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Obtaining Media the Legal Way

August 16, 2011

Obtaining Media the Legal Way

by Radha Jhatakia

So you’re listening to the radio and hear a song you like. What do you do? If you’re a college student, you probably turn on your computer and download the song sans payment. Not only is this method illegal (think: fines and jail time) but it can be even more detrimental if done from a campus Internet connection. Since a personal login is usually required when you use campus Internet, your online activity is easily tracked and documented. On top of stealing copyrighted material, you could also face consequences from your university such as expulsion.

So you’re probably wondering what to do about your music/movie situation now. Well, there are legal ways to obtain them while still managing your money! First, websites like Crackle and Hulu allow you to watch movies and television shows for free. You can also try e-Rewards, a site that lets you earn dollar points for taking surveys; for example, earn 10 points and you can redeem 10 promo codes for Blockbuster Express for free new movies.

Music lovers don’t have to look far for deals, either. Though the files won’t save to your computer, you can use YouTube, Pandora or Slacker Radio to listen to music whenever you want for free. Amazon has downloadable songs for as low as $0.69 during their deals as well as a feature that allows you to preview albums and download only the songs you like. There’s also iTunes, but that tends to be a bit more expensive. If you can’t afford to buy music, make deals with your friends to buy separate albums and share with one another. That way you can get the music you want legally...and maybe even expand your musical tastes!

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

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Decorating Your Dorm Room or Apartment Without Getting Charged

September 1, 2011

Decorating Your Dorm Room or Apartment Without Getting Charged

by Radha Jhatakia

Decorations make new places feel more like home and for college students living away at school, decorating is practically a necessity to adapting to this new environment. However, dorm and apartment restrictions like no holes in the walls or no tape to avoid chipping paint, you may think you’re doomed to bare cinderblock walls...but you’re not! These tips will help you create an amazing room without losing your security deposit or incurring any fees.

I think the best products out there right now are those from 3M. They make Post-its, Command Hooks and reusable tape. Command Hooks can be easily removed and will not peel any paint off the wall – I can personally attest to this! – and the reusable tape is double sided and excellent for hanging up posters. You can also use both products them to put up white boards, cork boards and pictures.

Perhaps you have broken blinds or a closet with no door. Want to hang a curtain up somewhere? Adjustable pressure rods don’t damage the wall and you will have some privacy, too!

If you want to put up stickers or wall decorations of some sort, make sure they’re made of silicone. The rubber material will prevent the sticker from peeling paint and will allow you to adjust the decorations as much as you want. I know thumbtacks are cheaper but you have to consider what you will benefit from in the long run. Would you rather use thumbtacks and lose your security deposit or would you rather spend a bit for the above products and get your deposit back. Just remember your new abode will only be as homey as you are willing to make it!

Radha Jhatakia is a communications major at San Jose State University. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

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Just the (FAFSA) Facts, Ma’am

Tips and Tricks for Filing This Oft-Dreaded Application

March 9, 2012

Just the (FAFSA) Facts, Ma’am

by Radha Jhatakia

For those of us who cannot afford large out-of-pocket expenses for college, financial aid is our only option. Many, if not all, universities require their students to fill out the Free Application for Federal Student Aid – aka the FAFSA – which uses your family’s finances and taxes in order to best determine how much aid you get. It can be confusing but it is definitely worth your time to file the application.

Depending on the state of the school you attend and live in, the FAFSA has different deadlines. States offer different grants and scholarships as long as you qualify and apply by the stated deadline and private schools also have different deadlines for private funding which can be found on their websites. The dates for states can all be found on the print out form on the FAFSA’s website. Remember to use this official government website – other sites charge fees.

The FAFSA requires you to have a federal PIN number. To apply for one, request one from the FAFSA website. (Make sure to do this even if you don’t have your tax returns, as the PIN number sometimes takes some time to receive.) Also, a new procedure that the FAFSA has is the IRS data retrieval tool, which takes the tax information directly from the IRS database and filters it into the FAFSA. This option not only makes life easier for those filing the FAFSA but it helps college financial aid offices, as they won’t require you to turn in additional documents to verify if the information is correct.

Always try to have yours and your parents' tax returns completed as soon as possible to have your FAFSA completed on time; however, since required documents like W-2s and other federal papers often aren’t available when you need them, file the FAFSA and select the option “Will File” rather than “Already Completed” for the question asking if you have already filed the tax returns. Use the tax information from the previous year so that you can have it completed by the deadline and once your tax returns are complete, go back into the FAFSA and use the “Make Corrections” option to update the information.

Happy filing, everyone!

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

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The Pros and Cons of Graduating Early

January 20, 2012

The Pros and Cons of Graduating Early

by Radha Jhatakia

Much of the time, college students who are able to get the classes they need and have an education plan are able to graduate early. Graduating early can be a blessing or a curse depending on how you look at it; it worked for my fellow virtual intern Jessica but how do you know if it's right for you? Here are some questions to ask yourself:

1. Do you have job offers lined up after graduation?

2. Did you go to college close to home?

  • If you said yes, then graduating early wouldn’t be a tough transition but if you attended college further away, graduating early may be more difficult. Many if not all of your friends were will still be in school and you’ll also miss out on the senior graduation programs.

3. Did you take out loans to pay for college?

After you answer these questions, you should be able to determine if you should graduate early or not. Just remember there are pros and cons to both and you should choose the path that’s right for you.

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

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Create a College-Friendly Holiday Budget...and Stick to It!

December 14, 2011

Create a College-Friendly Holiday Budget...and Stick to It!

by Radha Jhatakia

It’s that time of the year again where we see festive decorations, cheerful people...and empty wallets. The holiday season can definitely take a toll on our bank accounts – not only do you have to buy gifts but you have to get formal wear for fun holiday events! Can it be done on a college budget? Hard to believe but it can!

First, know where and when to shop. Stores will sometimes offer seemingly large discounts on Black Friday but drop prices even more as the holidays draw closer. How do you know which sales you will save the most on? Well take a look at retailers’ websites to determine the prices and sales they usually have. If you see the percentage of the sales on "special shopping days" are the same as their usual Saturday sales, it’s not a deal! I know what stores I need to go to by doing a little research ahead of time, targeting what items I want and finding additional discounts online and in catalogs: Last year, I found a $99 jacket on sale for $19!

Also, think about making gifts – it’s the thought that counts after all! This year, I’m on a tighter budget so I’m going to make customized stockings. People love gifts that are handmade over something store-bought that might be exchanged. You can even fill the stockings will homemade treats; there are so many recipes for easy-to-make desserts online!

Just remember that the holidays are not about how much you spend. Shop only for what you need and give the rest from the heart. Enjoy the season, amazing food and great friends without going broke!

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

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Goodbye, Textbooks - Hello, Money!

The Best Places to Sell Back Your Books

December 23, 2011

Goodbye, Textbooks - Hello, Money!

by Radha Jhatakia

It’s the end of the semester again and I’m sure as many of you are packing to go home, you’re wondering what you’re going to do with all those textbooks. Although there are some books you may want to keep, you’re going to want to sell most of them back and there are several ways to go about recouping some of the money you invested.

Many campus bookstores will buy back the book for 40 to 50 percent of the price you paid for it – used or new. If the edition is being updated, however, you might want to consider selling it elsewhere because your return will be much lower.

Online book retailers like Amazon and Barnes & Noble will buy textbooks back from you directly. Just recently, Amazon was offering $35 for a book I paid $45 for so I’d say it’s a very good deal. (They give you a free shipping label, too.) Amazon also lets you sell your books through their site to other students. The downside here is you will have to ship the book yourself, which will usually run more than the $3.99 fee Amazon charges, and Amazon takes 10 to 20 percent profit of what you make, including applicable tax and shipping fees.

You can list books on Craigslist or even around your campus. Put up a posting online or in your dorm and have students contact you if they need those textbooks.

There are ways to get money back for your textbooks but make sure to do it as soon as you can after the semester ends. You’ll get a better return this way – funds you can put toward next semester’s books!

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

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Making Thanksgiving Dinner in Your Dorm

November 23, 2011

Making Thanksgiving Dinner in Your Dorm

by Radha Jhatakia

Not all college students are able to celebrate Thanksgiving with their families. If this sounds like you, don’t worry: You can still get into the holiday spirit in your dorm. Many of you are probably wondering how to pull off a Thanksgiving feast when you don’t have a kitchen and/or cooking skills but here’s a little guide to help you:

  • You can find ready-made mashed potatoes in the refrigerated section of your grocery store or buy raw potatoes and cook them in the microwave (some even have a button for this). For gravy, buy a powdered packet and add the requirement of heated water. Voilà!
  • If you don’t want canned cranberry sauce, heat fresh cranberries in the microwave until the juices are released. Add sugar to taste and mix while slightly mashing them with a spoon.
  • Candied yams would be difficult to make from scratch in a dorm so buy canned pre-cut and peeled ones. Heat the yams in the microwave with butter then add some cinnamon and sugar (granulated white and brown). When the sugar melts, you’re done!
  • Boxed stuffing can taste just as good as the homemade kind. Get the Stove Top brand – all you need to do is mix it with hot water.
  • For the bird, most grocery stores have cooked rotisserie turkey and chicken. You can add your own seasoning or eat it as is.
  • Get a bottle of sparkling apple cider or grape juice for delicious mocktails.
  • Pick up a ready-made pecan or pumpkin pie from your grocery store for a treat...or maybe even some seasonal cupcakes.

Bon appétit, everyone!

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

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Volunteering During the Holidays - Do It!

December 6, 2011

Volunteering During the Holidays - Do It!

by Radha Jhatakia

The holiday season has arrived. We see decorations up everywhere and sales for the things we’ve coveted all year. We go to parties, have feasts of delicious holiday food and exchange gifts. It’s all very beautiful and spirited but there is a very realistic part of the holiday season that often gets overlooked.

When you pass by those beautiful decorations, how many of you notice there are people sitting on the sidewalk, not because they’re tired of shopping but because that is where they live? When you are at the register spending hundreds on gifts, how many think about those who barely have money to eat? I think ‘tis the season we college students start thinking of others!

With the current state of the economy, many people are unable to celebrate the holidays the way they would like so let’s spread our good fortune to those who don’t have as much. Most college students have an entire month off from school between semesters so do some good during that time! Here are a few ideas:

  • Volunteer at a soup kitchen or shelter. These organizations are often short staffed during the holidays because of the amount of people that go in so they will be grateful for any time you can spare.
  • Organize a food drive and then help deliver the goods. You can also look into working with a charity that distributes food baskets for those who aren’t homeless but can’t afford holiday meals.
  • Give a gift to someone less fortunate if you can. Community centers set up toy drives during the holidays and some schools even have “Letters to Santa” programs where needy students share their holiday wish lists.

Making someone’s holiday even a little bit happier is easier than you think. All it takes is a bit of time and effort to give someone else the joy you are blessed to have.

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

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Economical Workout Alternatives

February 25, 2013

Economical Workout Alternatives

by Samual Favela

Every year, thousands of college students waste their money at the gym to get workouts they could get for free around their own cities. Here's how to make the most of your workouts AND your budget!

If you are looking to build lots of muscle, the gym is for you but if you’re just trying to get some cardio in, spots around the city would be perfect. With little research, students can find trails, high school tracks, parks and clubs. For example, I found out the times and days my local high school’s facilities were open to the public and I started going there to run on the track and up the bleachers – I could feel the difference in my legs and waist in two weeks! I also bought a jump rope so I can add a little extra cardio and I am even considering joining a Crossfit club so I can write more in detail about the benefits and procedures of this type of workout.

When beginning a workout routine, some students may feel insecure seeing others around them running a little faster or lifting a little more. This could translate into a student giving less than 100-percent and decreasing the quality of his or her workouts, thus wasting money. Exercising at various spots across the city can help eliminate this insecurity because the surroundings (both scenery and people) are always changing. Working out outside also helps on a more spiritual level; connecting with nature is something everyone needs to do and some of us don't get enough of that in our busy schedules.

So save your money and go for a run outside – it really is more enjoyable for your wellbeing and your bank account!

Samuel “Samwell” Favela is a journalism major at Long Beach City College. He’s interested in all things media – he enjoys blogging, Instagramming and hosting his own campus radio show – and is always excited to meet new people. Samwell’s educational journey has already taken him from Pomona to Long Beach and shows no sign of slowing down...which is exactly the way he likes it!

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The FAFSA: New Year Means New Application

January 3, 2013

The FAFSA: New Year Means New Application

by Scholarships.com Staff

Though it’s a day off from school and work, New Year’s Day is also a day to get down to business. While you’re starting in on your New Year’s resolutions, opening up a new calendar, and packing up the holiday decorations, there’s one more thing that college students and college-bound high school students should do each January. The Department of Education starts accepting the Free Application for Federal Student Aid (more commonly known as "FAFSA") on January 1 each year. State application deadlines fall soon after—as early as February in some cases. So while you might not start classes until August or September, you want to start applying for financial aid as soon as the FAFSA is available each year.

In order to complete a FAFSA, you will need the following:

  • your social security number
  • a driver’s license if you have one
  • bank statements and records of investments (if you have any)
  • records of untaxed income (again, if you have any)
  • your most recent tax return and W2s (2011 for the 2012-2013 FAFSA)
  • all of the above for your parents if you are considered a dependent
  • a PIN to sign electronically (go to pin.ed.gov to get one)
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