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The Pros and Cons of Graduating Early

by Radha Jhatakia

Much of the time, college students who are able to get the classes they need and have an education plan are able to graduate early. Graduating early can be a blessing or a curse depending on how you look at it; it worked for my fellow virtual intern Jessica but how do you know if it's right for you? Here are some questions to ask yourself:

1. Do you have job offers lined up after graduation?

2. Did you go to college close to home?

  • If you said yes, then graduating early wouldn’t be a tough transition but if you attended college further away, graduating early may be more difficult. Many if not all of your friends were will still be in school and you’ll also miss out on the senior graduation programs.

3. Did you take out loans to pay for college?

After you answer these questions, you should be able to determine if you should graduate early or not. Just remember there are pros and cons to both and you should choose the path that’s right for you.

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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How to Keep Those New Year’s Resolutions

by Radha Jhatakia

It’s a new year and we are all making resolutions to be healthy, not procrastinate, to do better in school or even get more sleep...but after a month or two, no one pays attention to their resolutions anymore. To really stick with your resolutions, slow lifestyle changes are the way to go. This way, you’re able to fit the resolution into your existing schedule without a great deal of effort. Here are a couple of ways to I plan to make good on my resolutions.

I’d like to have a healthier lifestyle this year which means changing my diet and my exercise plan. I will start by evaluating items in my diet like junk foods; I won't eliminate them completely but I will begin incorporating healthier foods into my meals as sides. I’ll also start with 15 minutes of exercise per day and increase that time by five minutes every other week. This will help me get into a good routine without going overboard.

Moderation will also help me with another resolution of mine: to do better in school. For example, I hardly ever watch T.V. as it is but I will make sure that I tune in only when I’ve finished all my studying and assignments. Take that, procrastination!

Lastly, I plan to set more deadlines for myself this year. By better managing my schedule, I’ll be able to finish my schoolwork in an appropriate amount of time instead of waiting until the last minute to complete assignments. There are always unexpected circumstances popping up and my deadlines will allow time in my schedule to deal with them without sacrificing my studies.

Here’s to a new year filled with positive, continuous change and even some college funding: Be sure to share your resolution with Scholarships.com through the latest Short & Tweet Scholarship!

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Computer Programs Every College Student Needs

by Radha Jhatakia

As college students, we are dependent upon computers when working on papers, presentations and other class assignments. Many times, we are required to have certain technology to complete these tasks and whether you use a Mac or PC, these programs can help you.

For document reading and creation: Adobe Reader is a program used to read PDF files which are often used as virtual documents you can fill out using a computer. CutePDF Writer is a program used to create PDF files. You can write documents or turn JPEGs (picture files) into PDFs by selecting to print files as PDF. (Doing so turns them into virtual documents.)

For word processing: Microsoft Word is essential to anyone who has or will ever need to write a paper. Macs have a different version that comes pre-installed in the computers; however, these files are only compatible with Macs, thus professors often require that students use Microsoft Word when emailing and writing documents.

For presentations: PowerPoint is another Microsoft program designed to create presentations and it's filled with different formats, backgrounds, charts and smart objects you can utilize to customize your projects. PowerPoint is also very popular in the workplace so learning how to use it while attending college is a big plus.

For data analysis: Microsoft Excel is necessary during and after college. The software can be used to input data to be calculated much easier and also to analyze with efficiency. Excel can be tricky but there are classes you can take (and tech-savvy classmates you can ask) to learn how to use the program.

For all the rest: A few various programs that you can keep on hand which may or may not come in handy depending on your personal interests or major are iTunes and Adobe Photoshop. These programs are more artistic and provide access to music and photo editing. Purchase these programs legally, as they will last for a while and provide free updates.

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Investment Strategies for College Students

by Radha Jhatakia

Most students begin to make decisions about what sort of financial investments they need to make after they graduate while they are still attending college. It’s not an easy decision – rather, it’s one that takes time and some level of research – but this short guide will help you get started.

You may have "made" a lot of money through economics projects where you "invested" in stocks but playing the stock market in real life is much different. With great risk, you can have a great payoff or a great loss and unlike your econ projects, investing requires real funding to make an initial investment, as a single share can be quite expensive depending on the stock. Research the stocks you are interested in and watch the market daily before investing any money. It sounds silly but the best starting point would be reading a book like "Stock Investing for Dummies."

If you’re wary about the stock market, a safer investment would be in a bank or credit union. Many banks do not have annual fees for college accounts but in the current economy, some financial institutions do not offer high interest rates for savings accounts, money markets or certificates of deposits (CDs). Credit unions often have higher interest rates and may charge annual fees but it depends on the institutions' individual policies. Here are the differences between these accounts:

  • Savings accounts: Savings accounts don’t require large balances and offer students the freedom of withdrawing money whenever needed. The downfall is low interest rates.
  • Money markets: Money markets require higher balances since banks use the accounts to make investments but the interest rate is higher since you make money off their investments. The caveat here is not having the money readily available and being charged fees for falling below the minimum balance.
  • CDs: CDs are great for long term use, as they require investments for a certain length of time. This account has a high interest rate and is insured by the FDIC but the drawback is breaking the CD to withdraw money means paying a hefty fee.

Are you currently investing your money? If so, how?

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Emergency Preparedness in College

by Radha Jhatakia

Emergency situations can arise anywhere and since they are seldom announced, college students should always be prepared for natural disasters, accidents and in-home emergencies.

Depending on what region of the country you live in, there are different natural disasters that are prone to occur including earthquakes, tornadoes, hurricanes, tsunamis, blizzards and much more. For earthquakes especially, remember to hide under something sturdy or brace yourself in a doorway. For areas prone to tornadoes, there are sirens but since they often can’t be heard indoors, it may be necessary to purchase an in-home alert radio.

In instances of hurricanes and tsunamis, it is best to pack up necessities such as prescription medications, basic supplies and food right when the warning is given, then drive to a safe location as far inland as possible. Similar rules apply to blizzards as well: If you are snowed it, always make sure to have supplies in your home that can last for a long period of time. For any natural disaster, the key rule is to always make sure you have enough food and water for three days.

In addition to sustenance, make sure to have a first aid kit with band-aids, painkillers, gauze, alcohol wipes, antiseptic cream and wrap bandages – these are the basics for any minor injury and can stabilize a major injury until you can receive medical attention. Satellite radios/phones and flashlights with extra batteries are also good to have on hand at home and in your car, plus flares, jumper cables, a blanket/extra warm clothing and tools for a tire change.

A little preparedness goes a long way in an emergency. If you find yourself in any of the dangerous situations listed above, remain as calm as possible until help arrives or conditions improve.

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Communicating with Authority Figures

by Radha Jhatakia

Whether it’s a parent, professor or employer, communicating with authority figures can be a challenge, as a certain level of respect and acknowledgement must be given. You may not always see eye-to-eye with your superiors but these tips will help you to keep the lines of communication as open and effective as possible.

One of the most important aspects of communicating with authority figures is having an appropriate attitude. No one will want to speak to you if you have a displeased look or closed-off body language. Knowing your surroundings and having a welcoming demeanor will make you appear more approachable; displaying confidence in what you have to say will win you points as well.

The method you use to communicate is also important. Email is a very convenient in that it allows us to get a message to someone quickly but with the convenience of this technology, many people do not practice proper “netiquette,” which means using proper spelling, grammar and formal language rather than texting language. Being appropriate in your emails means not using emoticons and having a signature with your contact information. Communicating effectively with authority figures often relies on your level of maturity and this will help demonstrate it.

However expedient emails may be, sometimes phone calls or in-person meetings are necessary. Often when employers are considering candidates, someone who has sent an email may not seem as appealing as someone who has sent an email and followed up with a phone call. In-person conversations work better when the matter is important and is something that may be misconstrued in an email or phone conversation. An example would be if you need to speak to a professor about a grade you felt was unfair. Approach them as a concerned student who wants to know how to improve from the mistakes they cited, then explain why the errors don’t seem wrong to you. A positive attitude will go a long way; you may be angry but verbally attacking the professor will make them far less likely to help you out.

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Respecting the Beliefs of Others

by Radha Jhatakia

No two people are alike and neither are their beliefs. People have similarities and differences, grow up in different environments and have diverse experiences which shape their beliefs; when we are in college, people with diverse beliefs are brought together and thus students must be tolerant and respectful of the beliefs of others. It is not right to ridicule the beliefs of others or to impress our own beliefs upon them.

In college, people will have many different issues they are passionate about and we will take classes with these students and interact with them on a daily basis throughout our time in school. People will practice and believe in whatever is best for them and no one has the right to dictate otherwise. We may not believe in another religion over our own but does that make someone else’s lesser? No, it does not and as citizens of a country where freedom is valued, people must respect that. People must be tolerant of is sexuality; homosexuality may not be your orientation but your beliefs should not cause others to suffer. Whether you believe the same or not isn't the issue and this mindset is especially useful when living on campus for the first time: Your roommate or neighbor could be 100-percent your opposite but respect for their beliefs and lifestyle will make for a more comfortable living arrangement and maybe even a lasting friendship.

In a time when the world is at odds and there are wars over petty issues, respecting beliefs of others is more important than ever. Can you imagine how many conflicts would end tomorrow if those fighting simply followed this advice? Argue for what you believe in – everyone is entitled to their own opinion – but just because you don’t believe something doesn’t mean you have the right to disrespect it. Be respectful of those around you and their beliefs – sometimes it’s all we have.

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Just the (FAFSA) Facts, Ma’am

Tips and Tricks for Filing This Oft-Dreaded Application

March 9, 2012

Just the (FAFSA) Facts, Ma’am

by Radha Jhatakia

For those of us who cannot afford large out-of-pocket expenses for college, financial aid is our only option. Many, if not all, universities require their students to fill out the Free Application for Federal Student Aid – aka the FAFSA – which uses your family’s finances and taxes in order to best determine how much aid you get. It can be confusing but it is definitely worth your time to file the application.

Depending on the state of the school you attend and live in, the FAFSA has different deadlines. States offer different grants and scholarships as long as you qualify and apply by the stated deadline and private schools also have different deadlines for private funding which can be found on their websites. The dates for states can all be found on the print out form on the FAFSA’s website. Remember to use this official government website – other sites charge fees.

The FAFSA requires you to have a federal PIN number. To apply for one, request one from the FAFSA website. (Make sure to do this even if you don’t have your tax returns, as the PIN number sometimes takes some time to receive.) Also, a new procedure that the FAFSA has is the IRS data retrieval tool, which takes the tax information directly from the IRS database and filters it into the FAFSA. This option not only makes life easier for those filing the FAFSA but it helps college financial aid offices, as they won’t require you to turn in additional documents to verify if the information is correct.

Always try to have yours and your parents' tax returns completed as soon as possible to have your FAFSA completed on time; however, since required documents like W-2s and other federal papers often aren’t available when you need them, file the FAFSA and select the option “Will File” rather than “Already Completed” for the question asking if you have already filed the tax returns. Use the tax information from the previous year so that you can have it completed by the deadline and once your tax returns are complete, go back into the FAFSA and use the “Make Corrections” option to update the information.

Happy filing, everyone!

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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BARC Can Give Your Career Some Bite!

Bay Area Retail Leadership Center Helps Students Learn from, Network with Professionals

February 28, 2012

BARC Can Give Your Career Some Bite!

by Radha Jhatakia

One of the best resources that college can offer you (besides an education, of course) is the opportunity to find employment after graduation. There are programs dedicated to helping students in different career fields and at SJSU, one of these opportunities comes with the Bay Area Retail Leadership Center, or BARC.

BARC consists of SJSU students and faculty who have partnered up with those in the retail industry. Currently, the list of partners includes Target, Walgreens, Kohl's, Verizon Wireless, Ross, Nike and Walmart and students are able to interact with professionals at these companies and gain insight to what working for a retail corporation will be like while networking and getting potential job offers.

BARC offers a study tour during which students travel to different headquarters and main offices of these companies – an advantageous experience that happens only twice a year. Apart from this, BARC hosts conferences in which speakers present on different aspects of how to make it to the retail industry; internships are also offered. Just like with any networking opportunity, though, it is up to the student to make the most of these prospects in the end.

If there is a program like BARC at your college, take advantage of it – there are so many unexplored opportunities! – but if a program like this doesn’t exist, speak with advisers and faculty to start one! It will be a great chance for you to launch a program that will not only help many individuals but will allow you to gain work experience and contacts in the professional world as well.

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Get a (Residential) Life with NACURH!

by Radha Jhatakia

Do you think your residence hall life is a little dull and in need of help...or so great that other schools could benefit from your programs? Either way, I have the perfect opportunity for you to let your voice be heard and maybe do some traveling. Ever heard of NACURH?

NACURH stands for the National Association of College and University Residence Halls and they are having a conference soon. At these conferences, you gain ideas to host different programs at your college, meet students from a wide array of schools and learn many new things. I personally haven’t been to a NACURH conference yet but I attended a PACURH (Pacific Affiliate of College and University Residence Halls) conference at Washington State University in Pullman this past November and it was an amazing experience!

How do you get involved? I applied in September (the only requirement is that you live in university housing) and was selected as a delegate for San Jose State University. In the weeks leading up to the conference, we had many meetings to guide us through the tasks we had to accomplish and along with learning about new programs, delegates have to submit program ideas of their own – what a great way for you to share your ideas! Also, you have to show your school spirit so if you are proud of the college you attend, you can represent with school gear, chants and different competitions that will gain your delegation some points! The program I created for PACURH helped celebrate multiculturalism and was selected as a top 10 program – I was even able to present my program at the conference twice!

You won’t get many opportunities like this to make a difference and learn something new while having the time of your life! If you’re interested in NACURH or one of its affiliates, ask your residence hall government how you can get involved and start making a difference in residential life on your campus and beyond today!

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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