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Cappex "I Don’t Want To Pay For College" Scholarship

Deadline is Tomorrow for Scholarship of the Week

August 30, 2010

by Administrator

There will be another Cappex scholarship next month, but if you want to get in under the wire for this month's offering, you still have time! The Cappex "I Don’t Want To Pay For College" Scholarship will be available through the end of tomorrow, August 31st. Read on for details on how to enter before it's too late. Check it out:

Want to go to college but can’t pay for all of it? Let Cappex.com help with our $1,000 "I Don’t Want to Pay for College" Scholarship. No essays or tedious forms required. Just fill out a profile about yourself and you’ll be eligible for this and many more scholarships from Cappex. Plus, your free Cappex profile will match you with billions more in scholarships from colleges and other organizations.

For more information, visit http://www.scholarships.com/scc.aspx?pid=745

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Asian Education Superior? First Cars, Now College...

March 10, 2010

by Administrator

Perhaps, for the time being, American colleges (see Harvard, Princeton, Yale, etc.) are among the most desirable in the world, but there is some concern that this might not always be so and that perhaps this shouldn't be taken for granted.

Before Toyota started shipping automobiles to the United states in ever-increasing quantities, General Motors ruled. The American car was king in the U.S. and led all other auto companies world-wide for three quarters of a century. That began to change in the 80's and now it is not uncommon, even right here in the heartland of America, to see more Japanese cars on your morning commute than those manufactured in the United St. Could we have learned a lesson from Japan? Taken a page from their playbook maybe and avoided the enormous failure and subsequent government bailout of what was once the auto sales leader for 77 consecutive years? There are those who believe education is set on a similar trajectory. Here are five things we might want to consider:

  1. Building Human Capital While college costs continue to rise in the U.S. and it becomes more and more difficult for high school grads to attend college, China is making sure its young people have an opportunity to get a post-secondary education. Apparently they, along with other East Asian countries, see a strong connection between the education of its citizens and its burgeoning economy and are working to build human capital to ensure continued growth and success.
  2. Policy May Set Pace China is set to outpace the U.S. not just in college grads, but also in world-class universities. This is primarily due to the amount of importance they place on education and the funding they commit to seeing that it succeeds. If we are to have any hope of keeping up with China, India and Japan in the coming decades, we may want to consider a similar approach and learn from the success of these programs and their dedication to higher education.
  3. Beware Hubris It's probably not a good idea to assume that, because there presently are no Asian institutions listed among the top 20 worldwide, there won't soon be. According to Yale's president, Richard C. Levin, there is likely to be some change in the coming years, with National University of Singapore one of the schools likely to break into the top twenty.
  4. Eyes on Asia It might be a good idea to take a serious look at some of the programs the most successful schools in Asia have implemented and consider building some of our own in select institutions, for a start. Getting students involved in more global, real-life situations and positions earlier, for example, might be something we should be doing more of.
  5. If You Can't Beat 'Em OK, it may be a bit early to admit defeat and, if we step it up a bit, maybe concession won't be necessary, but working with Asian universities could be among the key steps we could take to improve the quality of the education we offer in the U.S.

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Scholarships.com's Kevin Ladd to Speak on CollegeWeekLive.com Today

March 24, 2010

by Administrator

Today, at 7PM EST, Scholarships.com's own Kevin Ladd will be giving a presentation on the scholarship search, focused primarily on high school juniors. The webcast will be hosted and produced by CollegeWeekLive.com, a site that offers virtual college fairs featuring all sorts of presentations from colleges, financial aid professionals, and much more. There is a College Chat, Student Chat, information on federal aid such as the FAFSA and even video chats.

Today, Kevin's presentation will address scholarships and the importance of beginning your search early, citing scholarships offered throughout a student's high school years as well as the benefit of having familiarized yourself with the financial aid and scholarship search process long before your senior year. In fact, there are some scholarships specifically targeting high school juniors for which you won't qualify if you put off searching for financial aid until your senior year in high school.

The earlier you begin searching for scholarships, the better chance you have of finding the best ones and being awarded free money for college. For more on this and to "virtually" visit some college halls while you are at it, check out CollegeWeekLive.com and don't forget to be there at 7PM Eastern Time to see Kevin's presentation on finding scholarships. If you do miss it today, you can search for it in the College Week Live archives tomorrow and thereafter, but if you catch his live presentation today, you will be able to text any questions you might have.

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California’s Community Colleges Taking-On Unfunded Students

March 26, 2010

by Administrator

It would seem there are a substantial number of students in California that are relying on local community colleges to provide them with the education they need. Fortunately for them, nearly all of California’s community colleges are willing to dip into their reserves to enroll these unfunded students. Still, though, many of these schools have waiting lists in the thousands as the price of higher education rises and there just aren’t enough paid-for chairs to go around.

Of course, this also raises the issue of whether the number of students being added to the classrooms will have a detrimental impact on the quality of education students can expect to receive at one of these colleges. For example, College of the Sequoias has increased their average class size by about 20% (from 26 to 31 students per class) in addition to using almost $2 million from its reserves to accommodate some students who would probably have had to wait until next year (perhaps longer) to enter college otherwise and whose prospects of employment would not have been very good, either.

With unemployment as high as 18% in the surrounding region, College of the Sequoias’ president Bill Scroggins feels it is his duty to do all he can to make sure as many of these folks as possible have the opportunity to receive a post-secondary education. In Mt. San Jacinto College’s immediate surroundings the unemployment rate is at 15% and, consequently, more than 25% of its students are unfunded. While these schools have not yet furloughed faculty or cut their pay, many other budgetary cuts have been made, such as eliminating travel and conference budgets. Clearly these are short-term solutions and a more permanent solution will need to be found, but at least some of the unfunded students are being taken-in and given an opportunity to get the education they will need in order to work toward their desired career.

Apparently, while California’s economy is running at a high deficit, there are these small bastions of efficient colleges who managed to put away some of their assets for a few years’ worth of rainy days. Hopefully the economy that surrounds them will turn around before their reserves are depleted and the would-be students in the surrounding communities find themselves entirely dependent upon state and federal funding.

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Sallie Mae Not Interested in PLUS Loans

March 13, 2009

by Administrator

It seems Sallie Mae wants nothing to do with PLUS Loans and it's possible many other lenders will be reticent to bid on the graduate student and parent targeted loans at the upcoming "auction". Supposedly, the government is not allowing lenders to make enough money on these loans for it to be sufficiently profitable so they are opting to invest their capital elsewhere.

Some are claiming this is a ploy to get a larger cut than what the government currently allows. This certainly isn't out of the question, and it seems likely that Sallie Mae would participate if the "price were right", but this is likely beside the point to those seeking financial aid for college. They just want to know how they are going to pay for school if nobody wants to underwrite their PLUS Loan.

There is no question it's difficult to get a loan for education these days and getting more so by the day. Naturally, it would be ideal if every student attending college next year could find sufficient scholarships, grants and other "free" money to pay for their entire education but we are all well aware that is fairly unlikely for most. But that doesn't mean you shouldn't try. It is rare that those who do, somehow, find a way to get through college without taking out loans are not quite surprised themselves. The key is to search for scholarships and to do so with the belief you can win. Because you can. You probably won't win them all, but you might win some of them, right? Improve your odds by applying to as many as you can from now until every deadline has passed! You may not get all of your tuition paid for (some of you will, though!) but that's no reason not to try, right? Some of you will be able to pay about half, or even more than half and that's huge. Even if you were able to get $3,000 a year? Or even $2,000? Maybe go to state school instead of that pricey private college you were going to attend. Now that $3,000 is much more substantial, isn't it? Consider all of these things and conduct a free scholarship search today and see what's available out there before you start looking at loans.

Back to PLUS Loans and Sallie Mae's absence from the upcoming auction. The idea is that lenders actually have to "bid" on the loans by stating their lowest acceptable federal subsidy rate they are willing to accept to make the loan. They have to give their absolute best offer in competition with other lenders, which should, in theory, benefit those taking out the loans. This "auction" format began just a couple of years ago and may already be on its way out, as President Obama has called for the elimination of the entire guaranteed-loan program. Naturally, this puts further strain on those still trying to move forward with the auction, which will now be without Sallie Mae, who makes 40% of PLUS Loans in the guaranteed-loan program. It is difficult to know how big an impact this will have on the event, but you can rest assured it does not bode well for students counting on PLUS Loans to fund their education.

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Calculating Your College Choices

November 2, 2011

Calculating Your College Choices

by Angela Andaloro

It’s coming up on that time of year where high school seniors and college students are filling out college applications or beginning the transfer process, respectively. It’s a challenging time without a doubt and it doesn’t help that students are bombarded with college advice, statistics and rankings information from countless sources. How do you know what’s legitimate information and what’s not? Here are three factors you should definitely consider before submitting those applications.

Applying to college is a big step, as any of these institutions could be where you spend all or part of your college career. In the end, the most important factor is to pick the schools that you can picture yourself being happy. The decision is ultimately yours – it’s truly the first step in taking your future into your own hands.

Angela Andaloro is a junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.

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Taking Advantage of National Scholarship Month

November 18, 2011

Taking Advantage of National Scholarship Month

by Angela Andaloro

Whether you’re a prospective college student or already a few years in, there’s no doubt that tuition is a major concern. It’s not cheap to be a college student and while student loans can greatly assist you in this struggle, sometimes they’re not enough. That’s where scholarships can help.

Many aren’t aware but November is National Scholarship Month and the perfect time to start your search for scholarships that perfectly meet your needs. Your first step in this journey is throwing away the number one misconception about scholarships – that they are only awarded to “smart kids.” While many scholarships do require that you maintain a certain GPA, grades are not the only criteria. There are scholarships available for athletics, community service, to students pursuing certain careers or majors, and to minorities.

It may seem like the chances of winning a scholarship are slim. That was my mentality when I heard nothing after filling out application after application. Sure, it was frustrating but I didn’t give up. And I’m glad I kept at it: Just a few weeks ago, I saw the fruits of my labor when I was awarded a scholarship from an alumnus at my school!

My biggest piece of advice to students searching for scholarships is to be persistent in your search. If you fill out hundreds of applications, you have hundreds of scholarship opportunities but if you give up and don’t fill out any, your opportunities will reflect that. Utilize every resource you can, like talking to the financial aid office at your school and seeing what they recommend...and don’t forget about the Internet! A little site called Scholarships.com has a plethora of information that can steer you in the right direction. Best of luck and may your scholarship searches be fruitful!

Angela Andaloro is a junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.

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This Thursday, Be Thankful for Your Options

November 22, 2011

This Thursday, Be Thankful for Your Options

by Angela Andaloro

Thanksgiving is right around the corner and many college students are planning to head home to celebrate. It’s no easy feat, either: With the cost of travel and the chaos attached to traveling during one of the busiest weeks of the year, it’s not always possible for students to get home for the break. That doesn’t mean that Thanksgiving has to go out the window; in fact, there are tons of alternatives to traditional Thanksgiving for college students staying on campus.

See what’s going on at your campus. You’re not alone if you’re staying at school for Thanksgiving. Many students find themselves too far from home to return for a few short days so find out what your campus is doing for students sticking around. Some schools offer a Thanksgiving-style meal in their cafeterias or nearby eateries.

Volunteer your time. While not being able to be with your family might be upsetting, there are many others who have it worse. Thanksgiving is the perfect time to volunteer at a soup kitchen or shelter. Doing so can really strengthen your gratitude and teach you to show your appreciation for what you do have.

Skype with your family. It might not be the same as being there in the flesh but you can still partake in your family’s holiday thanks to technology. It could very well be your Thanksgiving tradition for four years!

Whatever you decide to do for Thanksgiving, make sure you stop and give thanks for all the great things in your life. And remember, Christmas, Hanukkah and Kwanzaa are just a few short weeks away! Have you ever spent your Thanksgiving on campus? How did you celebrate? Let us know in the comments.

Angela Andaloro is a junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.

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2011: The College Edition

January 3, 2012

2011: The College Edition

by Angela Andaloro

There are lots of 2011 recap lists circulating the Internet but the one you are about to read comes from a different perspective: a college student's! There were many interesting events that occurred this year that involved colleges – here’s to the lessons we’ve learned this year...and the lessons ahead of us!

Occupy Wall Street: This nationwide protest had great appeal to college students, who have expressed their frustrations at rising tuition costs and the amount of debt students are accruing. Students participated in walkouts in November to express their unity with the movement and also faced off with police. (I’m sure no one will forget the UC Davis pepper spraying photo and its viral impact any time soon.)

Controversy: Controversy has swept colleges by storm in the latter half of this year with scandals occurring at both Penn State and Syracuse University. While these stories raised many concerns amongst parents and students, it also increased the sense of community and unity amongst the students at these schools and beyond. This was illustrated best by a building on the Penn State campus sporting an adaptation of their classic “We are Penn State!” chant: Following the controversy surrounding the football program, the building now reads “We are still Penn State!” showing that despite recent incidents, students are still proud to be Nittany Lions.

Achievements: College students around the country - including you! - have been accomplishing great things all year long. Whether it was passing a tough class, being awarded a scholarship or scoring an amazing internship, the things you’ve achieved this year contributed to the overall scope of college life in 2011. Surely, your accomplishments will continue on and play a role in making 2012 a happy, healthy, successful year for us all.

Have something to add? Let us know which events were important on your campus this year!

Angela Andaloro is a junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.

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Hearst Lawsuit Holds Unpaid Internships in the Balance

February 15, 2012

Hearst Lawsuit Holds Unpaid Internships in the Balance

by Angela Andaloro

College students are always being reminded of the importance of internships. Anyone who has taken a serious look into what’s out there knows that many of the internships offered are unpaid and though students may receive college credit or a stipend, it’s rare that they are actually paid hourly wages. While many students accept these conditions for the opportunity to break into their chosen industry, one former intern is taking a stand.

From August to December 2011, Xuedan "Diana" Wang was an intern at Harper’s Bazaar and is now suing the magazine’s publisher, Hearst Corporation, for improper compensation for her internship in which she was working anywhere from 40 to 55 hours a week. Her lawyers believe that Wang is among many interns who are working for an opportunity and being taken advantage of because if these interns were not doing the work they do, companies would be forced to hire someone to do the work. They reason that interns are not only losing out on money by working under these practices but benefits including Social Security contributions, the ability to collect unemployment and workers' compensation as well. Wang’s claims are grabbing the attention of many as her lawyers are looking to turn her case into a class action lawsuit. According to the New York Times, the lawsuit states that “Employers’ failure to compensate interns for their work, and the prevalence of the practice nationwide, curtails opportunities for employment, fosters class divisions between those who can afford to work for no wage and those who cannot, and indirectly contributes to rising unemployment.”

So what does this mean for unpaid internships nationwide? Will employers cave under pressure and start paying interns for their work? It’s hard to say at this stage but the fact is that many employers hire interns to provide a learning experience for students and because they cannot afford to hire entry-level employees to do that work. This could lead to a decrease in the number of internship opportunities available to students, making them more coveted and prestigious positions when attained. The qualifications to be hired for an internship would be higher than ever. Whether this would be a good thing for students or a bad thing depends on a number of factors. We’ll have to stay tuned to find out.

Angela Andaloro is a junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.

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