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College Cost Increases Continue to Outpace Inflation

Community College Tuition & Fees Up 24% More Than Inflation Over Last 5 Years

Aug 21, 2013

by Kevin Ladd

Even community colleges across the country are increasing costs much faster than inflation, causing concern among those attempting to use what most would consider the most accessible of forms of higher education. Even with lower interest rates recently signed into law by President Obama, the costs for just about every aspect of post-secondary education continue to rise. Last year, the average cost to attend an in-state, two-year school was $3,131. That's an increase of nearly 6% over the previous year, larger than all other types of schools.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Merkley's "Pay it Forward" Guaranteed College Affordability Act

Dem. Senator Jeff Merkley Proposes Income-Based Loan Repayment

Aug 20, 2013

by Kevin Ladd

The new student loan bill Senator Merkley (D-Ore.) plans to introduce is a progressive idea intended to battle high loan repayment costs and hopefully restore the middle-class in the United States. The announcement of this proposal came after President Obama signed a student loan bill into law on August 9th. The new loan bill sets interest rates for undergraduate loans to the 10-year Treasury note plus 2.05% with a cap of 8.25%. While some Democrats oppose the bill as they feel Congress shouldn't "profit off the backs of students", it seems widely to be seen as an improvement over the default doubling of rates from 3.4% to a flat 6.8%. Merkley's goal is to make much bolder steps and pursue steps that more favor the middle-class and promote more affordable post-secondary education. As always, any ideas or comments you have are welcome and we will be sure to pass your ideas onto both the President and Senator Merkley!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Kevin Ladd

There has been a lot of talk around student loan rates over the last few months, or even the last year or two, depending on how closely you've been listening. With the rising cost of higher education and the harsh reality that most students will need to take out loans to finance at least a portion of their education, federal student loan rates are a concern for many of us. Recently, President Obama signed a student loan deal to bring rates back down from the 6.8% to which they doubled on July 1st, when Congress failed to act before the deadline. Basically, the legislation is connecting student loan interest rates to the financial markets. This offers lower rates this fall because the government can borrow money relatively cheaply at this time and is far better than the 6.8% it has been for the last several weeks.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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by Mary Steffenhagen

Hey there, Scholarships.com readers! I’m Mary, a junior English major/business minor student at Concordia University of Wisconsin.

I’ll admit, I didn’t give my college search as much time or thought as I should have. I chose to attend Concordia for two main reasons: I was offered a substantial academic scholarship (and rather a lot of financial aid) and was able to take a free trip to London, Normandy and Paris through the honors program during my freshman year. However, my time at Concordia has been well spent as I have been able to take a number of fascinating classes with some exceptional professors, make a few lifelong friends, travel and even get some decent sleep.

I love having a busy schedule so this year I plan to intern in Milwaukee and hopefully (fingers crossed!) head to New York City in the winter. I've indulged myself a little with my English major – reading and being impacted by what I read has always been one of the best parts of my life – and I am looking forward to a career that not only allows but requires me to do just that.

The opportunity to be a virtual intern with Scholarships.com is one I couldn’t pass up: Not only is this the sort of writing experience necessary for my resume, but it’s a bit out of my comfort zone. I hope to challenge myself to be a resource to you readers and help bring some insight into the ordeals of life as a college student.

I’ll sign off with the most important thing college has helped me realize (so far): Challenge yourself and you’ll be pleasantly surprised at what you can accomplish. Thanks for reading!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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by Mike Sheffey

I took AP Statistics in high school and I attend Wofford College full-time during the traditional school year. This summer, however, I’ve been taking statistics at UNCG...so what gives? Well, Wofford would only accept AP scores of 4 or higher and I received a 3 and after my late declaration of comp-sci as a major, I figured out that I actually need it. So off to summer school I went – at a university I wasn’t familiar with and with professors I didn’t know and students who were strangers, no less – but I’m actually thrilled that I had the opportunity to study at another institution, albeit only for a summer course.

UNCG was beautiful and way different than Wofford. And the class was organized, taught and tested on completely differently. The textbook was all online – something I’d never experienced at my main college – but I loved it: All of the resources, tables and info were in one place and there was great statistical software built right in! But having it all online meant that the class was entirely learn-for-yourself, at your own pace, in your own time (which I had NONE of). It was different but I appreciated the class and continuing my coursework over the summer actually kept me grounded and on top of things I was involved with. Even a) planning a two-day music festival with friends b) working a full-time management position at my pool and c) applying for another internship (stay tuned for another post) didn’t keep me from passing!

It was rough with the mix of everything else I was involved with but my experience in the class itself was pretty positive. So if you’re considering taking classes at another institution during the summer or over break, remember that it won't be bad...it will just be different. It will cause you to form better and varying study habits that will most likely help you in the future and having that structured schedule in the summer will actually help in everything else you’re involved with as well. Embrace the opportunity!

Mike Sheffey is a junior at Wofford College double majoring in computer science and Spanish. He loves all things music and has recently taken up photography. Mike works for an on-campus sports broadcasting company as well as the music news blog PropertyOfZack.com. He hopes to use this blogging position to inform and assist others who are seeking the right college or those currently enrolled in college by providing advice on college life, both in general and specific to Wofford.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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by Melissa Garrett

Whether you dread clothes shopping or can’t wait to go back to school in style, there’s no denying that new clothes can put a serious dent in your budget. Although college students can spend small fortunes on their new fall wardrobes, they definitely don’t have to: Clothing happens to be one of the easiest categories to cut back your spending if you know where to go.

While some people may turn up their noses at the thought of shopping at Goodwill or other second-hand stores, they can actually be great places to find brand names at very low prices. Just recently, I bought some clothes that included a Lip Service dress and tops from Express and Loft among other popular stores...and I walked out of the store having paid less than $20 for all of my new clothes, some of which didn’t even appear to have ever been worn. I am very picky about what I wear (I usually prefer black) and even I manage to find several items each time I visit a second-hand shop.

While shopping at thrift stores is fantastic, you must buy with skepticism as you would at any store. Don’t load up your shopping cart just because the items are cheap – prices add up and if you are careless, you may end up spending as much money as you would have at a department store! Remember that items have been owned before so check garments for any defects before purchasing. Also, don’t forget that a pair of fabric scissors can work wonders: Don’t be afraid to get a cheap, plain top and alter it yourself to make it an original.

All of this saved money can really benefit college students throughout the school year. More money in the bank means bigger budgets for textbooks, school supplies and fun...and who DOESN’T need a nice day out with friends after a hard week of studying? The better you learn to balance your budget, the more often you will be able to feel guilt-free treating yourself to a study-free weekend.

Melissa Garrett is a sophomore at Chatham University majoring in creative writing with minors in music and business. She works as a resident assistant and is currently in the process of self-publishing several of her books. She also serves as the president of Chatham’s LGBT organization and enjoys political activism. Melissa’s ultimate goal is to become a college professor herself.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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by Melissa Garrett

With the environmental crisis being an important issue to many college students, an environmentally-efficient campus is definitely a plus for potential enrollments. Chatham University boasts environmental sustainability as one of its most important missions and the school has definitely tackled one issue: transportation.

Chatham has a number of common methods but some that are a bit more unique and uncommon. Like many universities, Chatham has embraced a shuttle system. These shuttles are referred to as “Green Machines” and run on biodiesel, a renewable and clean-burning alternative to diesel fuel. The shuttles run until 3 a.m. and not only take students to the nearby Eastside campus but also to the hotspot of Oakland. Students needing a break from studying and the everyday hustle and bustle of college life have an efficient way of getting to the restaurants, stores and museums that can be found in this popular area of town.

A student with a driver’s license who does not have a car on campus has the option of renting a Zipcar. Having a Zipcar available discourages individual car ownership, therefore resulting in less pollution. Of course, not all students have licenses to drive but fortunately, public transportation has been made extremely easy to access at Chatham: Students are permitted to use any Port Authority bus for free simply by displaying their Chatham ID. The university encourages public transportation as a way to conserve energy and offering free fares for college students is definitely a great convenience for students looking to get to different areas of Pittsburgh.

Chatham University has definitely lived up to its promise of encouraging environmental sustainability. With transportation being one of the leading causes of pollution, providing alternatives to students that are easy to access greatly helps to reduce the campus’ carbon footprint. What is your school doing to lessen its environmental impact?

Melissa Garrett is a sophomore at Chatham University majoring in creative writing with minors in music and business. She works as a resident assistant and is currently in the process of self-publishing several of her books. She also serves as the president of Chatham’s LGBT organization and enjoys political activism. Melissa’s ultimate goal is to become a college professor herself.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Carly Gerber

I know a few people (and I'm sure you do, too) who take ADHD medication; however, their names are not the ones on the prescription bottles.

Most people – often college students – who are not prescribed attention-deficit drugs like Adderall or Vyvanse use the pills during times of high stress, like during final exams. Getting a hold of these drugs is so easy that sending one text message to a friend can lead you to the door of a dealer. Usually, the dealers are students who are prescribed ADHD medication and have extra pills to distribute...but not for free. According to a recent New York Times article, a student revealed he is prescribed 60 pills a month from his hometown psychiatrist; he personally uses only 30 or 40 and sells the extra pills to students who want the added push to help them focus.

Universities around the country have become aware of attention-deficit medication abuse and are creating rules to eliminate the misuse. The biggest problem is for university officials to find a system that works. For example, California State University in Fresno requires students to go through two months of testing and paperwork, then sign a formal contract which requires them to submit to random drug testing, to see a mental health professional every month and to not distribute the pills. Other universities, like the University of Vermont, want nothing to do with evaluating and prescribing students ADHD medication and would rather have students go to outside health professionals to get prescriptions, as the school doesn’t want to be liable if students get sick or die from using ADHD medication.

I believe there’s another problem here. Students shouldn’t feel stressed to the point of committing a federal offense by taking unprescribed attention-deficit medication. What do you think about students abusing ADHD medication and how can we eliminate this issue?

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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by Carly Gerber

I was raised in a neighborhood with a top-notch school system filled with inspiring and caring teachers. I loved hearing their stories about working in inner-city schools and how drastically different their teaching experiences were there compared to teaching in a predominately upper-class suburb. My naïve mind thought that my teachers chose to work in the inner-city schools but that was far from the truth.

At the beginning of their careers, many of my teachers could only find jobs in neighborhoods with poor school systems. They described the struggles of teaching in such areas but believed it made their character stronger because they were able to help students who needed it most. Fast forward to the present, where some of my friends are pursuing careers in education: Many of them are complaining that they can’t find teaching jobs in “safe” middle- or upper-class areas, echoing the same struggles many of my high school teachers encountered.

Does this say anything about my generation? According to a recent Time article entitled "Millennials: The Me Me Me Generation," individuals in my generation is known to be narcissistic and refuse to take crap from the older generation. Since we’re known to take jobs that “feel right,” we disregard opportunities that don’t measure up to our standards; as a result, we suggest to others that employment rates are low because we can’t get jobs that people who worked in the field for 10 years have acquired.

Though the Me Generation isn’t all bad (I highly suggest reading the article to find out our positive characteristics), I think it’s time my generation had a reality check. My peers need to understand that we won’t get our ideal jobs when starting out but if we put in the proper time and effort, we will climb the ladder of success just as every generation before us had done. What do you think?

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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by Carly Gerber

Let’s travel back in time to the beginning of my senior year of high school when my guidance counselor posed this question: “Do you want to go to a university in a rural area or a university in a city?” The question seemed pretty straightforward to me...until I started visiting colleges. Luckily, I visited many types of schools and the visits gave me an idea of where I would best fit but I soon realized that the answer to my guidance counselor’s question was not as black and white as I thought.

From my experience, I learned that you must be as precise as possible when describing where you want to attend college. Some people believe a city school describes any university near a city, not necessarily in the heart of the city. If you prefer one setting over the other, tell your counselor exactly what you are looking for and they will help you find colleges and universities that match your preferences.

There’s also a difference when thinking about rural schools. The University of Wisconsin - Madison and the University of Illinois at Urbana-Champaign are Big Ten schools and can be referred to as colleges in rural areas; after visiting both schools, however, one will realize that they are in two very different locations, as one is in a well-to-do suburb while the other is among the cornfields of southern Illinois. I am not suggesting one location is better than another but make sure understand a college’s location and if its location fits your character.

If you have the funds, you should attempt to visit many different colleges; in fact, I suggest starting as early as your freshman year of high school. I visited a university I had been accepted into, but I would have never applied there if I had visited the school before sending in the application. The simple question my guidance counselor asked me was actually quite broad. If you are met with the same query, take time to research the many universities offered so you can decide the location that’s right for you.

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Anthony Guzmán

Howdy, Scholarships.com readers! My name is Anthony Guzmán, a sophomore business major and Spanish minor from Austin but most importantly, I am the loudest and proudest member of the Fightin' Texas Aggie Class of 2016!

That's my typical introduction as a student here at Texas A&M University in College Station. As for how I got to this point, choosing my school was cake after I experienced A&M's family feel, tradition and dedication to financial aid. (Yay!) I study business management because I love people and intend to use my major to help others through non-profit organizations. I am also the first in my family to attend college so I'm trailblazing and taking advantage of all the opportunities that have arisen right in front of me.

But I am not always doing the nerdy college thing! I love to dance, hang out and meet new friends. I call myself athletic because I casually knock the soccer ball around and I go out for a few long runs. Also, I participate in many organizations: For example, I am heavily involved in ministry at my school's parish, which reflects my deep love for my faith.

As you begin your journey toward college, you may be tempted into thinking, "Look at all these successful college kids...they make it sound so easy" or "I’m not as bright as them." Well don't fall into that: Just over a year ago, I had no idea what, where or if I would study after high school but I was fortunate enough to find resources to help prepare myself for what was to come! So think of this guy Anthony as your friend or big brother, a resource you can utilize. Feel free to pick my brain – that is what I am here for! You are already on your way to a bright future. Thanks and Gig'em!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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