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Clinton's "Free" College a Bailout of a Failed System?


Aug 23, 2016
Today, going to college could cost as much as buying a new BMW every year, according to the Wall Street Journal. With ever-increasing college costs ranging between $120,000 and $200,000 (depending on the school), some politicians' higher education reforms are simply a "massive bailout wrapped in the promise of free tuition and relief from student loans." College unaffordability has forced students into the growing $1.3 trillion national debt issue, with the average student owing $26,700. Where's this money going? Money is going towards grandiose campus facilities such as Purdue University's $98 million Cordova Recreational Sports center, which houses a climbing wall, vortex pool, and 25-person spa. Elsewhere, funding is being spent heavily on administration, promotions, athletics, and [...]
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4 months ago 4 comments

Donald Farish, Roger Williams University's President earns over $425K annually and wants you to stop blaming colleges for higher education's unaffordability. What accounts for college unaffordability? According to Farish, it is the "concentration of wealth at the top," or "wealth inequality", which is interesting coming from somebody making almost 10 times the average American worker's [...]

9 months ago 30 comments Read More

Talk is cheap when it comes to politicians' promises, but one thing that remains expensive is a college education. From vetoing a scholarships bill that would free up $721 million for community colleges and scholarships for low-income students, to killing the Senate Bill 180 which would require the New Mexico Lottery to provide $41 million to a college scholarships fund there has been no [...]

10 months ago 27 comments Read More

What makes February so lovely? It is Financial Aid Awareness Month, and since filling out the FAFSA is stressful - much like taxes - several higher education institutions and financial aid organizations have jumped on board to provide informational sessions for families and students as they navigate through, and apply for financial aid through the 2016-2017 FAFSA. According to the National Center [...]

10 months ago 6 comments Read More

Understanding the financial aid process, much less filing a FAFSA, can be tedious and daunting. With over 130 questions and requiring more than 30 minutes to complete, students may procrastinate, or completely avoid completing a FAFSA. With pending changes for the upcoming years - such as an earlier deadline - some experts claim the process won't necessarily get easier or more affordable, if not [...]

12 months ago 16 comments Read More

If you've ever had to fill out a FAFSA for college, you may have felt as though you need an accounting degree to understand it, much less complete it. With over 130 questions and averaging 30 minutes to complete, the complexity and tedium of filing for financial aid has been a barrier for students in attending college or receiving the financial aid for which they qualify. The Department of [...]

15 months ago 12 comments Read More

Chances are if you’re on scholarships.com, you probably care about boosting your application to scholarships or colleges. The standardized test can be a huge plus for good test takers or a major stressor for others. Here are some general guidelines to help you make your testing plan and decisions easier. Timing. There are many rumors about what dates have a better curve but essentially [...]

16 months ago 0 comments Read More

Under the Obama administration, the motto “work hard, play harder” is continually being redefined to “work hard, pay harder”. According to The Wall Street Journal, a new plan is being finalized that will allow millions of low-income Americans to slash their monthly student-debt bills, in turn raising taxpayer costs for the government’s mushrooming student-loan portfolio. This week the Education [...]

17 months ago 10 comments Read More

The financial aid process can be a daunting one but if you're planning on attending college any time soon, you should know that there are tons of federal student aid options available. From Pell Grants to Perkins Loans to the FAFSA, the funding is out there but your eligibility to receive aid depends on your level of need and, subsequently, how much aid you are eligible to receive. Translation: [...]

21 months ago 7 comments Read More

Sure, anything Obama proposes is going to have detractors across the aisle politically. Perhaps due in part to his recent and seemingly more and more frequent use of executive action or just plain old typical partisanship, our president can scarcely do anything these days without intense scrutiny. Naturally, among the chief concerns of Obama’s opponents on the matter is the increase in taxes that [...]

23 months ago 17 comments Read More

When it comes to paying for a college education, it seems as though students have two options: deal with impossibly high payments while they're in school or crippling debt for years afterwards. Well, Oregon students were provided a third option last year when legislators approved the Pay it Forward plan that would allow students to attend state colleges without paying tuition or taking out [...]

29 months ago 1 comments Read More

If you're a recent college graduate, chances are you'll have to start paying off your student loans sooner than you think. And even with the economy in a slump, don't expect a free pass on not paying them back. So while keeping track of the multiple loans you've accrued during your college career is tasking, it's important to understand your options. An often overlooked possibility is private [...]

31 months ago 0 comments Read More

The crisis in Syria! The Bradley Manning sentencing! The fracking debate! Yet another random act of violence! The media bombards us with information and news every second of every day – a sensory overload of grim stories and political biases. It's overwhelming but college can become a sort of bubble, a relaxing retreat from the cares of the outside world. You don’t see the news unless you turn [...]

40 months ago 0 comments Read More

I started looking for colleges in my junior year of high school because I was so unsure about what I wanted. Deciding on a college was a scary thought to me because I was under the impression that I was going to be stuck at whichever school I chose for four whole years. So to ease my ever-increasing stress levels, I visited my dream school (MCLA) almost seven times before accepting to attend for [...]

40 months ago 0 comments Read More

Dreamed-up in Portland Oregon and soon lauded in New Jersey, Washington, Ohio and elsewhere, the "Pay it Forward" plan could cost some folks more than simply taking out loans at 6.8%. With the plan calling for approximately $9B in start-up funds and requiring college grads to pay 3% of their income for the 24 years following graduation, only those making below a certain amount would benefit. [...]

40 months ago 0 comments Read More

Even community colleges across the country are increasing costs much faster than inflation, causing concern among those attempting to use what most would consider the most accessible of forms of higher education. Even with lower interest rates recently signed into law by President Obama, the costs for just about every aspect of post-secondary education continue to rise. Last year, the average [...]

40 months ago 0 comments Read More

The new student loan bill Senator Merkley (D-Ore.) plans to introduce is a progressive idea intended to battle high loan repayment costs and hopefully restore the middle-class in the United States. The announcement of this proposal came after President Obama signed a student loan bill into law on August 9th. The new loan bill sets interest rates for undergraduate loans to the 10-year Treasury [...]

40 months ago 0 comments Read More

The search for good scholarships can be a task, but it doesn’t have to be hard work! When I was exploring the wide world of scholarships, I tried my best to look into ones I knew I could succeed at winning. Here are a few tips for finding your best scholarship opportunities: Search for institutional scholarships. This is always a great starting point: Go to your college or university and check [...]

42 months ago 0 comments Read More

According to the Buffalo News, there has been a decrease in the amount of students who receive their undergraduate degree in four years. Fewer than half of the University at Buffalo graduates graduated in four years and many other universities have seen the same decrease in their students graduating in that once-traditional timeframe. For example, Niagara University had only 60 percent of its [...]

42 months ago 0 comments Read More

The student librarian or the math tutor in the tutoring center at your university may be one of the thousands of students involved in the Federal Work Study program. The U.S. Department of Education explains that the Federal Work Study program involves universities assigning college students part-time jobs in their institutions or through private employers. The income may be minimum wage or [...]

43 months ago 0 comments Read More

Summer classes are great for getting ahead or catching back up if you’ve fallen behind. They aren’t for everyone, though, so when deciding on extra courses for the summer, keep these factors in mind: Financial Aid: An important factor is whether or not you can financially afford to take summer classes. When I was a freshman, I was able to take two summer courses using a summer Pell grant but [...]

44 months ago 0 comments Read More

Looking for a competitive edge when applying for that minimum-wage barista position at your local coffee shop? Turns out your newly minted bachelor’s degree might just be the edge they’re looking for. According to the U.S. Labor Department, there were about 284,000 college graduates working minimum-wage jobs in 2012, including 37,000 with advanced degrees. Surprisingly, that’s down from 2010’s [...]

44 months ago 0 comments Read More

As admissions decisions begin to roll in, high school seniors are weighing their college options. In addition to financial aid packages, programs offered and distance from home, school type – public or private – is an important factor to consider. If you’re thinking about attending a public university, consider these facts: There will be many students attending your college...thousands, [...]

46 months ago 0 comments Read More

The University of Chicago has recently announced the launch of UChicago Promise, an initiative aimed at helping high school students in the city of Chicago gain admission, pay for and succeed in college. The cornerstone of the program is the commitment from the university to eliminate loans from financial aid packages of students from Chicago who are admitted. “Chicago, from our pre-schools to [...]

49 months ago 0 comments Read More

Recently, 22-year-old Taylor Cotter published an article on The Huffington Post about her success since she graduated from college in May. The odd thing about Cotter’s piece is that she doesn’t take the angle of a success story in a struggling economy – she feels that she should be struggling more! Cotter talks about how many of her friends are working part-time jobs, living at home with [...]

53 months ago 0 comments Read More