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Like Scholarships.com? Tell a Friend to Win This Scholarship!

Share Your Referral Link by June 30th to Earn $1,000 for You and $500 for a Friend in this Scholarship of the Week

May 21, 2012

Like Scholarships.com? Tell a Friend to Win This Scholarship!

by Alexis Mattera

They say the best things in life are free...and though we don’t know who exactly "they" are, we couldn’t agree more: As a Scholarships.com member, you have access to a customized scholarship search, detailed financial aid information, an organized college search, standardized test study guides and more all at no cost to you. Think your friends might like these gratis goodies as well? Spread the word about Scholarships.com through our Tell A Friend Scholarship and you'll have a chance to win money for college – $1,000 for you and $500 for one of your buddies!

To enter, simply copy your personalized TAF referral link (you can get it here) and blog it, tweet it, email it, IM it or Facebook it. For every one of your friends who creates a profile on our site by clicking your link, you will be entered to win a $1,000 award; there’s no limit as to how many people you can send your link to and if you win, one of your friends who created a Scholarships.com profile using your link will be chosen at random to win $500. That’s WAY better than a friendship bracelet!

Remember, the more friends you refer, the more entries you’ll get until the June 30th deadline. For more information, visit our Tell A Friend Scholarship page and for additional scholarship opportunities, conduct a free scholarship search today. Good luck!


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Want More Financial Aid Info? Help is On the Way!

Ten Schools Commit to More Financial Aid Disclosure

June 6, 2012

Want More Financial Aid Info? Help is On the Way!

by Alexis Mattera

With student loan debt now totaling more than $1 trillion, current and would-be college students need access to financial aid information more than ever before. The good news is that universities across the country are doing their best to make the facts as clear and available as possible in the near future.

Ten schools – Arizona State, Miami Dade College, North Carolina A&T State University, Syracuse, UNC Chapel Hill, Vassar and the state university systems in Maryland, Massachusetts, New York and Texas – have committed to providing key funding information to all incoming students as part of their financial aid packages starting in the 2013-14 school year. The details will include the cost of one year of college, financial aid options such as grants and scholarships, estimated monthly payments after graduation on federal student loans and comparative data about graduation and loan repayment rates. According to the White House, this disclosure will play a vital role in making college more affordable for all students: "Too often, students and families face confusion when comparing financial aid packages, some of which do not clearly differentiate loans from grants, nor distinguish private vs. federal loans, making it difficult to compare aid offers side-by-side. Clarity and accessibility of information is necessary so that students and families can make informed decisions about where to attend college, so they can choose a school that is best suited to their financial and educational goals."

What do you think of this plan? Do you think it will help students better understand financial aid or is the effort too little and too late?


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A Little Loan Goes a Long Way

November 29, 2011

A Little Loan Goes a Long Way

by Alexis Mattera

In recent years, college students have become more cautious about taking out loans to pay for school. There are multiple reasons for this – horror stories from friends or siblings, limited job prospects after graduation and high interest rates have all been cited – and while it’s an admirable goal to graduatefrom college debt-free, educators think this approach could actually hinder students from getting degrees.

According to a recent Associated Press article, students are attempting to limit borrowing by working longer hours, taking fewer credits (and often not enrolling full-time), living at home and attending less selective institutions. While educators are impressed with this level of fiscal responsibility, they are quick to point out that each action above is a risk factor that makes college students less likely to graduate. Borrowing could prevent this, said Deborah Santiago, co-founder and vice president of Excelencia in Education. "If you can take out a little bit of loan you're more likely to complete. If you can go to a more selective institution that gives you more resources and support, you're more likely to complete." How much more likely? Federal data analyzed by Excelencia and the Institute for Higher Education Policy (IHEP) in 2008 shows roughly 86 percent of students who borrow for college are able to attend full-time compared to 70 percent of students who don't borrow and roughly 60 percent of full-time students receive a bachelor's degree within eight years compared to 25 percent of part-time students.

What can be done to facilitate this message? Educators believe students need to better understand financial aid, the difference between types of loans, debt management and the returns on various degrees and majors. In addition to searching for scholarships and grants, is borrowing part of your financial aid plan and does this information make you more or less likely to take out a loan?


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Despite Its Name, Earning This Scholarship of the Week is NOT Impossible!

The Impossible Ones Movement is Now Accepting Applications

September 10, 2012

Despite Its Name, Earning This Scholarship of the Week is NOT Impossible!

by Alexis Mattera

Application forms. Transcripts. Essays. Letters of recommendation. With so many components that go into an average scholarship application packet, it may seem like earning money for college is impossible...but that couldn’t be further from the truth. There’s a scholarship out there for everyone and our latest Scholarship of the Week – Pencils of Promise’s The Impossible Ones – could be the one for you!

Pencils of Promise is awarding scholarships to The Impossible Ones – the dreamers audacious enough to believe they can change the world and hungry enough to actually do it. Pencils of Promise will award $5,000 in scholarships to students that join The Impossible Ones movement by spreading awareness about the global education crisis and fundraising to build schools in the developing world. Students who fundraise over $100 will be entered to win scholarships ranging from $500 to $1,000 weekly until October 31st. Additionally, each student who fund-raises more than $1,000 will be entered to sail around the world on Semester at Sea and receive 12-15 college credits.

Want to make your college dreams possible? Visit The Impossible Ones’ website to learn more and apply. As always, you can find additional scholarship information by conducting a free Scholarships.com scholarship search today!


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Free Speech + Free Money for College = Scholarship of the Week!

by Alexis Mattera

Do you think free speech is important at our nation’s colleges and universities? Are censorship of student speech and higher education incompatible? If you answered yes to both questions and are a high school junior or senior, the Foundation for Individual Rights in Education (FIRE) has a scholarship opportunity for you in its annual Freedom in Academia Essay Contest!

FIRE's mission is to defend and sustain individual rights at America's colleges and universities. These rights include freedom of speech, legal equality, due process, religious liberty and sanctity of conscience – the essential qualities of individual liberty and dignity. At FIRE's core is to protect the unprotected and to educate the public and communities of concerned Americans about the threats to these rights on our campuses and about the means to preserve them. If you share these beliefs, fire up your keyboard and enter now: Students must submit an essay between 800 and 1,000 words on this year’s topic (provided on FIRE’s website) to be eligible to receive one of nine awards: $10,000 for first place, $5,000 for second place, $1,000 for three runners-up or $500 for four randomly-selected participants.

FIRE is accepting essay contest entries through November 25th. If you are interested in learning more about this or other scholarship opportunities, conduct a free scholarship search today!


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Affording College While Avoiding Debt

Schools Eliminate Loans, Educate Students To Be Fiscally Responsible

November 14, 2012

Affording College While Avoiding Debt

by Alexis Mattera

A college education is far from cheap but some students are able to graduate with far less debt than others. How? Scholarships and grants play a huge role in keeping expenses low but some institutions are lending a helping hand by revising their financial aid packages and educating their students on the importance of fiscal responsibility.

Davidson College, for example, instituted a “no loans” financial aid policy in 2007 and now addresses need through grants and student employment. Others, like St. John's College, Elizabeth City State University and the SUNY schools, are doing their part by providing tailored support services to students through graduation - the latter, in fact, have launched a system-wide effort to prevent student borrowers from defaulting on their loans by offering net price calculators and communicating early and often with borrowers.

You can read more about what’s being done to combat student debt here but we want to know if your college (or intended school) has similar initiatives in place. If not, what kind of services and information should they be providing regarding student debt?


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UChicago’s New Financial Aid Initiative Targets Local Students

by Suada Kolovic

The University of Chicago has recently announced the launch of UChicago Promise, an initiative aimed at helping high school students in the city of Chicago gain admission, pay for and succeed in college. The cornerstone of the program is the commitment from the university to eliminate loans from financial aid packages of students from Chicago who are admitted.

“Chicago, from our pre-schools to our world-renowned universities, is committed to ensuring that every child has access to a high-quality education,” said Mayor Rahm Emanuel. “The step taken today by the University of Chicago is a creative step that will help many of Chicago’s own achieve their goals and graduate without a financial burden.”

In addition to replacing loans with grants and other nonrepayable student aid, UChicago Promise includes an automatic waiver of the University’s application fee and offers a wide array of support and mentoring programs for aspiring college students. The initiative will take effect for those applying this year and will not be available to students with existing loans or who have already matriculated.


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Stanford Receives $150 Million Gift to Fight World Poverty

by Suada Kolovic

With the economy in a slump, debt-ridden college students aren’t alone in their financial struggles. Colleges and universities nationwide – who’ve had a fair share in creating insurmountable amounts of debt for the majority of students – have struggled to attract potential donors as concerns about volatile markets remain. Stanford University, however, may be the exception: A local philanthropist and his wife have donated $150 million to establish an institute aimed at alleviating global poverty.

The gift from Robert and Dorothy King includes a $100 million grant to start the Stanford Institute on Innovation in Developing Economies, which will be known as Seed. The new center will be housed in the business school and will conduct research, coordinate courses in social entrepreneurship and design, and oversee projects worldwide to alleviate poverty. "We know there are people out there who can make this world a better place, and we want to get behind them," Mr. King, a venture investor and philanthropist in Menlo Park, Calif., said in a YouTube video about the institute. The remaining $50 million will be set aside to encourage donations to Stanford programs that tackle poverty and, if all funds are matched, the total could reach $200 million.

What do you think of Mr. and Mrs. King’s donation to Stanford and not those in need directly? Is this a step in the right direction or not?


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Debt-Ceiling Deal Spares Pell Grant Program

by Suada Kolovic

Unless you’ve taken residence under a rock for the past few weeks, you’ve heard about the debt ceiling crisis. Thankfully, the White House and Congress have reached a deal to raise the nation’s borrowing limit and shrink the federal deficit which avoids many of higher education’s worst-case scenarios, namely cuts to Pell Grants, the end of subsidized student loans or a government default that would leave student financial aid and other funding for colleges in limbo.

Here’s the breakdown: The agreement would cut $1 trillion right away and create a committee to reduce the deficit by another $1.5 trillion by November. If approved in Congress, it will avert default on the nation’s debts and ensure that the government has enough money for federal benefits, including student aid. In layman’s terms, the bill would provide $17 billion for the Pell Grant program but the measure would only be temporary. Because House conservatives oppose tax increases, it is likely that the committee charged with reducing the deficit will favor spending cuts over revenues increase, putting Pell Grants and other student aid programs at risk for cuts in the near future.

Do you think slashing funds for higher education is problematic? Let us know what you think.


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Illinois DREAM Act Signed by Governor Quinn

by Suada Kolovic

Illinois Governor Pat Quinn signed a law Monday that provides undocumented immigrants access to private scholarships. The Illinois DREAM Act, which passed the state Senate by a wide margin in May, will create a “DREAM Fund” – a scholarship account funded entirely by private dollars that will provide scholarships to undocumented students seeking higher education.

Quinn called the new law “landmark” legislation. The DREAM Act – which borrows its name from a similar piece of federal legislation – will also encourage counselors to receive training on educational opportunities for undocumented students, as well as open up college savings programs and prepaid tuition programs to all Illinois residents. Unlike the federal bill, however, it will not provide a path to citizenship for those students.

Chicago Mayor Rahm Emanuel also attended the Monday signing. “Immigrants are a driving force in our city’s cultural and economic life, and opening the way for all Chicago students to earn an excellent higher education will make our city even stronger," Emanuel said in a statement. “I am proud that families and students across Illinois will now have a better shot at the American Dream — which starts with a great education.”

What do you think of the legislation? Should other states follow in Illinois’ footsteps or do you think passing the DREAM Act will only encourage more illegal immigration?


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