a nonprofit independent research and policy organization, on how to manage your loans.

  • Know where you stand.

    A great way to get the exact amount you owe is to visit your lender – in some cases, lenders – or you can find details of your student loans, including balances, by visiting the National Student Loan Data System, the U.S. Department of Education’s central database for student aid. If you have non-federal loans, there is a possibility they won’t be listed so contact your institution for that information.
  • When’s the first payment?

    The grace period for student loans is the time after graduation before having to make your first payment. But the length of grace periods can vary; for Federal Stafford loans it’s six months, nine months for Federal Perkins Loans and Federal Plus Loans depend of when they were issued. To find out the grace period attached to private loans contact your lender.
  • Keep in touch with your lender.

    It’s important to remember to keep your contact information updated with your lender. Whether you’re moving or changing your phone number, an updated contact sheet could save you from unnecessary fees.
  • Consider what repayment option works best for you.

    One option is the Income-Based Repayment Program (IBR), which is not available on private loans, that sets a reasonable monthly payment based on a borrower’s income and family size. Under IBR, after 25 years of qualifying payments, your remaining debt, including interest, will be forgiven.
  • Prepare for life and the unexpected.

    Sometimes life doesn’t go according to plan. If you can’t make payments due to unemployment, health issues or other unexpected financial challenges, you have options for managing your federal student loans. There are options to temporarily postpone your payments, such as deferments and forbearance. Contact your lender for more information and the interest attached to those options.
  • Never ignore your financial responsibilities.

    Ignoring your student loans – or any loan for that matter – can result in serious consequences that can last a lifetime. When you default, your total loan balance becomes due, your credit score is ruined and the total amount you owe increases dramatically. If you default on a federal loan, the government can garnish your wages and seize your tax refunds.
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Guess Who’s Coming to Thanksgiving Dinner?

Our Tips on What to Bring While Sticking to a College Budget

November 25, 2010

Guess Who’s Coming to Thanksgiving Dinner?

by Suada Kolovic

Thanksgiving break, for many college students, is the first real trip home since the start of the fall semester. And after months of Ramen and cold pizza, a Thanksgiving feast may just be what the doctor ordered. But rather than just be on the receiving end of the delicious grub, we have a few simple suggestions on what you can bring to the table without breaking the bank:

  • Cranberry sauce. It doesn’t get any easier than this: Grab a can, mush it up and put in a decorative bowl or, if that’s more “cooking” than you initially planned on, visit your local deli for a more homemade version.
  • Bread. A fresh loaf of bread or dinner rolls are a great addition to any Thanksgiving table. To kick it up a notch, consider bringing along a special kind of butter such as almond, apple or pumpkin.
  • Veggies. You can’t go wrong with a veggie platter. While guests are anxiously waiting for dinner, they can munch on these healthy snacks. Most grocery stores offer premade veggie trays in the produce section, fancy platter and all.
  • Dessert. End a meal the right way, with a delectable dessert. Depending on how adventurous you’re feeling, try out a simple recipe or check out your local bakery. Make sure you purchase your dessert early to beat the rush and to keep it festive, order pumpkin pie or soft gingersnaps.
  • Coffee. Sure, the hostess probably has a cabinet stocked with coffee, but bringing along a blend specific to Thanksgiving flavors is a great way to add to the meal as a whole. Steer clear of Dunkin’ Donuts and Starbucks and visit a local café to find that perfect Thanksgiving blend.
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Sorority Members Targeted on Facebook

December 6, 2010

Sorority Members Targeted on Facebook

by Suada Kolovic

Following Facebook’s launch of their new profile page, sorority members from Florida State University, Auburn University, the University of Alabama and Louisiana State University have all confirmed reports of harassment by cyberstalkers posing as potential Facebook friends. According to Florida State assistant police chief, Major Jim Russell, the sorority members on his campus received a friend request from an individual claiming to be affiliated with a particular sorority. Once accepted, the new “friend” requested video interviews with the sorority members asking questions pertaining to the members’ interests – ranging from members seeking initiation to active members looking for leadership roles; however, in an effort to conceal their identity, the friend would claim their camera was broken and insisted on conducting a one-way video chat.

That’s when the Facebook conversation escalated into harassment, Mr. Russell said, with Florida State students reporting that in some instances, the “friend” asked them to reveal undergarments or undress entirely. One student, who tried to cease contact with the friend, was told that there were girls outside her door who could “handle her” if she refused to comply with orders.

Officials at Auburn University, the University of Alabama and Louisiana State University did not release details regarding the nature of the harassment on Facebook. However, all four institutions have informed members of their campuses about the incidents and officials at three of the universities have confirmed ongoing investigations. Mr. Russell suggested that all students adjust their privacy settings and deny friend requests from individuals they don’t know. He also warned that any information released on the Internet can stay there forever. “Students now have to understand that the Internet cloaks the bad guys and that basic prevention concepts are key into preventing future incidents,” he said.

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Scholarships for Moms

December 19, 2013

Scholarships for Moms

by Suada Kolovic

In a perfect world, mothers would transition flawlessly from PTA meetings and dance recitals to conferences on synergy and the importance of SEO in one fell swoop. Reality check: We don’t live in a perfect world and for those mothers interested in competing in the corporate world, going back to school is a viable option. And while juggling college-level courses and a fussy baby is a stressful mix, you do have one thing working in your favor: bountiful scholarship opportunities.

Scholarship providers recognize the challenges mothers returning to school face and offer many scholarships and grants specifically for them. Check out some of the scholarship opportunities for mothers below; for more information on these and other awards, conduct a free scholarship search on Scholarships.com today.

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April is National Volunteer Month – Time to Give Back!

April 8, 2014

by Suada Kolovic

From finalizing your college choice and figuring out your major to applying for scholarships and getting your financial aid package in order, the life of the average high school senior is chock-full of to-dos. And while finding the time to volunteer may seem downright impossible, making a positive impact in your community can be easy, fun and could potentially earn you some serious cash for college!

When it comes to scholarship opportunities, community service can help to distinguish you from the competition by showcasing your commitment to making the world a better place. Being philanthropists themselves, scholarship providers appreciate students who show an interest in helping those around them. There’s no better time to get started than during National Volunteer Month so check out some of the scholarship opportunities below – they'll not only have you giving back in no time but could also help fund your college education:

  • $7,500 Fight Hunger in Your Community Scholarship - To qualify for the $7,500 scholarship, collect 10 jars of peanut butter, jam or any other non-perishable and submit a photo of them to DoSomething online. For every ten items donated, you are entered into the lottery once, no limit on the number of entries you can earn.
  • CBC Spouses Education Scholarship - This is the foundation's first educational program. The CBC Spouses Education Scholarship is a national program that awards scholarships to academically talented and highly motivated students who intend to pursue full-time undergraduate, graduate or doctoral degrees that exhibit leadership ability and participate in community service activities.
  • The Salvation Army Linden Scholarship - We are looking for individuals who demonstrate their community spirit through active volunteerism.
  • $10,000 Clothes Recycling Scholarship - Sign up for Comeback Clothes to collect old and worn-out clothes in your school and communities and drop them off at your local H&M store to help save precious resources.
  • Dr. Alma Adams Scholarship - Applicants must provide evidence of service to a community in an economically or socially disadvantaged setting; involvement in volunteer activities such as outreach, peer counseling to prevent the use of tobacco, drugs or alcohol or other efforts of benefit to a local community should be described in a personal statement.
  • Rotary Club of Newark Scholarship - This scholarship will be presented after high school graduation to students who show exceptional character and qualify as judged by grades, class rank, SAT scores, community and school service, extracurricular activities, a written essay and financial need.
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SOTW: DoSomething's $3,000 What Would You do to Save Money Scholarship

This SOTW is Accepting Entries Through April 3rd

March 31, 2014

by Suada Kolovic

What would you do to save a few bucks? Share DoSomething.org's Would You Rather game and you and your friends will be put in hilarious situations to save money, but also get some real money saving tips along the way.

To be eligible for the scholarship, invite just six friends to play. At the end of the game, you'll be given a few tips on how you could actually save money a bit easier and be entered to win a $3,000 prize! No minimum GPA. No essays required. For more information on the scholarship, click here.

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CBS Announces Top 25 Colleges with the Best Professors

Money Watch Ranks the Collegiate Cream of the Crop

April 10, 2014

by Suada Kolovic

There are myriad reasons to attend a particular university - from prestige and academics to athletics and diversity. But if you're in search for the universities with the top rated professors, CBS Money Watch has created the ultimate list for you. To compile the list, CBS relied on data from the Center for College Affordability and Productivity, which referenced information from RateMyProfessor.com. If you're unfamiliar with the website – which I doubt you are – it allows students to anonymously rate their university professors as well as view the ratings college teachers have received. And with over one million professors and 10 million opinions, it's the most comprehensive online source of student feedback on instructors.

After perusing the list, it's clear there's a common denominator: For the most part, a majority of the schools are liberal arts colleges with student bodies under 4,000 students. That's not surprising considering smaller student bodies translate into smaller classes, greater hands-on learning opportunities and, most importantly, more individual attention. For additional information on any of these school - or thousands of others – check out our college search.

  1. Oklahoma Wesleyan University
  2. North Greenville University (SC)
  3. United States Military Academy (NY)
  4. Carleton College (MN)
  5. Northwestern College (Iowa)
  6. United States Air Force Academy (CO)
  7. Wellesley College (MA)
  8. Master’s College and Seminary (CA)
  9. Bryn Mawr College (PA)
  10. Whitman College (Wash.)
  11. Whitworth University (WA)
  12. Wisconsin Lutheran College
  13. Randolph College (VA)
  14. Doane College (NE)
  15. Marlboro College (VT)
  16. Centenary College of Louisiana
  17. Pacific University (OR)
  18. College of the Ozarks (MO)
  19. Sewanee - The University of the South (TN)
  20. Emory & Henry College (VA)
  21. Wabash College (IN)
  22. Sarah Lawrence College (NY)
  23. Hastings College
  24. Cornell College (IA)
  25. Hollins University (VA)
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Register and Win $500 from Scholarships.com

New Winner Selected Every Month!

April 21, 2014

by Suada Kolovic

Looking for a way to pay for your college education that includes free money? Well, you’re in luck! Here at Scholarships.com, we provide users with the most relevant scholarships and educational information out there.

By registering at Scholarships.com, you’ll have access to more than 2.7 million local, state and national college scholarships and grants worth $1.9 billion...and did we mention that you’ll be eligible to win $500 automatically just for registering? That’s right: Filling out a complete profile will enter you into our monthly drawing for $500. No lengthy essay or massive application packet required – it doesn't get any easier than that. Complete your profile, get entered to win $500 and start exploring additional scholarship options today!

For the complete rules, click here.

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NFL War Widow Fights to Provide Scholarships to Soldiers

March 21, 2014

by Suada Kolovic

Ten years after NFL-player-turned-Army Ranger Pat Tillman was killed by friendly fire in Afghanistan, his widow is moving on while honoring his legacy.

After the nationwide outpouring of support following Pat’s death, Marie Tillman, along with family and friends, established the Pat Tillman Foundation in 2004. Four year later, they refocused their mission and founded the Tillman Military Scholarship Program that provides about 60 scholarships a year to active-duty service members, veterans and military spouses to pursue their college education. Since the program’s inception, the Foundation has invested more than $4 million in scholarships for 290 scholars nationwide. In addition to an educational scholarship, Tillman Military Scholars receive access to the Tillman Community, leadership opportunities and Fortune 500 veteran affinity groups, the chance to participate in groundbreaking research studies in the veterans and military community and much more. “We’ve been grateful that Pat’s story continues to resonate with people,” says Marie. “Every scholar has an amazing story,” she added. (For more on this story, click here.)

Think you have what it takes to become a Tillman Military Scholar? Visit Pattillmanfoundation.org or visit us at Scholarships.com for more info.

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