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College Costs Continue to Outpace Savings

Aug 24, 2011

by Alexis Mattera

There are lots of ways students and their parents can pay for college – at Scholarships.com, we’re familiar with nearly 3 million options – and many begin socking away funds early on. As admirable as this timely planning is, a new study shows it won’t come close to covering the ever-rising cost of higher education.

Boston-based Fidelity Investments has revealed that while 67 percent of parents surveyed have put money into some sort of college fund this year, current and expected savings project the typical American family will only be able to pay for 16 percent of college costs when the time comes. Why? Many factors contribute, like the less-than-stellar economy and existing student loan payments (more than half of parents with children under five still have outstanding balances) but perhaps the hardest-hitting element is the colleges' steep price tags: Over the past five years alone, college costs have jumped 26 percent.

This news may sound bleak but families are still finding ways to afford school without going into debt...or having their children graduate with a mountain of it. More parents are asking their kids to work part-time, commute to save on room and board, opt for state schools over private ones and take additional credits - all to keep costs in check. These are all excellent options to defray ballooning education costs but don’t forget scholarships and grants – aka free money for college! Just like saving, it’s important to start searching for scholarships early and often. No time’s better than the present – complete a free scholarship search today!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Campus Transportation Solutions

Aug 23, 2011

by Radha Jhatakia

Many of you believe that having a car on campus is necessary. The truth is, it’s just more convenient. Since many schools implement parking restrictions for students unless they are resident assistants or until they earn a certain number of credits, many of you won’t even have the option to bring a car to campus. Thankfully, there are other ways to get around.

If you have a car and meet your school’s requirements, go ahead and bring it to campus if you want but keep in mind that it’s another cost you must endure on top of tuition, books and living expenses. Consider if parking permits, gas, maintenance, insurance and potential tickets are worth the expense.

If you don’t have a car or if you can’t afford to bring yours to campus, you’ll still be able to get around just fine. Most schools have bus services – either a private service or public transit – that students can utilize for little to no money. Schools will typically issue an ID card sticker, denoting the student's fee bill has been paid.

Buses are not the only way to go, though. Depending on where you go to school, there’s light rail, cable cars or the subway. These options are not usually free but students can get tickets and monthly passes as discounted prices.

Other ways of getting around on campus are bicycles and scooters. They are very popular modes of transportation in less populous areas but if your campus is a more urban one, take the time to familiarize yourself with the city’s hustle, bustle and traffic rules before taking to the streets on two wheels. Walking, jogging and running are also reliable...and always free!

However you decide to get around campus, do so carefully. You may be running late for class or exam but there’s always time for safety!

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Could College Culture Facilitate Gender Segregation by Major?

Aug 23, 2011

by Alexis Mattera

Next time you sit down in your favorite major class, take a look around. Are your classmates primarily male or female...and why? That depends: According to a new study, the culture of your school could be fostering gender segregation by major.

Authored by Ann L. Mullen and Jayne Baker, an associate professor of sociology and a doctoral student in sociology, respectively, at the University of Toronto, the study found that while college promoting liberal arts study have more students majoring in fields traditionally associated with majors of the opposite sex, “highly gendered” colleges – those with few tenured female faculty members, exceptionally small numbers of male undergraduates, and NCAA Division III football teams, for example – generally have higher levels of male and female segregation by major. The study also revealed it’s possible that culture of these schools influence "the options that become more thinkable and unthinkable for students as they choose their field of study" and that "gender segregation cuts across all types of institutions" and does not vary based on institutional selectivity.

While there are certainly other factors to consider (read more about Mullen and Baker’s study here), their findings are something to think about. Does your school sound like one of those described in the study? If so, have you noticed gender segregation by major?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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What’s Your Professor's GPA?

Aug 18, 2011

by Lisa Lowdermilk

When I'm getting ready to start a new semester, one of my first thoughts is “What should I expect from my teachers?” Are they going to be nitpicky or are they going to grade most of my assignments on effort?

Obviously, most teachers are somewhere in between these extremes. Regardless, sites like RateMyProfessors.com and ProfessorPerformance.com can be helpful in determining what your teachers will be like. RateMyProfessors.com, for example, lets students rank teachers in several categories, including easiness, clarity and helpfulness. Unsurprisingly, teachers who are more lenient when it comes to grading tend to rank higher than those who dock you for forgetting to dot your i’s and cross your t's. After all, most students prefer classes where they get an A without much effort to ones where they barely scrape by with a C.

That's why it's crucial to take everything you read on professor rating sites with a grain of salt. Remember, these reviews are just other students' opinions. At the same time, though, I do think students should be allowed to express their opinions if (and only if) their comments are informative and provide constructive criticism rather than outright flaming. It's not surprising that many professors are against these sites – some students criticize irrelevant details, such as the way their professor dressed – but fortunately, off-topic or hurtful comments are few and far between and the majority of ratings on RateMyProfessors.com are positive. As such, these sites can be a valuable tool for prospective students if used in the way they were intended: to provide an informed opinion.

Lisa Lowdermilk is a published poet, avid video gamer and artist. Her poems have appeared in Celebrate Young Poets: West (Fall 2006) edition and Widener University's The Blue Route. She enjoys watching thrillers, trying different restaurants and attempting to breakdance. Lisa is now majoring in professional writing at the University of Colorado Denver.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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There’s No Such Thing as a Dumb Question on a Campus Tour

Aug 17, 2011

by Katie Askew

Visiting a college campus for the first time can be overwhelming so it’s important to do a little research both before and during your visit.

Most colleges will show you a residence hall during your visit but before you get to campus, check out their housing site online. Take a look at the different options you have for housing (dorms, apartments, etc.) so you have a little background on the types of amenities offered. Also, don’t be fooled by the residence hall you are shown on your tour because it may be the best of the best...and potentially unreachable for you. Ask your tour guide what this hall is like in comparison to others and if it’s only available to certain students (freshmen, upperclassmen, graduate students, athletes, etc.).

With that in mind, ask your tour guide any questions you have about the school you may call your alma mater one day! It makes the visit more personal and relaxes the tour guide (trust me, we’re more nervous than we look!). The guides have lived in the residence halls, they have taken classes and they obviously know what campus life is like. Ask them what they do on the weekends and what their schedules are like during the semester. Getting an idea of what real campus life is like first-hand from a student can help you decide if this is the school for you.

My work behind the scenes in UM's Office of Admissions has shown me all the wrong things I did while touring college campuses as a high school senior but what I regret most is not asking questions. I don’t know if I was too shy or if I thought I was too cool but either way, I was silent during my visits. In hindsight, I realize that I could have learned so much more if I just opened my mouth! Learn from my mistakes and make the most out of your campus visits.

Katie Askew is a freshman at the University of Minnesota pursuing degrees in journalism and English. At school, Katie can be found reading, drumming or working in the Office of Admissions. Outside of school, she enjoys traveling, performing or teaching music and spending time outdoors with friends and family. Katie loves all things zebra and has a necessary addiction to coffee. Her iPod is perpetually playing Death Cab for Cutie or classical music because she truly believes that when words fail, music speaks.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Student Soldiers: Attending College While Serving in the Military

Aug 17, 2011

by Thomas Lee

With its proximity to Fort Bragg and its extensive ROTC program, Methodist University could be considered in many ways an “army school.” Because of this, a number of Methodist students were non-traditional – soldiers who were stationed on base or local residents who attended classes at night.

I certainly respect but do not envy the life of a soldier. Not only must many of them balance classes and family life, but a military career is considerably more difficult than an office job. They must be in peak physical condition and reliably meet the demands of their commanding officers, as well as other supervisors both on and off base. Their usual days can be exhaustive, with schedules consisting of morning training and exercises, day classes, personal errands, night classes and then family duties. Since my time at Methodist, I have gained a greater respect for soldiers and military families and all they manage to accomplish.

There are practical benefits to being a student soldier. Depending on one’s status, the U.S. government may pay most – if not all – tuition costs. Soldiers and their families also have medical and dental care provided by the military. Attaining a degree while in the service may mean a pay increase or advance in rank. Despite experiencing difficulties the average college student will not face – imagine being in class one morning and receiving deployment orders that night – all of the student soldiers I met had one thing in common: They were deeply proud to be part of the military and of having been able to faithfully serve their country.

Thomas Lee recently graduated from Methodist University in Fayetteville, North Carolina with a BA in political science and journalism. His father is an ordained Church of God minister and his mother is a private school teacher; he also has two younger sisters. Thomas’ interests include politics, law, debate, global issues and writing fiction and he believes in a personal relationship to Jesus Christ and a strong commitment to biblical morality and ethics. He currently resides in Washington, North Carolina and will be attending law school in the near future.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Obtaining Media the Legal Way

Aug 16, 2011

by Radha Jhatakia

So you’re listening to the radio and hear a song you like. What do you do? If you’re a college student, you probably turn on your computer and download the song sans payment. Not only is this method illegal (think: fines and jail time) but it can be even more detrimental if done from a campus Internet connection. Since a personal login is usually required when you use campus Internet, your online activity is easily tracked and documented. On top of stealing copyrighted material, you could also face consequences from your university such as expulsion.

So you’re probably wondering what to do about your music/movie situation now. Well, there are legal ways to obtain them while still managing your money! First, websites like Crackle and Hulu allow you to watch movies and television shows for free. You can also try e-Rewards, a site that lets you earn dollar points for taking surveys; for example, earn 10 points and you can redeem 10 promo codes for Blockbuster Express for free new movies.

Music lovers don’t have to look far for deals, either. Though the files won’t save to your computer, you can use YouTube, Pandora or Slacker Radio to listen to music whenever you want for free. Amazon has downloadable songs for as low as $0.69 during their deals as well as a feature that allows you to preview albums and download only the songs you like. There’s also iTunes, but that tends to be a bit more expensive. If you can’t afford to buy music, make deals with your friends to buy separate albums and share with one another. That way you can get the music you want legally...and maybe even expand your musical tastes!

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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What I Wish I Knew When I Was a College Freshman

Aug 16, 2011

by Darci Miller

When I was preparing for my freshman year, I talked to people, read books and generally tried to learn everything I could about what awaited me in this next phase of my life. That being said, there are some things that no book, blog or person mentioned to me, leaving me blistered, hungry and short on tissues. Here's what I discovered through much trial and error:

  • Comfy shoes are a godsend. You don’t realize how much more walking college involves until you’re hobbling back to your dorm, desperate to take off the shoes currently eating your feet. Make sure to invest in a pair of comfortable sneakers for when your cute sandals aren't feeling so cute.
  • Being sick is even worse at school than at home. Mom won’t be there to bring you juice, make you soup or buy you tissues when you're sick at school – you have to do it on your own. And then there’s stress from work and class and the nagging guilt about potentially infecting your roommate. My advice? Vitamin C.
  • You may or may not have an eating schedule. In my first semester, I couldn’t figure out Tuesdays and Thursdays. Breakfast before or after my 9:30 class? Lunch before or after my 12:15 class? I never knew and I was always a little hungry. It’s good to carry a healthy snack with you, just in case.
  • You might not be the only freshman in your classes. It was quite a shock to me to walk into my first-ever college class and find myself sitting next to a man. Not a college-aged boy, a full-grown man who had a wife and kids at home. You’re not in Kansas anymore, Dorothy: Classes put you together with people of similar expertise, not age. Keep this in mind especially if AP credits exempt you from intro classes.

You can now go into your freshman year much wiser than I was when I began mine!

Darci Miller is a New Yorker studying journalism and sport administration at the University of Miami. When she’s not writing for the school newspaper, you can find her at the gym, either working or working out. She loves all ‘80s pop culture (the cheesier the better!), and glues herself to her TV when the Olympics are on. She dreams big, and believes the sky’s the limit!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Study Abroad: Don’t Let Your Schooling Ruin Your Education

Aug 15, 2011

by Mariah Proctor

A good study abroad program is designed to seamlessly integrate the graded classes into the active, living experience so that the two aspects don’t find themselves in conflict. That is the hope but, as my roommate will tell you through frustrated tears, that is not always the way it goes down.

You’ve got to feel for the professors – they are often experts on the place you are visiting and they look into the blank, ignorant and often not properly appreciative eyes of their students and want to tell you everything there is to know to make you see what they see. Your average student, however, cannot synthesize all of that new information while simultaneously managing a new climate, new customs and money that, it turns out, is not Monopoly money and actually does deplete your savings as you spend it. All of this while trying to have a completely carefree, time-of-your-life, otherworldly good time? It can’t be done.

My advice is to forget the classes. Don’t misinterpret my meaning: Be the person who goes to class, is present in body and mind, takes in everything they can, inhales knowledge the way they inhale gelato and fancy pasta outside of class. It truly will add depth to the place. If you’re the person who is a perfect GPA, point-pinching, anxiety-ridden, stress cadet that thinks that excelling in the classroom will make you excellent as a person, studying abroad will break you.

Do as well as you can and keep up on your classwork but if you have to choose between an evening in studying or going to the opening event of the world’s largest international dance festival downtown, choose the dancing. If you can either finish some back reading for class or go to a procession celebrating Corpus Christi, don’t let a textbook literally rain on your parade. I know it will be hard but please when you prioritize, remember not to let your schooling get in the way of your education.

Mariah Proctor is a senior at Brigham Young University studying theatre arts and German studies. She is a habitual globe-trotter and enjoys acoustic guitar, sunshine and elephant whispering. Once the undergraduate era of her life comes to an end, she plans to perhaps seek a graduate degree in film and television production or go straight to pounding the pavement as an actor and getting used to the sound of slammed doors. Writing has and always will be the constant in her whirlwind life story.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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My College Graduation Checklist

Aug 15, 2011

by Jessica Seals

After four long years of taking history or biology classes you dreaded, the psychology classes that counted towards your major and quirky electives to reach the required number of credit hours to graduate, it’s finally time to walk across the stage and become a college graduate. As I am now entering the second semester of my senior year, I have learned that there are several steps that you must take in order to successfully graduate.

While attending school, you will more than likely have an advisor that will help you graduate with your desired major as quickly as you can. Of course, these advisors are human and they are bound to make a few mistakes so check the university general education requirements for graduation at the start of each semester to keep track of the classes you still need. This is what I did and because of it, I was never hit with the surprise that I would not be graduating when I thought I would. An advisor will definitely help you avoid this problem but it is always good to double check to make sure nothing is missed.

The other important thing that I learned is that graduating from college is very different from graduating from high school. In high school, you have guidance counselors and teachers who get everything together for you and constantly remind you to turn in any forms. In college, however, you are the one who has to submit your intent to graduate form to the registrar on time, make sure you don’t owe any money, complete exit counseling and turn in any extra documentation required by your school.

Graduating from college will be one of the happiest times of your life. Despite all the excitement, take some time to make sure that everything is in order so that no surprises keep your diploma out of reach.

Jessica Seals is currently a senior at the University of Memphis majoring in political science and minoring in English. At the University of Memphis, she is the secretary of the Pre-Law Society, the philanthropy chair of the Phi Kappa Phi Student Council and a member of Professional Assertive United Sisters of Excellence (PAUSE), Golden Key Honor Society, Alpha Lambda Delta Honor Society, Sigma Alpha Lambda Honor Society, and Black Scholars Unlimited. She also volunteers to tutor her fellow classmates and hopes to attend law school in the near future.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Tuition, Food, Books: Pick Two

Rising Costs Have Students Skimping on Textbooks

Aug 12, 2011

by Alexis Mattera

If you’re a current or soon-to-be college student, you’ve probably heard the saying “Friends, school, sleep: Pick two.” If you haven’t, it means you won’t have time to do everything you want...and sometimes need. While there are students who can balance all three, they have another difficult decision to make at the beginning of each semester: tuition, food or books?

According to survey conducted by the U.S. Public Interest Research Group, seven out of 10 undergraduate students reported not buying one or more textbooks because the cost was too high. How high? The Government Accountability Office estimated textbooks cost a quarter of the average state college tuition (three-fourths at community colleges) and the U.S. PIRG revealed textbook prices have risen faster than overall inflation with a 22-percent uptick in the past four years. For students, this means some serious money management is in order. "Generally what we get from students is 'Yeah, it's only a few dollars, but it could be my dinner,'" said Jessica Bruning, a student at Iowa State University. "It adds up pretty quickly." The survey also revealed four out of five students said new editions prevented them from purchasing cheaper used books and half cited bundles or custom editions as the culprits for increased costs.

The good news – yes, there is some! – is that groups like Textbook Rebellion, Campus Progress and even individual professors are doing their part to keep textbook costs from negatively impacting students’ college experiences. "Better options are out there," said Nicole Allen, textbooks advocate for the Student PIRGs. "Between used books, rental programs and long-term alternatives like open textbooks, we have the tools we need to make textbooks affordable for more students." Have you had to choose between tuition, food or books? What are you doing to keep your college costs in check?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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