September 13, 2007
In a press release published yesterday, CollegeBoard, a not-for-profit organization administering the AP and SAT tests, announced the results of their 2007 Education Pays study. According to the study, college graduates not only earn more, but also contribute more to society.It was found that 43% of individuals ages 25 and older who received their bachelor’s degree volunteered this year, compared with only 19% of those who had a high school diploma. Of those who volunteered, those with a bachelor’s degree reported having volunteered an average of 55 hours wile those with a high school degree reported volunteering an average of 53 hours in the past year.
In addition to volunteer work, college graduates were more likely to donate blood and to vote. They also placed more importance on efforts to understand the opinions of others. The reported significance of mutual understanding increased gradually and in line with the level of education. Of inviduals polled, 59% of those without a high school education said that trying to understand the opinions of others was important compared with 67% of those with an associates degree and 79% of those with a master’s degree.
That college grads earned more came as no surprise. Based on reports of the mean earning of full-time year-round workers ages 25 and older, those with a high school degree earned $24,900 after taxes, those with an associate’s degree earned $31,500, those with a bachelor’s degree earned $39,000, and those with a master’s earned $46,000 after taxes.
The report also indicated that although progress had been made in increasing higher education opportunities, the education levels of those coming from high-income families were still much greater than those of low income families.
Students don’t have to let money be a deterrent in receiving a college education. By visiting Scholarships.com, students can find myriad scholarship and grant opportunities. Students who visit the site can also plan ahead by comparing colleges and by researching information about various sources of financial aid. All of this comes at the low cost of zero dollars. No shipping and no handling charges apply.
September 18, 2007
When students unfold their FAFSA award letters, they may find that in addition to loans and grants, they were granted Federal Work Study (FWS) awards. What does work have to do with government assistance? Good point.
Aid in the form of work may not be the ideal award, but students who need significant financial assistance may want to consider working part time. Undergraduate and graduate students may be able to eliminate, or at least decrease, their borrowing needs by conducting a free scholarship search and by accepting Federal Work Study (FWS) positions.
These jobs are administered by colleges and often require cafeteria work, administrative assistance and research help. The work is not always glamorous, and it is often low in pay—think minimum wage. Don’t worry; there are some benefits.
Although FWS income is taxed, students are usually refunded a good chunk of it, and their financial aid eligibility is not hurt in the process. Students who work outside of school may find their future financial aid to be in jeopardy because of earnings. Students who accept FWS positions won’t have to worry about this. Their earnings will not be considered when government aid is determined. This is a great benefit as personal income is counted against students at a much larger rate than is that of parents.
Students who are interested and eligible for Federal Work Study are bound to find a job, and a flexible one at that. And because the jobs are created with students in mind, they tend to offer convenient schedules. The same can’t always be said for stores and restaurants which offer the finest of hours—late nights and weekends. When finals and class schedules changes come into play, flexibility will matter.
Like other FAFSA awards, Federal Work Study money is limited. If an award letter states that a student is eligible for $2,000, they can only work until they reach that point. This may or may not be enough. Eligible students looking for work will have to decide whether FWS jobs or outside positions are right for them. Depending on schedule flexibility, pay rate and interest, one, the other or neither may be the best option.
September 20, 2007
Attorney General Andrew Cuomo’s investigation into illegal incentives within the student lender industry has burgeoned into a full-out hunt for immoral use of student funds. The buzz has recently spread into college study abroad offices where administrators frequently receive money and free-of-charge trips in exchange for recruiting student travelers. As always, there are two sides to every story, and many college officials have been eager to tell theirs.
According to some study-abroad advisors, the trips were much more business than they were pleasure. College administrators have said that travel was a necessary tool for advisors who educated students on their locations of interest. According to The Chronicle of Higher Education, Ms. Gayly Opem, executive vice president of marketing at the Institute for the International Education of Students, held such an opinion stating, “I don’t know of any other way for them to do it than to visit the program.”
An accusation more difficult to justify was one that claimed students who chose to travel without school program assistance were sometimes denied approval for credit transfers. The New York Times article about Brendan Jones, a Columbia student denied credit transfer from Oxford told the story of one such case. Although Oxford is well known for its academic excellence, and ranked higher than some abroad institutions Brendan’s Columbia peers received credits from, the transfer was denied. Instead of returning, Brendan decided to finish school at Oxford.
Studying abroad is generally regarded as an enriching experience, in a both intellectual and social sense, but brows are rising at the business side of college travel. After Cuomo’s investigation revealed questionable administrative tactics, the idea of colleges and travel agencies marketing travel as a full-out panacea just feels tainted. A 2004 issue of Transitions Abroad magazine featured the results of a study by the Institute for the International Education of Students (IES) which claimed that 98% of students who spent a year abroad returned with increased sef-confidence and a higher level of maturity. It also reported that about 70% of the travelers returned with an ignited interest in a career direction they pursued after the experience. I have a feeling that plenty of students studying in the U.S. also developed career interests during college.
The overall theme of the investigation is that college costs are out of control, and college administrators who act like businessmen are in part to blame. While hope for a major overhaul of the funding system is a bit premature, new legislation passed by Congress will increase Pell Grants and decrease some student loan interest rates. In the mean time, students can fill funding gaps by conducting a free scholarship search and applying for awards. Students can also use Scholarships.com’s resources to find much-needed information about taking control of their finances and planning ahead for college costs.
September 24, 2007
On September 20, 2007, a meeting of more than 40 representatives and national associations was held to discuss college ethics matters. The off-the-record discussion was organized by David Ward, the president of American Council on Education (ACE), in part as a response to recent investigations into unethical business practices between student lenders and colleges.
According to The Chronicle of Higher Education, the meeting dealt with problems within the student lending industry as well as with questionable credit card solicitations to alumni and sporting-event ticket distributions. Mr. Ward was quoted as saying, “"If, for example, a president is about to sign a contract, somebody should say, 'What's the story we're giving to the public on this?' And if the president pauses, then maybe they need to pause on the contract too."
Pressures on schools to come up with funds have led to questionable actions that include receiving kickbacks from lenders and study abroad organizations. The meeting was to address such actions and to come up with plausible solutions. During the conference, Mr. Ward was asked to create a committee that would address legal problems between colleges and businesses and to come up with a checklist to assist college administrators in recognizing potential ethical problems.
To avoid or minimize the use of student lender services, students can look to scholarships and grants that can assist them in funding a college education. Conducting a free scholarship search will allow students to find myriad awards they are eligible to receive. For additional information on financial aid and college-related issues, students can take advantage of Scholarships.com Resources.
October 17, 2007
Students aren’t getting enough sleep—nothing new here. According to the National Sleep Foundation, 60 percent of high school students reported extreme daytime sleepiness. And how can you blame them? Anyone with high ambitions knows what it takes to get into a good college. Balancing extracurriculars with school and a social life can seem like a juggling act, but many feel that it’s the only way to reach goals.
Regardless of what teachers say, many students are certain that staying up to study will get them better test scores than extra zzzs would—myself included. Students are just too busy to study earlier. Okay, okay, maybe putting things off and surfing the net has something to do with it as well. But procrastination makes today’s students no different from those of generations past. Unfortunately, current generations feel that not studying must be followed by intense late-night sessions. According to an article in New York magazine, kids today sleep one hour less than they did 30 years ago.
As you may imagine, nothing good can come of that. Lack of sleep has been linked to depression, weight gain, an increase in cases of ADHD and, of course, poor school performance—even if we beg to differ. According to the article, studies of sleep-deprived students have consistently shown they don't perform as well as do student who get sufficient sleep. In a recent trial, a group of sixth-graders intentionally deprived of sleep performed as well on exams as average fourth-graders. That’s a two year decrease in cognitive ability. By one estimate, sleeping problems can hurt a child’s IQ as much as lead exposure! If that doesn't send us back to bed... well, let's just hope it does.
December 6, 2007
U.S. News may be a news source by name, but it’s the company’s annual college report that’s responsible for its celebrity status. According to a U.S. News representative, the 2007 College Ranking Report drew 8.9 million website viewers within the first three days of the date of release. The company also guarantees prospect advertisers that at least 2 million readers will read their in-print magazine. It is an undeniably attractive deal which, of course, costs an arm and a leg. The best ad position can cost a company as much as $232,992. (What ever happened to rounding?) For the price of one ad, a family can make a 100% down payment on their home.
The college rankings have become so popular that it only made sense for U.S. News to take things to the next level. Students who want to get a good education after high school can get a head start by doing well in one of the nation’s highest-ranked high schools. Right or wrong, the demand for this information is there, and U.S. News is jumping at the chance to capitalize on it.
The list is a great business for U.S. News and a boon for communities lucky enough to be in presence of these regal high schools. When searching for my first post-college apartment, I came upon a tattered place with a surprisingly high price, at least for me. It was already above my optimal range, but I was curious—until I toured the residence. I was both amazed and irritated with the owner for thinking he could get away with such consumer gouging. His excuse, as you may have guessed, was a good school district. That was my cue to leave, but other families would have been more than happy to compromise. If I had kids, I may have been one of them.
There has been no lack of controversy surrounding the U.S. News college reports, and controversy about the high school reports is probably forthcoming. A number of schools, including Reed College and Dickinson University, have refused to participate in the college reports by not providing information, and time will tell how unranked high schools will react to the reports. Whether it’s for the highest paying career options, the joy of an excellent education or for membership in what Stephen Colbert referred to as a brie cheese elite, students and parents across the nation are drawn to prestigious schools. Until this is no longer the case, you can be sure that inside college scoop will be warmly received and heatedly debated.
December 7, 2007
The QuestBridge organization has been turning heads lately for its ability to match talented, underprivileged students with excellent schools across the country. It's something of a dating service for students and colleges. QuestBridge has sought after and found numerous exceptional high school students and paired them with some of the nation’s most prestigious, and expensive, colleges and universities. By participating, schools can diversify their campus, and eventually, the demographic of the nation's leading scholars. QuestBridge makes finding gifted and oftentimes overlooked teens look easy.
High school seniors who are nominated, or who nominate themselves, fill out one application that can then be sent to all participating schools. Their fee is waived, and an essay about the student's ability to overcome obstacles is also included. When selecting finalists, QuestBridge considers academics, finances, eligibility requirements and personal circumstances.
From there, applications are sent to schools which make the final decision. Accepted students are offered full four-year scholarships to attend one of the twenty participating colleges and universities. Among these are Notre Dame University, Stanford University, the University of Chicago and Amherst College. There were 103 QuestBridge students who received scholarships to leading schools last year, and the number is expected to increase this year.
Students who may not have otherwise considered expensive schools suddenly find opportunity within reach. A featured QuestBridge student who won a scholarship to Stanford stated, “I didn’t feel like I could get in to a top college. I filled out my application and lost my nerve to hit the ‘submit’ button. I will never forget receiving a call at my home from a Quest counselor, encouraging me to go ahead and apply.”
For more information about the QuestBridge National College Match Scholarship, you can conduct a free scholarship search at Scholarships.com.
December 19, 2007
The whole “college graduates earn $1 million more than non graduates over their lifetime” stat is getting a bit trite. I’ll give you a few more if you’re not convinced that college is a worthwhile investment.
College graduates enjoy greater career security
College graduates can offer their children a more secure financial future
College graduates are healthier
College graduates are more likely to contribute to society
Anyway, you get the picture. The problem isn’t that the whole “follow your dreams” thing makes no sense. The problem is affording those dreams and affording the time and preparation it takes to follow them. Most of us don’t make enough money to loll around devoting our days to perfecting our sculpting skills and sharpening our 3 point shots. Even those with less risky dreams can’t always afford to test the waters, especially if the schooling required to get those jobs is too expensive and time consuming. That’s why so many students find themselves having to compromise their initial career goals after realizing their dream jobs won’t allow them to pay off student loans. Let’s just say that the need for qualified teachers isn’t caused by a disinterested public.
Sorry, I didn’t mean to be gloomy. I swear there’s a silver lining. Financial aid in the form of government grants and outside scholarships is readily available to students in difficult situations. Without a cloud of college debt hanging over your head, “The Road Not Taken” may suddenly become an option. The financial aid information found at Scholarships.com will help you familiarize yourself with the FAFSA, government grants, corporate scholarships, private scholarships, the ins and outs of student loans and myriad other financial aid opportunities. Whether you’re interested in preliminary information or ready to get down to business by finding scholarships, we can help you do it.
If you’re not convinced, you can take a tour of our site. Visit our homepage, and take a sort of “Tour de Scholarships.com” if you will. We can help you see how conducting a free college scholarship search will help you find scholarships and grants that, based on the information you provide, you're eligible to receive. Find New York scholarships, scholarships for graduate students, scholarships for minorities, poetry scholarships, music scholarships—you name it, we’ve got it. With information about more than 2.7 million scholarships and grants, Scholarships.com offers more than you’ll know what to do with. If you’re not convinced yet, just take the tour. Like the search, it’s free. You’ve got nothing to lose, and a world of financial aid opportunities to gain.
December 21, 2007
Wind, rain or shine, college tuition bills always safely make it to your mailbox, or the inbox. Even if you’re struggling financially, there’s no need to give up. Whether you’re having trouble keeping your spending in check or are hindered by college bills, things can be better. The new year is coming up, and you deserve a new chance, a minty fresh start. Students looking for a way to save should follow this advice to get things right in '08.
1. Look for scholarships. Applying for scholarships is a great way to save for college. It doesn’t cost to apply—don’t listen to anyone who suggests you should pay—and the rewards tend to be large. Try conducting a free scholarship search to find scholarships and grants you may be eligible to receive.
2. Avoid magazines and websites with appealing products. Oftentimes students will be unaware they’re in need of something until they see it in a magazine. If it’s out of sight, it’s out of mind. Marketers have a way of making whatever it is that catches your eye look more amazing and necessary than it really is. The best way to avoid their evil traps is to stay out of their way.
3. Skip the details at restaurants. I can’t tell you to skip the restaurant thing. Going out for dinner is just part of the student culture, and if you can’t eliminate it, be smart about it. If you skip the appetizers, lose the dessert and trade in water for a soft drink, you can cut your bill in half. Those that go out to eat for the company more than the food can also go straight for the appetizer and stop there. They tend to be oversized anyway.
4. Watch your phone plans. For some reason, students always seem shocked when an insane phone bill comes in the mail. If you know you’re a chatterbox, you should plan accordingly. Get the same plan as the people you chat with most, start a family plan and watch the texting.
October 18, 2007
It’s difficult to read a national newspaper–your choice–for longer than a week without coming across at least one article dealing with the environment. Why should a blog be any different? Jokes and polar bears aside, the environment is in need of some true student TLC, and students have plenty of it to give. Here are some things each of us can do to help.
1. Get educated Change starts with education. When searching for potential colleges, take into consideration the variety of classes offered. The more options schools have, the more you can dabble in various interests, especially the environment. By educating yourself about environmental issues, you can learn about ways to improve the situation, and what’s more, inspire others with your newfound knowledge. When you let people see how the environment affects them personally, you are more likely to convince them that their efforts and time are worth the investment.
2. Turn off the lights Saving money and energy is a click away, or a clap clap. Remember to turn off lights and appliances when you are through with them. Pay extra attention to air conditioners—open windows and running air conditioners make mother earth cry.
3. Live by the triple R’s Many of us already reduce, reuse and recycle to some extent, but most of us don’t really crack down on bad habits. By making the three R’s your mantra, you can reduce emissions, save some tree lives and fatten your piggybank.
4. Write to Congress This one is for the ambitious. Begin a petition in support of the Kyoto Protocol to be sent to Congress; or at least sign the one you make your friend create. So far, 172 countries and governmental entities have signed the pact limiting emissions. Somehow the U.S. is not one of them.
5. Take public transportation A great benefit to most on-campus travel is the abundance of public transportation. Taking the bus or train to school can reduce carbon dioxide emissions, and it can also free up some time to chat or study. It may not be the most convenient way of getting around, but improvement isn’t always convenient. For those who live close by, riding a bike, rollerblading or walking is also a good option.
6. Bring your own bags and mugs Try stuffing your groceries into a backpack, and bring mugs to coffee shops. (Or visit ones that offer in-house cups.) Some stores and coffee shops will even give you discounts for doing so.
7. Be laptop savvy in class You won’t look like you’re too cool for school by bringing your laptop to lectures—really. Students can save much paper by appending and saving posted online notes on laptops. By bringing a laptop to class, you can save trees and increase the likelihood of future legibility. Plus, editing is easier on a computer, and most students can type more quickly than they can write. If you’re not one of them, it’s about time you practiced.
There are plenty of things students can do to make a difference, and many are already hard at work. This year, Scholarship.com’s annual Resolve to Evolve scholarship prizes were awarded to students who wrote the best essays on problems dealing with standardized testing and the environment. See what the winners had to say on the topic, and check out Scholarships.com's new Resolve to Evolve $10,000 essay scholarship. You can also search our database for college scholarships and grants; begin finding money for college today!
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