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by Alexis Mattera

There have been strides taken to ease the financial burden of higher education but for every state that limits college credits to keep degree costs down or entire college system freezing its tuition, there’s another school increasing its fees and cutting benefits. The latter could soon happen in Illinois, as lawmakers are weighing whether to eliminate tuition discounts for the children of professors and other university employees.

The legislation would get rid of this prized benefit, which allows faculty and staff members who have been employed at public universities for at least seven years to receive half-price tuition for their children. More than 2,000 college students take advantage of this perk each year and advocates of the bill say the state cannot afford to continue to offer the discount because it costs the Land of Lincoln about $8 million annually. Bill sponsor State Rep. Luis Arroyo also questioned the lack of income cap on who can use the waivers (for example, a college president earning a six-figure salary could pay far less for their child to attend college than a lower-income family would) but university officials say the discount is an important tool for recruiting and retaining top faculty members.

Does the possible end to this tuition benefit impact you in any way? How are you covering the costs of your own college education?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Alexis Mattera

Did you have to take out student loans in order to pay for all or part of your college education? Probably, as total student loan debt passed total credit card debt for the first time and is approaching the $1 trillion mark, but the bigger problem could be that college students who truly need to borrow are not doing so.

In a new analysis of student debt published in AEA’s Journal of Economic Perspectives, researchers Christopher Avery and Sarah Turner explain that overemphasis in news coverage of students drowning in debt is scaring people away from taking on healthy debt. They say that capital investment one takes on with a student loan is growing – males with college degrees make $600,000 more in their lifetimes than peers with only high school degrees – but just one in six full-time students at four-year colleges who are eligible for a student loan do not take one out. Why? The study cites rational self-control, short-sightedness and risk factors like the difficulty of predicting future earnings but also reveals that many loan-less students accrue debt by relying heavily on credit cards to cover educational expenses and half work more than 20 hours per week – a schedule that could hurt their chances of graduating on time or at all.

There’s much more to the study here but what’s your take on student loans? Is borrowing worth it if it's done responsibly or is it best to use loans as a last resort in funding your education?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Romney on College Costs

GOP Candidate Offers Little Comfort to Current and Hopeful College Students

Mar 6, 2012

by Alexis Mattera

If you want to go to college but can’t completely afford it, don’t expect Mitt Romney to help you bridge the financial gap.

During yesterday’s town hall meeting in Youngstown, Ohio, Romney made it clear that he would not promise to give students government money to cover higher ed costs. The advice he did offer regarding colleges was blunt – pick an affordable option, get scholarships, join the military and graduate early – and very different than the words of President Obama during his third State of the Union address, which discouraged tuition increases and aimed to double the amount of federal work-study jobs. Though this is a man who pushed for state-funded four-year tuition scholarships while serving as the governor of Massachusetts, Romney’s mantra is now firmly “don’t expect the government to forgive the debt that you take on”...or protect you from it, for that matter: He supports the House Republican budget which would cut Pell Grants by at least 25 percent.

What do you think of Romney’s position regarding higher ed funding?

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Loop. Perl. Scholarship of the Week!

Earn $2,250 for College Through Beans for Brains

Mar 5, 2012

by Alexis Mattera

Knitting and crocheting aren’t just for Grandma and Great Aunt Millie anymore: It’s the perfect activity to help students earn money for college!

The Beans for Brains Scholarship is open to graduating high school seniors, undergraduate, graduate and professional school students in any course of study who also know how to knit or crochet. For the coming award year, there are five $2,250 scholarships up for grabs, one of which is guaranteed to go to a Reno/Tahoe local; the other four awards will be distributed evenly among the four U.S. regions. Awards are merit-based and applicants will be judged on GPA, extracurricular activities and essay quality.

Beans for Brains Scholarship applications and project photos must be submitted electronically by April 15th by 11:59 p.m. PST. For more information about this and other scholarship opportunities, conduct a free scholarship search today!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Lisa Lowdermilk

Recently, The New York Times revealed that two studies have shown that many community colleges wrongly place students in remedial classes. The main reason why this happens is because students are placed according to their standardized test scores, rather than their cumulative GPAs – in other words, students are forced to pay for classes they don't receive college credit for and, if not for one less-than-hoped-for standardized test score, wouldn't even have to take otherwise! Consequently, students forced to take these remedial classes may experience lower self-esteem than their peers, fail to graduate on time and have to work significantly harder (both at work and at school) to afford these additional classes. In short, having to take unnecessary remedial classes has the potential to make college much more difficult than it needs to be.

All of these problems could be alleviated if community colleges (and state and private universities, for that matter) placed students based on their cumulative high school GPAs. After all, GPA is determined by years of hard work, whereas standardized tests are based on (at most) several months of preparation. And while we obviously can't use the excuse, "I don't test well" every time our test scores leave something to be desired, we should also keep in mind that one test does not (and should not) determine our academic futures.

If you or someone you know is having to take unnecessary remedial classes (e.g., you earned a B in high school calculus but didn't do as well on the standardized test), don't be afraid to talk to someone in admissions about your concerns. While changes rarely go into effect right away, faculty will listen if more students question the emphasis on standardized tests over cumulative GPA. Just make sure you're polite and discuss your concerns logically and calmly!

Lisa Lowdermilk is a published poet, avid video gamer and artist. Her poems have appeared in Celebrate Young Poets: West (Fall 2006) edition and Widener University's The Blue Route. She enjoys watching thrillers, trying different restaurants and attempting to breakdance. Lisa is now majoring in professional writing at the University of Colorado Denver.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Angela Andaloro

When we think of celebrities, we think of polished perfection on the red carpet, wild escapades and overall lives of luxury. What we don’t really think of are celebrities sitting in lecture halls, doing lab work or writing research papers but the mentions of celebrities enrolling in college have increased greatly within the last 10 years. While it’s always positive for someone to continue their education and improve themselves, are celebrities really doing that?

Recently, many young actors and actresses have begun attending college. It seems, however, that their college careers aren’t being taken very seriously – by themselves or others. One such celebrity is Emma Roberts. Roberts began attending Sarah Lawrence College this past fall but after just one semester, she has deferred her studies due to work commitments. Even while she was in school, Roberts was known to miss class, once admitting at a fashion show, “I ditched class to come to this show, and that's probably bad.” How easy would withdrawing from school mid-semester be for a regular college student? What would the limitations be? It’s unlikely these factors existed for Roberts.

Do the Hollywood elite get special treatment in the world of higher education? It certainly seems like it. Perhaps the most interesting case of celebrity favoritism is that involving James Franco and his NYU attendance. A professor at the university claims he was fired, in part because he gave Franco a D in his class after missing 12 of the 14 sessions. The professor’s accusations were shocking, with claims including Franco bribing professors by hiring them to write, direct and even appear in his films. He told the New York Post that “The university has done everything in its power to curry favor with James Franco” despite his ridiculous superstar behavior.

Not all celebrities treat their college careers as cavalierly. Natalie Portman is one celebrity who put has always put her education first, not attending the premiere of "Star Wars Episode I: The Phantom Menace" to study for her high school finals and, later, pausing her career to attend Harvard. She once said, “I don’t care if it ruins my career. I’d rather be smart than a movie star.” Perhaps young Hollywood should follow her example and do the same: She has a college degree AND an Oscar, after all.

Angela Andaloro is a junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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by Kara Coleman

Traditionally, most college students live in dorms or apartments on or near their campuses to get the full “college experience.” But before you sign that rental agreement, you might want to consider living at home and commuting to school.

We’re all familiar with the stereotypical college student – eating Ramen noodles for every meal and taking out student loans to pay for books and tuition – but that doesn’t have to be you! My goal is to graduate from college debt-free so I live at home with my parents and commute to a university about 30 minutes away. Because I live at home, I am able to save myself rent and utility expenses and use the money I earn from my job to pay cash for my tuition and books. Some students prefer the feeling of independence that comes with living on your own (I mean, if you live in your parents’ house, you live by their rules!) but not taking out student loans will mean financial freedom after I graduate and get a real job.

The downside to living so far off-campus is that I’m not as connected to events and happenings at school as the students who live there are. It’s not always easy to make it to meetings and events when commuting from the next county but by no means does it deprive me of the college experience: I still attend football games, plays and seminars at my university, and hang out with friends between classes.

Is living home and commuting right for you? While it’s certainly not for everyone, it’s definitely an option that I encourage students to consider while making housing plans for the upcoming school year.

This summer, Kara Coleman graduated from Gadsden State Community College with an Associate of Arts degree. She is currently studying communications with concentration in print journalism at Jacksonville State University Kara's writing has been featured in Teen Ink magazine and she is a children's author through Big Dif Books.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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by Liz Coffin-Karlin

In my last article, I talked a lot about language classes at school and how you can use those skills in your own cities. But honestly the best way to practice a foreign language is to immerse yourself in it so in this column, I’m going to talk about studying abroad – but cost effectively.

Like with real estate, the costs associated with studying abroad depend on location, location, location. While your parents didn’t have a lot of study abroad options outside Europe, the world is changing and becoming more global every day; by changing that dream European vacation into a jaunt to a different continent, you can save a lot of money and have a unique experience. I studied abroad here in Buenos Aires, which at the time was about $10,000 cheaper than an equivalent program I could have done in Barcelona. Plus, my study abroad program was about a month and a half longer, meaning I had a lot more cultural immersion than I would have had with the program in Spain.

Also, think about if you really need the college credits you’ll get abroad. If you can just go for a summer and give up the academic courses or if you’re ahead on credits and can take a semester off, it might be worth it to check out volunteering abroad programs aimed at young people. Generally, the prices are significantly lower for a few months of building houses than for university classes; however, the experience is very different than taking university classes with native students (which is what I did...and loved) so think about what you’re really looking for in an abroad experience before choosing.

Finally, there are ways to actually make money while you’re studying abroad! Many countries are looking for English teachers and it’s worth checking out expatriate websites to see if anyone needs a babysitter who is a native English speaker. Similarly, if your language skills are good enough, there are lots of translation jobs out there – just check Craigslist like I did!

Liz Coffin-Karlin grew up in Sarasota, Florida where the sun is always shining and it’s unbearably hot outside. She went to college at Northwestern University and after studying Spanish and history, she decided to study abroad in Buenos Aires. In college, she worked on the student newspaper (The Daily Northwestern), met people from all over the world at the Global Engagement Summit and, by her senior year, earned the title of 120-hour dancer at NU’s annual Dance Marathon. She currently works in Buenos Aires on freedom of speech issues but is thinking about returning to the U.S. for a job in urban education.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Alexis Mattera

Wouldn't it be amazing if that super expensive college you were just accepted into said, "Hey there, new friend – thanks for all your hard work saving, scrimping and scholarship searching but we’ll take it from here, financially"? It can happen...kind of.

When a student fills out the FAFSA, a figure known as the expected family contribution (EFC) – the amount a student or family can reasonably spend on one year of college – is calculated using family income, number of children, amount of assets and other factors. There is sometimes a gap between the EFC and the final cost of college but 62 schools have reported to U.S. News that, on average, 100 percent of their admitted full-time undergraduate students' financial need was met for fall 2010 by some combination of aid (work-study, merit scholarships, grants, subsidized loans, etc.).

Now, we're not going to list every single college and university that reported these claims (you can check out U.S. News' site for that) but we will say that some well-known schools like Yale, Vanderbilt and Grinnell – the latter of which has never failed to meet full need for a student in 20 years, according to financial aid director Arnold Woods – have made the cut. Way to go and keep up the good work!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Change the World with This Scholarship of the Week!

Microsoft Imagine Cup Deadline Approaching

Feb 20, 2012

by Alexis Mattera

The world’s toughest problems will be addressed one solution at a time. But who will lead the change? Compete in the Microsoft Imagine Cup and you’ll join thousands of high school juniors and seniors from around the world who are stepping up to the challenge of global change...and the chance to earn $25,000 for college.

For the Imagine Cup, students can choose from three team competitions — Software Design, Game Design: Xbox/Windows, and Game Design: Phone. If you are already signed up to compete in one of the three competitions, you can increase your chances to share your world-changing ideas by signing up to compete in the Kinect Fun Labs, Windows Metro Style App, Windows Azure or Windows Phone challenges.

There are multiple deadlines approaching so be sure to check out the Imagine Cup website for more details. Get involved, stand out, raise your skills and find additional scholarship opportunities through our free scholarship search!

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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by Kayla Herrera

It's that wonderful time of year when colds and the flu grip us by the throat – figuratively and literally. For me, it began as allergies (probably a development due to my rabbit) and somehow, the allergies turned into a sinus infection, which then morphed into bronchitis. I woke up in the middle of every night wheezing and sneezing and while the rhyming doesn't even begin to make it sound better, I found a way to survive.

I had to visit the doctor at the Shopko clinic twice (doctors up here are either hard to get into or incompetent) and she recommended a humidifier (I’d never had one before) and some other products. Here’s the rest of my cold and flu season survival kit:

  • Vicks humidifier (it’s surprisingly inexpensive, I promise!)
  • AlkaSeltzer Allergy and Cough (their cold stuff is great) or Tylenol Cold (the blue liquid is a miracle worker for colds and the flu)
  • Lots of lotion-filled tissues
  • Cough drops that taste good and work (Halls clear the nasal passage while helping your throat but avoid Ricola...ugh)
  • Nasal strips for congestion like Breathe Right (watch out because they do leave a red bump on the nose if you wear them overnight but it can easily be covered with makeup)
  • Mint tea to help the nasal passages – make sure to breathe in the steam, too!
  • Vicks VapoRub (helps the wheezing, coughing and sometimes nasal congestion)

If you do go to the doctor, always check any prescription they give you. This past week, the doctor prescribed me a medication with the very item I was allergic to (despite me writing it down on my information sheet!) so when I took the pill and looked it up, I freaked out and marched back up there. Turns out she had realized her error and changed the prescription at the last minute before I had picked it up but it was still concerning. Be careful and get better!

In addition to being a Scholarships.com virtual intern, Michigan Tech student Kayla Herrera is a media coordinator for the Michigan Tech Youth Programs and is a writer for The Daily News in Iron Mountain, Mich., Examiner.com and WHOA Magazine. She love a tantalizing, action-packed video game and can't get enough of horror movies (Stephen King's books always have her in their grip, though she prefers the old over the new). Writing is what she has always done, and that is what she is here to do.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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