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Your Scariest College-Related Experience Could Earn You $1,000 or a Kindle

Sep 25, 2013

by Suada Kolovic

Applying to and attending college can be the best time of your life but it can also be the scariest! Did your guidance counselor forget to include your transcript in your application packet? Were you matched with a freshman roommate who had an aversion to soap? We want to know: Tell us your scariest college-related experience in 140 characters for a chance to win $1,000 or a Kindle for college through our latest Short & Tweet Twitter Scholarship!

Don’t be scared – entering is easy! Simply log on to Twitter (or create an account if you don’t already have one), follow us and mention us (@Scholarshipscom) in your tweet detailing your scariest college-related experience. Here’s a detailed breakdown of how to apply:

  • Step 1: Follow @Scholarshipscom on Twitter.
  • Step 2: Mention us (@Scholarshipscom) in a tweet answering the question “What is your scariest college-related moment?” Once you do this, you are automatically entered to win a $1,000 scholarship or one of two Kindles.
  • Step 3: You may apply as many times as you want but please limit your tweets to one per day. Each tweet will be a stand-alone entry and tweets that are submitted by non-followers, exceed 140 characters, do not include @Scholarshipscom, do not answer the entire question or are submitted after the November 3rd deadline will not be considered. From there, the Scholarships.com Team will determine which entries are most deserving of the awards; the best tweet will receive a $1,000 scholarship and second- and third-place winners will receive one Kindle each.

This scholarship competition is offered by Scholarships.com and is in no way sponsored, endorsed or administered by, or associated with Twitter.

For official rules, please click here.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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by Mary Steffenhagen

As a college student, it can sometimes feel like your pockets are riddled with holes. Most expenses are necessary but cutting the ones that aren’t isn’t as difficult as it may seem. Like most big projects, it's all about knowing how to use your resources to your advantage.

If you haven’t done so already, create a budget. Thankfully, you don’t have to do any of this manually – there are websites that do it for you. I use Mint.com, which is helpful because it links right to your checking account, sends weekly updates by email and, best of all, it’s FREE. There are options for adding budget and saving goals and the site breaks down your spending so you can see what’s going to entertainment, food, school and the like. Once you have your budget squared away, half the battle’s already won!

Despite your best efforts to prune expenses, perhaps you still feel like your university always has its hands in your pockets. The price of textbooks can be a shock once you get your syllabi and if your professors direct you to the university bookstore, you’ll almost certainly be spending more money than you need to. Amazon Student is always a useful option for textbooks and free shipping but there are also some great sites where you can get books used: I use BetterWorldBooks.com and HalfPriceBooks.com a lot. Think about renting books as well, perhaps for the core classes you would never use again. Half.com is a good resource because it links up to your university – sometimes even right down to your class – to help you find what you need for less.

Check around your college town to find out if any business offer deals for students who present their IDs. Restaurants, grocery stores and even locally-owned businesses often participate in such deals – it’s good PR, after all – and if you truly can’t curb your shopping urges, try visiting thrift shops and consignment stores.

Saving money won’t happen overnight – it’s an ongoing process. Starting tweaking in increments and you’ll have those pocket holes mended in no time!

Mary Steffenhagen is a junior at Concordia University of Wisconsin who is majoring in English with a minor in business. She hopes to break into the publishing field after graduation, writing and editing to promote the spread of reliable information and quality literature; she is driven to use her skills to make a positive impact wherever she is placed. Mary spends much of her time making and drinking coffee, biking and reading dusty old books. In an alternate universe, she would be a glassblower.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Suada Kolovic

Despite the hefty sticker price associated with all Ivy League institutions, estimated yearly costs are actually quite affordable. In fact, Ivy Leaguers graduate with less debt than their peers who attended less prestigious schools. How? Turns out healthy endowment funds play a huge role in aiding low-income, middle-income and even upper-income students with tuition costs. Score!

According to statistics from U.S. News & World Report, many of the best colleges in the county are relative steals for the lucky few who earn admission. For example, Princeton University students graduate with about $5,096 of debt for all four years – the lowest sum for alumni leaving a national university with debt. Amy Laitinen, a former White House education adviser now at the New America Foundation, said, "Folks look at the sticker price and assume that's what everyone is paying. The truth is that the more elite schools have more resources."

But with acceptance rates hovering at less than 10 percent, gaining access to those Ivy League dollars is fiercely competitive. Do you think it’s fair for students who don’t meet the Ivies’ steep admissions standards to be saddled with crippling debt or should the few that do be rewarded with an affordable, brand name education? Let us know what you think in the comments section.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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by Mike Sheffey

Recently, the federal government came out with a proposed plan to encourage academic excellence in college and linking it to federal aid.

Linking financial aid to academic performance? Wasn’t this already a thing? I mean, really? I completely understand where they’re coming from – I can’t slip below a 3.0 or I risk losing scholarships – and would have thought the federal government would be on a similar page. OK, so maybe that’s a bit harsh and I’m not saying that the minimum GPA would have to be a 3.0 but having some minimums on grading is something I fully support the federal government doing. I mean, if they view college students as the future, then they are investing in America’s future...and they’re probably going to want to emerge at the other end having viewed that investment as a smart idea. I know I’ve seen my fair share of people getting by without incentive to succeed but if your money and future were on the line, you’d see drastically different outcomes. And in the long run, I think we’d appreciate it: Better grades = better GPA = better skills = better jobs. (Or at least in simple terms, that’s how it would go.)

There is, however, the other side of the argument: In the same way that I believe high schools are pushed to be teaching to a test and not to the things we really need to learn (let alone the fact that ALL PEOPLE learn differently but standardized testing pushes a one-way system), I believe a federal system for weighing academic merit could descend into standardized tests for college professors. To be able to hold all college students to federal standards, the government would have to, right? THAT I cannot agree with.

The proposed plan also proposes a heavier focus on online classes. You can read my previous post about online textbooks but would a federal push for online classes devalue the classroom? All I know is that I’d need more details before they could sell me on some of this. But allocating more money to those doing well in school and less or none to those who don’t take it seriously or do well? I can see that. Don’t get me wrong, I’m not saying a 2.5 GPA or anything like that, but if you have a 0.5 and you are receiving federal aid, that’s a problem.

What do you think about the proposed federal plan?

Mike Sheffey is a junior at Wofford College double majoring in computer science and Spanish. He loves all things music and has recently taken up photography. Mike works for an on-campus sports broadcasting company as well as the music news blog PropertyOfZack.com. He hopes to use this blogging position to inform and assist others who are seeking the right college or those currently enrolled in college by providing advice on college life, both in general and specific to Wofford.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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by Mary Steffenhagen

Living on campus is almost a necessary rite of passage for the college freshman. “Don’t miss out on the full college experience!” you’re warned, enticed with stories of spacious dorms, fantastic parties and few rules. Sure, living in the dorms can be fun, exciting and new but it also has it downsides: expensive room and board fees, a mandatory meal plan with food usually not worth the cost, lack of privacy or the risk of a bad roommate. Being a commuter student, on the other hand, isn’t as difficult as it seems: Your school probably has commuter lockers if you have a lot of books, packing a lunch is cheap and quick and carpooling is an efficient way to travel with friends.

I lived on campus for my first two years of school and experienced all the downsides listed above to varying degrees so this year, I am living at home and commuting. In some cases, the pros and cons were obvious. Did I want to pay thousands for a meal plan rather than eat with my family for free? No. Would I rather share a small space with three girls instead of having my own familiar bedroom? No. But would I like to be closer to campus than have the 40-minute commute I now have each day? Yes. I was reluctant to commute at first but I found that the time spent would be made up for and then some by the money I would save. If living at home for a year or two is an option for you, consider it! You’ll save money that you can put toward paying off any student loan debt or – who are we kidding – buying stuff you actually want when you want it.

If a long commute doesn’t interest you but you’re still looking to live off campus, it’s not too late to begin the apartment search. It is possible to find a nice place with affordable rent: College towns often have complexes with student budgets in mind. Splitting rent is an easy way to keep costs down and this time you get to choose your own housemate!

When you live off campus and commute, your time feels more like your own and it doesn’t have to revolve around what’s going on at school. If you’re feeling the itch to leave campus, check out your options and see what’s best for you!

Mary Steffenhagen is a junior at Concordia University of Wisconsin who is majoring in English with a minor in business. She hopes to break into the publishing field after graduation, writing and editing to promote the spread of reliable information and quality literature; she is driven to use her skills to make a positive impact wherever she is placed. Mary spends much of her time making and drinking coffee, biking and reading dusty old books. In an alternate universe, she would be a glassblower.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Abby Egan

As an incoming college student, you’ve probably heard the term “freshman experience” a million times by now. Well, think of residence halls as feeding grounds for memories and experiences you can gain outside of the college classrooms: The social atmosphere of residence halls is the most basic way to build college connections and relationships and staying on campus during freshman year is essential to receiving that crash course to how life really is on a college campus.

Abby Egan is currently a junior at MCLA in the Berkshires of western Massachusetts, where she is an English Communications major with a concentration in writing and a minor in philosophy. Abby hopes to find work at a publishing company after college and someday publish some of her own work. In her spare time, Abby likes to drink copious amounts of coffee, spend all her money on adorable shoes and blog into the wee hours of the night.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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by Mary Steffenhagen

The crisis in Syria! The Bradley Manning sentencing! The fracking debate! Yet another random act of violence!

The media bombards us with information and news every second of every day – a sensory overload of grim stories and political biases. It's overwhelming but college can become a sort of bubble, a relaxing retreat from the cares of the outside world. You don’t see the news unless you turn on your own TV or radio or follow a news site or newspaper. With all the other fun things to do, who’s got time to be depressed and bored by other people’s problems?

It’s incredibly easy to feel that what you see on CNN doesn’t affect you – a college student in America – but it does. You may not live in a small village in the Middle East but actions cause ripples and what happens across the globe may, in any small way, touch your life. Some events will affect you directly. For example, President Obama recently signed a bill to restore lower interest rates on student loans: This directly affects you and me, who will now be paying a 3.4 percent interest rate on our loans as opposed to the previous 6.8 percent.

Current events are nearly always incendiary topics as well. You will encounter a diverse range of people in college with a diverse range of ideologies...and a shrug and a “Whatever, I don’t really care about that” won’t get you off the hook in discussions anymore. It’s important to know where you stand and even more important to do your research, so as not to form a hasty assumption. First off, it will help you not to look like a buffoon or needlessly offend others and secondly, being able to form and articulate a well-thought argument is an invaluable skill!

Lastly, being cognizant of “the outside world” is an important development in the whole messy process of becoming an adult. Forming opinions, arguments and worldviews – and having them challenged – is a necessary part of life...especially in an environment such as college, where it’s okay to make mistakes and learn from them. So don’t let college become a bubble and cut you off from the vital circulation of ideas and news. Get (and stay) informed!

Mary Steffenhagen is a junior at Concordia University of Wisconsin who is majoring in English with a minor in business. She hopes to break into the publishing field after graduation, writing and editing to promote the spread of reliable information and quality literature; she is driven to use her skills to make a positive impact wherever she is placed. Mary spends much of her time making and drinking coffee, biking and reading dusty old books. In an alternate universe, she would be a glassblower.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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For Some, "Pay it Forward" A Step Backward

3% Over 24 Years Not a Bargain for All

Aug 22, 2013

by Kevin Ladd

Dreamed-up in Portland Oregon and soon lauded in New Jersey, Washington, Ohio and elsewhere, the "Pay it Forward" plan could cost some folks more than simply taking out loans at 6.8%. With the plan calling for approximately $9B in start-up funds and requiring college grads to pay 3% of their income for the 24 years following graduation, only those making below a certain amount would benefit. Certainly, it would be great in the beginning and sounds easier than securing loans, but anybody looking at the big picture and planning to earn over $55K per year upon graduation should probably consider a more traditional path. As always, we recommend finding as many scholarships as possible to keep student loans to a minimum. Free money is better than either of the aforementioned options!

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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College Cost Increases Continue to Outpace Inflation

Community College Tuition & Fees Up 24% More Than Inflation Over Last 5 Years

Aug 21, 2013

by Kevin Ladd

Even community colleges across the country are increasing costs much faster than inflation, causing concern among those attempting to use what most would consider the most accessible of forms of higher education. Even with lower interest rates recently signed into law by President Obama, the costs for just about every aspect of post-secondary education continue to rise. Last year, the average cost to attend an in-state, two-year school was $3,131. That's an increase of nearly 6% over the previous year, larger than all other types of schools.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Chelsea Slaughter

It’s almost time to start a new semester and getting a good head start on planning will make for a great and successful one. The more you prepare yourself, the smoother the transition will be so here are a few tips on how to prep before the fall semester begins:

  • Buying Your Books: Look up what books you will need for your classes and find out the most cost-effective way to acquire them. There's always the option to rent books or you can borrow them from someone who already took the class. (The books at your on-campus bookstore are most likely the most expensive so let that be your last option.) Also, books listed are sometimes not even used by your professor; in order to avoid wasting money, email your professors and ask if all books are necessary.
  • Choosing the Right Professors: If you are having difficulty making your fall schedule, remember the importance of choosing the right professors. I always recommend that my freshman residents look up prospective instructors on RateMyProfessors.com to decide which ones are best for them. Students leave real ratings and comments and inform others how the professors teach and grade their classes. Taking this extra step in your research can help you chose the professor that's best for your learning style.
  • Knowing the Needed Supplies: Most college supplies aren’t like the ones we needed in high school but you know the basics like paper, pens, binders and Scantron sheets will be on the list. Stock up just prior to the start of the academic year while the sales are hot – this way, you will be able to keep up with necessary tasks throughout the semester.

Always remember that failing to plan is planning to fail. If you start off on the right foot, a good semester will follow!

Chelsea Slaughter is currently a junior at Jacksonville State University majoring in communications major (public relations concentration) and minoring in art. She serves as a resident assistant on campus, serves as treasurer in the Public Relations Organization and is an active member in W.I.S.E., NAACP and Omicron Delta Kappa Honors Leadership Society. She aims to work in the entertainment industry post-graduation and is well on her way thanks to an internship with a digital marketer to several music artists. Chelsea strives to achieve all of her goals and motivate others along the way.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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by Melissa Garrett

Getting a job in college can be a good opportunity for students in financial need, taking off tuition charges or putting more spending money directly into their pockets. Although choosing a job can be a stressful decision, one of the biggest issues comes from deciding between on- or off-campus options. There are upsides and downsides to both but fortunately, it is not too hard to find out which employment choice is better for you.

On-campus jobs are definitely convenient, as they require little traveling time and transportation. Students without cars can greatly benefit from being able to walk to their job within a matter of minutes. If a student decides to do a work-study, then they may get to pay less in college costs; however, campus jobs for one’s own profit are often in short supply after work-study students have gotten their jobs. If it’s money in your pocket that you are looking for, then on-campus jobs might not be as practical.

Earning money that can be put in the bank is always a good idea and the money earned at an off-campus job can be put towards college costs just as funds from a campus job or work-study can. Bosses at jobs off-campus are sometimes less understanding of a student’s college schedule but this can often be worked out with one’s employer since businesses surrounding college campuses get many student applicants. There is also the matter of transportation, which can be an issue for students without their own cars.

Whether you decide to work on or off of your college campus, finding one isn’t really that difficult. For jobs at school, consult an on-campus career counselor who can guide you in the right direction; you can also check with your department head for a major-related position. Otherwise, search around campus for nearby shops and restaurants – if you take the time to walk in and ask for an application, the result could prove quite beneficial to your college experience!

Melissa Garrett is a sophomore at Chatham University majoring in creative writing with minors in music and business. She works as a resident assistant and is currently in the process of self-publishing several of her books. She also serves as the president of Chatham’s LGBT organization and enjoys political activism. Melissa’s ultimate goal is to become a college professor herself.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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