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by Suada Kolovic

Here at Scholarships.com, we love the idea of students going to college debt-free but the reality is that student loans, for the most part, are a necessity in today’s educational world. And while private student loans should be a last resort when paying for college, it can help bridge the gap for families who have maxed out federal loan limits. The silver lining: Sallie Mae is lowering its interest rates on student loans.

The new cap on Sallie Mae’s rate will be 9.875 percent plus LIBOR, which is the interest rate that banks charge each other for loans. The new lowest available rate will be LIBOR plus 2 percent, which reflects a half percent rate reduction. But remember, the exact interest rate Sallie Mae assigns to a specific loan will vary depending on the borrower’s credit score and repayment option. They’re also offering students the option to make $25 monthly payments while they’re in school to counter interest costs or defer payments until graduation. Another added bonus: For loans disbursed between July 1 and Oct. 1, Sallie Mae is offering free tuition insurance for a year.

All these perks aside, Sallie Mae can’t compete with federal loans that come with a fixed rate of 6.8 percent but a cut in student loan interest rates is still a win in my book.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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by Kara Coleman

Hi! My name is Kara and I’m really excited about being one of the newest Scholarships.com virtual interns!

I have spent the past couple of years studying at Gadsden State Community College. I live at home with my parents and commute to school and work every day. I attend Gadsden State because it is affordable, close to my home and workplace and I don’t have to pay room and board expenses. I plan to transfer to Jacksonville State University for many of the same reasons: JSU offers everything involved in a “normal” college experience, like clubs and football games, but I can choose what to participate in while still meeting the demands of my work schedule and being able to watch my little brothers’ soccer games.

Ever since I could hold a pencil, I have loved to write. My dream has always been to write a New York Times bestseller but until that happens, I would like to have a job that involves writing. When I enrolled at Gadsden State, I declared myself as an English major. I took every literature class that Gadsden State had to offer and I even spent the past year tutoring English. At JSU, I intend to major in communications, with concentration in print journalism. I think that writing for a newspaper will give me a consistent day job while I write books on the side.

When I received the email stating that Scholarships.com was looking for virtual interns, I immediately began composing my writing sample. This opportunity will allow me to do what I love, add some bylines to my portfolio, and (hopefully!) give me some more exposure as a writer. I look forward to sharing my transfer experience and helpful hints with anyone who visits the site over the coming months. “Talk” to all of you soon!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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All Media Are Not Created Equal

Tablet, Smartphone Interest Soars While E-books Fail to Gain Traction

May 13, 2011

by Alexis Mattera

With the popularity of wireless computing devices among college students, it would seem that e-textbooks would be just as attractive for this tech-savvy generation. Not so, according to a new survey: The printed textbook is still the big man on campus.

Student Monitor’s survey of 1,200 full-time students at four-year institutions revealed that although 54 percent of respondents owned smartphones, 87 percent owned laptops and nearly 50 percent reported interest in purchasing a wireless reading device, only 5 percent of respondents purchased access to an e-textbook this spring – and usually only because professors required them to. The proportion of students who rented at least one printed textbook, however, doubled to 24 percent from last spring. With campus bookstores and independent sites like Chegg.com making book rental easier and more available, the trend is only expected to grow: Thirty-six percent of underclassmen said they are either likely or very likely to rent at least one textbook next semester.

The main reason students are renting textbooks instead of buying the electronic versions? The savings, which were reported as about $127. With that kind of money back in the bank, students could splurge on their other "likes" the survey revealed...or maybe get a head start paying off some of those student loans. Which side are you on in the textbook debate – Team E-book or Team Rental – and why?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Jessica Seals

Hi everyone! My name is Jessica Seals and in addition to being one of Scholarships.com's virtual interns, I am a senior at the University of Memphis currently majoring in political science with a minor in English. Nice to "meet" you all!

I chose to go to the University of Memphis due to its close location to my hometown of Jackson, Tennessee and the fact that it was one of the few schools in my area that offered political science as a major while offering a good selection of scholarships to pay for my education. Why political science, you ask? I was informed that it is a popular major among students who wish to go to law school and after I graduate, that’s exactly what I plan to do. As for my English minor, it will definitely prepare me for the extensive amount of reading and writing that I will have to do in law school, especially in my chosen concentration – corporate law.

I look forward to working as a virtual intern for Scholarships.com and I hope that I am able to provide the insightful first-hand accounts on college issues, such as paying for school, extracurricular activities and how to balance and manage your time for current and future students - information I always wished someone would have provided for me!

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Want This Scholarship of the Week? Grab Some Duct Tape

Duck Brand Stuck at Prom Scholarship Worth $5,000

May 9, 2011

by Alexis Mattera

Ah, prom. A night of flowers, dancing and...duct tape? If you want a $5,000 scholarship, that last item is a must to win the Duck Brand Duct Tape Stuck at Prom Scholarship Contest!

The Duck Brand Duct Tape Stuck at Prom Scholarship Contest is open to legal residents of the United States and Canada, including the District of Columbia, but excluding Puerto Rico and the Province of Quebec. This contest rewards individuals for creating prom attire made completely out of duct tape. To be eligible for the award, each couple must submit the following:

  • One color photograph (professional or amateur) of the couple together in prom attire.
  • Each individual's full name, address, telephone number, email address (if applicable) and age/grade level, and the name of the closest major city to the individual's hometown.
  • A release form signed by each individual and, if any entrant is a minor (under 18 years of age), that individual's parent or guardian.
  • The name, address, and telephone number of the high school, or home school association, which is hosting the prom, and the date the prom was held.

The deadline for this scholarship is June 13th. To learn more about this scholarship award and nearly 3 million others in our database, conduct a free college scholarship search today!

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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by Allison Rowe

As a rising senior at Washington State University, I have a lot on my plate – balancing two majors, maintaining honor roll grades and working to realize some serious career aspirations – but I wasn’t always this way. If I can ever convince you of one thing, it is the infinitely transformative power of the college experience.

Lazy. Pessimistic. Socially awkward. These words describe my high school self. Not only did I take the second chance granted to everyone at my WSU freshman orientation, but also realized everyone is free to reinvent themselves as many times as they wish during these four years, so long as they are brave enough to embrace opportunity when it arises.

If you aren’t in a club and don’t have a job, if you haven’t applied for scholarships or attended your professors’ office hours, if you skip class and don’t give back to your community, if you haven’t made a new friend all semester, listen up: You are missing crucial opportunities and wasting money! Though hipsters would like to convince you otherwise, participation in college IS cool and its payouts are unlimited. You can boost your resume, pay off debt and eat free food with friends all at once by taking full advantage of services and activities your fees pay for. This is especially true now with widespread tuition increases (WSU’s has jumped more than 30 percent since I enrolled) and using your time in college efficiently should become a top priority.

Now I do not mean to suggest you must do all those things simultaneously, but the general consensus among seniors is that a busier life is a happier life! During my time as a Scholarship.com virtual intern, I hope to help you all get involved early and build a strong, diverse skill sets to maximize the true potential of your college experiences.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Illinois State Senate Passes DREAM Act

DREAM Act Passes with Overwhelming Bipartisan Majority

May 5, 2011

by Suada Kolovic

After much heated national debate, the Illinois state Senate passed the DREAM Act, a measure that will give undocumented students who’ve graduated from high school, completed two years of college or military service and have no criminal record a shot at citizenship. The bill passed the Senate by a margin of 45-11, with wide bipartisan support – 11 Republicans supporting the bill alongside 34 Democrats.

It is important to note that the State of Illinois does not have the authority to grant citizenship, but will instead create a “DREAM Fund” – a scholarship account funded entirely by private dollars that will provide scholarships to undocumented students seeking higher education. The fund would also encourage counselors to receive training on educational opportunities for undocumented students, as well as open up college savings programs and prepaid tuition programs to all Illinois residents.

The Illinois Coalition for Immigrant and Refugee Rights (ICIRR), one of many pro-immigrant groups that descended on Springfield for Wednesday's vote, tweeted "Perfect timing. The state Cinco de Mayo celebration has started in the State Capitol."

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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by Suada Kolovic

The University of Southern California has secured a major donation – the fourth of more than $50 million given to the university this school year alone – from Julie and John Mork. The couple donated $110 million to USC to fund the Mork Family Scholars Program, which will provide high school seniors “of extraordinary intellectual talent and capability full tuition and $5,000 living stipends,” the university said in a statement.

John Mork, a trustee who graduated from USC in 1970, is the chief executive officer of Energy Corp. of America, a private company that handles the exploration, extraction, production and transportation of natural gas and oil, based in Denver. “Attending USC is the dream of talented high school seniors from all walks of life,” said John Mork. “We hope this gift will help transform hundreds of young lives.” Julie Mork, who graduated from UCLA, is the managing director of the Energy Corp. of America Foundation, a charitable organization that focuses on children and education. According to the LA Times, about 100 undergraduates will benefit from the scholarships each year.

Now while this is the single largest donation in the university’s history for undergraduate scholarships, it isn’t the Morks first philanthropic gift to the school. In 2005, the family contributed $15 million to the USC Viterbi School of Engineering that resulted in the naming of the Department of Chemical Engineering and Materials Science after the Mork family. And this time around, to show their appreciation, USC will place a plaque with the names and images of the Mork family at Bovard Auditorium.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Financial Aid Applications Increase for 2011-2012

National Need Mirrored in the Buckeye State

Apr 26, 2011

by Alexis Mattera

If you are attending college, you probably need some form of financial aid to pay for tuition, room and board, books and other living expenses. Next year, it’s likely you’ll need a little bit more.

The Columbus Dispatch recently reported the number of students in the U.S. who have filed forms for federal financial aid for the 2011-2012 academic year has increased by about 1 million from last year. At Ohio State alone, requests are up about 10,600 from two years ago - a 22-percent jump, says financial aid director Diane Stemper. Ohio University’s Sondra Williams reports a similar trend with a 12-percent increase in federal financial aid applications. The reasons for the increased need aren’t surprising. "Many people who used to have the resources to send their children to college have lost their jobs or been downsized," Stemper said, adding lower home and stock values and rising food and gas prices are also culprits.

Though more students are getting the aid they require – OSU has seen an increase in Pell Grant recipients enrolled and OU has more students receiving subsidized loans – the financial relief may be short-lived: Governor John Kasich’s state budget proposal has public universities in Ohio could increasing tuition by up to 3.5 percent. Current undergraduate and graduate students, do you need more financial aid now than you did when you first enrolled? High schoolers and incoming freshman, how do you plan to pay for school?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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New Kids in Class, This Scholarship of the Week is for You!

Expat Youth Scholarship Deadline Approaching

Apr 25, 2011

by Alexis Mattera

Were you ever the new kid in class? What about the new kid in class in an unfamiliar country or culture? If this sounds like you, apply for our Scholarship of the Week: Clements International’s Expat Youth Scholarship!

This unique contest is for expat students who spend their childhoods moving between different countries and cultures. Simply create a two- to three-minute video explaining your favorite thing about your host country and its culture (if you have lived abroad in more than one country, please only select one), upload your video to YouTube then visit Clements International’s website to submit your entry by the May 13th deadline.

For more information on this and other scholarship opportunities, complete a free scholarship search today!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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2011 Safety Scholars Contest Kicks Off

This Scholarship of the Week is Accepting Entries Through May 13th

Apr 18, 2011

by Suada Kolovic

The fifth annual Bridgestone Safety Scholars Video Contest has begun, and YOU could be one of this year’s $5,000 scholarship winners! This year, they’ve expanded their contest to include all drivers ages 16-21 in the United States and Canada (excluding Quebec). To enter, simply create a 25- or 55-second video about driver safety and upload it to SafetyScholars.com by May 13. They’ll narrow it down, and the top 10 videos will be posted on the site, where it is up to the public to vote on their favorite. The top three winners all receive a $5,000 scholarship!

For more information on this scholarship and other scholarship opportunities, conduct a free scholarship search today!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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