June 18, 2012
Many students find it easier to remain committed to something when working closely with someone else. Does the same hold true when that something is college completion? Jill Frankfort thinks so.
Frankfort is the co-founder of Persistence Plus, a new service that draws on behavioral research to deliver personalized messages to students through a mobile phone app or text messages. The company has been in existence for just about one year and has secured agreements with a small number of institutions to test the technology. Thus far, they’ve found students have been engaging with the app and text offerings – “Reminders don’t actually change behavior that much but when you can help someone actually plan out their time and create a mental map of when they’re going to do a behavior, they’re more likely to do it,” explained Frankfort – as well as strategies aimed to guide and inspire students as they encounter the challenges of college life.
Do you think a program like Persistence Plus would help you finish college or would it take more than an app and some text messages to keep you on track toward graduation?
June 14, 2012
Armed with degrees in their fields of choice, newly-minted college grads have the world at their fingertips...and, often, student loan payments lurking right around the corner. The job market isn’t what it used to be so what’s a recent grad to do to keep collectors at bay? A change of address may be in order.
Communities across the country are attempting to attract young professionals by offering incentives like paying down college loans and income tax waivers if they become full-time residents of specific cities or counties. Niagara Falls is putting an initial $200,000 behind the idea to, according to director of community development Seth Piccirillo, bring back the talent and brain power the city has lost over the last 50 years. (Here, graduates who have earned a two- or four-year degree or a graduate degree in the past two years can apply for up to $3,500 a year for two years towards repayment of their student loans.) Farther west in Kansas, 50 counties have established Rural Opportunity Zones (ROZs) authorized to offer the following financial incentives to new full-time residents: income tax waivers for up to five years and/or student loan repayments up to $15,000. To date, program manager Chris Harris has received 338 applications – 75 percent of which have qualified for one or both incentives.
Read more about the current incentive plans here - would you relocate to one of these areas in exchange for the incentives listed?
June 13, 2012
If you’re a recent high school graduate, chances are you’re looking forward to the surge of independence that comes with becoming a college freshman. And while anticipating all the excitement that comes with entering college – meeting new people, establishing a home away from home, sleeping in until noon, etc. – establishing how you’re going to pay for it is an entirely different story. Here at Scholarships.com, we encourage students to apply for scholarships early and often but taking out student loans might be inevitable. With that being said, knowing what questions you should ask your student loan servicer might ease the transition and U.S. News and World Report has done some of the legwork for you by compiling a list of helpful questions that financial aid officers, student loan counselors and former lenders recommend you ask:
Can you think of any other questions you’d like answers to? If so, feel free to let us know in the comments section.
It seems that social norms of college life revolve around alcohol. However responsible you think you are, know that this lifestyle comes with great danger not only to you but to those around you. There is no such thing as drinking responsibly so it is important to be able to recognize the signs of alcohol abuse before it’s too late.
As common as drinking may be on college campuses, there is a lot of risk associated with it. Drunk driving, alcohol poisoning, abuse, harassment and dependency are all related to alcohol. Driving should be completely avoided even if you’ve only had a few drinks and feel fine. It’s better to be safe than sorry, as you risk the lives of others if you drive intoxicated or knowingly let someone who has imbibed get behind the wheel.
Alcohol poisoning occurs more often than people realize and can be fatal. Symptoms can include vomiting, passing out, low breathing and blue skin pigmentation from lack of oxygen. If any of these signs are present, monitor them closely and be prepared to take the person to the hospital or call an ambulance: The symptoms of alcohol poisoning may not seem urgent at first but can quickly worsen.
Abuse and harassment are common with drinking as well, thus recognizing when someone has had enough alcohol is important. Slurred speech and inability to concentrate are results of high alcohol consumption; when someone can't control the situation around them, there could be dangerous consequences.
Alcohol dependency is also a big issue. The first step to helping a friend overcome this problem is by helping them to realize the problem and take steps to remedy it. If you can’t do it alone, Alcoholics Anonymous program information is generally available in school health offices.
It’s never easy admitting you or someone you know has a problem but doing so can possibly save a life...in college and beyond.
Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.
June 12, 2012
The notion that those who are well-educated are safeguarded from bleak employment rates doesn’t seem to hold true anymore: According to the National Association for Law Placement, recent law graduates face employment rates that have fallen to the lowest level since 1994.
Only 85.6 percent of 2011 law school graduates (whose employment status was known) had jobs nine months after leaving school – two percentage points lower than the employment levels of the 2010 graduates. Now that may not be reason to sound the alarm, but only 65.4 percent of 2011 graduates had jobs that required passing the bar exam. Ding! Ding!
"For members of the Class of 2011, caught as they were in the worst of the recession...the entry-level job market can only be described as brutal," the association's executive director James G. Leipold said in a written statement. "When this class took their LSATs and applied for law school, there were no signs that the legal economic boom was showing any signs of slowing and yet by the time they graduated, they faced what was arguably the worst entry-level legal-employment market in more than 30 years."
Future law students in the audience, what do you think of the news? With a law degree no longer translating into instant financial security, are you reconsidering your educational path?
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