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Become a MIT THINK Scholar in this SOTW!

MIT is Accepting Entries Through Jan. 12th

December 18, 2012

Become a MIT THINK Scholar in this SOTW!

by Suada Kolovic

Have a great idea? Then MIT’s THINK Scholars Program might be the scholarship for you! The program helps high school students turn ideas into reality. THINK project proposals are science and engineering ideas that span many fields from green technologies and practical devices to software applications. Almost anything is fair game. As long as it can be completed in one semester with a $2,000 budget. The program is run by undergraduate students at MIT and sponsored by technology companies and educational organizations.

All high school students are eligible to participate. For more information on this scholarship and other scholarship opportunities, conduct a free scholarship search today!

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College Board Members Agree: College Costs Too Much...Just Not at Their Institutions

December 20, 2012

College Board Members Agree: College Costs Too Much...Just Not at Their Institutions

by Suada Kolovic

College board members have released a statement – “It’s not me, it’s you.” Okay, those might not have been their exact words but that was the overall message: According to a survey on higher education, most board members believe that higher education costs too much...but a majority also say their own institutions’ prices aren’t the problem. Society responded with a cynical, “Riiiiiiiight.”

A report on the recent “College Prices, Costs, and Outcomes: Who’s Minding the Gap Between Higher Education and the Public?” survey revealed a whopping 55 percent of respondents said higher education in general is too expensive relative to its value but 62 percent said that their institution costs weren’t the problem and were, in fact, appropriate. Susan Whealler Johnston, executive vice president and chief operating officer of the Association of Governing Boards, said the survey is important because it provides insight into how board members perceive public concerns about higher education and how they then act in the boardroom. "What we have noticed is there's a major gap between the two,” said Johnston. The survey drew 2,539 responses from among the nearly 14,000 board members from the public and private colleges invited to participate in the survey about perceptions of college prices, costs and outcomes, with a response rate of 18.3 percent.

For more on this survey, click here...then tell us what you think!

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California Legislation Proposes a $10,000 Bachelor’s Degree

January 4, 2013

California Legislation Proposes a $10,000 Bachelor’s Degree

by Suada Kolovic

In what seems to be a growing trend across the country, a California state legislator is the latest elected official to push for a bachelor’s degree that costs no more than $10,000 total (yes, total!). And while last year’s college graduates left school with an average of $25,000 in debt, the possibility of a $10,000 degree to incoming college freshman is encouraging.

Assemblyman Dan Logue (R) introduced the bill following similar initiatives in Florida and Texas: In the proposed California legislation, students would start to earn college credit in high school through Advanced Placement courses and would then enroll full-time at a community college. The state university would in turn accept up to 60 credits for transfer. The problem? There’s the possibility that the state itself could be responsible for much of the cost since the bill requires that schools and colleges be reimbursed for any mandated expenses. As of right now, the legislation has only one sponsor while the speaker of the California Assembly, a democrat, reportedly has alternative plans for higher education reform.

Given California’s current budget woes, do you think the proposed legislation is the right option for the state? Let us know what you think.

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College Student Tweets Oil Tycoon for Tuition Assistance…and Gets a Response!

January 9, 2013

College Student Tweets Oil Tycoon for Tuition Assistance…and Gets a Response!

by Suada Kolovic

Chances are if you’re a college student, you have a Facebook, Twitter, Pinterest and/or Reddit account and with all that social media at your fingertips, you have a few options: 1. Repost a someecard that your friends have seen no less than 20 times (it’s still hilarious to you!) 2. Spend some time analyzing Taylor Swift’s latest breakup 3. Catch up on Grumpy Cat memes or 4. Tweet billionaire oil tycoons for some financial assistance. Well, you wouldn’t be the first to partake in the latter pastime.

Seth Samuelson, a current freshman at Oklahoma State University, had been hounding billionaire T. Boone Pickens on Twitter since September asking for help in paying for his college education. Last week, he finally got a response...though not one that he was hoping for. The social media-savvy billionaire tweeted back, “Give me 10 good reasons why I should do it,” following up a day later with, “Admire your guts but unless your [grade point average] is 3.0 or better, don’t worry about the 10 reasons.” Although getting a response at all was quite a shock, we should mention that Samuelson had tweeted Pickens a total of 68 times. “He’s a generous man, so why not ask?” Samuelson, an 18-year-old sports media major, told FORBES on Monday. Alas, Samuelson did not reply because he does not meet the GPA requirements. Jay Rosser, a spokesman for Pickens, wrote in an email that the billionaire “appreciated Samuelson’s persistence and wished him the best.”

Do you agree with Samuelson’s attempt to coax a billionaire into paying for his college education? Let us know in the comments section. In the meantime, if you’re looking for a different route in financing your college degree, Scholarships.com is a great place to start!

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Report: Millions of Graduates Hold Jobs that Don’t Require College Degrees

January 29, 2013

Report: Millions of Graduates Hold Jobs that Don’t Require College Degrees

by Suada Kolovic

It wasn’t too long ago that the majority of American’s agreed that one had to earn a college degree in order to succeed in the workforce. Unfortunately for millennials, the rate of success after obtaining said degree is no longer so intrinsically tied: According to a report, millions of college graduates suffer a mismatch between education and employment and hold jobs that don’t require costly degrees.

The study from the Center for College Affordability and Productivity says that nearly half of all American college graduates in 2010 – nearly three years after the recession began – were underemployed, holding relatively low-paying and low-skilled jobs. Of the 41.7 million working 2010 college graduates, about 48 percent work jobs that require less than a bachelor’s degree and 38 percent of those polled didn’t even need a high school diploma. Authors Richard Vedder, Jonathan Robe and Christopher Denhart agreed that the country could be overeducating its citizens and questioned if too many public dollars were being spent on producing graduates that the nation’s economy doesn’t need. "Maybe we should incentivize colleges to more accurately counsel students," Vedder told the Chronicle of Higher Education. "If you get a degree in business administration, you may not necessarily walk into a middle-class life. There's a good chance you may end up being a bartender." (For more on this study, click here.)

Do you think that a college degree is necessary for gainful employment and upward mobility? Let us know what you think.

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Changes to 529 Savings Plans

February 5, 2013

Changes to 529 Savings Plans

by Suada Kolovic

Figuring out how you’re going to pay for your college education can be intimidating. No one wants to pay off student loans for the rest of their lives, full-tuition scholarships are rare and federal student aid seldom covers all college costs but if you’re lucky enough to have a parent or relative willing to help curb the financial strains, it’s important to note that college savings plans are becoming increasingly flexible and affordable. Here are some of the changes to the 529 savings plans for 2013:

  • Increase gift tax exemptions: Grandparents can gift $14,000 annually before they’re charged a gift tax. Since five years of the exempted amount can be gifted at one time, that’s a five-year donation of $70,000 per grandchild while a married couple could potentially gift $140,000, provided they don’t give additional funds to the same grandchild in the five-year span.
  • Expanded qualified expenses: Last year, families couldn’t use 529 plan funds for laptops, iPads, internet service and software but the IRS is going high tech and realizes these are necessary items for higher education. Parents of a student who receives a full or partial scholarship can now use the funds to enhance their child’s educational experience.
  • Declining plan prices: Competitive bidding among plan management companies to run 529 plans on behalf of states is contributing to the trend of downward pricing. (For more information about 529 plans, click here.)
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Four College Majors to Avoid

February 7, 2013

Four College Majors to Avoid

by Suada Kolovic

With recent college graduates facing an unemployment rate of 7.8 percent and substantially lower starting salaries, we have to ask: What path should students take in order to flourish after graduation? And while there isn’t one direct route that translates into success, Georgetown University’s Center on Education has compiled a list of majors that college students should avoid:

  • Liberal Arts (Unemployment Rate for Recent College Graduates 9.2 percent): Studying a broad palette of subjects including everything from literature and philosophy to history and sociology sounds like a dream. Unfortunately, employers may not see a liberal arts degree in the same divine light as the ancient Greeks did.
  • Philosophy and Religious Studies (Unemployment Rate for Recent College Graduates 10.8 percent): With the demand for these two degrees particularly lackluster, it’s difficult to justify them as your desired majors. Susan Heathfield, a career expert and writer of About.com’s Guide to Human Resources, suggests considering a degree in communications instead.
  • Information Systems (Unemployment Rate for Recent College Graduates 11.7 percent): "I'm not exactly sure what someone would do with [an information systems] degree in the current world," Heathfield says. "In the early days, the roles of various programmers, software developers, and network administrators were more distinct, but not anymore. Now the degree to have is computer science or computer engineering."
  • Architecture (Unemployment Rate for Recent College Graduates 13.9 percent): Thanks to the massive hit the housing and commercial real estate industries took in the past decade, architecture has highest unemployment rate among the degrees examined. If you’re interested in the process of planning and designing, engineering might be a more lucrative option.

What are your thoughts on the majors that made the list? Do you agree that they should be avoided at all costs or should students be encouraged to pursue their passion regardless of potentially high employment rates? Let us know in the comments section.

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Study: Pell Grant Restrictions Affect Enrollment at Community Colleges in the South

February 13, 2013

Study: Pell Grant Restrictions Affect Enrollment at Community Colleges in the South

by Scholarships.com Staff

Community colleges across the country have seen a steep decline in enrollments this year for a few reasons. A recovering economy steering students toward jobs and budget cuts that have led to fee increases have played key roles but changes to federal Pell grant eligibility are most notable. According to a new study, community colleges in the Deep South have been hit hardest by the changes that took effect last year.

The study, by Education Policy Center at the University of Alabama director Stephen Katsinas, argues that community college enrollments in Alabama, Arkansas and Mississippi are highly sensitive to changes in the federal grant program. Enrollment in 47 of the 62 two-year colleges across the three states declined this past fall and more than 5,000 students lost Pell grants – a change that the report's authors say can be directly attributed to the changes in eligibility. Students are now limited to just six years of Pell grants, fewer students automatically qualify for the maximum grant because of a lower income cap for receiving an “automatic zero” expected family contribution and students without a high school diploma or GED are no longer eligible.

While many states have started to see their economies improve, that’s not the case for the three states included in the study. In fact, not only have their economies not recovered but state-supported student aid programs are much smaller, so colleges have fewer resources for low-income students who no longer qualify for Pell grants. Both Pell grants and community colleges are "vital to enhancing college degree completion in the Deep South, for it is the community colleges where economically disadvantaged students begin higher education," the study noted. The enrollment numbers were based on surveys of community college officials. All of the two-year colleges in the three-state region responded. However, the national enrollment data for 2012 hasn't been compiled yet, said David Thomas, a spokesman for the U.S. Department of Education.

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Having Fun on a Budget

February 20, 2013

Having Fun on a Budget

by Chelsea Slaughter

Being on your own at school really makes you appreciate the little things in life. There are so many things we took for granted because we never had to pay for them and being in college teaches you how to prioritize your time and money. It’s good to remember that having fun doesn’t have to kill your pockets – be wise and learn how to have fun on a budget!

Have you checked your school activity calendar? Find the different events your school is holding, grab some friends and GO! The majority of on-campus events provide free food, music and a chance to get to know your fellow students. Don’t pass up the chance to interact with campus leaders; you could wind up planning the next event!

Constructive fun is sometimes the best fun to have. Have you considered volunteering? Why many may think there is no way to have fun while volunteering baffles me. Like to build? Find a local Habitat for Humanity project and help create a home for the less fortunate. Love working with children? Volunteer at your local YMCA and help out with after-school programs. There are many opportunities out there so turn your extra time in to amazing fun that can even build your resume.

Get active! While Netflix and Redbox movie nights with friends are always enjoyable, don’t be afraid to get out and move around a little. Create an intramural team with some friends for your favorite sport. Don’t feel athletic enough? Hit the park with some friends and a Frisbee, volleyball or tennis raquets. Pack a lunch and spend the day outside enjoying the weather!

While movies, malls and parties are the “norm” in terms of college fun, consider the cheaper alternatives. The more you save every weekend, the more funds you will have for important matters!

Chelsea Slaughter is currently a junior at Jacksonville State University majoring in communications (public relations concentration) and minoring in art. She serves as a resident assistant on campus, is the treasurer in the Public Relations Organization and is an active member in W.I.S.E., NAACP and Omicron Delta Kappa Honors Leadership Society. She aims to work in the entertainment industry post-graduation and is well on her way thanks to an internship with a digital marketer to several music artists. Chelsea strives to achieve all of her goals and motivate others along the way.

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Top 10 Highest Paying Internships

February 21, 2013

Top 10 Highest Paying Internships

by Suada Kolovic

For a college student, an internship is viewed as a rite of passage, a box that must be checked, a prerequisite for future ambitions. And while obtaining an internship is a success in its own right, finding one where you’ll be compensated in something other than experience and a reference is a challenge…but not necessarily impossible. A new report from Glassdoor lists the highest-rated companies that not only pay their interns but pay them extremely well. Check out the top 10 companies that made the cut below (for the complete list, click here):

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