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Scholarship Displacement Explained


Dec 9, 2011

Here at Scholarships.com, we make a point to advocate the importance of funding your college education the right way – for free! – and while financing your higher education solely from scholarships is an amazing feat, there is a factor to consider: scholarship displacement. [...]

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There are a few key moments in life when you step back and say, “That is non-negotiable in my book.” For the most part, they’re usually pivotal moments that deal with relationships, faith and, at times, your job. When it comes to the latter, they are definitely a few factors to consider – How far are you willing to travel for prospective employment? Will you work for minimum wage and no benefits? (I hope not!) – but what if your future employer tells you that social media sites like Facebook and Twitter are off-limits? Well, for some college students and recent grads, that is the absolute definition of non-negotiable…even if the unemployment rate is around nine percent. [...]

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The holiday season has arrived. We see decorations up everywhere and sales for the things we’ve coveted all year. We go to parties, have feasts of delicious holiday food and exchange gifts. It’s all very beautiful and spirited but there is a very realistic part of the holiday season that often gets overlooked. [...]

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When an acceptance letter arrives from your dream college, your first instinct may be to scream, cry and jump on your couch with Tom Cruise-caliber flair. Feel free to give in to those urges – hey, you earned it! – but realize you will soon have to figure out how to pay for your education. Can you really afford this school, not only while you’re attending but after you graduate as well? A new list from Kiplinger says your dream school could be a reality after all. [...]

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In recent years, college students have become more cautious about taking out loans to pay for school. There are multiple reasons for this – horror stories from friends or siblings, limited job prospects after graduation and high interest rates have all been cited – and while it’s an admirable goal to graduatefrom college debt-free, educators think this approach could actually hinder students from getting degrees. [...]

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Waking up at 2 a.m. to stand outside in the freezing cold waiting for a store to open is a holiday tradition for some people. On the other hand, there are thousands of others who refuse to give up sleep to stand in a long line for an item that will sell out before they even get inside the store. That’s right: I’m talking about Black Friday and for those of you who are on tight budgets – aka almost all college students! – it may seem like this day is your only chance to get holiday presents at affordable prices...but it’s not. [...]

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Not all college students are able to celebrate Thanksgiving with their families. If this sounds like you, don’t worry: You can still get into the holiday spirit in your dorm. Many of you are probably wondering how to pull off a Thanksgiving feast when you don’t have a kitchen and/or cooking skills but here’s a little guide to help you: You can find ready-made mashed potatoes in the refrigerated section of your grocery store or buy raw potatoes and cook them in the microwave (some even have a button for this). For gravy, buy a powdered packet and add the requirement of heated water. Voilà! If you don’t want canned cranberry sauce, heat fresh cranberries in the microwave until the juices are released. Add sugar to taste and mix while slightly mashing them with a spoon. Candied yams would be difficult to make from scratch in a dorm so buy canned pre-cut and peeled ones. Heat the yams in the microwave with butter then add some cinnamon and sugar (granulated white and brown). When the sugar melts, you’re done! Boxed stuffing can taste just as good as the homemade kind. Get the Stove Top brand – all you need to do is mix it with hot water. For the bird, most grocery stores have cooked rotisserie turkey and chicken. You can add your own seasoning or eat it as is. Get a bottle of sparkling apple cider or grape juice for delicious mocktails. Pick up a ready-made pecan or pumpkin pie from your grocery store for a treat...or maybe even some seasonal cupcakes.

Bon appétit, everyone! [...]

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Thanksgiving is right around the corner and many college students are planning to head home to celebrate. It’s no easy feat, either: With the cost of travel and the chaos attached to traveling during one of the busiest weeks of the year, it’s not always possible for students to get home for the break. That doesn’t mean that Thanksgiving has to go out the window; in fact, there are tons of alternatives to traditional Thanksgiving for college students staying on campus. [...]

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Whether you’re a prospective college student or already a few years in, there’s no doubt that tuition is a major concern. It’s not cheap to be a college student and while student loans can greatly assist you in this struggle, sometimes they’re not enough. That’s where scholarships can help. [...]

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There’s a lot of preparation that goes into making the transition from high school to college. While some students figure this out after they set foot on campus and are overwhelmed by a litany of new responsibilities, others begin laying the groundwork even before they apply. In Chicago, public school students will have more opportunities to pursue the latter route thanks to a change in the dual enrollment plan. [...]

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If you’re like most college students, you expect to hear those two beautiful words that make all those sleepless nights cramming for exams the last four (possibly five) years worth it upon graduation: “You’re hired.” But with the economy in a relentless slump and the unemployment rate hovering at 9%, college students need to realize that what they choose as a major will influence their career prospects. With that being said, here are Wall Street Journal’s top 10 majors that will get you hired: [...]

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It’s coming up on that time of year where high school seniors and college students are filling out college applications or beginning the transfer process, respectively. It’s a challenging time without a doubt and it doesn’t help that students are bombarded with college advice, statistics and rankings information from countless sources. How do you know what’s legitimate information and what’s not? Here are three factors you should definitely consider before submitting those applications. Reputation: Of course you’re going to consider a school’s history when deciding whether to go...but the best school with the best reputation might not necessarily be the best fit for you. This goes for all aspects of reputation as well: Recognize that anything in excess is never good and just as you don’t want to get overwhelmed academically, you don’t want to get too caught up in the social stuff, either. Price: The fact that college is expensive is old news but you can’t let cost limit your options! Many schools are well aware of the economic hardship that many families are dealing with and their financial aid packages reflect this: Colleges contributed an average of $11,500 per full-time students as of the 2009-2010 school year. Every little bit helps! Recommendations: While choosing the right school is your own decision, it doesn’t hurt to get feedback from some direct sources. Talk to students who attend the schools you're interested in and find out about their experiences. Check out a school’s Facebook and Twitter pages and find out different resources you can contact to get a better idea of what the student experience is like.

Applying to college is a big step, as any of these institutions could be where you spend all or part of your college career. In the end, the most important factor is to pick the schools that you can picture yourself being happy. The decision is ultimately yours – it’s truly the first step in taking your future into your own hands. [...]

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If you’re a prospective college student considering a career in engineering, architecture or art, Cooper Union is probably on your radar. Not only is the school among the most selective in the nation but the tuition – zero – has been the best deal in higher ed for more than a century...or it was. [...]

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Firefighters. Police. Ghostbusters. Your mom. There are certain people you instinctively contact when you need assistance and the same holds true for the federal government. When the Department of Education noticed there was something strange in the neighborhood regarding federal student aid, they knew just who to call. [...]

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Wherever you are in the financial aid process, you’ve probably heard the term merit aid – financial aid based on students' academic and other merit rather than financial need – and its increasing popularity over the last decade or so. What you may not know, however, is the impact this trend has had on students seeking need-based aid. [...]

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The cost of a higher education continues to skyrocket and many students have turned to scholarship search websites to secure funding to bridge the financial gap. Most would assume that using a reputable website would protect them from non-reputable scholarships but that’s not always the case: Students in Florida were upset recently after learning that the United Youth Fitness Scholarship – an award listed on Fastweb, the Sun Sentinel’s Teen Link page and Georgetown University’s financial aid page – charged students a fee to have their essay’s published on the scholarship’s website. [...]

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Being a college student is stressful. The demands go beyond the classroom and university but despite all of those stressors, being a student also entitles you to some everyday perks – like being eligible for a student checking account at a bank. [...]

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Having a job offer before you graduate is ideal but doesn’t always happen. The truth is it’s slightly easier to get a job in college than after because you are on a different playing field than recent grads. When applying for a job in college, you go through university relations but after you swing your tassel from right to left, you become a candidate for human resources like everyone else applying for the position. [...]

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An icy glass of Coca-Cola is a pretty tasty treat but for high school seniors, money for college is an even more refreshing reward. Enter the perfect combination of the two: the Coca-Cola Scholars Foundation Four Year Award for Seniors. [...]

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Here at Scholarships.com, we understand that trying to figure out how much a college education will actually cost you and your family is pretty confusing. With everything that goes into your financial aid package – grants, loans, scholarships, etc. – the real cost of a college education is muddled in there…somewhere. But fear, not college bound students! All that’s about to change thanks to a mandate by the federal government: All colleges and universities receiving Title IV federal student aid must have net price calculators by October 29th. [...]

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Last week, we shared Groupon’s “experimental” deal offered by National-Louis University which provided bargain hunters with the opportunity to purchase an introductory teaching course at a serious discount. A total of 18 students took advantage of the deal but hopefully they read the fine print: Purchasing the Groupon does not guarantee acceptance to the master’s program that the course is a part of. Whoops. [...]

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You may be pro-PC or a Linux lover but you have to give Steve Jobs some credit for not only the projects he’s helped spearhead during his time at Apple but also the personal emphasis he’s put on higher education initiatives. Now that Jobs has resigned as Apple’s CEO, many are wondering if and how the company will keep its collegiate focus. [...]

66 months ago 0 comments Read More

There are lots of ways students and their parents can pay for college – at Scholarships.com, we’re familiar with nearly 3 million options – and many begin socking away funds early on. As admirable as this timely planning is, a new study shows it won’t come close to covering the ever-rising cost of higher education. [...]

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While credit card debt, mortgage debt and auto loan debt have all steadily decreased since the fall of 2008, the same cannot be said for outstanding student loan debt, which has climbed 25 percent since the start of the financial crisis. Not only has student debt increased, but more often than not these loans aren’t getting paid off on time. The problem is that students take out sizable loans to pay for tuition to only be met with bleak prospects of employment after college. Those lucky enough to secure a job can also expect lower starting salaries: The median starting salary for a member of the class or 2009 or 2010 is $27,000, down from $30,000 just a couple of years ago. [...]

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