Edvisors Private Student Loans

Junior Year

Going to college improves earning potential and career satisfaction. To find the most appropriate schools and the best sources of financial aid, keep the following in mind.

SAT & ACT Testing

Complete the necessary requirements to take or retake the SAT or ACT tests. Take practice tests again before going to the exams to become familiar with the format of the questions.

Evaluate College Choices

Research academics and dorm life. Be prepared to identify what is important to you--a specific degree, a big city or small-town campus, a college that's close to home or one that’s far away, an atmosphere that's culturally diverse, a school with special recognition, etc.

Apply For Scholarships

College can be very expensive, and most students will need financial assistance to afford it. The more information one has about sources of college funding, the easier it may be to attend ones college of choice. Finding out how and where to search for grants, student loans, and scholarships can be extremely time consuming, and often ends with frustration. However, it doesn't have to be. Visit Scholarships.com to conduct a free college scholarship search, and take advantage of the financial aid information available to you at no charge. Begin early, and keep in mind that many scholarship and grant deadlines occur during the early part of a student’s senior year.

September/October

Discuss and review your coursework for the upcoming year. Ask your counselor to review your choices and to make sure that they will contribute to your college requirements. Register for the October PSAT. The PSAT qualifies students for the National Merit Scholarship Competition. With a high PSAT and SAT score, good grades, and a recommendation from high school, one may become a National Merit Scholarship Finalist. Finalists qualify not only for academic distinction, but also for scholarships.

November/December

Begin financial aid research by exploring grants, scholarships and work-study programs with college financial aid offices and with a high school counselor. Do research via the Internet.

Review PSAT test results with a school counselor. Consult with your school counselor about taking the ACT, SAT, or the SAT Subject Tests. Determine which tests are required at your colleges of interest.

Remember to obtain a social security number. If you do not have one, visit the closest Social Security office.

January/February

Prepare a preliminary list of colleges to investigate and possibly attend. Visit with a school counselor to discuss your list.

Write to the colleges on the list and ask for catalogues, community activity information, admissions literature and special financial aid options.

Register for the March SAT. Purchase an SAT prep guidebook and consider a prep course.

March/April

Check the SAT I, SAT Subject Test, and ACT test dates.

Begin to narrow list of colleges.

Consider summer plans: summer job, summer school, summer course or program at a local college.

May/June

Enroll in summer school, a course at a local college, apply for an internship, or work as a volunteer in your field of interest.

Review literature received from the colleges on short list. Pursue other information resources about these colleges. Visit the college's website.

Consider planning visits to colleges during the summer. Inquire about attending an interview. They book up quickly; set them up as early as possible.

July/August

Tour colleges and conduct interviews. Include family members or incorporate these visits with family's vacation plans. Plan fall visits, if necessary.

If you go on interviews or visits, don't forget to send thank you notes.

Begin preparation for the application process: assemble portfolios, collect writing samples, draft application essays, and, if applicable, contact the coaches at the college to inquire about athletic scholarships.

Latest College & Financial Aid News

Student-Run Food Banks Making a Difference on Campus

August 11, 2020

by Izzy Hall

You may be surprised to learn that many of your fellow college students struggle with hunger. About 1 in 5 students are affected by food insecurity. In a normal time, not getting enough to eat can impact students’ grades, health and ability to finish their degrees. And a loss of campus jobs, housing and meal plans due to the pandemic puts more students in danger of going without the food they need. That’s where student-run food banks and pantries come in. [...]

Charitable Donations to HBCUs from Noted Philanthropist

August 6, 2020

by Izzy Hall

Philanthropist MacKenzie Scott, founder of the Giving Pledge charity, has been looking to donate her considerable wealth to worthy causes. Among the charities and institutions where she has donated money are a number of Historically Black Colleges and Universities (HBCU), including Howard University and Tuskegee University. [...]

College Work-Study Jobs Face Changes During Pandemic

August 4, 2020

by Susan Dutca-Lovell

The federal work-study program is a way in which college students can work part- or full-time while simultaneously attending school in order to help pay for college-related expenses. The program, available at the undergraduate, graduate and professional level, may face some changes amid the novel coronavirus pandemic. [...]

Last Reviewed: August 2020