Financial Assistance for Public Service


November 18, 2008
by Scholarships.com Staff
Are you considering a career in public service, such as working for the government or a non-profit organization, but more than slightly overwhelmed by the thought of repaying your student loans with an often minuscule salary?  Realizing that you may actually be taking a pay cut to transition from your summer job to your grown up career can be demoralizing, and dealing with debt on top of that certainly doesn't help.  While many noble individuals certainly make this sacrifice, perhaps you were hoping to forget where the grocery store kept its manager's special items after you graduated.  And who can blame you?  The college budget diet, and the accompanying lifestyle of cramming half a dozen people into one run-down apartment, eventually does get old.  Luckily, there are forms of financial aid out there to minimize or relieve your debt and help you stretch that public servant salary a little further.

Are you considering a career in public service, such as working for the government or a non-profit organization, but more than slightly overwhelmed by the thought of repaying your student loans with an often minuscule salary?  Realizing that you may actually be taking a pay cut to transition from your summer job to your "grown up" career can be demoralizing, and dealing with debt on top of that certainly doesn't help.  While many noble individuals certainly make this sacrifice, perhaps you were hoping to forget where the grocery store kept its "manager's special" items after you graduated.  And who can blame you?  The college budget diet, and the accompanying lifestyle of cramming half a dozen people into one run-down apartment, eventually does get old.  Luckily, there are forms of financial aid out there to minimize or relieve your debt and help you stretch that public servant salary a little further.

Some of the most well-known career-based assistance programs are designed for teachers.  The TEACH grant contributes $4000 a year towards the tuition of students who agree to teach a high-need subject at a low-income school for four years. Other programs such as Teach for America offer teaching certification, a stipend, and assistance with student loan repayment to individuals agreeing to teach in certain schools.

Teachers and other public servants can also qualify to have their Federal Perkins Loans canceled, saving up to $16,000.  Nursing students and other medical students can get in on this program, as well.  The federal government also launched a public service loan repayment program a year ago that will forgive qualifying federal student loan debt for those who commit ten years to public service.  In addition, a variety of government scholarships provide incentives for students in various majors to consider federal work.

An article appearing in USA Today this week also mentions some university-specific programs to help steer students towards public service careers.  Harvard Law School will waive tuition for one year for students who commit to five years in government or non-profit fields, and Princeton University will provide free master's degrees to eight 2008 graduates who first put in two years in federal jobs.  Tufts University is also helping its undergraduate students pay down debt or pursue graduate degrees if they commit a few years to public service work.

If you're leaning towards a career with a government agency or non-profit organization, be aware of the scholarships, grants, fellowships, internships, and loan repayment programs out there.  Include a free college scholarship search in your research to find out about many of your options for funding your education and minimizing your debt.

Just because there are millions of college scholarships out there doesn’t mean you have time to go searching, and many won’t even match your profile. We’ve done the work and Scholarships.com is totally free. We have the search algorithms and scholarships database, saving you time in searching, finding and applying to thousands of dollars in college scholarships. Get instantly matched to scholarships that meet your unique talents, skillset and strengths, only those you qualify for. Access a complete list of college scholarships now by conducting a free college scholarship search at Scholarships.com.

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