April 14, 2008
Because graduate and professional school students are no longer eligible for Pell Grants, they must search elsewhere for financial assistance. A common option is the fellowship--a financial aid opportunity created to help graduate students obtain their degree.
Master, doctoral and professional school candidates who demonstrate both merit and dedication are the most common recipients of fellowships. When searching for this type of aid, students are unlikely to come across awards that mirror the goofy, unusual duck tape outfit or left-handed student scholarships. More often than not, fellowships are geared towards students who are serious about their work—ones who display resolve and passion in their respective fields. They are commonly awarded to individuals who plan to conduct research in a certain field or to ones who plan to begin a career in a subject designated by the fellowship provider.
Below are a few examples of fellowship opportunities you may be eligible to receive. Many awards are conferred annually, so check back for updated deadlines. For additional information about financial aid options, try conducting a free college scholarship search.
AACC International Fellowship
The foundation previously known as the American Association of Cereal Chemists (AACC) is awarding fellowships in the amounts of $2,000, $2,500 and $3,000 to students who conduct research directly related to grain-based food science or technology. Students must be pursuing an MS or Ph.D. degree to be eligible.
Department of Homeland Security Fellowship
Tuition, fees and a stipend of $2,300 per month for 12 months will be awarded to graduate students whose thesis deals with science, technology, engineering or math as they relate to homeland security. Applicants must be US citizens and must have a minimum 3.3 GPA on a 4.0 scale.
Richard Morris Hunt Fellowship
Architects pursuing a career in historic preservation may be eligible to win $25,000 in stipend money. Winners from France and the US will practice preservation technologies in each other’s countries over a six month span.
Fellowship for Minority Doctoral Students
The American Institute of Certified Public Accountants (AICPA) will award fellowships to minority doctoral students who display potential for becoming accounting educators. Renewable fellowships of up to $12,000 will be given away each year.
American Graduate Fellowships
Students working towards a doctoral degree in the humanities and attending one of the 23 leading independent research universities in the U.S., Great Britain or Ireland may be eligible to receive a fellowship of up to $50,000. History, philosophy, literature, languages and the fine arts are among eligible fields
April 16, 2008
Even the most disciplined and well-intentioned parents may have a hard time saving for their child’s college education. To assist parents and students in their search for college funding resources, Oxy has created a college sweepstakes with some hefty awards.
By applying, parents will be entered to win one of eleven prizes ranging in size between $5,000 and $25,000. Because the awards will be offered in the form of 529 Plan contributions, they will continue to grow tax free. With no essay required, this one is worth a try. For more information about this and other college scholarships and grants, you may conduct a free college scholarship search.
1. One $25,000 529 Plan contributio 2. Five $10,000 529 Plan contributions 3. Five $5,000 529 Plan contributions
1. Applicant must be 18 years old or older or must be a parent of a child who is between 13-19 years of age between April 1, 2008 and September 28, 2008 2. Applicant must be a legal US resident
September 29, 2008 by 3:00 PM ET
1. Online or postal mail registration
April 24, 2008
As far as we know, there isn’t one. Let’s begin by addressing your first question: if there is no catch, who's paying for this, and what's their work incentive? The answer is FlatWorld, and, if things go right for the new company, guidebooks, work materials and requests for in-print versions will be sufficient to cover labor costs and to generate profits.
Since 2007, FlatWorld has been crafting their innovative idea, and it plans to make services available to the public by 2009. The diversity of their textbook selections and the facility of their use will largely determine the success of their new venture, but students aware of FlatWorld will probably, at the very least, check out their site. According to The Chronicle of Higher Education, the average college student spends over $900 on textbooks—annually. Being able to pocket a good chunk of that money will significantly alleviate financial burdens caused by increasing college rates.
Electronic book versions are not exactly new, and companies less geared towards college students dealing with unregulated textbook costs have already offered similar services. Electronic books in general are growing in popularity, especially the fee-based ones. If you’ve done some Amazon shopping or people watched on the train in recent months, you’re probably familiar with the new Amazon electronic reading device. It’s catching on quickly, but, truth be told, there’s just something about physically holding a piece paper. As much as I love branches, I couldn’t help but print out class articles en masse during finals week, ones I could have easily browsed online. (In my defense, I did fit four pages on one sheet.) The ability to quickly scribble a note, double star a sentence or circle a key word just makes the learning process more interactive and complete.
Still, I’m willing to bet that dishing out $120 for a textbook that can’t be resold due to future edition changes can make a little inconvenience worthwhile. Most money management tactics can. And FlatWorld is doing its best to make up in ease what they lose in “that special something”. By making their texts editable to both students and the professors who assign them, they have made their options a bit more user friendly and appealing. Readers can even interact with each other during the reading process—I smell an attractive cliff note opportunity. Dragging your desktop to the quad may be a bit of a pain, but being able to afford vacation time may give you an incentive.
April 25, 2008
Many intelligent, talented and hard-working students, ones who have the know-how and determination necessary to succeed at top universities, feel that finances are holding them back from the education they dream about. With the annual costs of Harvard estimated at $34,000, Duke $35,000 and Columbia $37,000, it’s no wonder that students shy away from just the though of prestigious schools. When one considers tuition, a troublesome economy and the weary prospects of student lenders, high school dreams become just that.
However, students are often unaware that many of the best financial aid packages are available to those who plan to attend the most impressive (and expensive) schools. Cream of the crop universities know that many cannot afford their high costs. To avoid missing out on a diverse student body—one that can contribute to academics and cultural perspective—they offer very generous financial aid packages. Elite schools often cut tuition by the thousands, if only students knew that.
If you have high hopes about attending an elite college or university, don’t give up before you start. Instead, become educated about your financial aid options. Check out university websites, conduct a free scholarship search and take a look at the hefty financial aid options below.
Stanford Financial Aid
In the ongoing Ivy League battle for the most promising students, Stanford has once again increased the size of undergraduate financial aid packages. Students whose parents make less than $60,000 will soon be attending the school for free—no tuition, no room and board, no additional expenses. Those whose parents make between $60,000 and $100,000 will have their tuition paid for but will be expected to cover other expenses. Unfortunately for those whose parents make more than that, tuition will increase this year.
Harvard Financial Aid
Like Stanford, Harvard has already eliminated contribution requirements for students whose household income is lower than $60,000 per year. But that's not all; they have also upped financial aid for to the less needy. Students whose parents make between $60,000 and $120,000 will be expected to pay no more than 10 percent of estimated college costs and those making between $120,000 and $180,000 will be expected to pay 10 percent.
Duke Merit Scholarships
Students who apply to Duke are automatically considered for one of Duke University’s Merit Scholarships. A number of awards are granted, and they can be quite generous. Students who are selected for the Angier B. Duke Memorial Scholarship, for example, can win full tuition for four years, a spot at a Duke/Oxford College summer program in England, a $2,500 stipend for expenses and a President Research Fellowship of up to $5,000.
Northwestern University Scholarships
Northwestern University gives away more than $50 million annually to helps undergraduate students meet the financial costs of this private university. All awards are based on financial need and funding availability. About 50 percent of students receive university aid packages which range in size from $250 to $33,000 (with $15,000 being the average).
University of Chicago College Honor Scholarship
Twenty undergraduate students attending the University of Chicago will be awarded the College Honor Scholarship—an award that covers full tuition for all four years. To be considered for this award, students should check the scholarship box upon filling out their college application. The awards are merit-based so students who have an exceptional academic record will be the ones rewarded.
May 5, 2008
As a means of promoting diversity and developing talent, Scholarships.com has created a new set of scholarships for high school and undergraduate students. The “Fund Your Future” area of study scholarship consists of thirteen $1,000 awards to be granted to students who pursue a postsecondary education in one of thirteen designated fields and 185 related majors. Included is the Scholarships.com Business Scholarship, an award for students who plan to or are already majoring in business and related studies.
Scholarships.com understands that writing a 2,000 word paper on trickle-down economics can be a turnoff to students who lack both money and time. That’s why we’ve simplified things, and cut the requirements down to a 250 to 350 word scholarship essay. Students interested in applying for the award will have to submit an online response to the following question: "What has influenced your decision to pursue a career in business?"
1. Applicant must be a registered Scholarships.com user. Creating an account is simple and free of charge. 2. Applicant must be a US citizen 3. Applicant must be undergraduate student or a high school senior who plans to enroll in a college or university in the coming fall 4. Applicant must have indicated an interest in one of the following majors:
Business, Accounting, Actuarial Science, Business Administration, Advertising, Economics, Finance, International Business, Management, Marketing/Distribution, Hotel/Restaurant Management, Human Resources, International Affairs, Real Estate/Development, Sports Administration, Manufacturing, Engineering Management, Retail
May 31, 2008
A 250 to 350 word response to the following question: “What has influenced your decision to pursue a career in business?"
Further details about the application process and about contacting the scholarship provider can be found by conducting a free college scholarship search. Once the search is completed, students eligible for the award will find it in their scholarship list.
May 12, 2008
As a means of promoting diversity and developing talent, Scholarships.com has created a new set of scholarships for high school students and undergraduate students. The “Fund Your Future” area of study scholarship consists of thirteen $1,000 awards to be granted to students who pursue a postsecondary education in one of thirteen designated fields and 185 related majors. Included is the Scholarships.com Culinary Arts Scholarship, an award for students who plan to or are already majoring in the culinary arts.The way to someone’s heart may be through their stomach, but that's not the reason so many students pursue a culinary arts degree. Whether you dream of opening your own restaurant or joining the future cast of the Food Network, culinary arts classes can help you accomplish your goals. If you have the drive, Scholarships.com will help you buy the gas. By applying for the Scholarships.com Culinary Arts Scholarship, you may find yourself $1,000 closer to becoming a chef.If you’re interested in applying for this essay scholarship, respond to the following question in 250 to 350 words (entries that fall outside of this word range will be disqualified):"What has influenced your decision to pursue a career in the culinary arts?"
Eligibility: 1. Applicant must be a registered Scholarships.com user. Creating an account is simple and free of charge. 2. Applicant must be a U.S. citizen 3. Applicant must be undergraduate student or a high school senior who plans to enroll in a college or university in the coming fall 4. Applicant must have indicated an interest in one of the following majors: Culinary Arts or Food Science/Food Industry
Deadline: June 30, 2008
Required Material: A 250 to 350 word response to the following question: “What has influenced your decision to pursue a career in the culinary arts?”
Further details about the application process can be found by conducting a free college scholarship search. Once the search is completed, students eligible for the award will find it in their scholarship list.
May 15, 2008
Numerous companies compensate their employees for returning to school, but some take things a step further by also helping their families. If you’re one of the lucky students whose parents work for the companies or industries listed below, you may be eligible for numerous college scholarships. Check out the awards below to see if you qualify.
The Two Ten Footwear Foundation If you or one of your parents works in the footwear or leather industry, you may be eligible to win a $3,000 scholarship renewable for up to 4 years of undergraduate study. Winners are selected based on academic record, personal promise, character and financial need. One Super Scholar will win a $15,000 award renewable for up to four years.
Butler Manufacturing Company Foundation Scholarship Program High school seniors who are children of full-time Butler Manufacturing Company employees can apply for the Butler Manufacturing Company $2,500 scholarship. Students must visit a plant and/or office location to obtain an application.
H.O. West Foundation Scholarship Program A scholarship of up to $2,500 is available to high school seniors who are dependents of individuals working for West Pharmaceutical Services. Students must enter a college or university the fall after graduating to meet eligibility criteria.
Joseph R Stone Scholarship Students whose parent or parents work in the travel industry (hotel, car rental, airlines, travel agency etc.) may be eligible for one of three $2,400 scholarships. Applicants must be pursuing a degree at an undergraduate college or university.
Alcoa Foundation Sons & Daughters Scholarship The Alcoa Foundation Sons and Daughters Scholarship Program provides financial aid to students whose parents work for Alcoa Inc. The $1,500 award can be renewed for either one or three years. Applicants must apply as high school seniors and must meet the established academic criteria.
July 22, 2008
The Department of Education Advisory Committee on Student Financial Assistance recently released a report entitled Early and Often showing the financial aid community what can be done to help students and families better prepare to pay for school. The report provided recommendations on what information students needed to know before deciding whether to attend college, when the students needed to know it, and how it could best be disseminated to students and their families, stressing four categories of knowledge that students need to make informed decisions about attending college.
Students need to understand:
The Early and Oftenreport states that this process needs to begin as early as the sixth grade to ensure that students and families have enough time to devise a strategy for getting into and paying for college.
According to the National Association of Student Financial Aid Administrators, "Possessing timely and accurate information at each juncture of a student's college preparation timeline can dispel the hyperbole in the media and alleviate complexity, inform students of financing options, and ensure they make sound decisions."
The report asserts that "early information on the availability, eligibility, and variety of financial aid is essential to promote access and persistence. Every student should learn that funding an education requires a reliance on many sources: federal and state governments, institutions, private resources, and personal financial resources. Each of these sources can provide financial aid in the form of grants and scholarships, loans, and work-study opportunities.
Delivering information on the differences between need-based aid and merit-based aid will help students better predict which aid options will be available for them. Understanding the intricacies among such options is vital to successfully financing higher education."
Working with the strategies suggested by the Department of Education, websites such as Scholarships.com already provide the public with a wealth of free resources regarding a variety of financial aid.
By browsing our website's Resources section, students can find information in all four of the Department of Education's vital categories, especially paying for college and applying for financial aid. Additionally, our scholarship search can fill an important role, even early in the college planning process. Students can fill out a profile and conduct a free search, gaining valuable information on which scholarships may be available to them. This will help students get a better idea of how they will be able to afford college.
The full Early and Often report is available on the Department of Education website.
August 20, 2008
The results of a poll conducted by Sallie Mae and Gallup were released today, painting a picture of where Americans across income levels find money for college. The study found that sources of funding varied, with parent borrowing (16%), student borrowing (23%), and parent income and savings (32%) taking care of the majority of college costs. Scholarships and grants followed closely behind, making up 15 percent of college funding.
The average grant and scholarship awards and student loan amounts were roughly the same for low income families (families making below $50,000 a year), while middle income families relied most heavily on parent income and student loans, and high income families (families making above $100,000 a year) predominantly used parent income and savings to pay for school.
While more students than parents were likely to rule out a school at some point in their college search based on cost (63% vs. 54%), two in five families said that cost was not a consideration in choosing the right college for them, and 70 percent of students and parents said that future income was not a factor when determining how much to borrow.
Additionally, 20 percent of families reported using either a second mortgage or a credit card to pay some portion of tuition, while only 9 percent of families reported using a college savings plan, such as a 529 plan, to pay for part of tuition (though those who did were able to cover nearly $8,000 of the cost of college with one). The study also found that only 76 percent of students whose families made between $35,000 and $50,000 per year, many of whom may be eligible for state and federal grant programs, did not complete the FAFSA. Only 73 percent of familes making between $50,000 and $100,000 per year completed a FAFSA, despite many families' reliance on loans to pay for college.
The full text of the report is available on the Sallie Mae website.
October 21, 2008
Just in case you haven't heard enough reasons to kick your scholarship search into high gear, an article appearing last week in The Boston Globe reported that one third of parents have cut back on or altogether stopped saving for college. According to a study by Fidelity Investments, the current economic situation has left many parents less equipped to help their children pay for school.
The study found that parents have fewer resources to devote to students' college expenses due to drops in values of investments and home equity. To help make up this difference, 35 percent of parents reported plans to delay retirement in order to better help their college-aged children pay bills. Parents are also asking more of college students, with 55 percent expecting their kids to work part-time, 44 percent hoping their kids will live at home while attending college, and 37 percent encouraging their children to attend less expensive state colleges. Additionally, 62 percent of parents expect their children to take out student loans--a figure that makes sense coupled with the 16 percent increase in FAFSA applications reported earlier this year.
When coupled with anecdotal evidence, such as another Boston Globe piece highlighting Massachusettes families' increased interest in public universities for 2009, this study stresses the need for students to ramp up their efforts to find money for college. While federal student financial aid and private loans are being turned to more and more, college scholarships are still options for students industrious enough to find them. If you're already attending college or currently in the midst of the college application process and haven't yet started searching for scholarships, now is a good time to begin. Between now and February, a great number of scholarship opportunities will open up for applications, so the sooner you know what's out there, the better a chance you'll have of winning scholarships.
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