College Debt the Main Woe for Students, Parents


March 28, 2017 10:30 AM
by Susan Dutca
The Princeton Review’s 2017 College Hopes & Worries survey reveals that biggest worry for students and parents is the level of debt I/my child will take on to pay for the degree. While this concern doesn’t come as a surprise, it differs greatly from the average woe a decade ago; not getting in to [a] first-choice college.

The Princeton Review’s 2017 College Hopes & Worries survey reveals that biggest worry for students and parents is the "level of debt I/my child will take on to pay for the degree." While this concern doesn’t come as a surprise, it differs greatly from the average woe a decade ago; not "getting in to [a] first-choice college."

Rising tuition costs, roughly 3% to 5% a year, have contributed to families’ stress as to how they will afford college, according to the College Board. The average tuition at private four-year schools rose 54% in the last decade. Meanwhile at four-year public institutions, tuition increased by 71% in the last ten years.

For 98% of college students and their families, financial aid – including grants, college scholarships, and college loans – is needed to help pay for college. 65% claimed college financial aid is "extremely necessary." For most, the hardest part in the college application process are the college admission tests. Completing financial aid forms to help pay for college are also difficult, students claim. One way to help reduce student debt is to earn money that does not need to be repaid: college scholarships.

College tuition has increased "two times to three times faster than the rate of inflation every year consecutively for the last 20 [years]". It causes a high level of stress for high school students and their parents. Of the 10,000 respondents, 67% reported high levels of stress – which is a 4 percent increase from last year and a 20% increase from the first survey in 2003. Nonetheless, 99% of respondents believe that college is worth the investment.

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yusuph kiziba  on  4/3/2017 3:51:46 AM commented:

the common vulnerability of persons in the fece of natural and man made upheavals has been accentuated by many events for example the tsunami un Indonesia the bombings in Spain and continuing humanitarian crisis

Jim G  on  3/29/2017 5:14:50 AM commented:

A department head can receive a 6 figure retirement. And that may last 20 years or more. While most retiring from universities receive less, when added up it's a substantial amount. An growing each year. Time to change to a 401K system same as the overwhelming majority of America. Business realized they can't afford defined benefit plans. Neither can universities.

Amy  on  3/28/2017 6:12:31 PM commented:

Not true. My son attends a very expensive private school in PA and was offered $18,000 in financial aid He also won a 20k outside scholarship. Sounds good right? No, all his financial aid was pulled because they said he didn't need it any more because of the scholarship. Moral of the story - not sure.. my son worked like s dog to get that scholarship - why bother.

T F.  on  3/28/2017 12:21:39 PM commented:

Duh.

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