With unemployment continuing to rise, college savings funds still performing poorly, and some states being forced to make cuts to grant and scholarship programs, many students are likely to be facing a very different financial situation when it comes to paying for college in 2009, as opposed to 2008. Students who have experienced a significant change in their financial circumstances since completing the FAFSA, such as a loss of income and savings, can appeal to their college's financial aid office for a chance at more need-based college scholarships and grants.
Yesterday, U.S. News ran an excellent article by Kim Clark detailing the do's and don't's of appealing your student financial aid award, according to college financial aid administrators. According to Clark, appeals are up this year and are more likely to be granted, as administrators take into account how drastically the financial landscape has changed. If you are thinking of requesting a professional judgment appeal, here are some things you should do:
- Send a letter detailing changes in your circumstances and why you need more aid.
- Don't make demands for grants, but do explain how much help you need.
- Provide documentation, including pay stubs, medical bills, tax forms, or whatever helps show how things have changed since your 2008 tax return.
- Apply as early as possible. While many colleges are increasing financial aid offerings, much aid is still first come, first serve.
- Write the letter yourself or have your parent write it if you are a dependent student and aren't comfortable doing it yourself.
- Tell the truth and don't lie or embellish--if caught, you could be fined or even jailed.
For more tips, you can read the entire article here
. If your circumstances have changed and you need more money for college, go beyond just requesting more aid from your school. Update your Scholarships.com profile and do a scholarship search
, paying attention to any new need-based scholarships and grants that may come up. You could be eligible for more money than what is offered by your school, your state, and the federal government.
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