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Studying Abroad Without Breaking the Bank

Feb 23, 2012

by Liz Coffin-Karlin

In my last article, I talked a lot about language classes at school and how you can use those skills in your own cities. But honestly the best way to practice a foreign language is to immerse yourself in it so in this column, I’m going to talk about studying abroad – but cost effectively.

Like with real estate, the costs associated with studying abroad depend on location, location, location. While your parents didn’t have a lot of study abroad options outside Europe, the world is changing and becoming more global every day; by changing that dream European vacation into a jaunt to a different continent, you can save a lot of money and have a unique experience. I studied abroad here in Buenos Aires, which at the time was about $10,000 cheaper than an equivalent program I could have done in Barcelona. Plus, my study abroad program was about a month and a half longer, meaning I had a lot more cultural immersion than I would have had with the program in Spain.

Also, think about if you really need the college credits you’ll get abroad. If you can just go for a summer and give up the academic courses or if you’re ahead on credits and can take a semester off, it might be worth it to check out volunteering abroad programs aimed at young people. Generally, the prices are significantly lower for a few months of building houses than for university classes; however, the experience is very different than taking university classes with native students (which is what I did...and loved) so think about what you’re really looking for in an abroad experience before choosing.

Finally, there are ways to actually make money while you’re studying abroad! Many countries are looking for English teachers and it’s worth checking out expatriate websites to see if anyone needs a babysitter who is a native English speaker. Similarly, if your language skills are good enough, there are lots of translation jobs out there – just check Craigslist like I did!

Liz Coffin-Karlin grew up in Sarasota, Florida where the sun is always shining and it’s unbearably hot outside. She went to college at Northwestern University and after studying Spanish and history, she decided to study abroad in Buenos Aires. In college, she worked on the student newspaper (The Daily Northwestern), met people from all over the world at the Global Engagement Summit and, by her senior year, earned the title of 120-hour dancer at NU’s annual Dance Marathon. She currently works in Buenos Aires on freedom of speech issues but is thinking about returning to the U.S. for a job in urban education.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Sixty-Two Schools Meet Students’ Full Financial Need

Feb 22, 2012

by Alexis Mattera

Wouldn't it be amazing if that super expensive college you were just accepted into said, "Hey there, new friend – thanks for all your hard work saving, scrimping and scholarship searching but we’ll take it from here, financially"? It can happen...kind of.

When a student fills out the FAFSA, a figure known as the expected family contribution (EFC) – the amount a student or family can reasonably spend on one year of college – is calculated using family income, number of children, amount of assets and other factors. There is sometimes a gap between the EFC and the final cost of college but 62 schools have reported to U.S. News that, on average, 100 percent of their admitted full-time undergraduate students' financial need was met for fall 2010 by some combination of aid (work-study, merit scholarships, grants, subsidized loans, etc.).

Now, we're not going to list every single college and university that reported these claims (you can check out U.S. News' site for that) but we will say that some well-known schools like Yale, Vanderbilt and Grinnell – the latter of which has never failed to meet full need for a student in 20 years, according to financial aid director Arnold Woods – have made the cut. Way to go and keep up the good work!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Change the World with This Scholarship of the Week!

Microsoft Imagine Cup Deadline Approaching

Feb 20, 2012

by Alexis Mattera

The world’s toughest problems will be addressed one solution at a time. But who will lead the change? Compete in the Microsoft Imagine Cup and you’ll join thousands of high school juniors and seniors from around the world who are stepping up to the challenge of global change...and the chance to earn $25,000 for college.

For the Imagine Cup, students can choose from three team competitions — Software Design, Game Design: Xbox/Windows, and Game Design: Phone. If you are already signed up to compete in one of the three competitions, you can increase your chances to share your world-changing ideas by signing up to compete in the Kinect Fun Labs, Windows Metro Style App, Windows Azure or Windows Phone challenges.

There are multiple deadlines approaching so be sure to check out the Imagine Cup website for more details. Get involved, stand out, raise your skills and find additional scholarship opportunities through our free scholarship search!

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Surviving Cold and Flu Season at School

Feb 17, 2012

by Kayla Herrera

It's that wonderful time of year when colds and the flu grip us by the throat – figuratively and literally. For me, it began as allergies (probably a development due to my rabbit) and somehow, the allergies turned into a sinus infection, which then morphed into bronchitis. I woke up in the middle of every night wheezing and sneezing and while the rhyming doesn't even begin to make it sound better, I found a way to survive.

I had to visit the doctor at the Shopko clinic twice (doctors up here are either hard to get into or incompetent) and she recommended a humidifier (I’d never had one before) and some other products. Here’s the rest of my cold and flu season survival kit:

  • Vicks humidifier (it’s surprisingly inexpensive, I promise!)
  • AlkaSeltzer Allergy and Cough (their cold stuff is great) or Tylenol Cold (the blue liquid is a miracle worker for colds and the flu)
  • Lots of lotion-filled tissues
  • Cough drops that taste good and work (Halls clear the nasal passage while helping your throat but avoid Ricola...ugh)
  • Nasal strips for congestion like Breathe Right (watch out because they do leave a red bump on the nose if you wear them overnight but it can easily be covered with makeup)
  • Mint tea to help the nasal passages – make sure to breathe in the steam, too!
  • Vicks VapoRub (helps the wheezing, coughing and sometimes nasal congestion)

If you do go to the doctor, always check any prescription they give you. This past week, the doctor prescribed me a medication with the very item I was allergic to (despite me writing it down on my information sheet!) so when I took the pill and looked it up, I freaked out and marched back up there. Turns out she had realized her error and changed the prescription at the last minute before I had picked it up but it was still concerning. Be careful and get better!

In addition to being a Scholarships.com virtual intern, Michigan Tech student Kayla Herrera is a media coordinator for the Michigan Tech Youth Programs and is a writer for The Daily News in Iron Mountain, Mich., Examiner.com and WHOA Magazine. She love a tantalizing, action-packed video game and can't get enough of horror movies (Stephen King's books always have her in their grip, though she prefers the old over the new). Writing is what she has always done, and that is what she is here to do.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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10 Most Expensive Public Schools for Out-of-State Students

Feb 16, 2012

by Suada Kolovic

For the budget-conscious high school senior, it seems like a no-brainer to apply to the local state school for the best shot at affordable tuition. But with the economy in a slump and funding cuts becoming the norm, public universities across the country are more interested in recruiting out-of-state students. Why? It’s pretty simple: On average, tuition and fees for students crossing state lines is more than double that of their in-state peers. So if you have your sights set on schools beyond your state’s boundaries, check out the 10 most expensive public schools for out-of-state students (figures do not including room and board, books and other miscellaneous costs):

  1. University of Michigan – Ann Arbor: $37, 265
  2. University of Virginia: $36,570
  3. University of California – Irvine: $35,780
  4. University of California – Davis: $35,672
  5. College of William and Mary (VA): $35, 409
  6. University of California – Santa Barbara: $35,386
  7. University of California – Santa Cruz: $35,211
  8. University of California – San Diego: $35,006
  9. University of California – Riverside: $34,729
  10. University of California – Berkeley: $34,645

Did your prospective college make the list and does this information alter your interest in the school? Is it fair for colleges facing financial woes to place the burden on the shoulders of incoming out-of-state students?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Excelsior College Rolls Out $10,000 Bachelor’s Degree Program

Feb 15, 2012

by Suada Kolovic

With spring just around the corner, high school seniors across the country are anxiously awaiting word from colleges they’ve applied to. And while getting into your top choice school is all well and good, figuring out how you’re going to pay for it is pretty scary. If the cost of your college education is keeping you up at night, you might want to consider Excelsior College. Why? They just rolled out a program that guarantees a bachelor’s degree for $10,000!

This may seem like the opportunity of a lifetime but there are limitations to the price-guaranteed program. Students only have the option to earn a bachelor’s degree in the following areas: BA in Liberal Studies with an area of focus in Psychology or Sociology; BS in Liberal Studies with areas of focus in Administrative/Management Studies or Health Professional; and BS in Liberal Studies in Psychology or Sociology. If you’re interest, here’s how it works: Excelsior specializes in credit-by-examination, meaning that students may earn credit through a single comprehensive exam. In the past, students would have had to pay $370 per credit, which put an Excelsior degree at about $20,000. Not anymore! The new program has the faculty matching each end-of-course exam to one or more free online courses. "Excelsior has been a pioneer in credit by examination for more than 40 years," said Dr. John Ebersole, Excelsior’s president. "What makes this program truly innovative is its use of open education resources as a key source of study material for students. Not only do these free resources help keep student expenses down, they engage students in learning subject matter from some of the world’s leading colleges and universities." (For more on the story, click here.)

Would you consider applying to Excelsior? Are you a tad apprehensive about the academic merits of a self-guided curriculum? Let us know what you think in the comments section.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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MythBusters: The Study Abroad Edition

Feb 14, 2012

by Darci Miller

Hello from the beautiful city of London! I’ve been here for a month and if I’ve learned anything, it’s that the study abroad experience is just as wonderful as everyone says it is. It’s also given me the chance to put some study abroad myths to the test.

Myth #1: Study abroad is 90% partying, 10% studying. This certainly depends on what kind of student you normally are and what kind of lifestyle you lead at your home university. Europeans do go out more than Americans but “going out” often means drinking a pint with some friends at the local pub and not necessarily getting all dolled up and going clubbing. And once assignment deadlines start looming, you are going to have to hit the books.

Myth #2: It’s too much money. It’s very easy to study abroad in a financially responsible way. If you go through a program hosted by your home university, any financial aid you have will (or should) transfer. After that, it’s all a matter of using your money in a smart way. Also, check online and with your study abroad office to see if there are study abroad-specific scholarships you can apply for. I got $4,500 from Miami’s study abroad office and it’ll be funding all of my travels and then some!

Myth #3: It’s dangerous and/or scary. It’s drilled into our heads before we leave that pickpocketing is a big threat in Europe but as long as you’re smart about your belongings, international cities are no more dangerous than cities in America. And living in a new country is certainly a jarringly different experience but it’ll only change you for the better.

Myth #4: Europeans all dress a certain way and you need to fit in. Everyone in London looks like they’ve stepped out of a fashion magazine – well-dressed and attractive – so if I wear a Miami t-shirt to class, I stick out like a sore thumb. It’s ok, though: Regardless of how you dress, people will know you’re American as soon as you open your mouth.

Myth #5: You’ll have more free time than you know what to do with. I’m taking four classes and each is two hours per week with Tuesdays and Fridays off. I’ve become a champion napper but I’ve also done a ton of exploring. You’re abroad for a short time – don’t waste it!

Darci Miller is a New Yorker studying journalism and sport administration at the University of Miami. When she’s not writing for the school newspaper, you can find her at the gym, either working or working out. She loves all ‘80s pop culture (the cheesier the better!), and glues herself to her TV when the Olympics are on. She dreams big, and believes the sky’s the limit!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Simple Saving Solutions for Students

Feb 9, 2012

by Angela Andaloro

The last few weeks of the fall semester are a stressful time with finals, travel and the holidays to handle but you survived – congratulations! You may have made it into 2012 in one piece but your checking account may not be so lucky. The good news is that there are many ways for college students to save money and make living on a tight budget feel downright comfortable.

Discover discounts. You would be surprised at how many restaurants, clothing stores, hair salons and other businesses have special offers for students! Even some cell phone carriers offer student discounts, which is perfect for the college student who can’t live without his or her phone.

Plan ahead. Mapping out your week – specifically planning your meals – will help you save a lot of money: Stopping at convenience stores and fast food restaurants for snacks adds up fast!

Get a Student Advantage Card.. For $20 a year, the Student Advantage Card gets you extra discounts of up to 25% at a variety of retailers including textbook rental sites and movie theaters.

Enjoy student perks. You can often get free pens and USB drives from companies visiting campus for career fairs. Speaking of campus events, they are often stocked with free food and other swag – what’s better than getting to meet new people and grabbing a bite at no cost? If you can’t make it but still want to take advantage of gratis goods, grab your smartphone or comp to snatch up some samples of your favorite products from sites like SampleStuff.com.

Saving money in college is very important but we would also like to have money to do the things we want. These tips will get you on track to having a few extra bucks when you need them and learn valuable money management skills for your future.

Angela Andaloro is a junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Do Students Care About College Rankings?

Feb 6, 2012

by Alexis Mattera

In the wake of the recent scandal at Claremont McKenna College, one has to wonder if college rankings are all they’re cracked up to be. Colleges seem to think so – some administrators are willing to fudge standardized testing data in order to move up even one slot and bonuses have been offered to the presidents of schools that increase their positions – but what about the students? Do they care about the number associated with their school of choice? Meh.

The trend, discussed in a new Associated Press article, is that students typically use the rankings as a source of data and pay little attention to a school's number. The latest version of the national survey of college freshmen conducted annually by UCLA's Higher Education Research Institute revealed that rankings in national magazines were number 11 on the list of factors affecting college choices behind factors such as cost, size and location; the number one factor, however, was academic reputation, which is a bit confusing as reputation is taken into consideration when determining rankings. "As someone who is asked every year to comment on the rankings, it seems to me that who cares most is the media," John Pryor, who directs the UCLA survey, wrote in a blog post last year. "Second would be college presidents and development officers. Way down the list seem to be those who are actually trying to decide where to go to college."

Are college rankings a bigger deal to students or colleges? Did you or do you plan to use college rankings in making your college choices or do you think other factors are more important to consider?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Love Math? Check Out This "Mega" Scholarship of the Week!

Moody's Mega Math Challenge Registration Deadline is February 24th

Feb 6, 2012

by Alexis Mattera

Are you good with numbers and also looking to find some money for college? If so, Moody’s Mega Math Challenge – and our latest Scholarship of the Week – is the best of both worlds.

Moody's Mega Math (M3) Challenge is an Internet-based, applied math contest for high school juniors and seniors. Participating teams are required to independently solve an open-ended, applied math-modeling problem focused on a real-world issue in 14 hours and winners receive scholarships totaling $100,000. Up to two teams of three to five high school students from each school are eligible to participate and will be judged on the approach and methods used and the creativity displayed in problem-solving and math-modeling.

Teams must have a teacher complete the online registration and select a Challenge day (March 3rd or March 4th) by February 24th at 6:00 p.m. EST. For more information about this and other scholarship opportunities, conduct a free scholarship search today!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Study Reveals Fewer Students Attending First-Choice Schools

Jan 27, 2012

by Alexis Mattera

It’s finally decision day. You rush to your mailbox – either traditional or electronic – and find a fat envelope from your first-choice school waiting for you. They like you, they really like you...but will you reciprocate those feelings in the fall? According to a new survey, it’s becoming far less probable.

The Cooperative Institutional Research Program at the University of California Los Angeles study revealed that of the 204,000 college freshmen surveyed at 207 schools, just 58 percent enrolled at their first-choice college. This is the fifth year the percentage has dropped and program director John H. Pryor said financial aid (or lack of it) is a huge factor in students’ decisions. “These students who were accepted and are not attending are much more likely to say they are not going because they did not get the financial aid they wanted.” (Read the survey in its entirety here.)

How many of you were accepted to your first-choice school only to have to give up your spot because of one of the factors cited in the survey?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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