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Financial Aid Expands at Three More Colleges

Oct 15, 2008

by Scholarships.com Staff

Texas A&M, Boston University, and Vanderbilt University have all recently announced expanded financial aid programs to help lower-and-middle-class students deal with the rising cost of college education and the tough economic situation the country currently faces. 

This news comes as many other colleges are announcing budget cuts and tuition hikes in order to break even in the face of declining state funding. Proposed cuts to higher education funding currently range from a one percent cut in Maryland to a reduction of funding by more than 14 percent in Nevada, according to a recent write-up in The Chronicle of Higher Education

Despite financial concerns, though, more and more schools are digging into their pockets to find additional scholarship and grant money for their students.  Texas A&M will provide free tuition to all freshmen with a family income below $60,000 and a GPA above 2.5.  Boston University plans to meet all financial need for every Boston public school graduate admitted to the university.  Vanderbilt will replace all need-based student loans with grants for its students starting next fall, though it still needs to raise an additional $100 million to fully fund the program.

U.S. News and World Report provides more information on these new financial aid programs.  You can find out more about these and other generous institutions by conducting a college search on Scholarships.com.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Social Stigma Causes Poor Math Performance by U.S. Students, Study Suggests

Oct 14, 2008

by Scholarships.com Staff

I remember sitting around in an English class one day, waiting for the professor to arrive, when one of my classmates mentioned the GRE (graduate record examination) test that we’d all recently taken to apply to graduate programs. She had been worried she wouldn’t even be able to get into English grad programs because of her abysmal standardized math test performance. Everyone chimed in with their GRE scores and application process anecdotes and I spoke up with, “I was surprised that I actually scored higher on the math than the verbal!” It was akin to announcing that I tortured small animals. The air went out of the room and I think some girls actually edged away from me.

 

This social stigma about math certainly doesn’t start with graduate students in English departments. Most students who excel at math, especially girls, have certainly felt it at one point or another. So while some previous research has suggested that girls just aren’t as good as boys at math, a new study published Friday in Notices of the American Mathematical Society suggests something different. Combining two of the facts of life of high school—popularity is important to many girls and math just isn’t cool—the study proposes that girls don’t do as well at math in middle school and high school and don’t pursue math-heavy degrees as undergraduate students because of social pressure.

 

This conclusion comes from looking at the cultural backgrounds of some of the highest-performing college and high school students who participate in math competitions. Most of these students, especially the girls, came from cultures where math is prized as an important and useful skill and a source of prestige. These students or their parents tended to be from Asian or Eastern European countries, either sparing them from or giving them a social counterpoint to American beliefs about math. These countries produce a higher proportion of mathematically gifted women, as well as higher numbers of math superstars overall, suggesting that it’s not that girls aren’t good at math, but that girls in the U.S. are socialized to not make math a priority.

 

So, if you’re a high school math nerd, hang in there. At least one research team believes that you are good at math and you’re not a weirdo for being good at math. If you can stick with math into college, you’ll likely encounter a different attitude. And if the article in Friday’s New York Times is any indication, top colleges want mathematically-inclined students. They might even pony up some scholarship money to woo you.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Report on Degree Completion and Race Raises Concerns

Oct 9, 2008

by Scholarships.com Staff

American higher education has just experienced something it hasn't seen since before World War II: a break in the constant increase of degree completion, including a decline in the percentage of minority students attaining a degree.  This has some higher education officials worried that colleges are not doing an adequate job of recruiting and retaining members of disadvantaged groups.

Americans between the ages of 25 and 29 are only slightly more likely to have attained an associate's degree or higher than Americans ages 30 and up, according to the report released today  by the American Council on Education.  The report, which is already receiving a fair amount of press coverage, including a thorough piece in Inside Higher Ed today, shows that overall degree attainment has held almost steady, with 34.9 percent of Americans between the ages of 25 and 29 holding degrees, compared to 34.3 percent of those over 30.

While more white and Asian American students have received an associate's degree or higher among the current generation, degree attainment has actually fallen for African American, Hispanic, and American Indian students.  Asian Americans continue to have the highest rate of degree attainment at 66.2 percent (up from 54.1 percent), while only 16 percent of Latinos in the younger age group have completed a degree (down from 17.8 percent of those 30 and over).  However, the current generation of black and Latino women have outperformed previous generations, which is part of an overall trend of women being more likely than men to attend college and complete a degree.

The report also shows that total enrollment of minorities in college has increased by 50 percent over the last ten years, with white enrollment increasing by 8 percent.  Like degree attainment, enrollment gains have been uneven, with 61 percent of Asian Americans between the ages of 18 and 24 enrolled in college, compared to 44 percent of whites, 32 percent of African Americans, and 25 percent of Hispanics and American Indians.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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On Past and Future Tuition Increases

Oct 8, 2008

by Scholarships.com Staff

While a report released Tuesday by the Department of Education shows relatively low rates of tuition increase over the last two years, other data and expert opinions suggest that the same will not hold true next year.  Between the 2005-2006 and 2007-2008 academic years, tuition at four-year public and private colleges for in-state and out-of-state undergraduate students showed increases of 3.4 to 6.7 percent, adjusted for inflation. 

Out-of-state tuition at public state universities stayed relatively low, increasing 3.4 percent to $13,630.  In-state tuition at public universities went up 5.3 percent over two years to $5,749.  Non-profit private universities saw a 6.7 percent tuition increase, bringing the total amount of tuition and fees to $19,337, while for-profit private universities increased tuition 5.2 percent to $14,782.

However, the economic downturn of 2008 is likely to spur much larger tuition increases as states lose tax revenue.  A report from the Nelson A. Rockefeller Institute of Government warns that state tax collections may fall sharply this year, with revenues from sales taxes, corporate income taxes, and fuel taxes already falling in the second quarter of 2008.  Some states are already cutting budgets to deal with potential revenue shortfalls and increasing inflation, and the trend is likely to spread. 

This could hurt higher education funding and force universities to increase tuition, especially since they also must contend with inflation, with providing financial aid to students in tougher financial situations, and with other potential drops in funding caused by the credit crunch.  Announcements of tuition increases likely won't happen for months, but for high school seniors and other students in the process of choosing a college, potential tuition hikes are definitely something to keep in mind during the college application process.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Worries About Economic Downturn Spread to Higher Ed

Oct 3, 2008

by Scholarships.com Staff

So far colleges and college students have been weathering the credit crunch and financial troubles on Wall Street fairly well.  Students have been able to get student loans and pay for school, and colleges have been able to raise money for projects and provide students with needed services and even additional scholarship money in many cases.  However, events of the past few weeks appear to be starting to take a toll on colleges and universities.

Earlier this week, many universities saw their investments held in the Commonfund, which was run by Wachovia, frozen after the bank announced that it would sell its operations to Citigroup this week.  Schools were initially given access to only 10 percent of Commonfund funds in order to prevent a run on the bank.  While the amount has increased and crisis has largely been averted for universities depending on this money for regular operating costs, there was initial concern this week that some schools might not be able to make payroll.

Boston University announced a freeze on future hiring and construction projects earlier this week, and the University of Memphis announced a voluntary buyout plan for 115 positions within the university.  Other colleges are beginning to struggle financially, as well, as they face the prospect of smaller donations and less state funding.  The economic downturn may lead to more staffing cuts, fewer resources available to students, higher tuition, and even smaller or fewer financial aid awards (especially in the case of scholarship awards that rely on alumni donations for funding each year).

While students typically flock to colleges and universities when they can't find employment, the impact of the economic downturn and the continued (though still entirely theoretical) threat of a lack of student loan or federal aid funding for students may cause some students to decide against attending college, or to make their decision based entirely on which option is cheapest.  The Chronicle of Higher Education, in addition to offering a thorough description of the impact of the economic downturn on higher education, also gives a list of prospective winners and losers if the situation continues to worsen.  The top of the list of losers?  Middle class families.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Spellings Announces Shorter FAFSA

Oct 2, 2008

by Scholarships.com Staff

In a speech delivered yesterday at Harvard University, U. S. Secretary of Education Margaret Spellings announced that her department had managed to whittle the Free Application for Federal Student Aid (FAFSA) down to 27 questions.  The FAFSA is currently 120 questions long and described as Spellings as more complicated than an income tax form. A shorter FAFSA has been called for by Congress and advocated by virtually everyone aware of the form's existence.

Spellings stated in her speech that the length of the FAFSA may be preventing many families from filling it out, despite the fact that they might qualify for federal student financial aid. While part of this phenomenon is likely due to the prevalence of financial aid myths, the complicated nature of the FAFSA likely does play a role.  Although fafsa.ed.gov states that the form should take less than an hour to complete, even for first-time filers, the assessment has always seemed a bit overly optimistic to me. I remember my first encounter with the FAFSA taking hours, and while I ultimately submitted it, I definitely did so under duress and only after repeatedly begging my parents to fill it out for me.  An effort by the Education Department to make it simpler and less stressful to pay for school is definitely welcome.

While Spellings' speech didn't address whether this was the final incarnation of the FAFSA or when changes would debut (let's all cross our fingers for January), a shorter financial aid application is undoubtedly good news for students.  In the meantime, if you're struggling with applying for financial aid, check out some of the resources offered by Scholarships.com.  We have a breakdown of FAFSA and other daunting financial aid acronyms, some tips for completing the FAFSA, and detailed instructions for filling out the FAFSA on the Web.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Community Colleges: Could a Money-Saving Move Derail Your College Goals?

Oct 1, 2008

by Scholarships.com Staff

A working paper put out by the National Bureau of Economic Research provides new data on the learning outcomes of students who enroll at a community college with the intent to transfer to a four year school. The paper, discussed in detail in an article in Inside Higher Ed, suggests that even accounting for differences in educational goals, students starting at community colleges are less likely to earn a bachelor's degree in nine years than students who start at a four-year college.

The study tracked students who enrolled in Ohio's colleges and universities in 1998 and used a survey of incoming students from that year to determine career and college goals. Researchers then looked at the learning outcomes of community college students who took the ACT or professed an interest in ultimately getting a bachelor's degree.  The results showed that these students were 14.5 percent less likely than their counterparts at four-year colleges and universities to graduate.

The article stresses the difficulty in comparing students at the two different types of colleges.  Community college students tend to be from lower-income backgrounds and are more likely to be minorities or adult students, which can all be factors in students' likelihood to earn a degree.  The study also doesn't account for whether the difference is simply due to changes in plans.  Many students choose the less expensive option of community college because they are unsure of their educational goals, so it's likely those goals might change and students might decide to walk away with an associate's degree.

More research still needs to be done, but students who are considering starting at a two-year college then transferring may want to keep these numbers in mind.  While the study shows that students who do successfully transfer to a four-year state college do just as well as students who start in one, the transfer process can be difficult and daunting.  Students have to navigate the application process, degree requirements, and other hurdles at two institutions, and there's not always a guarantee that a student's credits will successfully transfer.  This can dissuade less dedicated students and students with fewer resources, as can the higher cost of tuition at a four-year university. Community college students also may not be sure what to expect in college at the baccalaureate level and may feel unprepared.

If you plan to put in a year or two at a community college then transfer, do your research thoroughly and make sure you're making the right college choice.  You'll need to have a clear sense of where you want to go and what you want to do, and find out as much as possible about what will be involved in transferring as early as you can. Learn about financial aid options available to you as a transfer student and make sure your plan will really make your bachelor's degree cheaper. Finally, don't get discouraged and keep your eyes on the prize.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Survey Says Student Loans Steer Post-College Plans

Sep 25, 2008

by Scholarships.com Staff

In the wake of the credit crisis of the past year, innumerable articles have been written about the impact on the student loan industry, as several student lending agencies have been forced to stop offering federal and private loans to students or at least scale back their operations considerably.  Credit requirements have gotten more stringent for students whose lenders are still in business, and taking out a student loan is an even more time-consuming and uncertain process now than ever.

At the same time, the economic downturn that's accompanied the credit crisis is highlighting the difficulty students are facing repaying all of these student loans--loans they're being told now that they're lucky to get.  Many students feel caught in a difficult position.  Do they take out student loans, go horribly in debt, but get to ultimately pursue a fulfilling degree and a potentially more fulfilling career?  Do they work full-time through school and take longer to get the degree and spend less time in their dream job? Or do they minimize debt by going to work sooner in a field that's easier to break into and requires less education?

According to the results of a survey published in the Boston Business Journal, that first option might not even be an option for many students.  An online poll of 336 recent college grads revealed that 47 percent said that their career pursuits were influenced by their need to make student loan payments, while 25 percent reported putting future education plans on hold in order to minimize debt.  While these numbers are the results of only one web survey, they still send a pretty clear message that avoiding student loans is a good idea when trying to pay your way through school.

Congress is advocating the wider adoption of college savings accounts, such as 529 plans, and more universities are retooling their financial aid packages to benefit more needy students and rely more heavily on scholarships than on student loans. Many of the nation's top colleges have made a commitment to helping all accepted students afford to attend, and other schools are offering larger scholarship awards to students who most need them, as well.  For example, Spelman College in Atlanta, Georgia just launched the Starfish Initiative, where anonymous donations are used to cover the remaining tuition balances of deserving seniors who might otherwise need to take out a substantial private loan or leave college.

But institutional aid and college savings accounts aren't the only options available to students.  A vast number of scholarship opportunities are out there, and despite the scholarship myths you may have heard, you can fund a substantial portion of your college education with such sources.  So start your scholarship search early and be persistent.  While soaring college costs and a weak economy may make it harder to pay for school, they don't mean you have to stay home or be overwhelmed by debt.  Do your research and find out what resources are available to help fund your education.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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NACAC Addresses Standardized Testing, Early Decision

Sep 24, 2008

by Scholarships.com Staff

The National Association of College Admission Counselors (NACAC) plans to address questions of early decision admission and the role of standardized testing in the admission process in panels during their annual conference this week.  In preparation, they have released the results of a survey showing that early decision admissions had begun to fall, as well as commentary on the state of the Scholastic Aptitude Test (SAT) and American College Test (ACT) in college admissions.

A special panel convened by NACAC released a statement suggesting that standardized tests such as the SAT and ACT may play too prominent a role in college admissions.  While the report emphasizes that standardized tests can play an important role in the admissions process, especially in helping students choose which schools may be a good fit for them, it also declared the importance of avoiding a one-size-fits-all approach to testing.  This position represents a shift from previous NACAC commissions' stances on standardized testing.

Another survey released this week by NACAC highlighted other shifts in college admissions, namely a slowing of the increase in early decision admissions as compared to previous years.  Many schools are giving students going through the college application process the option to make a binding committment to attend that college if accepted in a process known as early decision.  Critics argue that this puts poorer students who are unwilling to commit to attending a college without receiving their financial aid package at a distinct disadvantage in being considered for admission.  While many colleges still are embracing the idea, this shift in figures could show some hesitation on the part of admission offices or students regarding the still-controversial issue.

Additionally, the survey illustrated some doubt regarding a new practice of priority applications, which are sent to students based on a variety of criteria and are already partially completed.  Priority admission applications are sent by the school, rather than requested by the student, and are typically sent out based on prior contact with the admissions office, test scores, or geographic location.  Only 4% of these forms, which occasionally come with an application fee waiver, are sent to students based on economic status.

Other survey results showed that more students seem concerned with ensuring they make the right college choice, and that most students who apply to schools are given the opportunity to go to college.  An increasing number of students are applying to more than seven colleges, and that about the same number of students as the previous year applied to more than three schools.  Nationally, 68 percent of students who apply to colleges are admitted.  Online applications also continue to gain popularity.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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On-Demand Textbook Printing Available to U of Michigan Students

Sep 19, 2008

by Scholarships.com Staff

In order to reduce the amount their students have to spend on textbooks, more and more professors are using course material that can be found for free.  With the advent of sites such as Google Books, which serve as valuable and easily accessible sources of full-text works that are no longer copyrighted, students can get their course material for free, rather than having to shell out $15 or more for a brand new copy of a book originally published a century ago.  I noticed this trend gaining momentum throughout my academic career, especially in courses geared towards graduate students.

This option to access older literature online and save money is nice, but it still leaves students who don't want to spend hours hunched over their computers with the task of tracking down a hard copy of the book on their own, especially since my professors, at least, never seemed to place bookstore orders for texts they knew we could find for free.  Buying a copy requires forethought and printing the complete text of a 200-page essay can eat up a student's morning and their on-campus printing budget.  This scenario too often leaves students with less than a week to find, read, annotate, and understand a lengthy reading assignment for class.

The University of Michigan has just taken a step to make procuring books for class easier.  They have purchased and installed a machine, dubbed the "ATM of Books," that can print and bind a book in a few minutes at a cost to students of around $10 per copy.  This isn't much more expensive than buying a used paperback online or in the bookstore and is much faster and more convenient.

The Espresso Book Machine has access to the school's database of pre-1923 books, as well as websites that offer works that are not copyrighted, such as open-source textbooks.  Coupled with trends in making more course-related content available online, such as Stanford's recent move to place engineering and computer science course materials online, widespread use of the Espresso Book Machine could revolutionize the way students get textbooks.

This is nothing but good news for students: free digital course material, $10 bound copies of textbooks, and no worries about hunting all over for a book or printing a copy and losing pages.  With the prospect of eventually spending as little as $40-100 on textbooks for a semester, students at the University of Michigan will be able to stretch their financial aid dollars further and dip less into their college savings for books.  As online libraries of free textbooks continue to expand, hopefully other schools will invest in similar tools, cutting down on students' book expenses and making it a little bit easier to pay for school.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Many College Freshmen Need Remedial Courses

Sep 16, 2008

by Scholarships.com Staff

As many as 29 percent of state university students and 43 percent of community college students require some amount of remedial education upon enrolling in college, according to the results of a study by the group Strong American Schools.  The report, entitled "Diploma to Nowhere" was released Monday, and addresses the financial costs of remedial education (as high as $2000-2500 per student), as well as the psychological impact on students.

The study stresses the necessity of appropriate college preparation for students, which includes taking challenging courses and learning study skills in high school.  The results clearly indicate that good grades and the basic college preparatory high school curriculum are not always an indicator that students are ready to tackle the challenges of attending college.  As many as four out of five students in remedial courses maintained a high school GPA of 3.0 or higher, showing that even those who did well in high school weren't prepared for the kind of work students should expect in college.

While the report encourages educational reform and high school curricula that more closely match college standards, change can be slow in coming.  High school students beginning the college search should be aware of the possibility of struggling in school or even having their stay in college prolonged by extra course requirements.  The earlier you start the college planning process, the better, so start pushing yourself as early as your freshman year.  Enroll in the most challenging courses possible, such as Advanced Placement or dual-credit classes, especially in areas like English and math, and avoid just coasting through your last year or two of high school.

More challenging coursework can lead to a lower GPA, but your impressive resume, your reputation as a hard worker, and your improved reading, writing, math, and study skills will likely make up for any difference in the long run.  Being more adept at math, science, and writing can also increase your chances of winning scholarships, as your skills outshine those of your competitors who took the easy way out.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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