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Is Not Struggling a Struggle?


Jul 25, 2012
Recently, 22-year-old Taylor Cotter published an article on The Huffington Post about her success since she graduated from college in May. The odd thing about Cotter’s piece is that she doesn’t take the angle of a success story in a struggling economy – she feels that she should be struggling more! Cotter talks about how many of her friends are working part-time jobs, living at home with their parents and/or having diets consisting mostly of Ramen; she feels that she is missing out on the post-college twentysomething life by having a ‘real job’ and a 401(k). Some readers – including myself – are appalled by Cotter’s tone. It seems to me that it would be the dream of every college student to find a full-time job directly after graduation but Cotter almost seems remorseful that she [...]
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53 months ago 0 comments

In the epic battle between quality versus quantity, it's the former that usually prevails but Arne Duncan has a slightly different proposal for soon-to-be college students: increase the quantity of schools you consider in order to find the best quality fit. Though the annual Higher Education Research Institute survey reported that students are already employing that approach (just 12 percent [...]

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Armed with degrees in their fields of choice, newly-minted college grads have the world at their fingertips...and, often, student loan payments lurking right around the corner. The job market isn’t what it used to be so what’s a recent grad to do to keep collectors at bay? A change of address may be in order. Communities across the country are attempting to attract young professionals by [...]

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If you’re a recent high school graduate, chances are you’re looking forward to the surge of independence that comes with becoming a college freshman. And while anticipating all the excitement that comes with entering college – meeting new people, establishing a home away from home, sleeping in until noon, etc. – establishing how you’re going to pay for it is an entirely different story. Here at [...]

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The notion that those who are well-educated are safeguarded from bleak employment rates doesn’t seem to hold true anymore: According to the National Association for Law Placement, recent law graduates face employment rates that have fallen to the lowest level since 1994. Only 85.6 percent of 2011 law school graduates (whose employment status was known) had jobs nine months after leaving school – [...]

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Throughout my undergraduate career, I was lucky enough to be the recipient of scholarships and grants that helped cover my tuition and other fees. Thousands of other college students across the country also rely on this free money to pay for their education and we should all be taking note of the fact that many financial aid options that we have to help pay for college are being eliminated or [...]

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With student loan debt now totaling more than $1 trillion, current and would-be college students need access to financial aid information more than ever before. The good news is that universities across the country are doing their best to make the facts as clear and available as possible in the near future. Ten schools – Arizona State, Miami Dade College, North Carolina A&T State University, [...]

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Cost plays a huge role in many students’ college choices. Depending on their financial situation, some students dismiss the schools with high tuition in favor of lower-cost in-state schools because they think it will save them money. In actuality, they could be doing themselves an economic disservice in the long run. Using data from U.S. News and World Report’s most recent student debt [...]

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At this point in the year, high school seniors and transfer students know where they’ll be heading in the fall...unless they don’t. It’s not uncommon for a student to have second thoughts about the school they committed to or receive the news that they didn’t get off the wait list at their school of choice after enrollment deadlines for other potential schools had passed. If this sounds like [...]

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If you had to guess, what percentage of students start college and actually finish it? According to a study conducted by the Organization for Economic Cooperation and Development, only 46 percent of students who started college earned degrees in 2010. Hefty student loans and interest rates, stress and being academically unprepared are amongst the many reasons college drop-outs cite; some students [...]

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Many students think they know what it takes to get into the college of their choice but with record-low admissions rates, insufficient financial aid and increasing student loan debt, the path to higher education is not as clear-cut as it once was. Good grades and high standardized test scores aren’t enough anymore – the incoming freshman class at Berkeley, for example, includes an expert [...]

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Enrollment deposits are due at many colleges around the country in 11 days and while some students committed to colleges within hours of receiving their acceptance letters, others are still weighing their higher ed options. As the deadline draws closer, don’t choose a college by tossing a dart at a map or playing eeny meeny with your admissions offers – consider these tips from U.S. [...]

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When I moved into my freshman dorm at UConn, I was one of the few out-of-state students on my floor. It wasn’t a bad thing by any means – I made a lot of friends through conversations that began with someone asking "Hey, can you say [any word ending in R]?" because they wanted to hear my thick Boston accent in action – but it was certainly foreshadowing for today’s abundance of non-residents at [...]

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Everything is blooming and trees are awakening with widening leaves stretching up toward the sky. The birds are chirping and don’t forget the sound of graduation gowns sweeping across the floor! I should be graduating this year but like so many other college students my age, I have been thrown more than a few curveballs in my time in school and I have another year to go before I can enter into [...]

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It may feel like we’ve skipped winter but federal aid is about to be put on ice for college hopefuls lacking high school diplomas or GEDs. As of July 1st, newly-enrolled students will no longer be allowed to take an "ability to benefit" test or complete a set amount of credits without aid; instead, college students will be required to have high school diplomas or GEDs in order to receive [...]

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With the cost of a college education rising relentlessly and our economy still downturned, students are faced with a tragic catch-22: either become saddled with overwhelming debt or forgo a college education and limit your career possibilities. But are those the only options? What if students could prosecute their alma maters because they were misled by high job placement rates? Well if you [...]

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Recent reports suggest that student loan debt has surpassed credit card debt for the first time and will reach $1 trillion this year. The average college student leaves owing $25,000 in loans, putting them at risk of having to significantly delay moving on to different life stages such as buying a house, getting married and even having children. Curious as to how the government has responded in [...]

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Did you have to take out student loans in order to pay for all or part of your college education? Probably, as total student loan debt passed total credit card debt for the first time and is approaching the $1 trillion mark, but the bigger problem could be that college students who truly need to borrow are not doing so. In a new analysis of student debt published in AEA’s Journal of Economic [...]

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If you want to go to college but can’t completely afford it, don’t expect Mitt Romney to help you bridge the financial gap. During yesterday’s town hall meeting in Youngstown, Ohio, Romney made it clear that he would not promise to give students government money to cover higher ed costs. The advice he did offer regarding colleges was blunt – pick an affordable option, get scholarships, join [...]

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Traditionally, most college students live in dorms or apartments on or near their campuses to get the full “college experience.” But before you sign that rental agreement, you might want to consider living at home and commuting to school. We’re all familiar with the stereotypical college student – eating Ramen noodles for every meal and taking out student loans to pay for books and tuition – [...]

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Wouldn't it be amazing if that super expensive college you were just accepted into said, "Hey there, new friend – thanks for all your hard work saving, scrimping and scholarship searching but we’ll take it from here, financially"? It can happen...kind of. When a student fills out the FAFSA, a figure known as the expected family contribution (EFC) – the amount a student or family can [...]

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In addition to talk of the economy and spilled milk, President Obama shared his thoughts on higher education during his third State of the Union address last night. On his to-do list: reduce student loan interest rates, extend a tax credit and continue supporting community colleges. Ideally, the president would prevent the interest rate increase on federal student loans currently set for [...]

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Much of the time, college students who are able to get the classes they need and have an education plan are able to graduate early. Graduating early can be a blessing or a curse depending on how you look at it; it worked for my fellow virtual intern Jessica but how do you know if it's right for you? Here are some questions to ask yourself: 1. Do you have job offers lined up after [...]

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There are lots of 2011 recap lists circulating the Internet but the one you are about to read comes from a different perspective: a college student's! There were many interesting events that occurred this year that involved colleges – here’s to the lessons we’ve learned this year...and the lessons ahead of us! Occupy Wall Street: This nationwide protest had great appeal to college students, [...]

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There’s been much debate about the true value of a college degree. This isn’t surprising given rising tuition costs and lower employment rates but a new study by a 2011 Trinity College graduate reveals spending the time and money to obtain a college degree is still very much worthwhile. That graduate – Sarah Millar – came to this conclusion by examining data from government and private [...]

60 months ago 0 comments Read More

If you are a recent college graduate, those student loans you haven’t thought about in four or more years are about to come calling...and collecting. While some students’ debt tallies are quite large, the amounts owed by others are much more manageable. U.S. News & World Report has reported that the average amount of student loan debt (defined as money loaned to students from colleges, [...]

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