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Colleges Rethinking General Ed Requirements

May 19, 2009

by Scholarships.com Staff

A large part of attending college is gaining exposure to new ideas outside your area of study and acquiring a broad base of knowledge and critical thinking skills along the way.  Traditionally, colleges have pushed students towards this goal through the use of general education requirements, which are rarely met with uniform enthusiasm.  English majors may dread the mandatory laboratory science class, while future engineers may fail to see the point in spending two semesters learning MLA citation style and how to write an argumentative essay.  Other students complain that general education requirements leave their college experience feeling disjointed and not directly connected to their working life. While they may eventually have the chance to draw on knowledge, experiences, or methods of inquiry from all of their classes, many students fail to see how when staring a list of required introductory courses in the face.

Colleges are aware of these concerns and many are beginning to rethink general education requirements, according to survey results highlighted recently in Inside Higher Ed. A number of colleges are studying general education requirements and desired learning outcomes, starting by identifying goals and asking students what they're taking from their courses.  Others are implementing new course requirements to expose students to a variety of disciplines beyond what they would normally get from introductory courses in their first two years of college.  More focus is also being placed on integrating a student's courses into the focus of their degree and career goals with the hope that students will be able to tie these lessons together and bring a more well-rounded approach to their major.

With renewed focus on college costs, the time it takes students to earn a degree, and the value of a college degree in the working world, the attention being paid to these courses seems timely. As many schools begin reevaluating or restructuring general educuation requirements, it's likely that the college experience of today's high school students will be different from not only that of their parents, but also that of today's undergraduate students.  What do you think of required general classes? Does the system need to be changed?  Don't just limit yourself to blog comments! If you're attending college right now, check out this year's Resolve to Evolve Essay Scholarship for a chance to win $1,000 by weighing in on this topic.

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House Passes Higher Education Act Renewal

November 20, 2007

by Scholarships.com Staff

Last Thursday, the House of Representatives approved a renewed and altered version of the recently expired Higher Education Act. A similar renewal act was passed by the Senate in July, and it was also unanimous. Before the bill is sent to the president, it will have to be reviewed again, and one version must be created. The amended portion, otherwise known as the College Opportunity and Affordability Act, addresses financial aid hardships faced by students attempting to afford a college education. Connecticut Congressman Joe Courtney stated that, "Access for all Americans to a college education is a roadmap to a strong middle class."

Based on information provided by the House of Representatives’ Committee on Education and Labor, the College Opportunity and Affordability Act will:

1. Encourage colleges to lower or maintain costs by making sure that states provide them with sufficient funding. Schools that choose to increase tuition will have to provide reasoning for the change as well as plans to again decrease costs.

2. Lower the chance that lenders and schools will engage in inappropriate relations (such as the use of biased preferred lender lists) by requiring that lenders and schools abide by codes of conduct and by making more loan information available to student borrowers.

3. Simplify the FAFSA application process by creating a more straightforward FAFSA-EZ form for low-income families and by allowing families more time to create plans for tuition saving.

4. Assist students in affording textbooks by providing information about the costs of books in advance.

5. Improve education by creating programs that encourage students to act on their interests in the sciences and by providing financial assistance to graduates who work in the public sector.

6. Help low income, minority and disabled students afford an education by improving the effectiveness of the TRIO grant for low-income students, by helping colleges recruit and retain students with disabilities and by allowing students to receive Pell Grant scholarships aid year round.

7. Increase financial and social support for veterans and military families interested in receiving a postsecondary education.

8. Improve safety by helping colleges create emergency systems and by establishing disaster relief loan programs in case of disaster.

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Great Expectations: Bloated College Family Contribution Estimates

September 21, 2007

by Scholarships.com Staff

Filling out a Free Application for Federal Student Aid (FAFSA) is kind of like filling out a super complicated Christmas wish list. You write it, you hand it over and you cross your fingers when the time to open approaches. A lot of times you’re disappointed with the results.  Students should never dismiss the prospect of government aid. Even if they are not eligible to receive need-based grants, they will still have unsubsidized Stafford and PLUS Loans options. Receiving award letters with little or no aid options is frustrating, and it’s all because of that stupid Expected Family Contribution (EFC) formula.

How much government aid a student receives is largely dependent on how much the government thinks a family can contribute to the education of their child. This is what is known as the Expected Family Contribution. Based on the income and asset information students provide on their FAFSA, the government determines a student’s EFC number. The number is then sent to the student’s school of choice which subtracts it from their estimated Cost of Attendance (COA). What’s left over is used to determine if a student is eligible to receive federal or nonfederal aid.

The problem with the EFC is that it often overestimates how much a family is really able to contribute to a child’s education. Although factors such as a (dependent) student family size and the number of family members attending college are considered, the expectations can still seem high.  According to a 2004 Department of Education report, a family making between $45,000-49,000 per year was expected to contribute $6,000 to their child’s education. One making between $50,000-54,000 was expected to contribute $7,000 and one that made between $95,000-99,000 was expected to contribute $18,900. It is doubtful that the average family can afford to contribute that much after paying all bills. Those with particular need, families with an EFC lower than $4,110, are eligible for free Pell Grant money this year, but only up to $4,310. That is not the average grant aid a student receives.

Recently released government data shows that, based on the average cost of an education at a public college, a family who sends one student to school is expected to contribute about 25% of their median household income. Those families who send their child to a private school are expected to contribute about 57% of their median household income.  Even if students receive the maximum Pell Grant award, $4,310, the family may be nowhere near meeting the costs associated with a college education. If students are lucky, the new Congress-approved Pell Grant increase outlined in the College Cost Reduction and Access Act will be signed by President Bush. Based on White House reports, the president is expected to sign the legislation, but some doubts are still present.

Students who have been offered little or no financial assistance from the government can always look to scholarships and grants for financial assistance. Conducting a free scholarship search will allow students to find myriad awards they are eligible to receive. By using Scholarships.com’s resources, students can find the scholarship and financial aid information they need to fund their education.

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Posted Under:

College Costs , College News , FAFSA



Average ACT and SAT Scores by College: See How You Stack Up

September 25, 2007

by Scholarships.com Staff

The debate on whether ACT and SAT scores are an accurate tool for assessing student abilities has been going on for years. Even though recent studies found SAT scores to be less effective in predicting long-term college success than was previously thought, dealing with these tests is still pretty much unavoidable. Until standardized tests are out of sight and out of mind, students should do their best to get acquainted with them. Below is a sampling of average college SAT and ACT scores as reported by the Department of Education. To find more college ACT and SAT scores, information about estimated costs of attendance, and the number of applicants at schools across the U.S., check out our college search.

Arizona State University

SAT 25th
Percentile
SAT 75th
Percentile
ACT 25th
Percentile
ACT 75th
Percentile
Reading: 480 Reading: 600 English: 19 English: 26
Math: 490 Math: 620 Math: 20 Math: 27
Writing: Writing: ----- -----

College of William and Mary

SAT 25th
Percentile
SAT 75th
Percentile
ACT 25th
Percentile
ACT 75th
Percentile
Reading: 620 Reading: 730 English: 29 English: 33
Math: 620 Math: 710 Math: 24 Math: 30

Columbia University

SAT 25th
Percentile
SAT 75th
Percentile
ACT 25th
Percentile
ACT 75th
Percentile
Reading: 670 Reading: 760 English: 28 English: 34
Math: 670 Math: 780 Math: 27 Math: 33

Harvard University

SAT 25th
Percentile
SAT 75th
Percentile
ACT 25th
Percentile
ACT 75th
Percentile
Reading: 690 Reading: 800 English: 31 English: 35
Math: 700 Math: 790 Math: 30 Math: 35
Writing: 690 Writing: 780 ----- -----

Michigan State University

SAT 25th
Percentile
SAT 75th
Percentile
ACT 25th
Percentile
ACT 75th
Percentile
Reading: 500 Reading: 630 English: 21 English: 27
Math: 530 Math: 660 Math: 22 Math: 27
Writing: 490 Writing: 610 ----- -----

New York University

SAT 25th
Percentile
SAT 75th
Percentile
ACT 25th
Percentile
ACT 75th
Percentile
Reading: 600 Reading: 700 English: ----- English: -----
Math: 610 Math: 710 Math: ----- Math: -----
Writing: 600 Writing: 700 Composite: 27 Composite: 31

Ohio State University

SAT 25th
Percentile
SAT 75th
Percentile
ACT 25th
Percentile
ACT 75th
Percentile
Reading: 530 Reading: 640 English: 23 English: 29
Math: 560 Math: 670 Math: 24 Math: 29

Texas A&M University

SAT 25th
Percentile
SAT 75th
Percentile
ACT 25th
Percentile
ACT 75th
Percentile
Reading: 520 Reading: 630 English: 22 English: 28
Math: 560 Math: 660 Math: 23 Math: 28
Writing: 500 Writing: 610 ----- -----

The University of Texas at Austin

SAT 25th
Percentile
SAT 75th
Percentile
ACT 25th
Percentile
ACT 75th
Percentile
Reading: 530 Reading: 660 English: 21 English: 29
Math: 570 Math: 690 Math: 24 Math: 30
Writing: 520 Writing: 640 ----- -----
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Posted Under:

College Costs , GPA , High School



Financial Aid Incentives for Teachers

September 27, 2007

by Scholarships.com Staff

Teaching is a reward in itself right? Maybe so, but not making enough money to live a comfortable lifestyle can sure taint that theory. Qualified primary and secondary school teachers are, and have been for a while, in high demand, especially in the Math and Sciences. They play a crucial role in educating the next generation, and they help to instill in students a sense of confidence and a love of learning. Plus, school is mandatory, and someone has to teach the classes.

The government has been trying to make teaching attractive for years, but it’s pretty hard to do without adequate financial bait. Teachers may not strike it big, but students who are still interested may be able to take advantage of certain funding incentives, especially if they choose to spend some time in low-income districts. Here are some options for current and future educators:

1. TEACH Grant: Now that President Bush has [finally] signed the College Cost Reduction and Access Act, a new teaching grant will be made available to students. The Teacher Education Assistance for College and Higher Education Grant (TEACH) will allow students who plan to teach in-demand subjects and those who teach at low-income schools to receive $4,000 grants each college year (up to $16,000). High-demand subjects include math, science, foreign language, and special education among others. Smaller grants may also be offered to graduate school students who plan to teach.

2. Federal Perkins Loan Teacher Cancellation: Students who became teachers, counselors or librarians in primary or secondary schools may be able to cancel their Perkins loans after working in low-income areas. To be eligible, educators should teach subjects that are in high demand.

3. Educator Expense IRS Deduction:  Teachers who dig into personal pockets to buy classroom equipment may be partially repaid. According to IRS regulations, teachers and educators who buy books, supplies, equipment and software used in the classroom can deduct these costs from their income. The law may expire at the end of this year so keep your fingers crossed for an extension.

4. Teach for America: Teach for America offers financial assistance to graduates who agree to teach in low-income communities for at least two years. The program is not restricted to those who plan to teach subjects that are in high-demand, and teacher certification is not required. Those who are selected will be paid by the school district, but they will also be eligible for additional AmeriCorps grants as well as temporary student loan deferments. The program is competitive so students with high GPAs and leadership experience have an edge over other applicants. Aside from the grant incentive and the feel-good factor, Teach for America experience looks great on a resume.

Like everyone else, aspiring teachers may be able to decrease college costs by applying for scholarships and grants. Awards are not restricted to teachers nor are they restricted to the select few with exceptional GPAs. As a last-case scenario, students may also take out loans to pay for a college education.

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College Cost Reduction and Access Act Officially an Act

September 28, 2007

by Scholarships.com Staff

After an anxious wait on the part of students and lenders, President Bush finally signed the College Cost Reduction and Access Act into law. And you know this is big if MTV reported on the bill even though partying at club Les Deux wasn’t involved.

According to the new law, the maximum Pell Grant offered to students will increase while the subsidies the government offers student lenders will decrease. This is the biggest boost in student aid since the GI Bill for veterans---and a fresh change from the 2005 $12 billion financial aid cut.

Among those who will benefit are needy students eligible for government grants and those who borrow from the government. Currently, students are eligible to receive a maximum $4,310 Pell Grant each year. This number will increase gradually, reaching a high of $5,400 by 2012.

Under the act, new subsidized Stafford loan interest rates will also be cut. A low point of 3.4 percent will be available to students who borrow between July 1, 2011 and July 1, 2012. Unfortunately, students will have to wait until 2008 to take advantage of this change. Until then, they are stuck with the current fixed 6.8 percent loan interest rate.

Students who plan to teach in low-income neighborhoods after graduating may also benefit. Future teachers may receive a $4,000 TEACH Grant for each year they attend school (up to $16,000 for undergraduates and $8,000 for graduates), but a pretty detailed list of additional eligibility criteria must also be met.

The bill was largely a result of New York Attorney General Andrew Cuomo’s investigation into illegal actions within the $85 billion student loan industry. The investigation revealed that numerous financial aid administrators, including one from the Department of Education, received financial incentives from lenders who hoped to improve their standing with schools.

Some of the financial aid changes outlined in the act were previously considered, but Cuomo’s investigation provided much-needed impetus. Although Bush had initially threatened to veto the bill, he agreed to sign once recommended changes were made. In a White House photo, the president is shown signing the bill with four smiling college students, three smiling congressmen and a smiling Secretary of Education Margaret Spellings looking over his shoulder. A sign that read, “Making College More Affordable” hung from his desk.

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No Need to Wait - Start Your Scholarship Search NOW!

August 29, 2011

No Need to Wait - Start Your Scholarship Search NOW!

by Shari Williams

I am your average student. I got decent grades in high school, applied to college, got accepted to college, and paid for my education with multiple student loans. I have taken classes I loved (and didn’t love), been involved in extracurricular activities and clubs, and have truly grown as a person during my time in college. Unfortunately, I didn’t receive prestigious grants or scholarships to limit the debt I’ll surely incur after graduation.

There are many college students who are in the same boat...so what can we do? How can we afford the education we deserve? How can we make sure we have enough funds for books and food? How can we buy those super trendy shoes Kim Kardashian was just spotted wearing when we have loan payments looming? Okay, maybe the last question isn't as important but if you want to avoid student loan debt, start searching for scholarships.

And don’t just search – search early! There are plenty of scholarships out there and the more you apply to, the better your chances are of winning one. All awards are different but many scholarship providers begin their application processes at the beginning of the fall semester so start looking now to avoid missing important deadlines. I learned this the hard way: I found lots of perfect scholarships...after the deadlines had passed.

Whether you’re still in high school or a super senior in college, do me – and yourself! – a huge favor: Make scholarships a priority. You can do this easily by creating a Scholarships.com account; not only will you have access to an entire database of awards but you’ll also receive regular email reminders about new awards and due dates. With the college costs showing no signs of decreasing, every penny counts – just make sure they come without interest if you can!

Shari Williams is a junior at Towson University with a double major in deaf studies and broadcast journalism and a minor in entertainment, media and film. With experience in public relations, a love for music and a passion for acting, she longs to be a jack of all trades. A Baltimore native, Shari is an avid traveler and opportunity seeker. She hopes to become the next face seen on the morning news or the voice heard over the radio.

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Should You Be an RA?

August 4, 2011

Should You Be an RA?

by Shari Williams

If you have lived on campus, hung out in the dorms or simply attended classes, you have encountered a resident assistant or resident advisor, perhaps better known as an RA. I was an RA during my junior year while I was participating in the National Student Exchange at California State University, Northridge (CSUN) and loved it! It was a great opportunity to save money, meet people and gain personal knowledge.

I’m sure you’ve heard about the perks of being an RA – free housing, a single room, etc. – but not everyone will meet the qualifications. RAs must be very responsible; for example, if someone decides to trash the hallway or throw a noisy party, it’s the RA's responsibility to report the incident and think of ways to prevent it from happening again, even if some decisions they make are unpopular with their advisees. I enjoyed my time as an RA but this position isn’t for everyone. It’s not about the money or free housing – your heart really has to be in it!

During my time at CSUN, I found the housing staff and all RAs to be very supportive, family-oriented, and genuinely care about the students. If that sounds like you, you could be a great RA candidate but here are a few more things you should know before applying:

The Pros

The Cons

RA positions vary from school to school, as do their responsibilities. If you want to be an RA, do your research at your college by asking some current or past RAs about their experiences. To be or not to be an RA depends on you and, if you do decide to take on this role, your advisees will depend on you, too!

Shari Williams is a junior at Towson University with a double major in deaf studies and broadcast journalism and a minor in entertainment, media and film. With experience in public relations, a love for music and a passion for acting, she longs to be a jack of all trades. A Baltimore native, Shari is an avid traveler and opportunity seeker. She hopes to become the next face seen on the morning news or the voice heard over the radio.

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Lending a Helping Hand Pays Off

July 26, 2011

Lending a Helping Hand Pays Off

by Shari Williams

Community service is something most of us have done at one point or another. For some high schools, it’s a graduation requirement but I believe serving your community is vital whether it’s mandated or not. The good news for college students is that not only does community service help others but it can also translate into money for school.

One renown program is AmeriCorps. Several colleges and universities take part in this program, providing information and opportunities for students to get involved. Each year, AmeriCorps gives students opportunities to participate in year-long service-learning programs. If a certain amount of community service hours are acquired by the end of the year, the student is granted a stipend.

Another option is the Fulbright Program. Fulbright has an array of grants included in their U.S. Student Program to students who have studied or are studying foreign language, music, business, journalism and public health, to name a few. Fulbright is an opportunity geared more toward soon-to-be or recent college graduates looking for more experience in their fields. Students live outside the U.S. with most expenses paid and full or partial tuition awarded. A special program opportunity that Fulbright offers is the Fulbright-mtvU Awards, which provide four grants to recent graduates studying outside of the country who will conduct research on international music culture. If that sparks your interest, they have many more opportunities to apply for.

Both AmeriCorps and Fulbright are awesome opportunities and are great ways to gain valuable experience. For more information on Americorps or Fulbright, visit www.americorps.gov and US.FulbrightOnline.org, respectively, or contact your college.

Shari Williams is a junior at Towson University with a double major in deaf studies and broadcast journalism and a minor in entertainment, media and film. With experience in public relations, a love for music and a passion for acting, she longs to be a jack of all trades. A Baltimore native, Shari is an avid traveler and opportunity seeker. She hopes to become the next face seen on the morning news or the voice heard over the radio.

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Travel This Summer...for Cheap!

June 23, 2011

Travel This Summer...for Cheap!

by Shari Williams

It's summer break, the perfect time for college students to travel. Sounds good, right? The thing is that although many of us like to travel, we can get discouraged by the costly expenses that come along with it. I actually felt the same way until I learned of several resources during my personal travels.

My favorite way of taking a leisurely (or even last minute) inexpensive trip is through AirTran Airways. They have a program called AirTranU: As long as you are between the ages of 18 and 22, you can ride to any destination that AirTran offers for between $49 and $99. You are allowed to bring a carry-on at no charge but no other baggage is permitted. This is perfect for long weekend trips but if you know that you will be staying at your destination for a while, I suggest packing your items in advance and sending them via UPS or another shipping company so you won’t have to worry about lugging your baggage around or – worse – losing it before it reaches baggage claim.

If you are not too keen on flying, Greyhound also has discounts specifically for college students with its Student Advantage Discount Card. By using the discount card, students can save 20 percent on online fares. If you buy your tickets early with the card, it could result in many inexpensive trips, whether you’re going back to college after visiting family or simply wanting to take a road trip of sorts with some friends.

As a student, there are so many ways to travel without emptying your pockets (Amtrak and Student Universe also have great deals) so make sure to take advantage of them while you can. Happy travels!

Shari Williams is a junior at Towson University with a double major in deaf studies and broadcast journalism and a minor in entertainment, media and film. With experience in public relations, a love for music and a passion for acting, she longs to be a jack of all trades. A Baltimore native, Shari is an avid traveler and opportunity seeker. She hopes to become the next face seen on the morning news or the voice heard over the radio.

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