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Light Up...and Send a Student to College?

April 2, 2013

Light Up...and Send a Student to College?

by Carly Gerber

Imagine a place where every time you bought a pack of cigarettes, you would be funding a college student’s education. In the near future, that place could be California: The California Residents College Accessibility and Affordability Act of 2014 would increase tax by $1 for every pack of 20 cigarettes and the money would be deposited into a fund for financial aid.

The California Residents College Accessibility and Affordability Act of 2014 has a projected revenue of $800 million but there is an estimated loss of $70 million of proceeds that go to existing resources. The taxes on tobacco that already exist go to programs for tobacco education and prevention, tobacco-related disease research, breast cancer screenings for uninsured women and early childhood education. (The California Residents College Accessibility and Affordability Act of 2014 would still receive $730 million from its excise on tobacco.)

The tax on tobacco that the California Residents of College Accessibility and Affordability Act of 2014 wants to initiate has to be reviewed by the Board of Equalization. The Board’s job is to estimates the impact the tax would have on other programs that already use taxation on cigarettes. Cal State Northridge senior and sociology major Debra Hendricks said she would vote for the taxation because she has lost many people to cigarette smoking and she likes the idea that the money would be used to support students who want a college education. Junior biology major Jessica Fuentes, however, isn’t sure if another cigarette tax proposal would pass but she thinks the financial aid aspect of the proposal makes the excise appealing.

Personally, I think taxing cigarette smokers again is unfair because they are always the ones getting taxed for their activity. I don’t promote smoking but smokers shouldn’t be the ones to shoulder the burden of spending more because of a societal view on cigarettes. Maybe the California tax should be on alcohol instead – the state would make more revenue that way! What’s your view about this taxation proposal on cigarettes?

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

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Worry About Finances Less, Enjoy Life More

Several Websites Make Saving Now (and for the Future) Easy!

April 17, 2013

Worry About Finances Less, Enjoy Life More

by Carly Gerber

Summertime is chock full of activities from music festivals to road trips. Don’t let your current spending limit your options of things you want to do (think: traveling abroad) or things you need to get done (see: paying next month’s rent). Instead, check out these websites (thanks, USA Today!) that can help you manage your money now and even help you save for a future purchase.

For example, Mint.com allows you to easily and securely connect your bank account to the program, which categorizes your spending to see where and how much you’re spending. You may need to cool it with the soy lattes from your favorite café for a few weeks but it’s worth enjoying those summer activities.

Another website is Smartypig.com. Here, you determine your goal and then start saving for it. You can also sync your bank account to Smartypig.com and it will withdraw funds until your goal is met or you can manually withdraw money from your bank account and sync the money to Smartypig.com. Need airfare and a ticket to Bonnaroo? You can set it as a goal on Smartypig.com and start saving!

Maybe you and a few friends are running a marathon and want to raise funds to donate to a worthy cause. If so, Gofundme.com is the place to go. Set up an account, share it on social media sites or through email and collect donations. It’s easy and you can raise money for anything! Need a laptop for college? Create an account on Gofundme.com and you could collect donations from friends and family.

Are there any activities you have planned for the summer or any helpful tips on ways to save? Let us know in the comments section!

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

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How Work-Study Can Help You Pay for School

May 6, 2013

How Work-Study Can Help You Pay for School

by Carly Gerber

The student librarian or the math tutor in the tutoring center at your university may be one of the thousands of students involved in the Federal Work Study program.

The U.S. Department of Education explains that the Federal Work Study program involves universities assigning college students part-time jobs in their institutions or through private employers. The income may be minimum wage or higher (it depends on the work the student is doing) and the income goes toward the students’ college expenses. For example, the recipient can have the funds go directly toward tuition or books.

Students can apply for the Federal Work Study program (or FWS or Work-Study) annually by filing a FAFSA. The FAFSA asks an array of questions, the answers of which determine the amount of federal financial aid the applicant can receive. Within the application, it asks the applicant if they would like to be considered for the Work-Study program.

Students may apply for work-study annually. Also, students who are in high school should ask colleges they are interested in if they have a work-study program. Work-study program is a big time commitment but it’s a great way to defray the ever-growing cost of college.

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

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How to Land a Job After Graduation

May 9, 2013

How to Land a Job After Graduation

by Carly Gerber

Trying to find a job after graduation may seem grim but there are ways to better your chances. Here are a few helpful tips that any student (even you grads!) can use to get a job.

All in all, there are many ways to increase your chances of landing a job after graduation. If you are driven and use all the resources that are available to you, you’ll be employed sooner than you think!

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

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Interested in Volunteering This Summer? Here’s How!

May 13, 2013

Interested in Volunteering This Summer? Here’s How!

by Carly Gerber

Summer break is a time when college students intern, work and enjoy the warm weather. This summer, however, try building your resume with volunteer work! Many employers want applicants who have volunteer experience. Volunteering shows selflessness and dedication – two characteristics most employers look for in potential employees.

One organization is called The Hands On Network. This organization will match you with volunteer opportunities based on the location you want to volunteer in and the type of experience you want. Another option is Volunteer Match, a site that finds an array of volunteer work in your area and that complement your major or interests. Lastly, there’s Idealist, which asks you for information such as the type of volunteer work, time commitment, the duration you want to volunteer and your location to find volunteer opportunities.

There are many more sites, services and organizations (including Scholarships.com) that can link you with volunteer opportunities so starting your search is easy! Volunteering can be a small commitment with an immense effect on the ones you’re helping. Plus, a prospective employer will be delighted to see an applicant who dedicates their time to helping others in need.

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

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Getting a College Education Behind Bars

April 8, 2013

Getting a College Education Behind Bars

by Carly Gerber

Did you know Cornell University offers a program for inmates at Auburn Correctional Facility and Cayuga Correctional Facility to receive college educations?

The Cornell Prison Education Program (CPEP) began from the ideas and actions of English professor Winthrop “Pete” Wetherbee who, without funding, began teaching in the Auburn prison in the mid-1990s. By 1999, CPEP was offering Cornell credit for completed courses and in 2008, Cornell and Cayuga Community College (CCC) made an agreement which has Cornell waive tuition and fees, CPEP supply instructors and pay for books, school supplies and administration and CCC endow associate degrees. Plus, the CPEP is relatively low in cost – $1,800 per student – and has numerous benefits: Prison education appears to increase the safety of the prisons because the men and women are staying occupied, learning and building self-esteem.

The programs have been getting a positive reaction because other inmates want to join. Retired Cornell professor Richard Polenberg taught a constitutional history course at Auburn Correctional Facility and had said, “These men are extraordinary” and “They are very, very well behaved in the classroom and they ask really good questions.” Government and American Studies professor Mary Katzenstein explains, “Ninety-five percent of men and women in prison are released to society. Do we want people returning who have learned only to hone tricks of the trade, or do we want people coming back to our neighborhoods who have had a chance to learn the kind of analytical skills and be exposed to the ethical values that a liberal arts education is able to impart?”

With the low cost and many benefits of the CPEP, I think all correctional facilities should have a program like it and more colleges should follow Cornell's lead. What are your thoughts about the CPEP?

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

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The Early Bird Gets the (Scholarship) Worm

How Parents Can (and Should!) Begin the Scholarship Search Long Before Their Kids Reach High School

March 7, 2013

The Early Bird Gets the (Scholarship) Worm

by Carly Gerber

Though most of my posts have been geared toward college students, this one is for the parental readers out there. Scholarships aren’t only available to high school and college students but to younger students, too: Not many parents know that they can find scholarships for their children who are as young as 10 years old! What’s more, the scholarship programs available to young children aren’t as competitive, since not many parents know to search so early for financial aid.

As a parent, you may think financial aid isn’t a topic to discuss until your child is in high school but you’re not doing your child or yourself any favors by waiting – financial services are available right now! There are just a few easy steps parents can take to receive scholarships for their child. First, see what interests your child and have them join clubs and organizations that will expand on those interests. (For example, if your child loves to recycle and has a natural interest in learning about the environment, have him or her join an environmental group.) Next, add this information to your scholarship search and see where it takes you. Take Avalon Theisen: She began an environmental group at 10 years of age and with her mother Deborah’s help, she’s already won numerous scholarships. Avalon gets to do something she’s passionate about and earn money toward her college education – talk about a win-win!

Like Deborah, search for scholarships using your child’s interests and experiences – you may be surprised at what you find! If your child has already entered high school, however, it’s not too late to find money for college: There are still PLENTY of scholarship opportunities out there that they can compete for. Work with your son or daughter to complete a Scholarships.com profile, build a resume and start funding their college education today!

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

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Cornell Student Organization Gives Financial Solace to Undocumented Students

March 13, 2013

Cornell Student Organization Gives Financial Solace to Undocumented Students

by Carly Gerber

Undocumented students are ineligible for federal aid or loans and as a result, many of these students have a difficult time paying their way through college. Accruing enough funds to turn a collegiate dream into reality isn’t easy but one appropriately-named student group at Cornell University is certainly doing its part to ease the financial burden.

The DREAM Team is attempting to make the American Dream a reality for Cornell’s undocumented students, thanks to a $5,000 reward from the Perkins Prize. Though the initial plan was to give out $2,500 in scholarships and put the remaining $2,500 to DREAM Team events and trips, the group decided it was more important to allot the entire amount to undocumented students in need. The scholarships will be on the smaller side – the DREAM Team receives a minimum of 10 applicants, meaning that awards will be $500 each – but the funds could help awardees purchase the basic necessities to succeed in college. Every little bit helps!

Cornell President David Skorton is proud of his students for being proactive and has said, “Many of us have lost sight of the important contributions immigrants have made – and are making – to our culture and our economy. Their continued contributions are critical to our country’s success.” Yet, along with encouragement comes negative feedback. Conservatives routinely discourage reform that will give undocumented residents a pathway to citizenship, arguing that allowing illegal immigrants to stay in America will burden taxpayers and increase illegal immigration.

Ultimately, the DREAM Team wants Cornell to expand the financial aid it can offer undocumented students and realize the American Dream for deserving students. Other private organizations are offering similar programs and interested students can find these awards via Scholarships.com. What do you think of the work these groups are doing?

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

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Realizing the Truth About a College Education

March 19, 2013

Realizing the Truth About a College Education

by Carly Gerber

During my time at college, I found myself unhappy and unfulfilled. I despised my major and I wasn’t a fan of my campus. This being my second college, I figured it must be that college itself wasn’t for me, so I decided to drop out. I took a few months to experiment with careers that didn’t require college degrees but my choice to leave school kept haunting me.

In the midst of my time away from higher education, I came across a Chicago Tribune article which detailed common misconceptions students have about college....and I realized right away that I was one of those students! Here are just a few points the Trib covered:

  • There’s a misconception that a college degree doesn’t hold any value; like any investment, however, a college degree pays off over time. A college graduate’s earnings rise faster and peak later than the earnings of someone with a high school diploma alone. A college degree is not a guarantee of success but grads do have better odds of finding, keeping and excelling at their jobs long term.
  • Another misconception is that it doesn’t matter where you attend college...yet it’s the most important decision regarding your college career! Getting in is half the battle – the other half is deciding where to attend because that could determine if you stay there and get your degree. In real estate, they say the three most important things to consider when buying a house are location, location, location. The same goes for choosing a college: If you hate the location, it’s likely you won’t enjoy your college experience.

After realizing the true importance of a college education, I knew what I had to do. Recognizing that it was the location of my school and the major I had chosen that were bothering me, I spent my time off figuring out a major I want to immerse myself in and finding a university in a location I can’t wait to live. I’ll be returning to school in the fall!

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

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The Perks of Public Ivies

March 1, 2013

The Perks of Public Ivies

by Carly Gerber

Some of you may be striving to gain acceptance to an Ivy League school and that’s very admirable – they are some of the best schools in the world! – but there’s another group of universities that may interest you as well: the public ivies!

The Public Ivy League consists of the College of William & Mary, Miami University, the University of California (campuses as of 1985), the University of Michigan - Ann Arbor, the University of North Carolina at Chapel Hill, UT Austin, the University of Vermont and UVa. These schools rival the eight Ivy League schools in academic excellence, attraction of superstar faculty, competition for the best and brightest students, appearance and rich history but with lower sticker prices. (If you live in a state where there is a public ivy, then the tuition price goes down even further.) Many of the public ivies are regularly ranked among the top schools by U.S. News & World Report; their graduate programs in business, education, engineering, law and medicine are also highly ranked.

If you are an athlete, you may want to consider the public ivies because, unlike Ivy League schools, they award athletic-based scholarships. (Ivy League athletes may receive scholarships and financial aid, but not towards their athletic merit.) Plus, they participate in major athletic conferences – think the Big East, Big Ten, Big 12, ACC, SEC or Pac-12 – that put athletes’ skills on display at the national level and attract interest from professional teams, if that is your ultimate goal.

Public ivies are also great options for students who want the challenging academic environment of an Ivy League school but would prefer a larger campus. By choosing a public ivy, students have access to a more diverse student body, bigger course catalog and wider range of campus groups.

What are your thoughts on public ivies? High schoolers, will you be considering one or more of these schools in your college search? College students, if you attend one of these schools, we'd love to hear how you made your decision!

Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!

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