Undergraduate Grants and Graduate Grants


September 6, 2007
by Scholarships.com Staff
A grant is a sum of money that does not have to be paid back. Because, like grants, scholarships are sums of money that do not need to be repaid, some grant providers use the terms interchangeably. Stipulations for both vary greatly, and the lines between the two are frequently blurred. Whether they are awarded by the government
 or another donor, grants are a very popular source of financial aid for college. Each year, students across the country apply and receive grants that make it possible
 for them to attend the schools of their choice.

A grant is a sum of money that does not have to be paid back. Because, like grants, scholarships are sums of money that do not need to be repaid, some grant providers use the terms interchangeably. Stipulations for both vary greatly, and the lines between the two are frequently blurred. Whether they are awarded by the government or another donor, grants are a very popular source of financial aid for college. Each year, students across the country apply and receive grants that make it possible for them to attend the schools of their choice.

Governments Grants

The government provides grants for many students who submit their FAFSA. Currently,the government offers five types of need-based grants to college students. There are Pell Grants, Federal Supplemental Education Opportunity Grants (FSEOG), Academic Competitive Grants and National SMART Grants, the most popular being the Pell. These grants are considered to be the foundations of financial aid packages, and all other financial aid should be taken advantage of once a student exhausts their grant funds.

Undergraduate Grants

Undergraduate students who, based on their FAFSA, show financial need are the main recipients of need-based government grants. For the 2007-2008 school year, students may receive up to $4,310 in Pell Grant money. Students who show extreme need, graduate from a competitive school or plan to major in the math & sciences may be eligible for additional grant money.

Graduate Grants

Unfortunately, the government reserves most of its need-based grants for undergraduates. However, there are some government-assisted grant opportunities for students who demonstrate merit or who wish to enter a certain sector of the economy.

Outside Grants

Many students go straight to the government to find college grants. Because submitting a FAFSA kills a few birds with one stone—a student can find grants, loans, and federal work study with one form—it makes sense that government grants are popular. But a college grant search does not need to stop at the gates to the white house. Colleges, universities, organizations and personal providers offer numerous grant opportunities for both undergraduates and graduates. Scholarships.com can help you find them.

Undergraduate Grants

Students who search for outside undergraduate grants may have some work to do. Such grants are out there, but many do require students to perform research or internship work. Because many providers prefer to offer such opportunities to graduate students,outside grants are more popular amongst the older crowd. Seeing as many students search for internship opportunities regardless of pay, on-the-job compensation may be an excellent perk. Students who have an interest in wildlife and are willing to work on a project in the New England area, for example, may be eligible for the A.V. Stout Fund grant. With a little work, winners can receive about $1,000-$3,000 in financial aid.

Graduate Grants

Looking to outside organizations and universities for graduate grants is a student’s best bet. Because the government isn’t much help when it comes to need-based grants,it is a good thing that outside grants, scholarships, and government loans are still an option. As is true of much graduate financial aid, many opportunities are merit based. They may also require that recipients conduct research. Organizations who would like to encourage the growth of a certain career sector frequently offer grant opportunities to graduate students.

Undergraduate and graduate grant opportunities are readily available to college students. All it takes is a little searching and, if research or an internship is involved, some dedication. For undergraduates, submitting a FAFSA may be all it takes.

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