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Students Saving the Environment

October 18, 2007

by Scholarships.com Staff

It’s difficult to read a national newspaper–your choice–for longer than a week without coming across at least one article dealing with the environment. Why should a blog be any different? Jokes and polar bears aside, the environment is in need of some true student TLC, and students have plenty of it to give. Here are some things each of us can do to help.

1. Get educated Change starts with education. When searching for potential colleges, take into consideration the variety of classes offered. The more options schools have, the more you can dabble in various interests, especially the environment. By educating yourself about environmental issues, you can learn about ways to improve the situation, and what’s more, inspire others with your newfound knowledge. When you let people see how the environment affects them personally, you are more likely to convince them that their efforts and time are worth the investment.

2. Turn off the lights Saving money and energy is a click away, or a clap clap. Remember to turn off lights and appliances when you are through with them. Pay extra attention to air conditioners—open windows and running air conditioners make mother earth cry.  

3. Live by the triple R’s Many of us already reduce, reuse and recycle to some extent, but most of us don’t really crack down on bad habits.  By making the three R’s your mantra, you can reduce emissions, save some tree lives and fatten your piggybank.

4. Write to Congress  This one is for the ambitious. Begin a petition in support of the Kyoto Protocol to be sent to Congress; or at least sign the one you make your friend create. So far, 172 countries and governmental entities have signed the pact limiting emissions. Somehow the U.S. is not one of them.

5. Take public transportation  A great benefit to most on-campus travel is the abundance of public transportation. Taking the bus or train to school can reduce carbon dioxide emissions, and it can also free up some time to chat or study. It may not be the most convenient way of getting around, but improvement isn’t always convenient. For those who live close by, riding a bike, rollerblading or walking is also a good option.

6. Bring your own bags and mugs  Try stuffing your groceries into a backpack, and bring mugs to coffee shops. (Or visit ones that offer in-house cups.) Some stores and coffee shops will even give you discounts for doing so. 

7. Be laptop savvy in class  You won’t look like you’re too cool for school by bringing your laptop to lectures—really. Students can save much paper by appending and saving posted online notes on laptops.  By bringing a laptop to class, you can save trees and increase the likelihood of future legibility. Plus, editing is easier on a computer, and most students can type more quickly than they can write. If you’re not one of them, it’s about time you practiced.

There are plenty of things students can do to make a difference, and many are already hard at work. This year, Scholarship.com’s annual Resolve to Evolve scholarship prizes were awarded to students who wrote the best essays on problems dealing with standardized testing and the environment. See what the winners had to say on the topic, and check out Scholarships.com's new Resolve to Evolve $10,000 essay scholarship. You can also search our database for college scholarships and grants; begin finding money for college today!

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Common Roommate Problems

October 29, 2007

by Scholarships.com Staff

If you are planning to move out of your parent’s house when you go back to school, you are probably going to have one or more roommates. Unique challenges often arise when living with roommates, so it’s a good idea to learn about common roommate problems before you become one. By doing so, you will be able to take steps to exhibit the traits of a good roommate. This knowledge will also help you recognize and resolve conflicts.

Some of the most common roommate problems include:

  • Borrowing personal items without permission
  • Eating other person’s food
  • Messy living habits
  • Poor personal hygiene
  • Lack of respect for each other’s personal space
  • Unwillingness to compromise
  • Immodest behavior

Allowing such behaviors to go unchecked can permanently damage roommate relationships, and can make a living situation unbearable. It’s a good idea to establish roommate rules at the very beginning of the relationship for the sake of avoiding roommate problems before they have a chance to develop.

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Tags: Roommates


Politics, Voting and the College Student

November 8, 2007

by Scholarships.com Staff

Why should I care about voting?

Whether you're new to it or not, you’ve got to make like “Diddy” and “Rock the Vote”. Even if you’re not a huge fan, he’s got it right this time. There is something at stake for student voters: financial aid. This year has been a tumultuous one as far as college financial aid is concerned, and a collective student voice is needed to convince candidates that students mean business.

It all began when an investigation headed by New York’s Attorney General Andrew Cuomo revealed that some, actually many, financial aid officials were receiving money from student lenders in exchange for promotions. Findings showed that certain lenders were paying schools to place them on preferred lender lists, offering gifts and money to financial aid officials in exchange for loan promotion, conducting seemingly unbiased loan exit sessions, and giving athletic departments money for each lead sold.

Oh yes, I forgot to mention that third-party lender advertisers were using tactics such as imitating government websites to make students feel as if they were getting unbiased information or that some study abroad advisors were receiving money and free trips from study abroad companies for every student they convinced to travel with them. Sigh… I’m a bit out of breath.

Some, not many, successful efforts have been made to fix the financial aid system. The recently passed College Cost Reduction and Access Act has increased Pell Grants and decreased student lender subsidies. Unfortunately, these changes don't apply to all students. Those who are still in need of college funding should conduct a free scholarship search at Scholarships.com.  And to convince politicians that they need to hold up their end of the deal, students need to vote.

How do I register?

Votes won’t cast themselves. (Florida votes are a rare exception; they do what they want.) To participate in next year’s elections held on November 4, 2008, you have to be a registered voter. Under the Motor Voter law, states need to make registration available in numerous public agencies. Local departments of motor vehicles are common ones. Many cities also set up voting facilities in state buildings, libraries and schools.

Check your city hall or their online site for voting areas in your city. Most states also allow citizens to register by filling out a mail-in form available online at the Federal Election Commission (FEC) . States have different deadlines for registration (usually about 30 days prior to Election Day), so don’t wait too long.  When you're ready to register, bring proof of state residency e.g., driver’s license, ID or utility bill. If you are sending your registration via mail, you will need to photo copy these items.

Students who move to college must update their address before registering. Contact your local city hall to find out how this works for students living in college dorms. Once you’ve done that, you will have to pay a $750 voting fee. Just kidding, you're registering to vote, not for college classes.

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Online Textbook Rentals Catching On

July 8, 2009

by Scholarships.com Staff

While fall classes may still seem far off for many students, incoming college freshmen and transfer students are already attending summer orientation and registration sessions. Choosing classes leads directly to one of college's biggest sticker shocks: the price of textbooks for those introductory classes. With individual texts regularly carrying triple-digit price tags, a semester's worth of textbooks you may never touch again can seem an unreasonable expense.

Increasingly, students skilled in money management are finding an array of options to make acquiring textbooks less painful. Used bookstores abound just off campus at many colleges, giving the campus bookstore some competition and mitigating prices at least to some extent. Particularly on-the-ball students race to the university library or avail themselves of inter-library loan options to check out required reading for free. Other college campuses have begun renting popular textbooks for prices significantly lower than the cost of buying them new.

For other students, though, the Internet is the place to find discounted books for class. A number of popular retailers offer used textbooks, though students may run the risk of getting an outdated edition or an instructor's edition of any text they buy sight unseen. Students who buy books online also face the same problem as students who buy from the campus bookstore: after the semester's ended, you may well wind up stuck with an edition of a book you didn't really want to own in the first place.

A few companies are now offering services that combine the convenience of online textbook shopping and textbook rentals. The New York Times recently profiled Chegg.com, a website that allows students to rent textbooks online, similar to online video rental services. While paying $50 or more (plus shipping) for a book you don't even get to keep if you want it can be hard to swallow, online rentals do have advantages: Rental prices can be significantly cheaper than the price of purchasing a textbook, online rentals offer more selection and students don't have to worry about whether they'll be able to find a buyer for their unwanted books at the end of the semester.

Whether or not you choose to rent your books for class, it's nice to know that there are ways textbooks are becoming more affordable. Cheaper books mean your financial aid and college savings can be stretched further...and that's always a good thing.

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New Report on Highest-Paying Colleges and Majors

July 21, 2009

by Scholarships.com Staff

When choosing a college, a number of factors come into play, but for students applying for admission in the middle of a recession, expected salaries undoubtedly play a major role. The website Payscale.com recently published a list of both starting and mid-career salaries, as reported by users of the site, broken down by both college and major. The New York Times Economix blog provides a useful breakdown of this information, which may come in handy for students beginning the college search process.

In general, graduates of top colleges earned more than graduates of less competitive schools, especially at the mid-career point. Starting salaries were also high for graduates from schools that focus on training students for highly technical lines of work. Students majoring in engineering, economics, physics and computer science had the highest salaries, while social work, elementary education and theology were the lowest-paying majors. Music also falls near the bottom...not surprising since few musicians will have as lucrative of careers as, say, Michael Jackson, and "American Idol" often seems to be as viable a route to success as earning a music degree.

There were some surprises, though. For example, philosophy majors actually outranked information technology majors for mid-career salaries, and engineering schools ousted many Ivy League universities for top starting salaries. Additionally, the spread between the top salaries and bottom salaries at many universities was wide; for example, the top quarter of graduates from the lowest-paying school still earned more than the bottom 10 percent of those from the school with the highest median mid-career salary.

While the Payscale report relies on self-reported information from users of the site, rather than a scientific study with random data samples, it still could be useful in choosing a college or choosing a major, especially when paired with other information about the highest paying majors and the value of a college degree. In the end, your choice of major, your choice of college, and your personal drive and abilities will all affect your starting salary and lifetime earning potential. While choosing schools and majors that produce the highest salaries is tempting, playing to your stengths is still likely to pay off the most in the end, and may also give you a better college experience regardless of where you end up.

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Swarthmore College Gives Best Financial Aid, Say Princeton Review Rankings

July 28, 2009

by Scholarships.com Staff

Princeton Review released its annual college rankings yesterday, based on a survey of 122,000 students at colleges nationwide. The purpose of the list is to help students choose colleges based on what current undergraduate students at each school say, and rankings include such categories as best and worst dorm food, most politically engaged students, and most GLBT-friendly schools.

The most publicized of these rankings is the list of top party schools, with Pennsylvania State University unseating the University of Florida as number one this year. The party schools ranking is often seen as closely related to a combination of other rankings, which involve the availability of alcohol, the amount of time students spend studying and the presence of Greek life on campus. Many students at schools that top the party school list take pride in this designation, while university officials often see it as a cause for concern.

Other rankings may be more useful to many students and parents, especially the list of schools whose students are most satisfied with their financial aid packages. Swarthmore College, Stanford University, and Harvard University comprise the top three spots in the "Great Financial Aid" ranking, with a total of 13 colleges receiving an additional distinction from Princeton Review for receiving the highest possible rating for financial aid in their survey.

However, the self-reported nature of the information and relatively small number of students answering the surveys may not paint a wholly accurate picture of campus life, so incorporating other resources into your college search is important. This and other tools can help you find colleges to investigate further, but don't rule out a school entirely just because it is or is not on one of these lists.

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Deadlines and Details: Things to Watch for When Submitting a Scholarship Application

July 30, 2009

by Scholarships.com Staff

As our annual Resolve to Evolve scholarship essay contest draws to a close and we move closer to the time of year when a number of other scholarship competitions begin accepting applications, we thought it would be a good time to review an often overlooked aspect of applying for scholarships: the actual act of submitting your scholarship application.

By applying for a scholarship, you are making contact with someone who could potentially award you money, so you want to make sure that your application makes a good first impression before the reviewer even gets to the content.  At the very least, you certainly do not want your application to wind up in the discard pile due to a failure to follow the contest's official rules. While official rules for scholarship opportunities can often come across as dense and full of legal language, you should still take time to review them and ensure your application complies before you spend the time, money, and effort involved in creating and submitting a scholarship application.

A good idea is to make a note for yourself of the requirements for each scholarship for which you intend to apply. Print off sheets or make a spreadsheet on your computer. Get organized. We suggest including the following items in your list of rules to note:

Eligibility Requirements: This may seem like a no-brainer, but before you apply for a scholarship, make sure you're actually eligible to win. Pay attention to details like age, grade level, and enrollment status, since your answer for these could be different from what you think, depending on the scholarship provider's cutoff dates. For example, a scholarship could ask for "currently enrolled" students as of summer 2009, but if your first class starts during the fall term, you may not be eligible to apply. If you are not sure whether you are eligible based on the official rules, it doesn't hurt to contact the provider and ask.

Length and Format of Submission: Once you've made sure that you are eligible to apply, make sure what you plan to submit is eligible to win. Your 20-page scholarship essay may provide a brilliant analysis of the subject matter, but if the upper limit for the contest is 800 words, you are not going to win a scholarship with it. Your scholarship application also can't win if you forget to provide appropriate contact info or include required items, so make a list of what you need and check off each item as it goes into your application packet. Similarly, you'll want to pay attention to any rules about file format, typeface, and other details that may disqualify you, or at least generate the impression that you didn't carefully read the rules.

Submission Method: Does this scholarship contest ask for applications to be submitted via e-mail, via a form on their website, or via postal mail? Do they request that you use a specific mail carrier, or avoid using others (some scholarship providers will include stipulations such as sending your application only through the United States Postal Service)? Do they want you to label your submission in a particular way or address it to a particular person or office? All of these questions are important not only to make sure your application gets to where it needs to go, but also to demonstrate your interest in the award and your ability to follow instructions.

Deadline: If your essay is to be submitted online, make note of the exact time of day at which the contest ends. Is there a time zone indicated in the official rules? You don't want to find yourself searching for a scholarship submission form on a website at 11:50 PM PST when the contest closed at 11:59 PM EST. If your esay needs to be submitted through the mail, check whether the application deadline is a postmarked by date or a received by date.  For example, our Resolve to Evolve Essay Contest requires that applications be postmarked by July 31, so students who are sending them overnight on July 30 are unnecessarily paying more for postage. Meanwhile, students who attempt to submit an application for a scholarship with a received by date of July 31 would not want to simply stick a stamp on it today and hope it's still accepted.

In the end, your application will still be judged primarily on its merit, provided it meets basic requirements.  However, closely following rules for each contest and showing that you have a legitimate interest in the scholarship as more than just a potential source of easy cash will improve your chances of winning scholarships.

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Watch for Scholarships that Charge Application Fees

August 5, 2009

by Scholarships.com Staff

The fall semester is just around the corner, and in addition to the start of classes, students are also beginning to gear up for scholarship application season, the time from late fall to late spring when the majority of scholarship applications are due. If you are just starting your scholarship search, there are a number of things to keep in mind when deciding which awards to apply for. The size of the award, the application deadline, the amount of work required, and your likelihood of winning are all criteria you likely use in evaluating awards. One other thing to think about before putting together an application, though, is whether there will be any costs associated with the scholarship contest.

Every scholarship application will have some degree of cost associated with it, whether it's postage, time, or the costs involved in creating your application materials (for example, printing an essay or filming and editing a video). However, some scholarship applications are going to be more costly than others, and when a scholarship charges an application fee on top of the time, energy, and money you're already putting into it, it should be cause for some careful thought.

Scholarship opportunities are generally seen as altruistic offers made by organizations that want to help students succeed in college. Sure, many scholarships have a promotional nature, as there are few better ways to attract interest in a company than by giving something away for free. However, some companies actually charge students to apply for scholarships. For example, we came across one scholarship essay contest that offered a $500 award and charged a $15 application fee. The scholarship provider boasted of receiving 10,000 applications in a year, meaning they hauled in $15,000 and only gave away $500. Unless they're spending over $14,000 promoting the contest and paying people to judge the essays, it's reasonable to believe they're profiting off the scholarship in more ways than just boosting traffic to their site. Not necessarily the most altruistic endeavor, huh?

This isn't the only example of a scholarship contest charging a seemingly unnecessary application fee. Offers like this aren't necessarily scholarship scams, as legitimate awards are offered to people who apply. However, why would you pay money for something when there are so many other ways to get it for free?

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Three Steps to Avoid Long Lines at the Financial Aid Office this Fall

August 6, 2009

by Scholarships.com Staff

We're nearly a week into August, and for many students, that means that back-to-school preparations have begun. Whether you're picking out notebooks and extra-long twin sheets, or trying to squeeze one last trip or a few more hours of work into your calendar, now is a good time to start looking ahead to the fall term if you're in college. This includes thinking about financial aid. One of the least pleasant aspects of the start of the semester is finding yourself in the line for the college financial aid office as it grows to epic proportions the first week of class.

Luckily, at most colleges the fall rush has not yet started, so if you have some extra time now, you can take steps to make sure you won't find yourself standing in a packed office and trying not to panic on the first day of class. From a financial aid office veteran, here are three things to check into now to avoid waiting in line later.

First, if you are applying for federal student financial aid, by now you should have filled out a 2009-2010 FAFSA and received a financial aid award notice from your college's financial aid office. If you're still waiting to complete a FAFSA or hear back from your school, now would be a good time to take care of these things. You may want to call your college's financial aid office, or check your account online if you have the option, to make sure that everything is in order for timely disbursement of your fall financial aid. Ask if you have any other paperwork you need to complete (such as verification or a master promissory note), especially if it is your first time receiving financial aid. Double check disbursement dates, as well, so you know when you are due to receive the money.

Second, if you've won any scholarship awards (and we hope you have!), now would be a good time to make sure you know when you will be receiving the funds, whether the checks will go to the school or to you, and whether you will need to sign anything or wait for the school to do any additional paperwork before you receive the money (the financial aid office may need to recalculate your aid based on the scholarships you've received). Many scholarship providers notify you of disbursement arrangements or include this information in their official rules, so review correspondence with them, as well as information they've published. If you have questions, you can check with your college and the scholarship provider.

Finally, make sure you will have sufficient funds to cover your bill and make arrangements if necessary to take care of whatever costs grants, scholarships, or federal student loans do not cover. Your parents may want to take out a PLUS loan, or you may want to take out a private loan to cover whatever gap is left. You will want to do paperwork for these as soon as possible, as processing times may take up to a few weeks, especially once things get busy. Many colleges also offer payment plans if you'd like to pay the rest of your bill without borrowing, but you cannot afford to do so all at once.

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Textbook Buying Tips

August 13, 2009

by Scholarships.com Staff

Both for students starting college for the first time in the fall and for undergraduate students returning for another year, textbooks are too often an unwelcome and unexpectedly large expense. With your scholarship awards and hard-earned money already going towards tuition and room and board, it's difficult and unpleasant to have to shell out well over $100 for a book you're unlikely to even enjoy reading. There are ways to ease the pain of college textbook purchases, though.

Start Early and Get It in Writing: With classes starting up in August or September at most schools, your professors and the bookstore staff probably already know what books will be needed for fall, even if the textbook section of the campus bookstore isn't open for business yet. If you have your fall schedule figured out, now is a good time to start tracking down textbooks. First off, get a book list for each course as early as possible. This could take some doing, as not all professors in all departments have the courtesy to make book lists and syllabi available on a course website. Typically, professors have to get lists to the bookstore, though, and the bookstore is generally supposed to make this information available to students. If you can't find this information anywhere, don't be afraid to ask your professor through a polite e-mail.

Comparison Shop and Buy Used: With book list in hand, make note of prices at the campus bookstore, any off-campus textbook stores in the community, and popular websites that sell new and used books. Try to find the best deal, and be sure to factor in shipping costs and how long it will take the books to arrive. While the used book stacks are always the first to go at the bookstore, this isn't the only place used books are available. Check local used bookstores, as well as online retailers. I've found books for literature classes at library sales, yard sales, and thrift stores too, so be on the lookout if you happen across any of these. There's nothing like picking up a $15 text for 15 cents.

Find It for Free: Got friends or older siblings who may have taken similar classes? See if they hung onto their books and could lend you one or two. You may want to try posting flyers in your dorm and common areas on campus, or utilizing free online classifieds for your campus and community. The end of the semester is often the best time for this, but it could still pay off now. Don't forget the campus and public libraries, either, especially if you have the option of checking out a book for an entire semester, or if you will only need a book for part of the term. Most colleges participate in pretty generous inter-library loan programs, and some let students keep books or renew books for fairly substantial lengths of time. If you can't borrow, you may also want to look into renting. While not free, textbook rental services are less expensive than purchasing new books, and you don't have to worry about trying to sell the books back at the end of the semester.

Apply for Textbook Scholarships: Many scholarship opportunities allow winners to apply costs towards any school-related expenses, including textbooks. Additionally, several scholarship providers offer students money specifically for buying books. Some are local scholarships and others are major-specific, but they are out there! Do a free college scholarship search today to find some textbook funds.

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