May 1, 2008
When doors to the new University of Central Florida College of Medicine open in 2009, they will open with a bang. In the hope of attracting the best and the brightest, medical practitioners and college representatives from the University of Central Florida have raised enough money to reimburse the first class for all four years of medical school. They will cover not only the tuition but also the fees and living expenses. With the Association of American Medical Colleges estimating the average debt of medical school graduates to be at about $139,000, the deal is sweet enough to cause a toothache.
“I think setting the bar high for the quality of the first class will set the stage for the caliber of every class that follows,” said Tavistock Group director and donor Rasesh Thakkar. Fundraisers have been in place since 2007 to make that happen. After tapping all possible resources, the school is expecting to admit a class of about 120 students which, based on a four-year plan, will receive a grant worth approximately $160,000.
Students interested in attending the school may begin applying in June of 2008. If accepted, they will automatically receive the award---no lengthy essay competitions, no laborious commitments, just money. “UCF stands for opportunity,” states the university website. When studies and internships leave little time for outside work, a full tuition scholarship is the epitome of such opportunity.
May 2, 2008
After passing the Senate and the House in varying formats, a compromise was reached on legislation that would help lenders stay afloat in a troublesome student loan market. The Ensuring Continued Access to Student Loans Act of 2008 was sent to the President yesterday, and rapid approval is expected.
If signed into law, the bill would give the Secretary of Education the right to buy loans from struggling lenders, thus providing them the capital needed to offer new student loans. Worried that lenders may continue to depart from the Federal Family Education Loan (FFEL) program—as fifty have already done—legislators have been scurrying to provide financial assistance before the school year begins. Though the law would only serve as a backup plan, the hope is that knowledge of a federal cushion would make both lenders and students more willing to engage in business.
To decrease student dependence on private lenders, ones generally offering loans options that are more expensive and less flexible than those offered by FFEL lenders, the maximum sum a student could borrow from the government was also increased. According to The Christian Science Monitor, the caps on unsubsidized loans available to students of any income level would increase by $2,000 for each school year. Dependent students would now be able to borrow up to $31,000 for their undergraduate education.
May 5, 2008
As a means of promoting diversity and developing talent, Scholarships.com has created a new set of scholarships for high school and undergraduate students. The “Fund Your Future” area of study scholarship consists of thirteen $1,000 awards to be granted to students who pursue a postsecondary education in one of thirteen designated fields and 185 related majors. Included is the Scholarships.com Business Scholarship, an award for students who plan to or are already majoring in business and related studies.
Scholarships.com understands that writing a 2,000 word paper on trickle-down economics can be a turnoff to students who lack both money and time. That’s why we’ve simplified things, and cut the requirements down to a 250 to 350 word scholarship essay. Students interested in applying for the award will have to submit an online response to the following question: "What has influenced your decision to pursue a career in business?"
1. Applicant must be a registered Scholarships.com user. Creating an account is simple and free of charge. 2. Applicant must be a US citizen 3. Applicant must be undergraduate student or a high school senior who plans to enroll in a college or university in the coming fall 4. Applicant must have indicated an interest in one of the following majors:
Business, Accounting, Actuarial Science, Business Administration, Advertising, Economics, Finance, International Business, Management, Marketing/Distribution, Hotel/Restaurant Management, Human Resources, International Affairs, Real Estate/Development, Sports Administration, Manufacturing, Engineering Management, Retail
May 31, 2008
A 250 to 350 word response to the following question: “What has influenced your decision to pursue a career in business?"
Further details about the application process and about contacting the scholarship provider can be found by conducting a free college scholarship search. Once the search is completed, students eligible for the award will find it in their scholarship list.
May 6, 2008
The rising cost of college rates has been a headache for families across the nation. However, college tuition is not the only expense expected to increase. Due in part to the high costs of gas, the price of food transportation—and therefore food—has been on the rise. Like consumers, campuses have to deal with the effects that food costs have had on meal plans.
If you're one of the many dorm-residing students subscribing to an on-campus cafeteria plan, especially one with a buffet-style layout, you can imagine how quickly prices could escalate. Numerous students make it a habit to fill their trays with one of everything…just in case. The quantity of wasted, expensive food has college representatives worried that a hike in cafeteria prices is inevitable.
Colleges are doing what they can to minimize expected charges, but pricing continues to be a problem. According to The Chronicle of Higher Education, some schools have taken to skimping on the amount of ingredients used in each dish while others have managed to save by eliminated cafeteria trays. In an interview with Mr. Simon of Western Washington University, it was reported that, “Western Washington dining halls observed a 34-percent reduction in waste during one week last month when the institution went trayless.”
For students who aren’t fond of dorm food as is, the idea of having to save money to afford it is extremely frustrating. Unfortunately, many students see few alternatives. Unless they can stuff all groceries into a portable, shared fridge, it’s just one more pain to deal with.
May 9, 2008
Young adults often join the army hoping that their contributions will serve the nation's good and aid them in affording a quality education. Army.com admits that, “Ninety percent of servicemembers enter the armed forces for the educational benefits.” Unfortunately, an increasing number of veterans are finding their promised aid insufficient in paying for tuition and other costs.
In an interview with MTV, veteran Evan Aanerud expressed his surprise upon finding that, even with financial assistance, he would have to work full time to cover college expenses. When Evan returned from Iraq and enrolled in the California Polytechnic State University, he received only $430 each month. “That’s about the cost of one-quarter of the books, and that’s about all that I got,” he said.
Even servicemen who receive the maximum $1,100 per month as determined by the GI Bill—a law made to cover each veteran’s college expenses---often find the assistance lacking. With College Board estimating the four-year cost of a public, four-year, in-state university at $54,356 and the private one at $129,228, the maximum $39,636 veteran budget just doesn’t cut it.
But there is hope. If a revised version of the current Montgomery GI Bill is passed, veteran students may soon receive a federal student aid boost. According to the proposal, the new GI Bill would pay the full cost of in-state tuition (up to the cost of the most expensive in-state public university) in addition to a housing and book stipend. With bipartisan support, the bill has a chance at passage if opposing congressmen can be convinced that costs are manageable. Having put their lives on the line to serve the nation, many veterans feel that it's the least they deserve.
May 13, 2008
When reviewing your application, scholarship judges knows only what you tell them. Abiding by scholarship etiquette is an important but frequently overlooked way of letting scholarship judges know that your are serious about your future and appreciative of their donations. To maximize your scholarship potential, remember the following scholarship guidelines:
Professional Presentation Most applicants are dedicated to their education, but they often forgot to show it. Presentation is a great way to let the judging panel know that you have considered each part of the application process. Save email addresses such as firstname.lastname@example.org or email@example.com for your friends. When applying for scholarships, stick with the more serious name and number versions.
The Magic Words Don’t retire the “please” and “thank yous”. Scholarship providers don't have to offer financial aid, but they do. A simple, “thank you for this opportunity,” makes you stand out, and it lets the judges know that you appreciate their efforts.
Spelling Spelling and etiquette may not appear correlated, but they are. Students who take the time to polish their scholarship essays are showing the judging panel that their application is important enough to revise thoroughly. Most word processors are equipped with spelling tools, and applicants should take advantage of them. A few grammar mishaps may be overlooked—not everyone is an expert grammarian—but spelling is vital.
Keep Some Things to Yourself Many students take finances into account when selecting a career. It’s only natural that individuals search for jobs that ensure financial security and a comfortable lifestyle. That being said, keep some things to yourself. You can mention wanting to provide for your family or to wanting to break a cycle of financial struggles, but skip the part about bossing people around, wearing fancy suits or wanting to make millions.
May 16, 2008
On Thursday, the House passed a bill increasing the amount of federal aid awarded to college students who were veterans of the wars in Iraq and Afghanistan. Though approved, the process was anything but smooth.
When it was introduced to the House, the tuition-benefits measure was just one part of a bill calling for additional war funding and a new troop withdrawal timeline. To avoid having to choose between appropriating additional war funds and aiding returning veterans, House Democrats split the bill up into three parts, only voting against the new war funding measure. After angry Republicans sat the vote out, the war-spending amendment was defeated. The provisions for a troop-withdrawal timeline and college and unemployment benefits, however, were passed.
The veteran education amendment would cover the tuition of eligible veterans as long as it did not exceed the most expensive public state university tuition in the veteran's area of residence. Those who decided to attend a private college where tuition surpassed that limit would receive the maximum public tuition as well as a dollar-for-dollar match for any additional aid provided to the student by that university.
As promising as the bill sounds to veterans, the odds are stacked against the probability of presidential and Senate approval. According to The Chronicle of Higher Education, numerous senators disagree with the idea that federal student aid funds should be raised through taxes on the wealthy, and President Bush is at odds with the timeline and expensive domestic-spending provisions.
May 23, 2008
Following a controversial House tactic for approving only a part of their veteran tuition bill, the Senate today agreed upon their bill in whole. Based on the Senate version, veterans who have served in the military for a minimum of three years following the September 11 attacks would receive enough financial assistance to cover tuition at the most expensive public college or university in their state. A monthly stipend to be used for housing costs would also be provided for eligible veterans. A more divisive bill amendment—one that would set aside billions for the Iraq and Afghanistan wars—was approved by Senate but denied by the House. Rather than accept the bill in its entirety, the House decided to break the draft into three parts, voting only against the war funding portion.
Complaining that they were duped into believing the government would pay for an entire education, numerous veterans felt that the funds they received were insufficient to cover much of their college needs. The original G.I. Bill of Rights, a law created after WWII, provided troops with enough funds to complete their degree. Though financial appropriations were periodically increased, the money they receive no longer pays for all or most of the average student’s postsecondary education.
To pass the veteran tuition bill, the Senate and House will have to first hash out their differences and send a unified version to the president. Both requirements may prove difficult. Even if both chambers compromise on their ideas, the bill will have to be approved by President Bush who publicly stated that he would not support federal student aid exceeding his $108 billion cap. He was quoted by the AP as saying, “I will work with Congress on these veterans' benefits .... But the $108 billion is $108 billion.”
August 29, 2011
I am your average student. I got decent grades in high school, applied to college, got accepted to college, and paid for my education with multiple student loans. I have taken classes I loved (and didn’t love), been involved in extracurricular activities and clubs, and have truly grown as a person during my time in college. Unfortunately, I didn’t receive prestigious grants or scholarships to limit the debt I’ll surely incur after graduation.
There are many college students who are in the same boat...so what can we do? How can we afford the education we deserve? How can we make sure we have enough funds for books and food? How can we buy those super trendy shoes Kim Kardashian was just spotted wearing when we have loan payments looming? Okay, maybe the last question isn't as important but if you want to avoid student loan debt, start searching for scholarships.
And don’t just search – search early! There are plenty of scholarships out there and the more you apply to, the better your chances are of winning one. All awards are different but many scholarship providers begin their application processes at the beginning of the fall semester so start looking now to avoid missing important deadlines. I learned this the hard way: I found lots of perfect scholarships...after the deadlines had passed.
Whether you’re still in high school or a super senior in college, do me – and yourself! – a huge favor: Make scholarships a priority. You can do this easily by creating a Scholarships.com account; not only will you have access to an entire database of awards but you’ll also receive regular email reminders about new awards and due dates. With the college costs showing no signs of decreasing, every penny counts – just make sure they come without interest if you can!
Shari Williams is a junior at Towson University with a double major in deaf studies and broadcast journalism and a minor in entertainment, media and film. With experience in public relations, a love for music and a passion for acting, she longs to be a jack of all trades. A Baltimore native, Shari is an avid traveler and opportunity seeker. She hopes to become the next face seen on the morning news or the voice heard over the radio.
June 14, 2011
When applying to colleges, I had an “out-of-state” mentality: I wanted to go anywhere besides the very state I lived in. After applying and being accepted to several schools, the cost of out-of-state tuition caused my plans of leaving Maryland to come to a screeching halt. It wasn't until my second year of college that I found my escape when a friend of mine told me about a program called the National Student Exchange (NSE).
The NSE is a program that allows college students to go to another four-year university within North America for a semester up to an entire academic year. My friend went to Florida but I chose to go to California State University – Northridge and had one of the best years of my college life. It was a great opportunity for me to experience another part of the country (I’ve lived on the East Coast all my life) and it was also a very beneficial area for both of my majors, deaf studies and broadcast journalism. To top it all off, I could still pay my in-state tuition to attend the school!
If you are a college student who would like to explore, see more of the world or know what it would be like to live in another state, the NSE is for you. For me, it wasn't only a learning experience but also a life changing one. I would highly encourage anyone who attends a college involved with the NSE to participate in it. If you are interested in the program and would like more information about it, go to www.nse.org and see if your school is one of the nearly 200 member universities.
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