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2014's Most Memorable Commencement Speakers Are...

Jun 3, 2014

by Suada Kolovic

Ah, college graduation. It’s a time filled with incredible hope, fear and potentially a famous commencement speaker. And while notable politicians, celebrities and artists are usually called upon to speak to a crowd full of fresh-faced 20-somethings embarking on the next chapter of adulthood, we couldn't help but wonder who shared some of the most memorable speeches this year. Check out some notable moments below:

Jim Carrey, Maharishi School of Management: "You can fail at something you don't want, so you might as well take a chance doing what you love."

Grace Potter, St. Lawrence University: "Honestly, more than anything else, it is love that got me here today… I see now that it's these experiences, large and small and people who give their time in our early lives that truly shape our path. I hope you can all feel my gratitude and share in this experience."

John Legend, University of Pennsylvania: "We’re taught when we’re young that the opposite of love is hate, but it’s not. Hate is a byproduct, hate is a result. Being a hater isn’t cool -- nobody wants that. But hate comes from one thing: fear. Fear is the opposite of love.”

Colin Powell, High Point University: "Go forth and raise strong families remembering that all you can ever leave behind is your reputation, your good works and your children for the next generation."

Rainn Wilson, University of Southern California: "In this me-me-me culture, focus on yourself [and you will] find only misery, depression, emptiness. Focus on helping others [and you will find] joy, contentment, gratitude and buckets and buckets of eudaimonia."

Charlie Day, Merrimack College: "You cannot let a fear of failure or a fear of comparison or a fear of judgment stop you from doing what's going to make you great. You cannot succeed without this risk of failure. You cannot have a voice without this risk of criticism. And you cannot love without the risk of loss."

For the full list of memorable commencement speeches, head over to the Huffington Post. And if you’re feeling anxious or nervous about going out into the world and finding that first job, or simply sticking to a traditional 9-5 schedule, check out some of our resources on what you should expect come life after college. We have everything from sticking to a real world budget to coping with the stress that may come with leaving college. So don’t fret, we’ve got your back!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Top 10 Most Successful College Entrepreneurs

Jun 2, 2014

by Suada Kolovic

College campuses have been the breeding grounds for some of the most successful business in the world. We’re talking Facebook, Apple, Microsoft, and Yahoo! to name a few. Check out who else made Huffington Post’s list of the most successful college entrepreneurs:

  • Mark Zuckerberg: In 2004, at the ripe age of 19, Zuckerberg created what would one day become the second most visited website in the world – Facebook.
  • Bill Gates: After taking a leave of absence from Harvard, Gates started creating processors and computer interfaces that are still used today. He then founded a little company you might have heard of (Microsoft).
  • Michael Dell: Dell was a pre-med student at the University of Texas, Austin in 1984 when he started a small business in his dorm upgrading computers. He went public in 1988 and eventually brought “Dude, you’re getting a Dell!” to the masses.
  • Bo Peabody: As a student at Williams College, Peabody, Bretty Hershey and their economics professor designed one of the original social networks in 1992. Today, it is known as Tripod.com.
  • Jerry Yang and David Filo: Graduate students at Stanford University, Yang and Filo created Yahoo! as a way to help their Stanford friends locate cool websites.
  • Steve Wozniak: In 1975, Wozniak dropped out of the University of California, Berkeley to work with Steve Jobs on circuit board designs and operating systems. These projects eventually evolved into Apple.
  • Larry Page and Sergey Brin: In 1996, Page and Brin, who were PhD students at Stanford University at the time, left school to begin working on a new search technology founded on one idea that the order of websites listed on search engines would be based on relevance. From that idea, Google was born.
  • Marc Andreessen: While at the University of Illinois at Urbana-Champaign, Andreessen and Eric Bana began creating a user-friendly browser that integrated graphics and would work on a range of computers. They called it Mosaic, Andreessen eventually started his own software company, Mosaic Netscape.
  • Frederick W. Smith: As an undergrad at Yale, Smith wrote a paper outlining a delivery system that would work in a computer-dominated industry. After he graduated, Smith ran with the idea and founded Federal Express.
  • Steve Huffman and Alexis Ohanian: After graduating from the University of Virginia in 2005, Huffman and Ohanian founded the popular social news website Reddit.
  • What do you think of the individuals that made the list? Any surprises? Do you think it’s problematic that not a single woman made the list?

    And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Tips on How to Vet a For-Profit Online Program

May 30, 2014

by Suada Kolovic

Not every student goes the four-year route when it comes to getting a college education and instead explores non-traditional options that include for-profit institutions. And while proprietary institutions may not have the best track record, not all for-profit schools are alike. To help you differentiate between the good and the bad, experts at U.S. News & World Report have compiled a few tips on how to vet an online program. Check out their suggestions below:

  • Investigate the true cost of the program. Draft a budget reflecting the actual cost of the program, including the price per credit hour and the cost of books, support, technology and other necessities. Next, explore scholarship options. Scholarships are a great way to cover part or sometimes even all of the cost of a college education. Creating a Scholarships.com profile is a great place to start!
  • Explore your options. Before committing to a for-profit online program, be sure to do your homework. When looking at different schools, be sure to compare career services departments and their ties to the industry in which you hope to eventually work.
  • Check for accreditation. To help ensure that the for-profit school you are considering is reputable, check to see whether it is regionally accredited. If you have any doubts about the legitimacy of the accreditation agency, make sure it is recognized by one of two authorities on the matter – the Council for Higher Education Accreditation or the Department of Education.

Do you attend a for-profit institution? If so, how did you decide on your school?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Harvey Mudd College Makes History, Awards Majority of Engineering Degrees to Women

May 27, 2014

by Suada Kolovic

While it was once rare to see women in higher education, there are now more women than men attending college in the U.S.. And while most would argue that historically women have been underrepresented in the fields of science, technology, engineering and math (STEM), it seems we’re starting to turn the corner: Harvey Mudd College awarded more engineering degrees to women than men at its commencement ceremony on Sunday. Hot dog!

Harvey Mudd College, a Claremont, Calif.-based school renowned for its engineering programs, said 56 percent of its graduating class were female. College President Maria Klawe played a pivotal role in gearing a concentrated effort to raise the number of women studying in STEM fields since she took over in 2006 and Elizabeth Orwin, a professor of engineering and incoming chair of the engineering department, said she attributes part of the school’s success to having a large female faculty. "Harvey Mudd has a high percentage of women faculty in the engineering department, so female students have more role models and examples of different pathways through engineering,” Orwin said in a statement. "We also have a significant number of experiential learning opportunities which instill confidence early on in our students, which I think is particularly impactful for our women students." (For more on this story, click here.)

Though a lot of progress has been made, inequalities still exist between men and women: While women may be the majority of college students today, they still typically earn less than men and occupy a smaller percentage of high-paying jobs. The good news is there are organizations offering scholarships to women to try and close these gaps – to find additional information about scholarships, grants, internships and fellowships that can help women attend their college of choice, please conduct a free college scholarship search.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Legislation Seeks Student Protection on College Debit Cards

May 23, 2014

by Suada Kolovic

With graduation season in full swing on college campuses across the country, many of you are well-prepared and excited for this new chapter in your lives. So whether you've snagged a position in your field (way to go!) or have a coveted internship lined up, it seems as though things are all finally falling into place...until you realize that along with the crippling student loan debt you’ve accrued the past four years, you also have a ton of debit card debt. Yikes! Fortunately, Congress seems to be tackling predatory college debit card programs head-on.

The legislation – known in the Senate as the Protecting Aid for Students Act and in the House as the Curbing Abusive Marketing Practices with University Student Debit Cards Act – would prevent "revenue-sharing" deals between college and banks for college-issued deposit accounts/debit cards and would require that banks pay colleges at "market rate" to provide and promote their banking services. The bill also calls for a "code of conduct" for colleges that bans banks from giving gifts to college officials. "Many of today's college students are being strong-armed into using financial products that are endorsed by their university," lead House sponsor Rep. George Miller of California said in a written statement. "These products often carry unnecessarily high fees that chip away at students' federal grants and loans, which should be helping pay for classes, not lining the pockets of banks. In reality, these ‘preferred’ products aren’t preferable at all." (For more on this story, click here.)

What do you think of the proposed legislation? Were you tempted by every credit card promotion with a free t-shirt incentive while on campus? If so, check our Campus Life section for tips on credit card money management, resisting the urge to splurge and recognizing want vs. need to get back on track!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Report: Millions of Millennials Are Underemployed or Unemployed

May 20, 2014

by Suada Kolovic

It wasn't too long ago that the majority of Americans agreed that one had to pursue a college degree in order to succeed in the workforce. Unfortunately for millennials, the rate of success after obtaining said degree is no longer so intrinsically tied: According to multiple reports, millions of college graduates suffer a mismatch between education and employment and hold jobs that don’t require costly degrees.

Among recent college graduates ages 20 to 29, the Bureau of Labor Statistics reports unemployment stands at 10.9 percent, more than three points higher than in 2007. While a study from the Federal Reserve Bank of New York found that of those recent college graduates who have managed to find work, more than 40 percent hold jobs that do not require a college degree; more than 20 percent are working only part-time; and more than 20 percent are in low wage jobs. Canadian economists Paul Beaudry and David Green of the University of British Columbia and Benjamin Sand of York University have documented a declining demand for high-skilled workers since 2000. They say, "high-skilled workers have moved down the occupational ladder and have begun to perform jobs traditionally performed by lower-skilled workers ...pushing low-skilled workers even further down the occupational ladder and, to some degree, out of the labor force altogether." If correct, their work might just turn conventional wisdom on its head. (For more on this story, click here.)

Do you think that a college degree is necessary for gainful employment and upward mobility? If so, check out our college search tool to find detailed information on more than 7,000 colleges including admission statistics, tuition and fees, financial aid and scholarships, academic majors and more. Not sure where you want to go to college? Check out our College Matchmaker.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Ten Surprising Celebrity College Majors

May 16, 2014

by Suada Kolovic

Due to the stagnant economy, students are flocking to majors considered “safe” (economics, engineering and computer science) and steering clear of ones that develop creative thinking and imagination (the humanities). It makes sense: The objective after graduation is to obtain a lucrative career to pay for that prestigious college education and the best way to do that is to select a major where the potential for a generous return on your investment is high. Interestingly enough, that same thought process applied to some of our favorite A-listers way back when they were considering college majors! Don’t believe us? Check out some of the more surprisingly “safe” majors chosen by celebrities below:

If you’re struggling with choosing a major, head over to Scholarships.com’s College Prep section for tips on things to consider before making a definite decision. And while you’re there, we invite you to do a free college scholarship search to find financial aid opportunities that are tailored to you!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Consider Consolidating Your Private Student Loan Debt

May 13, 2014

by Suada Kolovic

If you're a recent college graduate, chances are you'll have to start paying off your student loans sooner than you think. And even with the economy in a slump, don't expect a free pass on not paying them back. So while keeping track of the multiple loans you've accrued during your college career is tasking, it's important to understand your options. An often overlooked possibility is private loan consolidation. Aren't familiar? Allow me to explain.

A consolidation loan can simplify the loan repayment process by allowing the borrower to combine several types of loans into one. And often, the interest rate on a consolidation loan is lower than the rate on a typical student loan. Until recently though, few banks have offered consolidation loans for private student debt. Why? According to a report last year by the Consumer Financial Protection Bureau, part of the problem was the high cost of marketing to potential borrowers and finding adequate financing to provide the loans. But that may be changing: In January, Providence, R.I.-based Citizens Bank said it would begin offering private consolidation loans which could signal that change is afoot nationally. Wondering who should consider a consolidation loan? It's an ideal option for students who have finished school, are gainfully employed and have been making on-time payments on your private student loans for at least a year or two. The real advantage of refinancing is the chance to get a lower interest rate on your debt and to simplify their monthly payments into a single bill. (For more on this story, click here.)

For more information on student loan consolidation, borrowing responsibly and tips on repaying your student loans, head over to Scholarships.com financial aid section.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Hundreds of Colleges Still Accepting Applications

May 9, 2014

by Suada Kolovic

High school seniors, are you down about not getting a fat envelope from any of the colleges you applied to? College students, are you looking to transfer from your existing institution? Don’t freak out: There are hundreds of colleges that are still accepting applications.

According to the National Association for College Admission Counseling's (NACAC) annual College Openings Update, 270 schools are still accepting applications for freshmen and transfers as of May 9th. The list is comprised of schools that didn’t fill all open spots for next year’s freshman class, are seeking transfer students or have enrollment deposit deadlines later than the May 1st norm. While the majority of schools on the list are small, private colleges with enrollment between 1,000 and 5,000 students, there are a few large, public institutions on the list, too. Check out a sampling below:

For the full list of colleges still accepting applications, click here. Will you be taking advantage of this helpful resource?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Student Debt Forgiveness Programs Skyrocket

May 6, 2014

by Suada Kolovic

Unless you plan on paying for your college education out-of-pocket, completing the FAFSA and applying for scholarships are essential in your quest for financial aid. But have you considered federal programs that forgive student loan debt almost entirely? It’s an increasingly popular option: According to reports, government officials are trying to rein in federal programs that forgive some student debt, amid rising concerns over the plans’ costs and the possibility they could encourage colleges to push tuition even higher.

The fastest-growing plan requires borrowers to pay 10 percent a year of their discretionary income in monthly installments. The unpaid balances for those working in the public sector or for nonprofits are forgiven after 10 years while those private-sector workers see their debt wiped clear after 20 years. And while there is currently no limit on such debt, the Obama administration has proposed to cap the amount eligible for forgiveness at $57,500 per student. The cost? A report last week from the Brookings Institution estimated that the plan could cost taxpayers $14 billion a year! “Loan forgiveness creates incentives for students to borrow too much to attend college, potentially contributing to rising college prices for everyone,” the study said. The authors went on to recommend the forgiveness provisions to be scrapped entirely. (For more on this story, click here.)

Share your thoughts on federal student debt forgiveness programs in the comments and check out our financial aid section for more information on how to fund your college education.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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10 Universities Where Most Students Live On Campus

Apr 29, 2014

by Suada Kolovic

If you’re a high school senior, you’ll be faced with a major decision in the coming months: choosing the right college. And while there are myriad factors to consider when making your decision, campus housing can be a crucial piece of the puzzle. For the most part, students are required to live in campus housing during their freshman year while upperclassmen tend to live off-campus in apartments. The reason: Most larger universities just don’t offer enough on-campus housing to accommodate their entire undergraduate populations. Yet, that’s not always the case because some prominent institutions with large endowments offer housing for all undergraduates.

According to an analysis of student housing data provided by the U.S. News & World Report, students at many of the country’s top ranked schools opt to remain on campus until they graduate. Of the top 10 national universities with the highest percentage of students living on campus, five are Ivy League institutions. Check out the complete list below (schools are ranked by the percentage of their undergraduate student body living on campus).

  1. Harvard University
  2. Princeton University
  3. California Institute of Technology
  4. Columbia University
  5. Stanford University
  6. Massachusetts Institute of Technology
  7. St. Mary's University of Minnesota
  8. Yale University
  9. Dartmouth College
  10. Vanderbilt University

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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